SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW | SBI Retirement Benefit Fund - Conservative Plan - Direct Plan NAV Today [14.64], Performance & History

Solution Oriented Retirement Fund Direct

Regular

Direct

3 Year Absolute Returns

27.15% ↑

NAV (₹) on 06 Mar 2026

14.64

1 Day NAV Change

-0.32%

Risk Level

Moderately High Risk

Rating

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by SBI Funds Management Ltd.. Launched on 20 Jan 2021, investors can start with a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

20 Jan 2021

Min. Lumpsum Amount

₹ 5,000

Fund Age

5 Yrs

AUM

₹ 165.65 Cr.

Benchmark

CRISIL Hybrid 85+15 - Conservative Index

Expense Ratio

0.92%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 165.65 Cr

Equity

39.52%

Debt

137.61%

Money Market & Cash

21.18%

Other Assets & Liabilities

1.69%

Sector Holdings

Sectors	Weightage
Government Securities	32.91%
Treps/Reverse Repo	17.90%
Debt	10.10%
Telecom Services	6.16%
Finance - Banks - Private Sector	3.89%
Realty	3.65%
Non-Banking Financial Company (NBFC)	3.52%
Power - Generation/Distribution	3.40%
Finance - Term Lending Institutions	3.08%
Refineries	1.19%
IT Consulting & Software	0.97%
Finance - Banks - Public Sector	0.92%
Construction, Contracting & Engineering	0.87%
Auto - Cars & Jeeps	0.77%
Hotels, Resorts & Restaurants	0.75%
Cement	0.74%
Bearings	0.72%
Net Receivables/(Payables)	0.71%
Pharmaceuticals	0.60%
Paints/Varnishes	0.51%
Services - Others	0.50%
Auto - 2 & 3 Wheelers	0.40%
Auto Ancl - Susp. & Braking - Others	0.39%
Aluminium	0.38%
Engineering - General	0.36%
Holding Company	0.34%
Abrasives And Grinding Wheels	0.33%
Consumer Electronics	0.29%
Chemicals - Others	0.29%
IT Enabled Services	0.29%
Chemicals - Speciality	0.27%
Instrumentation & Process Control	0.24%
E-Commerce/E-Retail	0.24%
Finance - Life Insurance	0.23%
Sugar	0.22%
Ceramics/Tiles/Sanitaryware	0.22%
Forgings	0.22%
Auto Ancl - Others	0.22%
Electric Equipment - General	0.20%
Finance & Investments	0.20%
Castings/Foundry	0.19%
Hospitals & Medical Services	0.19%
Textiles - Readymade Apparels	0.18%
Welding Equipments	0.17%
Domestic Appliances	0.08%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
TREPS	17.90%	₹ 29.65	Others
6.90% CGL 2065	16.78%	₹ 27.79	Others
Bharat Sanchar Nigam Ltd.	6.16%	₹ 10.20	Telecom Services
7.43% CGL 2076	6.00%	₹ 9.93	Others
7.09% CGL 2074	5.71%	₹ 9.46	Others
Summit Digitel Infrastructure Pvt. Ltd.	4.57%	₹ 7.57	Others
6.33% CGL 2035	4.42%	₹ 7.33	Others
Torrent Power Ltd.	3.13%	₹ 5.19	Power - Generation/Distribution
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)	3.10%	₹ 5.14	Others
Sundaram Finance Ltd.	3.08%	₹ 5.11	Non-Banking Financial Company (NBFC)
REC Ltd.	3.08%	₹ 5.10	Finance - Term Lending Institutions
Godrej Properties Ltd.	3.02%	₹ 5	Realty
Union Bank of India( AT1 Bond under Basel III )	2.43%	₹ 4.02	Others
HDFC Bank Ltd.	1.58%	₹ 2.61	Finance - Banks - Private Sector
ICICI Bank Ltd.	1.23%	₹ 2.04	Finance - Banks - Private Sector
Reliance Industries Ltd.	1.19%	₹ 1.97	Refineries
State Bank of India	0.92%	₹ 1.52	Finance - Banks - Public Sector
Larsen & Toubro Ltd.	0.87%	₹ 1.45	Construction, Contracting & Engineering
Maruti Suzuki India Ltd.	0.77%	₹ 1.27	Auto - Cars & Jeeps
Infosys Ltd.	0.72%	₹ 1.19	IT Consulting & Software
Net Receivable / Payable	0.71%	₹ 1.25	Others
Ultratech Cement Ltd.	0.66%	₹ 1.09	Cement
Axis Bank Ltd.	0.56%	₹ 0.93	Finance - Banks - Private Sector
Kotak Mahindra Bank Ltd.	0.52%	₹ 0.86	Finance - Banks - Private Sector
Urban Company Ltd.	0.50%	₹ 0.83	Services - Others
Bajaj Finance Ltd.	0.44%	₹ 0.73	Non-Banking Financial Company (NBFC)
TVS Motor Company Ltd.	0.40%	₹ 0.66	Auto - 2 & 3 Wheelers
ZF Commercial Vehicle Control Systems India Ltd.	0.39%	₹ 0.65	Auto Ancl - Susp. & Braking - Others
Hindalco Industries Ltd.	0.38%	₹ 0.64	Aluminium
Timken India Ltd.	0.38%	₹ 0.62	Bearings
Schaeffler India Ltd.	0.34%	₹ 0.57	Bearings
Bajaj Finserv Ltd.	0.34%	₹ 0.57	Holding Company
Abbott India Ltd.	0.33%	₹ 0.55	Pharmaceuticals
Jubilant Foodworks Ltd.	0.31%	₹ 0.52	Hotels, Resorts & Restaurants
L&T Technology Services Ltd.	0.29%	₹ 0.47	IT Enabled Services
Voltas Ltd.	0.29%	₹ 0.47	Consumer Electronics
Navin Fluorine International Ltd.	0.29%	₹ 0.47	Chemicals - Others
Asian Paints Ltd.	0.28%	₹ 0.46	Paints/Varnishes
The Indian Hotels Company Ltd.	0.28%	₹ 0.46	Hotels, Resorts & Restaurants
Torrent Power Ltd.	0.27%	₹ 0.45	Power - Generation/Distribution
Divi's Laboratories Ltd.	0.27%	₹ 0.45	Pharmaceuticals
Pidilite Industries Ltd.	0.27%	₹ 0.44	Chemicals - Speciality
LTIMindtree Ltd.	0.25%	₹ 0.41	IT Consulting & Software
Honeywell Automation India Ltd.	0.24%	₹ 0.39	Instrumentation & Process Control
FSN E-Commerce Ventures Ltd.	0.24%	₹ 0.39	E-Commerce/E-Retail
ICICI Prudential Life Insurance Company Ltd.	0.23%	₹ 0.39	Finance - Life Insurance
Grindwell Norton Ltd.	0.23%	₹ 0.38	Abrasives And Grinding Wheels
Berger Paints India Ltd.	0.23%	₹ 0.37	Paints/Varnishes
Sona Blw Precision Forgings Ltd.	0.22%	₹ 0.36	Forgings
DLF Ltd.	0.22%	₹ 0.36	Realty
Kajaria Ceramics Ltd.	0.22%	₹ 0.36	Ceramics/Tiles/Sanitaryware
Endurance Technologies Ltd.	0.22%	₹ 0.37	Auto Ancl - Others
Balrampur Chini Mills Ltd.	0.22%	₹ 0.37	Sugar
Thermax Ltd.	0.21%	₹ 0.35	Engineering - General
Oberoi Realty Ltd.	0.21%	₹ 0.35	Realty
HDB Financial Services Ltd.	0.20%	₹ 0.33	Finance & Investments
ABB India Ltd.	0.20%	₹ 0.33	Electric Equipment - General
Godrej Properties Ltd.	0.20%	₹ 0.33	Realty
Dr. Lal Path labs Ltd.	0.19%	₹ 0.31	Hospitals & Medical Services
AIA Engineering Ltd.	0.19%	₹ 0.31	Castings/Foundry
Page Industries Ltd.	0.18%	₹ 0.30	Textiles - Readymade Apparels
ESAB India Ltd.	0.17%	₹ 0.28	Welding Equipments
Brigade Hotel Ventures Ltd.	0.16%	₹ 0.26	Hotels, Resorts & Restaurants
Pitti Engineering Ltd.	0.15%	₹ 0.24	Engineering - General
Carborundum Universal Ltd.	0.10%	₹ 0.17	Abrasives And Grinding Wheels
Nuvoco Vistas Corporation Ltd.	0.08%	₹ 0.13	Cement
Hawkins Cookers Ltd.	0.08%	₹ 0.13	Domestic Appliances

