Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth | Tata Retirement Savings Fund - Conservative Plan - Direct Plan NAV Today [37.76], Performance & History

Solution Oriented Retirement Fund Direct Growth

Regular

Direct

3 Year Absolute Returns

31.29% ↑

NAV (₹) on 22 Apr 2026

37.76

1 Day NAV Change

0.00%

Risk Level

Moderately High Risk

Rating

Tata Retirement Savings Fund - Conservative Plan - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by Tata Asset Management Ltd.. Launched on 01 Jan 2013, investors can start with ... Read more

NAV History

Fund Details

Min. SIP Amount

₹150

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 5,000

Fund Age

13 Yrs

AUM

₹ 163.35 Cr.

Benchmark

Crisil Short Term Debt Hybrid 75+25 Fund Index

Expense Ratio

1.03%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 163.35 Cr

Equity

166.28%

Debt

398.61%

Money Market & Cash

35.11%

Sector Holdings

Sectors	Weightage
Government Securities	51.60%
CBLO/Reverse Repo	8.65%
Non Convertible Debentures	6.11%
Finance - Banks - Private Sector	3.48%
Debt	3.02%
Exchange Platform	2.42%
Cash	2.04%
IT Consulting & Software	1.90%
Industrial Explosives	1.64%
Mining/Minerals	1.44%
Refineries	1.33%
Non-Banking Financial Company (NBFC)	1.32%
Food Processing & Packaging	1.22%
Finance & Investments	1.21%
E-Commerce/E-Retail	1.10%
Cigarettes & Tobacco Products	1.03%
Printing/Publishing/Stationery	0.88%
Finance - Mutual Funds	0.80%
Gems, Jewellery & Precious Metals	0.75%
Consumer Electronics	0.73%
Tea & Coffee	0.72%
Beverages & Distilleries	0.71%
Cables - Power/Others	0.64%
Port & Port Services	0.58%
Auto Ancl - Batteries	0.56%
Oil Drilling And Exploration	0.55%
Footwears	0.44%
Compressors	0.39%
Realty	0.39%
Hospitals & Medical Services	0.38%
Electric Equipment - General	0.34%
Power - Generation/Distribution	0.31%
Aerospace & Defense	0.30%
Abrasives And Grinding Wheels	0.29%
Auto - Cars & Jeeps	0.29%
Animal/Shrimp Feed	0.22%
Personal Care	0.22%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
GOI - 6.79% (07/10/2034)	21.26%	₹ 34.72	Others
GOI - 7.17% (17/04/2030)	9.38%	₹ 15.32	Others
GOI - 7.38% (20/06/2027)	9.35%	₹ 15.27	Others
REPO	8.65%	₹ 14.13	Others
06.40% JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026	6.11%	₹ 9.98	Others
GOI - 7.36% (12/09/2052)	6.01%	₹ 9.81	Others
GOI - 6.90% (15/04/2065)	5.60%	₹ 9.15	Others
07.51% SHIVSHAKTI SECURITISATION TRUST - 28/09/2029	3.02%	₹ 4.93	Others
CASH / NET CURRENT ASSET	2.04%	₹ 3.34	Others
SOLAR INDUSTRIES INDIA LTD	1.64%	₹ 2.68	Industrial Explosives
ICICI BANK LTD	1.49%	₹ 2.43	Finance - Banks - Private Sector
RELIANCE INDUSTRIES LTD	1.33%	₹ 2.18	Refineries
MULTI COMMODITY EXCHANGE OF IND LTD	1.21%	₹ 1.98	Exchange Platform
BSE LTD	1.21%	₹ 1.98	Exchange Platform
ETERNAL LTD	1.10%	₹ 1.80	E-Commerce/E-Retail
COAL INDIA LTD	1.06%	₹ 1.73	Mining/Minerals
ITC LTD	1.03%	₹ 1.69	Cigarettes & Tobacco Products
DOMS INDUSTRIES LTD	0.88%	₹ 1.43	Printing/Publishing/Stationery
NIPPON LIFE INDIA ASSET MANAGEMENT LTD	0.80%	₹ 1.30	Finance - Mutual Funds
TITAN COMPANY LTD	0.75%	₹ 1.22	Gems, Jewellery & Precious Metals
DIXON TECHNOLOGIES (INDILTD	0.73%	₹ 1.20	Consumer Electronics
TATA CONSUMER PRODUCTS LTD	0.72%	₹ 1.17	Tea & Coffee
HCL TECHNOLOGIES LTD	0.72%	₹ 1.18	IT Consulting & Software
RADICO KHAITAN LTD	0.71%	₹ 1.16	Beverages & Distilleries
BIKAJI FOODS INTERNATIONAL LTD	0.71%	₹ 1.16	Food Processing & Packaging
KARUR VYSYA BANK LTD	0.69%	₹ 1.12	Finance - Banks - Private Sector
HDFC BANK LTD	0.67%	₹ 1.09	Finance - Banks - Private Sector
POLYCAB INDIA LTD	0.64%	₹ 1.05	Cables - Power/Others
MUTHOOT FINANCE LTD	0.64%	₹ 1.04	Non-Banking Financial Company (NBFC)
KOTAK MAHINDRA BANK LTD	0.63%	₹ 1.03	Finance - Banks - Private Sector
360 ONE WAM LTD	0.62%	₹ 1.02	Finance & Investments
TATA CAPITAL LTD	0.59%	₹ 0.96	Finance & Investments
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD	0.58%	₹ 0.95	Port & Port Services
EXIDE INDUSTRIES LTD	0.56%	₹ 0.92	Auto Ancl - Batteries
OIL INDIA LTD	0.55%	₹ 0.90	Oil Drilling And Exploration
NESTLE INDIA LTD	0.51%	₹ 0.84	Food Processing & Packaging
BILLIONBRAINS GARAGE VENTURES LTD (GROWW)	0.51%	₹ 0.83	IT Consulting & Software
METRO BRANDS LTD	0.44%	₹ 0.72	Footwears
TATA CONSULTANCY SERVICES LTD	0.42%	₹ 0.69	IT Consulting & Software
KIRLOSKAR PNEUMATIC COMPANY LTD	0.39%	₹ 0.63	Compressors
GODREJ PROPERTIES LTD	0.39%	₹ 0.64	Realty
VEDANTA LTD	0.38%	₹ 0.62	Mining/Minerals
RAINBOW CHILDRENS MEDICARE LTD	0.38%	₹ 0.62	Hospitals & Medical Services
MANAPPURAM FINANCE LTD	0.34%	₹ 0.56	Non-Banking Financial Company (NBFC)
FUJIYAMA POWER SYSTEMS LTD	0.34%	₹ 0.56	Electric Equipment - General
SHRIRAM FINANCE LTD	0.34%	₹ 0.55	Non-Banking Financial Company (NBFC)
ADANI POWER LTD	0.31%	₹ 0.51	Power - Generation/Distribution
BHARAT ELECTRONICS LTD	0.30%	₹ 0.48	Aerospace & Defense
MARUTI SUZUKI INDIA LTD	0.29%	₹ 0.48	Auto - Cars & Jeeps
GRINDWELL NORTON LTD	0.29%	₹ 0.48	Abrasives And Grinding Wheels
ZENSAR TECHNOLOGIES LTD	0.25%	₹ 0.41	IT Consulting & Software
GODREJ INDUSTRIES LTD	0.22%	₹ 0.36	Personal Care
GODREJ AGROVET LTD	0.22%	₹ 0.36	Animal/Shrimp Feed

