From cash to credit card, identity proofs we keep everything in our wallets. But when we can't find the wallet we start to panic, thinking about the valuable things you lost. It is difficult to avoid carrying all important stuff in wallets, but certainly, it can save you a lot of money and time.
Here are five things that you should not carry in your wallet:
For each and every purchased we get receipts. Many people stuff them in their purse forecasting a return purchase. The information on receipts like the merchant info, last four digits of your debit or credit cards, your name, can help hackers piece together the rest of your information. It is better to keep the receipts away from wallets. Smart Tips To Set Your Internet Banking Passwords
Credit cards and gift cards
If you carry all your cards in your wallet at all times and lose it, you'll may up in trouble. Your wallet thief can spend money with your cards. Try to carry a debit card and one backup credit card in the wallet for emergency requirements. This will also help to reduce spending and shopping. You won't get gift cards back if you lose them. Keep the gift cards in wallet only if you plan to use them for buying anything.
If you're one of those people who keep on carrying a cheque book, you might want to stop that habit. If you lost a blank cheque book, then all you needed to do is to call the respective bank and put a block on the cheque number that you lost. Lost cheque book can be a serious problem because it will have the account holders account number, and details which will give access to the hackers.
If you are too weak in remembering passwords, you may have tried carrying passwords in your wallet.There will be many chances to lose your purse or wallet. You can store your passwords in a passcode-protected smartphone app. What you should do if your ATM card is stolen or lost?
Social security cards
Social security number is the critical piece of information. Keeping your social security card at home in a secure place is better. If you lost social security cards you have to contact the Social Security Administration directly but you'll also have to file a police report and inform the credit bureaus to closely monitor your credit. It is best to memorize your Social Security number and leave the card at home.