HSBC Credit Risk Fund - Direct Plan IDCW | HSBC Credit Risk Fund - Direct Plan NAV Today [12.32], Performance & History

Debt Credit Risk Direct

Regular

Direct

3 Year Absolute Returns

11.23% ↑

NAV (₹) on 12 Jun 2026

12.32

1 Day NAV Change

0.09%

Risk Level

Moderately High Risk

Rating

★ ★ ★ ★ ☆

HSBC Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by HSBC Asset Management (India) Pvt. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 5,000

Fund Age

13 Yrs

AUM

₹ 470.99 Cr.

Benchmark

Nifty Credit Risk Bond Index B-II

Expense Ratio

0.95%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 470.99 Cr

Debt

819.73%

Money Market & Cash

37.77%

Other Assets & Liabilities

46.67%

Sector Holdings

Sectors	Weightage
Bonds	53.11%
Government Securities	10.65%
Mining/Minerals	6.76%
Power - Transmission/Equipment	5.59%
Finance - Banks - Public Sector	5.40%
Finance - Term Lending Institutions	5.33%
Treps/Reverse Repo	5.00%
Non-Banking Financial Company (NBFC)	4.45%
Debt	3.73%
Others	0.40%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
6.01% GOI 21Jul2030	6.30%	₹ 29.87	Others
Aditya Birla Renewables Limited	5.56%	₹ 26.38	Others
Power Grid Corporation of India Limited	5.54%	₹ 26.30	Power - Transmission/Equipment
JTPM Metal Traders	5.53%	₹ 26.22	Others
Godrej Seeds & Genetics Limited	5.52%	₹ 26.18	Others
Nuvoco Vistas Corporation Limited	5.48%	₹ 26	Others
Nirma Limited	5.37%	₹ 25.49	Others
REC Limited	5.36%	₹ 25.41	Others
NABARD	5.35%	₹ 25.37	Finance - Banks - Public Sector
Power Finance Corporation Limited	5.29%	₹ 25.09	Finance - Term Lending Institutions
JSW Kalinga Steel Ltd	4.20%	₹ 19.92	Others
Vedanta Limited	3.45%	₹ 16.38	Mining/Minerals
Aadhar Housing Finance Limited	3.43%	₹ 16.25	Others
MAS Financial Services Limited	3.41%	₹ 16.17	Others
Aadhar Housing Finance Limited	3.36%	₹ 15.94	Others
Aditya Birla Digital Fashion Venture Ltd	3.34%	₹ 15.84	Others
Vedanta Limited	3.25%	₹ 15.41	Mining/Minerals
Delhi International Airport Limited	3.22%	₹ 15.30	Others
Dhruva XXIV	2.46%	₹ 11.67	Others
Indostar Capital Finance Limited	2.28%	₹ 10.83	Non-Banking Financial Company (NBFC)
Aditya Birla Real Estate Limited	2.23%	₹ 10.57	Others
GOI Floating Rate FRB 22-Sep-2033	2.21%	₹ 10.50	Others
Indostar Capital Finance Limited	2.11%	₹ 10.02	Non-Banking Financial Company (NBFC)
Treps	2.09%	₹ 9.94	Others
Vajra 011 Trust	1.37%	₹ 6.50	Others
6.48% GOI 06Oct2035	1.02%	₹ 4.84	Others
6.68% GOI 07Jul2040	1.02%	₹ 4.82	Others
Corp Debt Mkt Devlop Fund (SBI AIF Fund)	0.40%	₹ 1.88	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-0.80%	-1.26%	5.50%	3.61%
Category returns	3.68%	4.34%	13.32%	20.29%

Fund Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

AMC Details

Name

HSBC Asset Management (India) Pvt. Ltd.