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	1.01%	4.13%	6.72%	9.50%
Category returns	1.87%	4.22%	14.39%	29.11%

Fund Objective

The objective of the Fund is to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

AMC Details

Name

Tata Asset Management Ltd.

Date of Incorporation

30 Jun 1995

CEO

Mr. Prathit Bhobe

CIO

Mr. Rahul Singh

Type

Pvt.Sector-Indian

Address

1903, B-Wing, Parinee Crescenzo, G-Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra, India - 400051

Website

http://www.tatamutualfund.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.40	5.62%	31.90%	41.16%	₹26	0.61%	Moderately High
Franklin India Retirement Fund - Growth Hybrid Regular	₹217.20	1.72%	31.83%	45.80%	₹501	2.28%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.04	2.72%	31.03%	57.72%	₹258	1.15%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.04	2.72%	31.02%	57.69%	₹258	1.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.80	-0.31%	29.55%	37.46%	₹48	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.80	-0.31%	29.55%	37.45%	₹48	2.15%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.68	2.86%	29.12%	49.04%	₹157	1.13%	Moderately High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.55	2.21%	29.04%	53.19%	₹258	1.65%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.55	2.21%	29.04%	53.20%	₹258	1.65%	High
Nippon India Retirement Fund - Wealth Creation Scheme Diversified Regular	₹19.25	-3.88%	27.86%	50.04%	₹2,781	1.97%	Very High

Top Funds from Tata Asset Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Tata Equity Savings Fund - Regular Plan Hybrid Regular	₹27	6.88%	32.55%	46.95%	₹285	1.15%	Low to Moderate
Tata Equity Savings Fund - Regular Plan Hybrid Regular	₹27	6.88%	32.55%	46.95%	₹285	1.15%	Low to Moderate
Tata Equity Savings Fund - Regular Plan - Growth Hybrid Regular	₹56.36	6.88%	32.55%	47.04%	₹285	1.15%	Low to Moderate
Tata Nifty Private Bank Exchange Traded Fund ETF Regular	₹280.82	-1.71%	29.72%	64.29%	₹10	0.20%	Very High
Tata Retirement Savings Fund - Conservative Plan -... Hybrid Regular	₹31.96	2.91%	26.74%	36.76%	₹163	2.19%	Moderately High
Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan Index Direct	₹12.87	5.53%	25.26%	0.00%	₹135	0.13%	Moderate
Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan Index Direct	₹12.87	5.53%	25.26%	0.00%	₹135	0.13%	Moderate
Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan Index Direct	₹12.87	5.53%	25.26%	0.00%	₹135	0.13%	Moderate
Tata Arbitrage Fund - Direct Plan Hybrid Direct	₹15.32	6.81%	25.14%	38.66%	₹20,686	0.31%	Low
Tata Arbitrage Fund - Direct Plan Hybrid Direct	₹15.32	6.81%	25.14%	38.66%	₹20,686	0.31%	Low

FAQs

What is the current NAV of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

The current Net Asset Value (NAV) of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth is ₹37.76 as of 22 Apr 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

The Assets Under Management (AUM) of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth is ₹163.35 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth has delivered returns of 4.13% (1 Year), 9.50% (3 Year), 7.73% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

The minimum lumpsum investment required for Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹150, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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