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HSBC Credit Risk Fund - Direct Plan
Regular
Direct
3 Year Absolute Returns
39.57% ↑
NAV (₹) on 02 Apr 2026
36.48
1 Day NAV Change
-0.05%
Risk Level
Moderately High Risk
Rating
HSBC Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by HSBC Asset Management (India) Pvt. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP ... Read more
NAV History
Fund Details
Min. SIP Amount
₹500
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 5,000
Fund Age
13 Yrs
AUM
₹ 476.69 Cr.
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Scheme Type
Open Ended
Exit Load
1%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 476.69 Cr
Debt
348.42%
Money Market & Cash
14.51%
Other Assets & Liabilities
40%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Bonds | 44.70% |
| Government Securities | 12.85% |
| Non-Banking Financial Company (NBFC) | 8.05% |
| Mining/Minerals | 6.56% |
| Power - Transmission/Equipment | 5.48% |
| Finance - Banks - Private Sector | 5.14% |
| Finance - Banks - Public Sector | 5.06% |
| Debt | 4.52% |
| Construction, Contracting & Engineering | 3.35% |
| Finance & Investments | 2.23% |
| Treps/Reverse Repo | 1.93% |
| Others | 0.39% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| Power Grid Corporation of India Limited | 5.43% | ₹ 26.12 | Power - Transmission/Equipment |
| Aditya Birla Renewables Limited | 5.42% | ₹ 26.10 | Others |
| JTPM Metal Traders | 5.41% | ₹ 26.06 | Others |
| REC Limited | 5.23% | ₹ 25.18 | Others |
| Nirma Limited | 5.23% | ₹ 25.17 | Others |
| Axis Bank Limited | 5.08% | ₹ 24.45 | Finance - Banks - Private Sector |
| Bank of Baroda | 5.00% | ₹ 24.08 | Finance - Banks - Public Sector |
| 6.48% GOI 06Oct2035 | 4.21% | ₹ 20.26 | Others |
| 6.01% GOI 21Jul2030 | 4.15% | ₹ 19.96 | Others |
| Piramal Finance Ltd | 3.60% | ₹ 17.34 | Non-Banking Financial Company (NBFC) |
| Vedanta Limited | 3.35% | ₹ 16.14 | Mining/Minerals |
| GOI Floating Rate FRB 22-Sep-2033 | 3.33% | ₹ 16.01 | Others |
| Aadhar Housing Finance Limited | 3.32% | ₹ 15.99 | Others |
| Tata Projects Ltd. | 3.31% | ₹ 15.94 | Construction, Contracting & Engineering |
| MAS Financial Services Limited | 3.31% | ₹ 15.95 | Others |
| Aditya Birla Real Estate Limited | 3.30% | ₹ 15.90 | Others |
| Delhi International Airport Limited | 3.27% | ₹ 15.72 | Others |
| Aditya Birla Digital Fashion Venture Ltd | 3.26% | ₹ 15.67 | Others |
| Aadhar Housing Finance Limited | 3.26% | ₹ 15.70 | Others |
| Vedanta Limited | 3.15% | ₹ 15.18 | Mining/Minerals |
| Dhruva XXIV | 2.85% | ₹ 13.70 | Others |
| Treps | 2.50% | ₹ 12.01 | Others |
| Indostar Capital Finance Limited | 2.23% | ₹ 10.72 | Non-Banking Financial Company (NBFC) |
| Aditya Birla Real Estate Limited | 2.18% | ₹ 10.47 | Others |
| Vajra 011 Trust | 1.63% | ₹ 7.83 | Others |
| Piramal Finance Ltd | 1.10% | ₹ 5.29 | Non-Banking Financial Company (NBFC) |
| 7.50% Tamil Nadu SDL - 28-Jan-2036 | 1.05% | ₹ 5.07 | Finance & Investments |
| Nirma Limited | 1.04% | ₹ 5.01 | Others |
| Indostar Capital Finance Limited | 1.03% | ₹ 4.97 | Non-Banking Financial Company (NBFC) |
| 7.12% Maharashtra SDL - 05-Feb-2036 | 1.02% | ₹ 4.93 | Finance & Investments |
| 6.68% GOI 07Jul2040 | 1.01% | ₹ 4.88 | Others |
| Corp Debt Mkt Devlop Fund (SBI AIF Fund) | 0.39% | ₹ 1.86 | Others |
| Net Current Assets | 0.23% | ₹ 1.05 | Others |
| 7.47% Gujarat SDL - 28-Jan-2036 | 0.12% | ₹ 0.58 | Finance & Investments |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | 3.91% | 18.01% | 13.91% | 11.75% |
| Category returns | 1.91% | 3.88% | 12.51% | 20.08% |
Fund Objective
The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
AMC Details
Name
HSBC Asset Management (India) Pvt. Ltd.
