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Loan To Value News

Loan to value ratio of 90% for home loans in the offing

National Housing Bank (NHB), the authority governing the functioning of Housing Finance Companies (HFCs) in India, is mulling over the proposal to increase the loan to value ratio or LTV ratio from the current threshold of 80% to 90% ...

Banks can lend against gold jewellery up to 75% of LTV: RBI

The Reserve Bank today came out with standardised norms for valuation of gold jewellery as collateral for loan from banks. "In order to standardise the valuation and make it more transparent to the borrower, it has been decided that gold jewellery ...