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RBI Prohibits Non-Bank PPI Issuers From Using Credit Lines To Load Wallets & Cards

In a key move that will affect several fintech companies, the Reserve Bank of India (RBI) ordered non-bank prepaid payment instruments (PPIs) to stop loading their PPI instruments, such as wallets and prepaid cards, through credit lines on Monday, 21 June. ...

Is No Cost EMI Really No Cost? Find Out How It Works

Most probably you have heard about the "No-Cost EMI"? And you thought of you don't have to pay the entire amount up once with no cost EMI; instead, you may pay small sums over the following few months. No Cost EMI ...

What Are Buy Now And Pay Later Apps? How They Are Disrupting The Credit Card?

In recent years, a number of buy now pay later (BNPL) mobile apps in India have emerged on the Indian market. These apps work in a similar way to credit cards in that they give users an immediate credit line that ...

Zerodha's Kamath Turns Down BNPL Financial Product: Know Why

Zerodha-online broking firm's founder Nitin Kamath has turned down the ‘Buy now pay later or BNPL' scheme and called it as the worst financial instrument for retail investor class. Further, he goes on to explain why this lending business of BNPL ...

SBI Credit Card To Charge Rs. 99 Plus Taxes For EMI Transactions Via Its Credit Card

SBI Credit Card with a considerable pie in the credit card business in an e-mail to its customers has informed that beginning December 1, 2021, each of the EMI purchase transaction shall come with a processing fee of Rs. 99 plus ...