Audited Results of Ujjivan Small Finance Bank Ltd. Company

(Rs in Cr.) Mar 31, 2025 Mar 31, 2024 Mar 31, 2023 Mar 31, 2022 Mar 31, 2021
Operating Income 6,354.39 5,677.15 4,164.99 2,812.80 2,806.07
Manufacturing Expenses 0 0 0 0 0
Personnel Expenses 1,499.49 1,183.18 920.25 812.60 748.78
Selling Expenses 26.91 58.51 38.45 12.37 5.09
Administrative Expenses 1,879.78 1,154.05 770.87 1,731.81 1,198.50
Expenses Capitalised 0 0 0 0 0
Cost Of Sales 6,124.30 4,663.45 3,196.67 3,595.99 3,029.89
Operating Profit 230.09 1,013.70 968.33 -783.19 -223.82
Other Recurring Income 846.20 786.75 589.19 313.27 310.82
Adjusted PBDIT 4,542.07 4,283.10 3,042.40 1,710.14 1,963.61
Financial Expenses 2,718.12 2,267.70 1,467.09 1,039.21 1,077.51
Depreciation 134.72 98.29 90.28 80.44 76.80
Other Write offs 0 0 0 0 0
Adjusted PBT 941.56 1,702.17 1,467.24 -550.36 10.20
Tax Charges 215.46 420.67 367.32 -135.77 1.90
Adjusted PAT 726.10 1,281.49 1,099.92 -414.59 8.30
Non Recurring Items 0 0 0 0 0
Other Non Cash adjustments 0 0 0 0 0
Reported Net Profit 726.10 1,281.49 1,099.92 -414.59 8.30
Equity Dividend 290.08 68.34 146.59 0 0
Preference Dividend 0 0 22 0 0
Retained Earnings 2,254.43 1,720.02 858.98 -70.97 370.31

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