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Central Bank of India FD Interest Rate Calculator

Central Bank of India FD online calculator will help you calculate the interest that your money will earn when kept in a fixed deposit in Central Bank of India. This will give the details of investment that's the principal amount on maturity after the interest is compounded on days or a monthly, quarterly, half-yearly and yearly basis. To learn about how your fixed deposit earns interest and how much will be your earning at the end of the tenure chosen, Goodreturns online calculators will help you.

Central Bank of India Fixed Deposit Interest Rates

Central Bank of India fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Central Bank of India fixed deposit interest rate and making the decisions is now very easy.


For domestic deposits - Less than Rs. 1cr [ Revised on : 26-04-2017 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Less than Rs. 1cr 4.75 5.25
15 days to 30 days Less than Rs. 1cr 5.50 6.00
31 days to 45 days Less than Rs. 1cr 5.50 6.00
46 days to 59 days Less than Rs. 1cr 5.50 6.00
60 days to 90 days Less than Rs. 1cr 5.50 6.00
91 days to 179 days Less than Rs. 1cr 6.50 7.00
180 days to 270 days Less than Rs. 1cr 6.50 7.00
271 days to 364 days Less than Rs. 1cr 6.50 7.00
1 year to less than 2 years Less than Rs. 1cr 6.60 7.10
555 days Less than Rs. 1cr 6.50 7.00
2 years to less than 3 years Less than Rs. 1cr 6.50 7.00
777 days Less than Rs. 1cr 6.50 7.00
3 year to less than 5 years Less than Rs. 1cr 6.50 7.00
5 years & above upto 10 year Less than Rs. 1cr 6.50 7.00

For domestic deposits - Rs. 1 cr to Rs. 10 cr [ Revised on : 30-06-2017 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Rs. 1 cr to Rs. 10 cr 4.25 4.75
15 days to 30 days Rs. 1 cr to Rs. 10 cr 5.25 5.75
31 days to 45 days Rs. 1 cr to Rs. 10 cr 5.25 5.75
46 days to 59 days Rs. 1 cr to Rs. 10 cr 5.25 5.75
60 days to 90 days Rs. 1 cr to Rs. 10 cr 5.25 5.75
91 days to 179 days Rs. 1 cr to Rs. 10 cr 5.25 5.75
180 days to 270 days Rs. 1 cr to Rs. 10 cr 5.25 5.75
271 days to 364 days Rs. 1 cr to Rs. 10 cr 5.25 5.75
1 year to less than 2 years Rs. 1 cr to Rs. 10 cr 5.25 5.75
2 years to less than 3 years Rs. 1 cr to Rs. 10 cr 5.00 5.50
3 year to less than 5 years Rs. 1 cr to Rs. 10 cr 5.00 5.50
5 years and above upto 10 years Rs. 1 cr to Rs. 10 cr 5.00 5.50

Tax Saver Fixed Deposits [ Amount capped at Rs. 1 lakh per Financial Year ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
CENT Tax Saving Deposit - 5 Years Upto Rs. 1 lakh 6.50 7.00

For NRO Fixed Deposit - Less than Rs. 1cr [ Revised on : 26-04-2017 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Less than Rs. 1cr 4.75
15 days to 30 days Less than Rs. 1cr 5.50
31 days to 45 days Less than Rs. 1cr 5.50
46 days to 59 days Less than Rs. 1cr 5.50
60 days to 90 days Less than Rs. 1cr 5.50
91 days to 179 days Less than Rs. 1cr 6.50
180 days to 270 days Less than Rs. 1cr 6.50
271 days to 364 days Less than Rs. 1cr 6.50
1 year to less than 2 years Less than Rs. 1cr 6.60
555 days Less than Rs. 1cr 6.50
2 years to less than 3 years Less than Rs. 1cr 6.50
777 days Less than Rs. 1cr 6.50
3 year to less than 5 years Less than Rs. 1cr 6.50
5 years & above upto 10 year Less than Rs. 1cr 6.50

For NRO Fixed Deposit - Rs. 1 cr to Rs. 10 cr [ Revised on : 30-06-2017 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Rs. 1 cr to Rs. 10 cr 4.25
15 days to 30 days Rs. 1 cr to Rs. 10 cr 5.25
31 days to 45 days Rs. 1 cr to Rs. 10 cr 5.25
46 days to 59 days Rs. 1 cr to Rs. 10 cr 5.25
60 days to 90 days Rs. 1 cr to Rs. 10 cr 5.25
91 days to 179 days Rs. 1 cr to Rs. 10 cr 5.25
180 days to 270 days Rs. 1 cr to Rs. 10 cr 5.25
271 days to 364 days Rs. 1 cr to Rs. 10 cr 5.25
1 year to less than 2 years Rs. 1 cr to Rs. 10 cr 5.25
2 years to less than 3 years Rs. 1 cr to Rs. 10 cr 5.00
3 year to less than 5 years Rs. 1 cr to Rs. 10 cr 5.00
5 years and above upto 10 years Rs. 1 cr to Rs. 10 cr 5.00

For NRE Fixed Deposit - Less than Rs. 1cr [ Revised on : 26-04-2017 ]

Maturity Period Deposit Amount Interest Rate
1 year to less than 2 years Less than Rs. 1cr 6.60
555 days MMDC Less than Rs. 1cr 6.50
2 years to less than 3 years Less than Rs. 1cr 6.50
777 days MMDC Less than Rs. 1cr 6.50
3 year to less than 5 years Less than Rs. 1cr 6.50
5 years and above upto 10 years Less than Rs. 1cr 6.50

For NRE Fixed Deposit - Rs. 1 cr to Rs. 10 cr [ Revised on : 26-04-2017 ]

Maturity Period Deposit Amount Interest Rate
1 year to less than 2 years Rs. 1 cr to Rs. 10 cr 5.50
2 years to less than 3 years Rs. 1 cr to Rs. 10 cr 5.10
3 year to less than 5 years Rs. 1 cr to Rs. 10 cr 5.00
5 years and above upto 10 years Rs. 1 cr to Rs. 10 cr 5.00

Why should one check the Central Bank of India FD Calculator?

The FD interest rates and the FD calculations are usually dynamic in nature. It is always advisable for the investor to check the Central Bank of India FD calculator once before heading for investing in the term deposits.

The fixed deposit schemes tend to compound the interest rates on a quarterly basis and hence it is important to understand the final maturity value at the time of initial investment as this helps the individuals in effective financial planning. The yield on the investors Central Bank of India’s FD will increase automatically.

For Example: If the bank fetches an interest rate of 7% per annum on FD, then the yield could be as much high as more than a 2-year period in case of fixed deposits. In some cases, the return on investment on fixed deposit could be as high as 8% over the term of the scheme.

Therefore, the Central Bank of India’s FD Calculator comes in handy for the investors to easily arrive at the final maturity value.

Central Bank of India FD Calculator

The Central Bank of India FD Calculator is used as a tool to arrive at the exact maturity value using the principal FD amount. The calculator helps the users to calculate the final maturity amount using the principal amount, interest rate and term of the deposit. Indian banks compound interest on a quarterly basis and the yield value for one quarter will be used as the principal amount for the next quarter for calculating the maturity value for next quarter. One should be careful at the time of computing maturity value as one should enter the correct value at the time of calculation.

Higher interest rates on fixed deposits will earn higher returns and recently the Reserve Bank of India has hiked the interest rates and the suit has been followed by other banks in India.

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