Top 3 Credit Cards in 2026 To Have For Airport Lounge Access

Top 3 Credit Cards in India: Airport lounge access is a key perk for frequent air travellers, offering a comfortable space to relax during layovers or unexpected flight delays. With amenities such as complimentary food, Wi-Fi, and a quieter environment, lounge access can significantly enhance the travel experience.

Top 3 Credit Cards in 2026 in India

Axis Atlas Credit Card

Axis Atlas credit card users pay a joining fee of Rs. 5,000 and an annual fee of Rs. 5,000, receiving lounge access that depends on yearly spending across three travel-focused membership tiers.

Cardholders move into Silver Tier once yearly spends reach Rs. 3 Lakh or more, advance to Gold Tier after spending Rs. 7.5 Lakh, and attain Platinum Tier when annual expenditure touches Rs. 15 Lakh or higher. Higher tiers provide extra lounge entries.
For general shopping and payments, users get 2 EDGE Miles for every Rs. 100 spent across all categories. Travel transactions earn 5 EDGE Miles for every Rs. 100 on monthly travel spends up to Rs. 2 Lakh. Travel expenses above Rs. 2 Lakh in a month earn 2 EDGE Miles for every Rs. 100.

IndusInd Bank Avion Visa Infinite Credit Card

The card comes with a joining fee of Rs. 40,000 and an annual fee of Rs. 10,000. Cardholders receive international and domestic lounge access, Priority Pass membership, and Avios rewards on select spends across India and overseas.

The lounge access benefits include two complimentary international lounge visits every quarter, linked to the free Priority Pass membership. Cardholders also get two free domestic airport lounge visits every quarter, offering regular travellers some comfort during both international and domestic journeys.

On spending at select preferred international destinations through point-of-sale machines, cardholders earn 5 Avios for every Rs. 200. Spends on the Qatar Airways and British Airways website or app earn 2 Avios. Other eligible online, domestic, and international transactions earn 1 Avios per Rs. 200.

SBI Card Miles Elite

This travel card focuses on frequent flyers in India, combining lounge comfort with rewards on spending. Cardholders receive 8 complimentary domestic airport lounge visits each year, restricted to 2 per quarter. There is also complimentary Priority Pass membership, which includes 6 free international lounge visits annually, again limited to 2 per quarter.

The domestic lounge access expands with card usage. For every Rs. 1 Lakh spent on the card, customers get an extra domestic lounge visit, up to 15 visits in a year. Travel spending earns 6 Travel Credits per Rs. 200, while all other eligible transactions earn 2 Travel Credits for every Rs. 200 spent.