UTI Banking & PSU Fund Regular IDCW-Annual | UTI Banking & PSU Fund NAV Today [13.23], Performance & History

Debt Banking and PSU Regular

Regular

Direct

3 Year Absolute Returns

9.62% ↑

NAV (₹) on 19 Jun 2026

13.23

1 Day NAV Change

0.01%

Risk Level

Moderate Risk

Rating

★ ★ ★ ☆ ☆

UTI Banking & PSU Fund is a Debt mutual fund categorized under Income, offered by UTI Asset Management Co. Ltd.. Launched on 07 Nov 2016, investors can start with a minimum SIP of ₹100 or a lumpsum ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

07 Nov 2016

Min. Lumpsum Amount

₹ 1,000

Fund Age

9 Yrs

AUM

₹ 1,226.91 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.47%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 1,226.91 Cr

Debt

585%

Money Market & Cash

42.63%

Other Assets & Liabilities

245.84%

Sector Holdings

Sectors	Weightage
Certificate of Deposits	35.69%
Finance - Banks - Private Sector	17.49%
Finance - Banks - Public Sector	9.34%
Government Securities	8.36%
Finance - Term Lending Institutions	7.74%
Non Convertible Debentures	7.32%
Finance & Investments	4.01%
Non-Banking Financial Company (NBFC)	3.86%
Current Assets	2.69%
Finance - Housing	2.02%
Power - Generation/Distribution	1.21%
Others	0.24%
Short Term Deposits	0.03%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
KOTAK MAHINDRA BANK LTD - 18/12/2026	6.58%	₹ 70.93	Others
UNION BANK OF INDIA - 19/01/2027	6.54%	₹ 70.54	Others
NATIONAL HOUSING BANK	5.62%	₹ 60.56	Finance - Banks - Private Sector
AXIS BANK LTD.	5.13%	₹ 55.29	Finance - Banks - Private Sector
7.38% 20/06/2027	4.74%	₹ 51.09	Others
EXPORT IMPORT BANK OF INDIA	4.69%	₹ 50.55	Finance - Banks - Public Sector
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	4.68%	₹ 50.45	Finance - Banks - Private Sector
NABARD - 22/01/2027	4.36%	₹ 46.98	Others
POONAWALLA FINCORP LTD.	4.33%	₹ 46.73	Non-Banking Financial Company (NBFC)
POWER FINANCE CORPORATION LTD.	3.77%	₹ 40.59	Finance - Term Lending Institutions
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	3.74%	₹ 40.33	Finance - Banks - Public Sector
HDFC BANK LTD.	3.26%	₹ 35.12	Finance - Banks - Private Sector
NET CURRENT ASSETS	2.90%	₹ 31.54	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	2.81%	₹ 30.30	Finance - Term Lending Institutions
7.86% KARNATAKA SDL- 15/03/2027	2.36%	₹ 25.49	Others
POWER FINANCE CORPORATION LTD.	2.35%	₹ 25.30	Finance - Term Lending Institutions
POWER FINANCE CORPORATION LTD.	2.34%	₹ 25.20	Finance - Term Lending Institutions
REC LTD	2.34%	₹ 25.21	Others
NATIONAL HOUSING BANK	2.34%	₹ 25.21	Finance - Banks - Private Sector
KOTAK MAHINDRA PRIME LTD.	2.34%	₹ 25.19	Finance & Investments
ADITYA BIRLA HOUSING FINANCE LTD	2.34%	₹ 25.22	Others
EXPORT IMPORT BANK OF INDIA	2.33%	₹ 25.10	Finance - Banks - Public Sector
LIC HOUSING FINANCE LTD.	2.30%	₹ 24.84	Finance - Housing
SMALL INDST. DEV. BANK OF INDIA - 29/01/2027	2.18%	₹ 23.45	Others
INDIAN BANK - 22/01/2027	2.18%	₹ 23.51	Others
7.61% TN SDL MAT 15/02/27.	1.89%	₹ 20.34	Others
BAJAJ HOUSING FINANCE LTD	1.85%	₹ 19.99	Others
ICICI BANK LTD	1.40%	₹ 15.08	Finance - Banks - Private Sector
NHPC LTD.	1.40%	₹ 15.09	Power - Generation/Distribution
ICICI SECURITIES LTD.	1.30%	₹ 13.99	Finance & Investments
06.75% GUJRAT SDL 05/02/2027	0.94%	₹ 10.09	Finance & Investments
NHPC LTD.	0.94%	₹ 10.10	Power - Generation/Distribution
HDFC BANK LTD - 21/12/2026	0.88%	₹ 9.45	Others
GS - C STRIP MAT- 15/12/2027	0.58%	₹ 6.29	Others
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	0.27%	₹ 2.91	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	0.76%	2.03%	3.45%	3.11%
Category returns	3.81%	4.71%	13.31%	20.58%

