The bank holiday calendar for Kerala includes holidays observed for national events, religious occasions, festivals and other important days. These holidays may vary from one state to another based on local celebrations and government notifications. Bank branches will also follow the regular weekly holiday schedule, with closures on Sundays and the second and fourth Saturdays of each month. Customers can use online banking, mobile banking and ATMs for many basic services when branches are closed.
| Date | Day | Holiday |
|---|---|---|
| January 14 | Saturday |
Second Saturday
|
| January 26 | Thursday |
Republic Day
|
| January 28 | Saturday |
Fourth Saturday
|
| February 11 | Saturday |
Second Saturday
|
| February 24 | Friday |
Maha Shivaratri
|
| February 25 | Saturday |
Fourth Saturday
|
| March 11 | Saturday |
Second Saturday
|
| March 25 | Saturday |
Fourth Saturday
|
| April 01 | Saturday |
Annual Closing of Bank Accounts
|
| April 08 | Saturday |
Second Saturday
|
| April 14 | Friday |
Dr. Babasaheb Ambedkar Jayanti (Good Friday)
|
| April 16 | Sunday |
Easter
|
| April 22 | Saturday |
Fourth Saturday
|
| May 01 | Monday |
May Day
|
| May 13 | Saturday |
Second Saturday
|
| May 27 | Saturday |
Fourth Saturday
|
| June 10 | Saturday |
Second Saturday
|
| June 24 | Saturday |
Fourth Saturday
|
| June 25 | Sunday |
Eid al-Fitr (Ramzan Eid)
|
| July 08 | Saturday |
Second Saturday
|
| July 22 | Saturday |
Fourth Saturday
|
| August 12 | Saturday |
Second Saturday
|
| August 15 | Tuesday |
Independence Day
|
| August 26 | Saturday |
Fourth Saturday
|
| September 01 | Friday |
Eid al-Adha (Bakari Eid)
|
| September 03 | Sunday |
First Onam
|
| September 04 | Monday |
Thiruonam
|
| September 06 | Wednesday |
Sree Narayan Guru Jayanti
|
| September 09 | Saturday |
Second Saturday
|
| September 21 | Thursday |
Sree Narayan Guru Samadhi Day
|
| September 23 | Saturday |
Fourth Saturday
|
| September 29 | Friday | |
| September 30 | Saturday |
Dussehra (Vijaya Dashami)
|
| October 02 | Monday |
Mahatma Gandhi Jayanti
|
| October 14 | Saturday |
Second Saturday
|
| October 18 | Wednesday |
Diwali
|
| October 28 | Saturday |
Fourth Saturday
|
| November 11 | Saturday |
Second Saturday
|
| November 25 | Saturday |
Fourth Saturday
|
| December 02 | Saturday |
Eid-E-Milad (Birthday of Prophet Mohammad)
|
| December 09 | Saturday |
Second Saturday
|
| December 23 | Saturday |
Fourth Saturday
|
| December 25 | Monday |
Christmas
|

Why are banks closed on Second and Fourth Saturdays in Kerala?
Are all banks in Kerala closed on the same holidays?
Can I withdraw cash or use UPI during a bank holiday in Kerala?
Does cheque clearing work on a bank holiday in Kerala?
Are there bank holidays observed only in Kerala?
Are stock markets also closed on bank holidays in Kerala?
Are post offices also closed on bank holidays in Kerala?
What is the difference between RBI bank holidays and Kerala-specific bank holidays?
On October 24, 2026, Kerala observes the Fourth Saturday Bank Holiday. It falls on a Saturday, as per RBI norms. Banks stay closed across the state. The pause helps staff finish audits and routine checks.
It also supports safe, steady banking services. Many offices and ATMs may follow normal hours.This Fourth Saturday Bank Holiday Kerala bank holiday affects branch work. Cheques and cash counters may pause.
Passbook updates may also wait. Digital payments usually work as usual. The Fourth Saturday Bank Holiday bank holiday follows India’s bank rule. It is a planned break, not a festival.
It supports records.
21 October 2026Kerala will mark Vijaya Dashami on October 20, 2026. It falls on a Tuesday. Many banks will stay shut for the day. The Vijaya Dashami Kerala bank holiday reflects the state list.
People also call it Dussehra, the closing day of Navaratri. It honours the victory of good over evil.In homes and temples, prayers and rituals are held. Children start learning on this day.
Known as Vidyarambham, it is popular in Kerala. The Vijaya Dashami bank holiday may affect cheque clearing and branch hours. Online services often work, but staff support can be limited.
Queues may rise near opening.