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-0.31%	5.42%	5.89%	8.34%
Category returns	1.95%	7.42%	14.62%	30.03%

Fund Objective

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset ... Read more

AMC Details

Name

SBI Funds Management Ltd.

Date of Incorporation

29 Jun 1987

CEO

Mr. Nand Kishore

CIO

Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan

Type

Bank Sponsored

Address

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.sbimf.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.31	8.88%	32.32%	41.89%	₹27	0.61%	Moderately High
Franklin India Retirement Fund - Growth Hybrid Regular	₹216.68	5.50%	32.05%	45.28%	₹512	2.27%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.98	6.38%	30.99%	37.34%	₹50	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.98	6.38%	30.99%	37.34%	₹50	2.15%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.85	5.82%	30.81%	58.15%	₹275	1.16%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.85	5.82%	30.81%	58.12%	₹275	1.16%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.69	6.85%	30.80%	50.48%	₹161	1.13%	Moderately High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.13	6.71%	30.38%	42.33%	₹170	1.02%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹17.82	9.26%	29.06%	36.14%	₹419	1.16%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹17.82	9.26%	29.06%	36.14%	₹419	1.16%	Very High

Top Funds from SBI Funds Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
SBI Nifty Private Bank ETF ETF Regular	₹279.07	13.19%	32.40%	48.10%	₹250	0.15%	Very High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.35	7.86%	32.12%	54.37%	₹9,858	1.54%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.35	7.86%	32.12%	54.37%	₹9,858	1.54%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.11	7.86%	32.12%	54.38%	₹9,858	1.10%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.11	7.86%	32.12%	54.38%	₹9,858	1.10%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹74.02	7.86%	32.12%	54.37%	₹9,858	1.54%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.85	5.82%	30.81%	58.15%	₹275	1.16%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.85	5.82%	30.81%	58.12%	₹275	1.16%	High
SBI Technology Opportunities Fund Sector Regular	₹112.71	-7.80%	29.56%	80.55%	₹5,056	1.90%	Very High
SBI Technology Opportunities Fund Sector Regular	₹112.71	-7.80%	29.56%	80.55%	₹5,056	1.90%	Very High

FAQs

What is the current NAV of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The current Net Asset Value (NAV) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹14.64 as of 06 Mar 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹165.65 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW has delivered returns of 5.42% (1 Year), 8.34% (3 Year), 7.91% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The minimum lumpsum investment required for SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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