Canada Visitor Visa Funds: Benchmarks for Indian Travellers and 2026 Guidelines

Indian travellers planning Canada trips need clear funds before applying for a visitor visa. Immigration, Refugees and Citizenship Canada (IRCC) checks whether you can pay for travel, living costs, and return. There is no stated minimum for tourists. Still, a practical target often helps avoid doubts during review.

Many approved applicants show about 1,200 Canadian Dollars (CAD) for each week in Canada. This guideline excludes flight tickets and pre-paid hotel bookings. For a two-week holiday, that works out near 1.8 lakh Indian Rupees (INR). The aim is to show your visit will not strain Canada’s economy.

Applicants often estimate cash needs by duration, then keep a buffer. Officers usually prefer clear, spendable money for daily costs. The following figures are common benchmarks used by applicants. They help set expectations for short stays and longer plans, including study permits.

Trip Duration	Estimated CAD Required	Estimated INR Value
Two Week Visit	3,000 CAD	1.85 Lakhs
One Month Visit	5,000 CAD	3.10 Lakhs
Annual Study Permit	20,635 CAD	12.70 Lakhs

IRCC officers focus on liquid assets, not only long-term holdings. Savings balances and Fixed Deposits (FD) usually carry more weight than shares. Property values also help less, since they are not quick to use. Officers also look for six months of stable funds in your accounts.

Canada visa bank balance: Common mistakes and acceptable proof

Applications often fail when applicants submit only a few weeks of statements. A full six-month record should show steady income or growing savings. Sudden large deposits can trigger refusal without a clear source. Borrowed money used to lift balances is another warning sign for reviewers.

For students, rules tighten from early 2026 as living costs link to inflation. Each study permit applicant must show at least 20,635 CAD besides tuition fees. Accepted proof includes certified bank statements, pay slips, and tax records. Sponsors must add a Letter of Support (LOS) showing the relationship and capacity.

Keeping documents consistent helps IRCC connect your finances with your travel plans. Many applicants show slightly more than the working benchmarks for safety. Regular savings patterns and clear sources for deposits reduce questions during checks. For 2026 updates, applicants should rely on official government portals for the latest figures.