There are multiple benefits of having a credit card. You don't need to carry cash in your pocket every where you go is not the least of the reasons. When you want to buy something that is way out of your budget at the moment you can opt to carry the transaction through with your credit card.
What to do when you lost credit card?
When you lost your card, and the situation is literally out of your hands, you may be wondering what to do to limit your losses. You can block your HDFC credit cards through Net banking facility. If you are registered for Net banking facility, you can hotlist or block your Credit Cards online. Check out here how to block your HDFC credit card using net banking
Steps to block lost HDFC credit card by Net Banking?
The process of Credit Card Hotlisting through Net Banking:
Step 1: Login to Net Banking using your NetBanking Id and Password
Step 2: Click on the Credit Cards tab and then on Credit Card Hotlisting at the left-hand side. This will give you the list of Credit Cards that are registered under NetBanking.
Step 3: Click on the Credit Card No. you wish to hotlist.
Step 4: Select the reason for hotlisting.
Step 5: Select if you wish to have the card reissued.
As you might be aware, your "zero liability" clause covers all the fraudulent transactions that are incurred on your credit card from the date and time of reporting the loss of credit card to the bank. However, all transactions incurred on the card before the date and time of reporting the loss are payable.
There are many things you can do to keep your credit card safe. Keep the cards locked away when not in use, destroy the bills as soon as they're paid, etc. are some measures you can follow. By doing this, you can prevent people from stealing those numbers from the garbage or inadvertently coming across their financial records.