What Is UAN Passbook? Why Is UAN Passbook A Must?

All EPF members can download the EPF passbook from the UAN dashboard very easily after logging into the UAN portal. For viewing your UAN Passbook, you have to complete a one-time registration in EPFO site.

Information In the EPF UAN Passbook

The UAN passbook gives all details of credit, debit, and balance. You can see the following information from an UAN passbook: 

PF Member ID
Personal Details
Date of joining
Establishment code
PF office
EPF Transfer Details
Balance of Employee Contribution to EPF account
Balance of Employer Contribution to EPF account
Total EPF balance
Monthly Contribution
Employers contribution to EPF account
Employee Contribution to EPF account
Pension Contribution

 

Why is UAN passbook a must?

In UAN passbook there will be the establishment ID and PF member ID of yours. You can know the PF member ID anytime using the EPF passbook. 11 Reasons Why You Should Have A PF Account?

Track account

The passbook will function as the usual bank passbook. You would see the entry of each month in the passbook. Each row in the Passbook will show the EPF contribution by the employer, EPF contribution by the employee and the pension contribution. By following the UAN passbook, you can keep track of your contribution. The tracking of Passbook can avoid many problems. EPFO Made PF Withdrawal Easy: Here Are Facts To Know

Pension account

The employer share would be less than the employee share because a part of the company's share is used for the pension account. The contribution amount does not change unless there is a change in your basic salary.

The UAN passbook states the pension contribution of yours. You should also check the total balance amount to get an idea of your retirement saving. It is given at the end of the UAN passbook. If you have an idea about your EPF account balance, It will help you in retirement planning.

Follow employer

You can follow the activities of your employer. The EPF passbook shows whether your employer is contributing at frequent intervals or not. There are many companies which do not make PF contribution regularly. How To Check EPF Balance Through Mobile SMS?

Know the errors

You can know any error in personal details using this. Usually, it becomes very difficult to rectify personal details after leaving the job. You can also know the status of your EPF transfer application using passbook.

Partial withdrawal

For marriage, education and many reasons, you can withdraw your EPF. The PF balance is necessary to know the partial EPF withdrawal eligibility and following UAN passbook will assist you for this.

Interest rate

By following the passbook, you get to know whether your PF balance is earning interest or not. You can download your EPF passbook even after leaving the job. What Is EPF App? How To Use M-epf to view EPF Balance?

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