UTI Banking & PSU Fund Regular Annual IDCW Reinvestment | UTI Banking & PSU Fund NAV Today [13.04], Performance & History

Debt Banking and PSU Regular

Regular

Direct

3 Year Absolute Returns

9.63% ↑

NAV (₹) on 06 Apr 2026

13.04

1 Day NAV Change

0.04%

Risk Level

Moderate Risk

Rating

★ ★ ★ ★ ☆

UTI Banking & PSU Fund is a Debt mutual fund categorized under Income, offered by UTI Asset Management Co. Ltd.. Launched on 07 Nov 2016, investors can start with a minimum SIP of ₹100 or a lumpsum ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

07 Nov 2016

Min. Lumpsum Amount

₹ 1,000

Fund Age

9 Yrs

AUM

₹ 1,107.40 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.46%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 1,107.40 Cr

Debt

299.18%

Money Market & Cash

16.67%

Other Assets & Liabilities

84.15%

Sector Holdings

Sectors	Weightage
Certificate of Deposits	23.03%
Finance - Banks - Private Sector	21.76%
Finance - Term Lending Institutions	10.91%
Finance - Banks - Public Sector	10.43%
Government Securities	9.56%
Non Convertible Debentures	8.16%
Finance & Investments	4.45%
Non-Banking Financial Company (NBFC)	4.23%
Current Assets	2.97%
Power - Generation/Distribution	2.26%
Finance - Housing	2.24%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
KOTAK MAHINDRA BANK LTD - 18/12/2026	6.58%	₹ 70.93	Others
UNION BANK OF INDIA - 19/01/2027	6.54%	₹ 70.54	Others
NATIONAL HOUSING BANK	5.62%	₹ 60.56	Finance - Banks - Private Sector
AXIS BANK LTD.	5.13%	₹ 55.29	Finance - Banks - Private Sector
7.38% 20/06/2027	4.74%	₹ 51.09	Others
EXPORT IMPORT BANK OF INDIA	4.69%	₹ 50.55	Finance - Banks - Public Sector
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	4.68%	₹ 50.45	Finance - Banks - Private Sector
NABARD - 22/01/2027	4.36%	₹ 46.98	Others
POONAWALLA FINCORP LTD.	4.33%	₹ 46.73	Non-Banking Financial Company (NBFC)
POWER FINANCE CORPORATION LTD.	3.77%	₹ 40.59	Finance - Term Lending Institutions
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	3.74%	₹ 40.33	Finance - Banks - Public Sector
HDFC BANK LTD.	3.26%	₹ 35.12	Finance - Banks - Private Sector
NET CURRENT ASSETS	2.90%	₹ 31.54	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	2.81%	₹ 30.30	Finance - Term Lending Institutions
7.86% KARNATAKA SDL- 15/03/2027	2.36%	₹ 25.49	Others
POWER FINANCE CORPORATION LTD.	2.35%	₹ 25.30	Finance - Term Lending Institutions
REC LTD	2.34%	₹ 25.21	Others
POWER FINANCE CORPORATION LTD.	2.34%	₹ 25.20	Finance - Term Lending Institutions
NATIONAL HOUSING BANK	2.34%	₹ 25.21	Finance - Banks - Private Sector
ADITYA BIRLA HOUSING FINANCE LTD	2.34%	₹ 25.22	Others
KOTAK MAHINDRA PRIME LTD.	2.34%	₹ 25.19	Finance & Investments
EXPORT IMPORT BANK OF INDIA	2.33%	₹ 25.10	Finance - Banks - Public Sector
LIC HOUSING FINANCE LTD.	2.30%	₹ 24.84	Finance - Housing
INDIAN BANK - 22/01/2027	2.18%	₹ 23.51	Others
SMALL INDST. DEV. BANK OF INDIA - 29/01/2027	2.18%	₹ 23.45	Others
7.61% TN SDL MAT 15/02/27.	1.89%	₹ 20.34	Others
BAJAJ HOUSING FINANCE LTD	1.85%	₹ 19.99	Others
NHPC LTD.	1.40%	₹ 15.09	Power - Generation/Distribution
ICICI BANK LTD	1.40%	₹ 15.08	Finance - Banks - Private Sector
ICICI SECURITIES LTD.	1.30%	₹ 13.99	Finance & Investments
NHPC LTD.	0.94%	₹ 10.10	Power - Generation/Distribution
06.75% GUJRAT SDL 05/02/2027	0.94%	₹ 10.09	Finance & Investments
HDFC BANK LTD - 21/12/2026	0.88%	₹ 9.45	Others
GS - C STRIP MAT- 15/12/2027	0.58%	₹ 6.29	Others
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	0.27%	₹ 2.91	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	0.20%	2.72%	3.38%	3.11%
Category returns	2.10%	4.01%	12.80%	20.05%

