SBI Unnati Card: Understanding The Benefits

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State Bank of India (SBI) has launched the Unnati card. SBI Card Unnati have zero annual fees for the first four years of its subscription. Annual fee of 499 will be charged from 5th year onwards. The card offers 1% fuel surcharge waiver across all petrol pumps in India.

The SBI Card Unnati is offered to all SBI customers including Jan Dhan account holders, through 20,000 plus SBI branches across India.

Worldwide Acceptance

SBI is country's largest public sector bank. You can use your SBI Card Unnati in over 24 million outlets across the globe, including 3,25,000 outlets in India. Unnati card customers can use it to make payments at any outlet that accepts Visa or MasterCard.


With Flexipay, you can convert transactions in easy monthly installments. Make any purchase for Rs 2,500 or more using your SBI Card Unnati, and log in with your username and password to within 30 days of purchase to convert it into Flexipay. 7 Credit Cards With Best Rewards And Cash backs In India

Balance Transfer on EMI

In SBI Unnati card the user can save money while paying credit card dues. You can transfer the outstanding balance of other banks' credit cards to your SBI Card Unnati, and avail a lower rate of interest and pay back in EMIs. Log on to with your user ID and password to take benefit of this service.

Easy Money

With Easy Money, Unnati card holders can get a draft or cheque against their cash limit and get it delivered to the customer's doorstep. You can log in with your username and password to to avail this service. SBI Hikes Minimum Balance For Savings Account: Know The Charges

Add-on Cards

The cardholder can also request for an add-on card for his or her parents, spouse, children or siblings above the age of 18. 7 Mistakes To Avoid When Applying For Credit Card

Cash on the Go

Card owners can withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.

Utility Bill Payment Facility

Customers can pay thier electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your card. What Is SBI Unnati Card: All You Need To Know

Read more about: sbi, credit card, sbi unnati card
Story first published: Friday, July 28, 2017, 11:21 [IST]
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