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

[email protected]

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Sundaram Banking & PSU Fund - Direct Plan FRF-ST Direct	₹21.90	9.39%	24.96%	32.40%	₹280	0.27%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹72.07	5.45%	24.33%	37.58%	₹5,009	0.40%	Moderate
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹36.08	5.61%	24.28%	38.77%	₹8,943	0.39%	Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹24.89	6.12%	24.05%	36.24%	₹583	0.21%	Moderate
HDFC Banking and PSU Debt Fund - Direct Plan Income Direct	₹25.25	5.14%	23.64%	36.14%	₹5,215	0.35%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹39.57	5.01%	23.61%	35.41%	₹1,831	0.27%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.90	5.02%	23.61%	35.41%	₹1,831	0.27%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.90	5.02%	23.61%	35.41%	₹1,831	0.27%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.68	4.92%	23.37%	36.10%	₹5,153	0.38%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.68	4.92%	23.37%	36.10%	₹5,153	0.38%	Moderate

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Silver ETF Fund of Fund - Direct Plan Fund of Funds Direct	₹29.58	110.66%	206.16%	0.00%	₹665	0.16%	Very High
UTI Silver Exchange Traded Fund ETF Regular	₹222.11	110.06%	203.62%	0.00%	₹1,480	0.59%	Very High
UTI Silver ETF Fund of Fund Fund of Funds Regular	₹29.25	109.94%	202.86%	0.00%	₹665	0.49%	Very High
UTI Gold Exchange Traded Fund ETF Regular	₹121.30	44.63%	139.38%	192.76%	₹4,382	0.52%	High
UTI Gold ETF Fund of Fund - Direct Plan Fund of Funds Direct	₹27.89	45.28%	139.11%	0.00%	₹1,413	0.15%	High
UTI Gold ETF Fund of Fund Fund of Funds Regular	₹27.46	44.73%	136.17%	0.00%	₹1,413	0.52%	High
UTI Nifty 500 Value 50 Index Fund - Direct Plan Index Direct	₹22.95	22.04%	120.87%	0.00%	₹750	0.70%	Very High
UTI Nifty 500 Value 50 Index Fund Index Regular	₹22.61	21.48%	117.77%	0.00%	₹750	1.14%	Very High
UTI Healthcare Fund - Direct Plan Sector Direct	₹360.62	15.09%	103.16%	109.59%	₹1,217	1.21%	Very High
UTI Healthcare Fund - Direct Plan Sector Direct	₹278.73	15.09%	103.16%	109.59%	₹1,217	1.21%	Very High

FAQs

What is the current NAV of UTI Banking & PSU Fund Regular IDCW-Annual?

The current Net Asset Value (NAV) of UTI Banking & PSU Fund Regular IDCW-Annual is ₹13.23 as of 19 Jun 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Banking & PSU Fund Regular IDCW-Annual?

The Assets Under Management (AUM) of UTI Banking & PSU Fund Regular IDCW-Annual is ₹1,226.91 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Banking & PSU Fund Regular IDCW-Annual?

UTI Banking & PSU Fund Regular IDCW-Annual has delivered returns of 2.03% (1 Year), 3.11% (3 Year), 3.73% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Banking & PSU Fund Regular IDCW-Annual?

UTI Banking & PSU Fund Regular IDCW-Annual has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Banking & PSU Fund Regular IDCW-Annual?

The minimum lumpsum investment required for UTI Banking & PSU Fund Regular IDCW-Annual is ₹1,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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