Audited Results of Punjab National Bank Company

(Rs in Cr.)	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Operating Income	1,28,223.19	1,21,760.73	1,06,901.62	85,144.11	74,879.54
Manufacturing Expenses	0	0	0	0	0
Personnel Expenses	18,747.03	21,357.72	18,486.31	14,810.01	11,841.01
Selling Expenses	145.86	123.81	93.49	98.20	83.75
Administrative Expenses	13,839.47	11,506.36	20,797.35	26,541.15	23,884.66
Expenses Capitalised	0	0	0	0	0
Cost Of Sales	1,18,995.78	1,11,966.45	1,06,195.70	92,101.82	81,994.50
Operating Profit	9,227.42	9,794.27	705.92	-6,957.71	-7,114.96
Other Recurring Income	18,793.97	16,309.37	13,383.54	12,142.53	12,319.96
Adjusted PBDIT	1,16,824.73	1,06,756.80	92,644.61	74,077.79	67,835.50
Financial Expenses	86,263.42	78,978.56	66,818.55	50,652.47	46,185.08
Depreciation	1,271.68	947.57	895.25	896.56	888.61
Other Write offs	0	0	0	0	0
Adjusted PBT	26,749.70	25,156.07	13,194.21	4,288.26	4,316.39
Tax Charges	9,845.71	8,525.87	4,949.59	1,781.06	859.43
Adjusted PAT	16,903.99	16,630.20	8,244.62	2,507.20	3,456.96
Non Recurring Items	0	0	0	0	0
Other Non Cash adjustments	0	0	0	0	0
Reported Net Profit	16,903.99	16,630.20	8,244.62	2,507.20	3,456.96
Equity Dividend	3,447.88	3,332.95	1,651.65	715.72	704.71
Preference Dividend	0	0	0	0	0
Retained Earnings	13,457.75	13,298.06	6,593.76	1,791.49	2,752.26

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