HSBC Credit Risk Fund - Direct Plan IDCW-Annual | HSBC Credit Risk Fund - Direct Plan NAV Today [13.23], Performance & History

Debt Credit Risk Direct

Regular

Direct

3 Year Absolute Returns

7.92% ↑

NAV (₹) on 02 Apr 2026

13.23

1 Day NAV Change

-0.05%

Risk Level

Moderately High Risk

Rating

★ ★ ★ ☆ ☆

HSBC Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by HSBC Asset Management (India) Pvt. Ltd.. Launched on 28 Sep 2015, investors can start with a minimum SIP ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

28 Sep 2015

Min. Lumpsum Amount

₹ 5,000

Fund Age

10 Yrs

AUM

₹ 476.69 Cr.

Benchmark

Nifty Credit Risk Bond Index B-II

Expense Ratio

0.96%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 476.69 Cr

Debt

348.42%

Money Market & Cash

14.51%

Other Assets & Liabilities

40%

Sector Holdings

Sectors	Weightage
Bonds	44.70%
Government Securities	12.85%
Non-Banking Financial Company (NBFC)	8.05%
Mining/Minerals	6.56%
Power - Transmission/Equipment	5.48%
Finance - Banks - Private Sector	5.14%
Finance - Banks - Public Sector	5.06%
Debt	4.52%
Construction, Contracting & Engineering	3.35%
Finance & Investments	2.23%
Treps/Reverse Repo	1.93%
Others	0.39%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
Power Grid Corporation of India Limited	5.43%	₹ 26.12	Power - Transmission/Equipment
Aditya Birla Renewables Limited	5.42%	₹ 26.10	Others
JTPM Metal Traders	5.41%	₹ 26.06	Others
REC Limited	5.23%	₹ 25.18	Others
Nirma Limited	5.23%	₹ 25.17	Others
Axis Bank Limited	5.08%	₹ 24.45	Finance - Banks - Private Sector
Bank of Baroda	5.00%	₹ 24.08	Finance - Banks - Public Sector
6.48% GOI 06Oct2035	4.21%	₹ 20.26	Others
6.01% GOI 21Jul2030	4.15%	₹ 19.96	Others
Piramal Finance Ltd	3.60%	₹ 17.34	Non-Banking Financial Company (NBFC)
Vedanta Limited	3.35%	₹ 16.14	Mining/Minerals
GOI Floating Rate FRB 22-Sep-2033	3.33%	₹ 16.01	Others
Aadhar Housing Finance Limited	3.32%	₹ 15.99	Others
MAS Financial Services Limited	3.31%	₹ 15.95	Others
Tata Projects Ltd.	3.31%	₹ 15.94	Construction, Contracting & Engineering
Aditya Birla Real Estate Limited	3.30%	₹ 15.90	Others
Delhi International Airport Limited	3.27%	₹ 15.72	Others
Aditya Birla Digital Fashion Venture Ltd	3.26%	₹ 15.67	Others
Aadhar Housing Finance Limited	3.26%	₹ 15.70	Others
Vedanta Limited	3.15%	₹ 15.18	Mining/Minerals
Dhruva XXIV	2.85%	₹ 13.70	Others
Treps	2.50%	₹ 12.01	Others
Indostar Capital Finance Limited	2.23%	₹ 10.72	Non-Banking Financial Company (NBFC)
Aditya Birla Real Estate Limited	2.18%	₹ 10.47	Others
Vajra 011 Trust	1.63%	₹ 7.83	Others
Piramal Finance Ltd	1.10%	₹ 5.29	Non-Banking Financial Company (NBFC)
7.50% Tamil Nadu SDL - 28-Jan-2036	1.05%	₹ 5.07	Finance & Investments
Nirma Limited	1.04%	₹ 5.01	Others
Indostar Capital Finance Limited	1.03%	₹ 4.97	Non-Banking Financial Company (NBFC)
7.12% Maharashtra SDL - 05-Feb-2036	1.02%	₹ 4.93	Finance & Investments
6.68% GOI 07Jul2040	1.01%	₹ 4.88	Others
Corp Debt Mkt Devlop Fund (SBI AIF Fund)	0.39%	₹ 1.86	Others
Net Current Assets	0.23%	₹ 1.05	Others
7.47% Gujarat SDL - 28-Jan-2036	0.12%	₹ 0.58	Finance & Investments

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-4.40%	8.57%	4.42%	2.57%
Category returns	1.91%	3.88%	12.51%	20.08%

Fund Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

AMC Details

Name

HSBC Asset Management (India) Pvt. Ltd.

