Mutual Funds SIP In India Hit A Record-High Mark Of Rs 28,464 Crore In July 2025

In July, mutual fund SIP inflows reached a new peak of Rs 28,464 crore, marking a 4% increase from June's Rs 27,269 crore. The total assets under management (AUM) saw a slight rise of 1%, reaching Rs 75.10 lakh crore compared to Rs 74.14 lakh crore in June. Over the past year, AUM has grown by 16%, up from Rs 64.69 lakh crore in July 2024.

Equity mutual funds experienced a significant boost in inflows, surging by 81% to Rs 42,702 crore in July from Rs 23,587 crore in June. Sectoral and thematic mutual funds topped the inflow charts among the eleven sub-categories, attracting Rs 9,426 crore. Debt mutual funds regained popularity with investors in July, receiving an inflow of Rs 1.06 lakh crore after two months of continuous outflows.

Debt and Money Market Funds

Money market funds led the way with the highest inflow of Rs 44,573 crore in July, followed closely by liquid funds which attracted Rs 39,354 crore. Hybrid funds experienced a decline of 10% in monthly inflows, receiving Rs 20,879 crore compared to June's Rs 23,222 crore. Despite this decrease, all hybrid categories still managed to attract inflows.

Among hybrid categories, arbitrage funds continued to draw the most attention with an inflow of Rs 7,295 crore in July. Multi-asset allocation funds followed suit with a total inflow of Rs 6,197 crore. Other schemes like passive funds including ETFs and index funds saw their monthly inflows more than double to reach Rs 8,259 crore in July from June's figure of Rs 3,997 crore.

New Fund Launches

Around thirty open-ended mutual funds were introduced in July, collectively gathering Rs 30,416 crore. Debt funds were the primary contributors among these new launches. Notably, five debt funds launched during this period amassed a total of Rs 18,948 crore.

The mutual fund industry witnessed robust growth across various segments in July. With increasing investor interest and strategic fund launches contributing significantly to this upward trend.