Date of Incorporation

27 May 2002

CEO

Mr. Kailash Kulkarni

CIO

Mr. Shriram Ramanathan, Mr. Venugopal Manghat

Type

Foreign

Address

16, V N Road, Fort, Mumbai, Maharashtra, India - 400001

Website

http://www.assetmanagement.hsbc.com/in

[email protected]

Top Funds from Debt - Credit Risk

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Credit Risk Fund - Direct Plan FRF-ST Direct	₹59.48	9.97%	58.55%	84.32%	₹258	0.40%	Moderately High
DSP Credit Risk Fund FRF-ST Regular	₹54.08	9.09%	54.94%	77.05%	₹258	1.17%	Moderately High
Aditya Birla Sun Life Credit Risk Fund - Direct Plan Income Direct	₹27.48	12.64%	43.78%	66.33%	₹1,391	0.79%	Moderately High
Aditya Birla Sun Life Credit Risk Fund - Direct Plan Income Direct	₹27.48	12.64%	43.78%	66.33%	₹1,391	0.79%	Moderately High
Aditya Birla Sun Life Credit Risk Fund Income Regular	₹24.87	11.68%	40.07%	59.29%	₹1,391	1.59%	Moderately High
HSBC Credit Risk Fund - Direct Plan Income Direct	₹37.13	6.19%	39.68%	56.48%	₹471	0.95%	Moderately High
HSBC Credit Risk Fund Income Regular	₹33.49	5.47%	36.54%	0.00%	₹471	1.64%	Moderately High
HSBC Credit Risk Fund Income Regular	₹34.02	5.47%	36.51%	50.48%	₹471	1.64%	Moderately High
Bank of India Credit Risk Fund - Direct Plan Income Direct	₹14.63	17.27%	33.03%	240.57%	₹88	1.15%	Moderately High
Bank of India Credit Risk Fund Income Regular	₹14.22	16.79%	31.59%	235.08%	₹88	1.62%	Moderately High

Top Funds from HSBC Asset Management (India) Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
HSBC Global Emerging Markets Fund - Direct Plan International/ Global Direct	₹38.78	69.60%	114.11%	76.70%	₹512	0.50%	Very High
HSBC Global Emerging Markets Fund International/ Global Regular	₹35.28	68.59%	109.93%	70.82%	₹512	1.44%	Very High
HSBC Midcap Fund - Direct Plan MidsmallCap Direct	₹505.49	17.99%	106.43%	145.30%	₹14,249	0.66%	Very High
HSBC Asia Pacific Dividend Yield Fund - Direct Plan International/ Global Direct	₹39.62	52.94%	102.71%	90.15%	₹77	0.65%	Very High
HSBC Asia Pacific Dividend Yield Fund International/ Global Regular	₹36.56	52.27%	100.14%	84.89%	₹77	1.38%	Very High
HSBC Midcap Fund MidsmallCap Regular	₹443.02	16.76%	99.96%	132.35%	₹14,249	1.72%	Very High
HSBC Global Emerging Markets Fund - Direct Plan International/ Global Direct	₹30.58	57.92%	90.14%	45.60%	₹512	0.50%	Very High
HSBC Global Emerging Markets Fund - Direct Plan International/ Global Direct	₹30.58	57.92%	90.14%	45.60%	₹512	0.50%	Very High
HSBC Multi Cap Fund - Direct Plan Diversified Direct	₹19.97	5.65%	79.27%	0.00%	₹5,621	0.60%	Very High
HSBC Value Fund - Direct Plan Diversified Direct	₹124.85	2.02%	74.88%	131.32%	₹14,548	0.74%	Very High

FAQs

What is the current NAV of HSBC Credit Risk Fund - Direct Plan IDCW?

The current Net Asset Value (NAV) of HSBC Credit Risk Fund - Direct Plan IDCW is ₹12.32 as of 12 Jun 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of HSBC Credit Risk Fund - Direct Plan IDCW?

The Assets Under Management (AUM) of HSBC Credit Risk Fund - Direct Plan IDCW is ₹470.99 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of HSBC Credit Risk Fund - Direct Plan IDCW?

HSBC Credit Risk Fund - Direct Plan IDCW has delivered returns of -1.26% (1 Year), 3.61% (3 Year), 2.70% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of HSBC Credit Risk Fund - Direct Plan IDCW?

HSBC Credit Risk Fund - Direct Plan IDCW has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for HSBC Credit Risk Fund - Direct Plan IDCW?

The minimum lumpsum investment required for HSBC Credit Risk Fund - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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