Fund Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks ... Read more

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

[email protected]

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Banking & PSU Debt Fund Income Regular	₹10.28	-0.84%	0.29%	0.79%	₹3,556	0.61%	Moderate
DSP Banking & PSU Debt Fund Income Regular	₹10.28	-0.84%	0.29%	0.79%	₹3,556	0.61%	Moderate
Sundaram Banking & PSU Fund - Direct Plan FRF-ST Direct	₹21.90	9.39%	24.96%	32.40%	₹278	0.27%	Moderate
TRUSTMF Banking & PSU Fund - Direct Plan Income Direct	₹1,341.77	7.26%	24.32%	34.92%	₹131	0.21%	Low to Moderate
Aditya Birla Sun Life Banking & PSU Debt Fund STP Regular	₹111.27	-1.45%	0.22%	-0.68%	₹8,905	0.73%	Moderate
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹35.33	5.37%	23.69%	37.71%	₹9,293	0.39%	Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹24.43	6.16%	23.63%	35.21%	₹476	0.19%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹70.59	5.44%	23.60%	36.85%	₹5,358	0.40%	Moderate
UTI Banking & PSU Fund - Direct Plan Income Direct	₹17.31	6.33%	23.29%	40.08%	₹1,107	0.20%	Moderate
UTI Banking & PSU Fund - Direct Plan Income Direct	₹17.31	6.33%	23.29%	40.08%	₹1,107	0.20%	Moderate

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Master Equity Plan Unit Scheme (MEPUS) ELSS Regular	₹207.74	-0.88%	32.42%	57.77%	₹2,890	1.47%	Very High
UTI Large Cap Fund Largecap Regular	₹248.21	-1.06%	31.86%	54.12%	₹12,658	1.75%	Very High
UTI Equity Savings Fund Hybrid Regular	₹18.38	4.41%	31.16%	54.20%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.38	4.41%	31.16%	54.20%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.38	4.41%	31.16%	54.20%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.38	4.41%	31.16%	54.20%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.38	4.41%	31.16%	54.20%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.38	4.41%	31.16%	54.20%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.38	4.41%	31.16%	54.20%	₹835	1.65%	Moderate
UTI Nifty Bank ETF ETF Regular	₹54.19	2.78%	30.91%	66.86%	₹4,034	0.18%	Very High

FAQs

What is the current NAV of UTI Banking & PSU Fund Regular Annual IDCW Reinvestment?

The current Net Asset Value (NAV) of UTI Banking & PSU Fund Regular Annual IDCW Reinvestment is ₹13.04 as of 06 Apr 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Banking & PSU Fund Regular Annual IDCW Reinvestment?

The Assets Under Management (AUM) of UTI Banking & PSU Fund Regular Annual IDCW Reinvestment is ₹1,107.40 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Banking & PSU Fund Regular Annual IDCW Reinvestment?

UTI Banking & PSU Fund Regular Annual IDCW Reinvestment has delivered returns of 2.72% (1 Year), 3.11% (3 Year), 3.57% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Banking & PSU Fund Regular Annual IDCW Reinvestment?

UTI Banking & PSU Fund Regular Annual IDCW Reinvestment has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Banking & PSU Fund Regular Annual IDCW Reinvestment?

The minimum lumpsum investment required for UTI Banking & PSU Fund Regular Annual IDCW Reinvestment is ₹1,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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