Audited Results of Bharat Financial Inclusion Ltd. Company

(Rs in Cr.)	Mar 31, 2019	Mar 31, 2018	Mar 31, 2017	Mar 31, 2016	Mar 31, 2015
Operating Income	3,036.64	1,917.23	1,553.08	1,169.13	723.96
Manufacturing Expenses	0	0	0	0	0
Personnel Expenses	640.57	526.38	406.16	292.37	231.85
Selling Expenses	0	0	0	0	0
Administrative Expenses	297.61	397.18	493.67	141.47	94.04
Expenses Capitalised	0	0	0	0	0
Cost Of Sales	938.18	923.56	899.83	433.84	325.89
Operating Profit	2,098.46	993.68	653.24	735.29	398.06
Other Recurring Income	0.15	184.77	174.83	151.54	79.11
Adjusted PBDIT	2,098.61	1,178.44	828.07	886.83	477.17
Financial Expenses	788.80	710.41	622.46	484.57	279.05
Depreciation	17.67	13.25	12.77	8.36	4.56
Other Write offs	0	0	0	0	0
Adjusted PBT	1,292.14	454.78	192.84	393.89	193.57
Tax Charges	307.54	-0.70	-96.85	90.91	5.90
Adjusted PAT	984.60	455.48	289.69	302.98	187.66
Non Recurring Items	0	0	0	0	0
Other Non Cash adjustments	0	0	0	0	0
Reported Net Profit	984.60	455.48	289.69	302.98	187.66
Equity Dividend	0	0	0	0	0
Preference Dividend	0	0	0	0	0
Retained Earnings	984.60	-212.17	-610.20	-839.71	-1,105.59

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