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IDBI Bank on Wednesday slashed interest rates on home loans by 0.25% and reduced deposit rates upto 0.50%.
Interest rates on new floating rate Home Loans above Rs 30 lakh by a further 25 basis points (bps).
The above rates will be effective from November 1, 2012.
Loans up to Rs. 75 lacs would now be available at Base Rate (BR) - currently at 10.50% p.a- while on such loans above Rs. 75 lakh, the pricing would be Base Rate (BR) plus 25 bps.
Further, interest on Home Loan Interest Saver (HLIS) product would go down by 25 bps across all loan slabs, subject to minimum of Base Rate.
The Bank has also decided to reduce the Retail Term Deposit Rates by between 25-50 bps in seven maturity buckets having maturity of ‘270 days up to 20 years.
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