Date of Incorporation

27 May 2002

CEO

Mr. Kailash Kulkarni

CIO

Mr. Shriram Ramanathan, Mr. Venugopal Manghat

Type

Foreign

Address

16, V N Road, Fort, Mumbai, Maharashtra, India - 400001

Website

http://www.assetmanagement.hsbc.com/in

[email protected]

Top Funds from Debt - Credit Risk

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Invesco India Credit Risk Fund - Direct Plan Income Direct	₹2,237.73	6.22%	29.39%	46.45%	₹161	0.28%	Moderately High
Invesco India Credit Risk Fund - Direct Plan Income Direct	₹2,254.44	6.22%	29.39%	46.43%	₹161	0.28%	Moderately High
Invesco India Credit Risk Fund - Direct Plan Income Direct	₹2,254.44	6.22%	29.39%	46.43%	₹161	0.28%	Moderately High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹40.66	8.21%	29.30%	54.61%	₹1,059	0.70%	High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹22.02	8.21%	29.30%	54.61%	₹1,059	0.70%	High
ICICI Prudential Credit Risk Fund - Direct Plan Income Direct	₹37.08	8.50%	28.95%	46.68%	₹5,887	0.76%	High
SBI Credit Risk Fund - Direct Plan FRF-LT Direct	₹16.41	7.18%	28.43%	43.71%	₹2,148	0.89%	High
SBI Credit Risk Fund - Direct Plan FRF-LT Direct	₹51.73	7.18%	28.41%	43.69%	₹2,148	0.89%	High
SBI Credit Risk Fund - Direct Plan FRF-LT Direct	₹24.07	7.18%	28.41%	43.69%	₹2,148	0.89%	High
SBI Credit Risk Fund - Direct Plan FRF-LT Direct	₹24.07	7.18%	28.41%	43.69%	₹2,148	0.89%	High

Top Funds from HSBC Asset Management (India) Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
HSBC Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹68	3.06%	32.14%	48.62%	₹137	1.05%	Moderately High
HSBC Flexi Cap Fund - Direct Plan Diversified Direct	₹40.22	-8.11%	31.91%	42.02%	₹5,279	1.20%	Very High
HSBC Flexi Cap Fund - Direct Plan Diversified Direct	₹40.22	-8.11%	31.91%	42.02%	₹5,279	1.20%	Very High
HSBC Asia Pacific Dividend Yield Fund - Direct Plan International/ Global Direct	₹21.53	31.17%	31.89%	5.19%	₹68	1.06%	Very High
HSBC Asia Pacific Dividend Yield Fund - Direct Plan International/ Global Direct	₹21.53	31.17%	31.89%	5.19%	₹68	1.06%	Very High
HSBC Balanced Advantage Fund Hybrid Regular	₹41.35	0.28%	31.62%	43.32%	₹1,535	2.11%	Moderately High
HSBC Infrastructure Fund Sector Regular	₹31.33	-7.57%	31.57%	70.85%	₹2,300	2.06%	Very High
HSBC Infrastructure Fund Sector Regular	₹31.33	-7.57%	31.57%	70.85%	₹2,300	2.06%	Very High
HSBC Asia Pacific Dividend Yield Fund International/ Global Regular	₹21.58	30.71%	30.42%	10.94%	₹68	1.44%	Very High
HSBC Asia Pacific Dividend Yield Fund International/ Global Regular	₹21.58	30.71%	30.42%	10.94%	₹68	1.44%	Very High

FAQs

What is the current NAV of HSBC Credit Risk Fund - Direct Plan IDCW-Annual?

The current Net Asset Value (NAV) of HSBC Credit Risk Fund - Direct Plan IDCW-Annual is ₹13.23 as of 02 Apr 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of HSBC Credit Risk Fund - Direct Plan IDCW-Annual?

The Assets Under Management (AUM) of HSBC Credit Risk Fund - Direct Plan IDCW-Annual is ₹476.69 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of HSBC Credit Risk Fund - Direct Plan IDCW-Annual?

HSBC Credit Risk Fund - Direct Plan IDCW-Annual has delivered returns of 8.57% (1 Year), 2.57% (3 Year), 2.68% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of HSBC Credit Risk Fund - Direct Plan IDCW-Annual?

HSBC Credit Risk Fund - Direct Plan IDCW-Annual has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for HSBC Credit Risk Fund - Direct Plan IDCW-Annual?

The minimum lumpsum investment required for HSBC Credit Risk Fund - Direct Plan IDCW-Annual is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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