Date of Incorporation
27 May 2002
CEO
Mr. Kailash Kulkarni
CIO
Mr. Shriram Ramanathan, Mr. Venugopal Manghat
Type
Foreign
Address
16, V N Road,
Fort, Mumbai, Maharashtra, India - 400001
Website
http://www.assetmanagement.hsbc.com/in
Email
Top Funds from Debt - Credit Risk
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
Invesco India Credit Risk Fund - Direct Plan
Income
Direct
|
₹2,237.73 | 6.22% | 29.39% | 46.45% | ₹161 | 0.28% |
Moderately High
|
|
Invesco India Credit Risk Fund - Direct Plan
Income
Direct
|
₹2,254.44 | 6.22% | 29.39% | 46.43% | ₹161 | 0.28% |
Moderately High
|
|
Invesco India Credit Risk Fund - Direct Plan
Income
Direct
|
₹2,254.44 | 6.22% | 29.39% | 46.43% | ₹161 | 0.28% |
Moderately High
|
|
Nippon India Credit Risk Fund - Direct Plan
Income LT
Direct
|
₹40.66 | 8.21% | 29.30% | 54.61% | ₹1,059 | 0.70% |
High
|
|
Nippon India Credit Risk Fund - Direct Plan
Income LT
Direct
|
₹22.02 | 8.21% | 29.30% | 54.61% | ₹1,059 | 0.70% |
High
|
|
ICICI Prudential Credit Risk Fund - Direct Plan
Income
Direct
|
₹37.08 | 8.50% | 28.95% | 46.68% | ₹5,887 | 0.76% |
High
|
|
SBI Credit Risk Fund - Direct Plan
FRF-LT
Direct
|
₹16.41 | 7.18% | 28.43% | 43.71% | ₹2,148 | 0.89% |
High
|
|
SBI Credit Risk Fund - Direct Plan
FRF-LT
Direct
|
₹51.73 | 7.18% | 28.41% | 43.69% | ₹2,148 | 0.89% |
High
|
|
SBI Credit Risk Fund - Direct Plan
FRF-LT
Direct
|
₹24.07 | 7.18% | 28.41% | 43.69% | ₹2,148 | 0.89% |
High
|
|
SBI Credit Risk Fund - Direct Plan
FRF-LT
Direct
|
₹24.07 | 7.18% | 28.41% | 43.69% | ₹2,148 | 0.89% |
High
|
Top Funds from HSBC Asset Management (India) Pvt. Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
HSBC Conservative Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹68 | 3.06% | 32.14% | 48.62% | ₹137 | 1.05% |
Moderately High
|
|
HSBC Flexi Cap Fund - Direct Plan
Diversified
Direct
|
₹40.22 | -8.11% | 31.91% | 42.02% | ₹5,279 | 1.20% |
Very High
|
|
HSBC Flexi Cap Fund - Direct Plan
Diversified
Direct
|
₹40.22 | -8.11% | 31.91% | 42.02% | ₹5,279 | 1.20% |
Very High
|
|
HSBC Asia Pacific Dividend Yield Fund - Direct Plan
International/ Global
Direct
|
₹21.53 | 31.17% | 31.89% | 5.19% | ₹68 | 1.06% |
Very High
|
|
HSBC Asia Pacific Dividend Yield Fund - Direct Plan
International/ Global
Direct
|
₹21.53 | 31.17% | 31.89% | 5.19% | ₹68 | 1.06% |
Very High
|
|
HSBC Balanced Advantage Fund
Hybrid
Regular
|
₹41.35 | 0.28% | 31.62% | 43.32% | ₹1,535 | 2.11% |
Moderately High
|
|
HSBC Infrastructure Fund
Sector
Regular
|
₹31.33 | -7.57% | 31.57% | 70.85% | ₹2,300 | 2.06% |
Very High
|
|
HSBC Infrastructure Fund
Sector
Regular
|
₹31.33 | -7.57% | 31.57% | 70.85% | ₹2,300 | 2.06% |
Very High
|
|
HSBC Asia Pacific Dividend Yield Fund
International/ Global
Regular
|
₹21.58 | 30.71% | 30.42% | 10.94% | ₹68 | 1.44% |
Very High
|
|
HSBC Asia Pacific Dividend Yield Fund
International/ Global
Regular
|
₹21.58 | 30.71% | 30.42% | 10.94% | ₹68 | 1.44% |
Very High
|
FAQs
What is the current NAV of HSBC Credit Risk Fund - Direct Plan Growth?
The current Net Asset Value (NAV) of HSBC Credit Risk Fund - Direct Plan Growth is ₹36.48 as of 02 Apr 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of HSBC Credit Risk Fund - Direct Plan Growth?
The Assets Under Management (AUM) of HSBC Credit Risk Fund - Direct Plan Growth is ₹476.69 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of HSBC Credit Risk Fund - Direct Plan Growth?
HSBC Credit Risk Fund - Direct Plan Growth has delivered returns of 18.01% (1 Year), 11.75% (3 Year), 9.31% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of HSBC Credit Risk Fund - Direct Plan Growth?
HSBC Credit Risk Fund - Direct Plan Growth has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for HSBC Credit Risk Fund - Direct Plan Growth?
The minimum lumpsum investment required for HSBC Credit Risk Fund - Direct Plan Growth is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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