17 October 2026October 19, 2026 falls on Monday in Kerala. It is Maha Navami, the ninth day of Navratri. Devotees honour Goddess Durga in her fierce form. The day marks strength, duty, and the win of good.
Many homes keep lamps, prayers, and shared meals. Temples hold special rites and music today.As a Maha Navami Kerala bank holiday, banks may stay shut. The Maha Navami bank holiday affects cheque clearing too.
Plan cash needs in advance. Other services may run as usual. The festival also links to Ayudha Puja. Tools and books get respect, and learning is praised across the state.
16 October 2026October 10, 2026 falls on a Saturday in Kerala. Banks will stay shut for the Second Saturday Bank Holiday. This pause is part of India’s fixed banking calendar. It gives staff a planned break.
It also helps banks manage cash and checks safely. Most online services still work during day.The Second Saturday Bank Holiday Kerala bank holiday is observed monthly. It keeps banking hours regular across states.
For Kerala, it marks a statewide pause in branch work. This Second Saturday Bank Holiday bank holiday affects pay and drafts. Planners may use ATMs and mobile banking where available for emergencies.
7 October 2026October 2, 2026, falls on a Friday in Kerala. The day marks Gandhi Jayanti, honouring Mahatma Gandhi’s birth. It recalls his message of peace and truth. Many public offices observe closures, and banking services may pause for the day.
This is a key national day of remembrance across India today.In Kerala, banks will treat it as a holiday. The Gandhi Jayanti bank holiday can affect branch visits. Plan for digital payments and ATM use.
The listed status is also called Gandhi Jayanti Kerala bank holiday. It reflects respect for Gandhi’s role in freedom. Ceremonies and prayers are held widely.
1 October 2026The nationwide bank strike scheduled for September 28–30, 2026, has been deferred following late-night discussions between the Indian Banks' Association (IBA) and the United Forum of Bank Unions (UFBU). As a result, public sector banks and regional rural banks will operate normally during these three days, allowing customers to complete their banking transactions ahead of the September 30 half-yearly closing without disruption.
28 September 2026September 26, 2026, is a Saturday in Kerala. It is marked as the Fourth Saturday Bank Holiday. It is a Fourth Saturday Bank Holiday Kerala bank holiday. Most bank branches stay closed.
Digital banking still works for many needs. This pause supports staff rest and routine checks. The notice matters for salary, bills, and cash plans.Co-operative and public banks follow the same rule.
The Fourth Saturday Bank Holiday bank holiday follows RBI norms. It brings a regular monthly break for staff. People may use ATMs, UPI, and net banking. Cheque clearing and branch help resume on Monday.
23 September 2026Kerala observes a bank holiday on September 21, 2026, Monday. The day marks Sree Narayana Guru Samadhi, honouring the Guru’s passing. It is noted as Sree Narayana Guru Samadhi Kerala bank holiday.
Many recall his call for equality, faith, and education. Schools may hold prayers and talks in his memory.As Sree Narayana Guru Samadhi bank holiday, public life slows. Banks, treasuries, and many state offices usually shut.
The samadhi day is important to Kerala’s social reform story. Followers visit memorial sites, light lamps, and read his teachings. The observance reflects unity beyond caste and creed. Local services run limited.
18 September 2026On September 12, 2026, Kerala marks a bank closure. It falls on a Saturday. The day is observed as the Second Saturday Bank Holiday. Many branches stay shut. Cash counters and in-branch services pause.
Online banking may still work. This notice helps people plan small tasks for the weekend ahead.In Kerala, this closure is routine each month. Second Saturdays support smooth banking work. Staff get rest and time for checks.
Second Saturday Bank Holiday Kerala bank holiday. Second Saturday Bank Holiday bank holiday. Use digital payments for urgent needs. ATM cash may vary by branch today across the state.
12 September 2026On Thursday, August 27, 2026, Kerala marks Thiruvonam. It is the peak day of Onam. Homes honour King Mahabali with prayers, pookkalam, and feasts. Many offices adjust hours. A Thiruvonam bank holiday notice aids planning.
People plan travel and family visits statewide. The day brings unity, thanks, and shared meals.Banks and public counters may stay closed statewide. This Thiruvonam Kerala bank holiday reflects Kerala’s cultural pride.
Thiruvonam celebrates harvest, harmony, and sharing. The grand sadya meal and boat races add colour. Temple lamps and folk songs fill towns. Families welcome guests with care in homes, schools, and halls today.
12 September 2026On August 26, 2026, Wednesday, Kerala observes Eid e Milad. Many banks may remain shut. It is an **Eid e Milad bank holiday**. Branch services can pause, while online banking usually stays active.
Check notices for exact timings and cash needs for the day. Some offices also observe the closure.Eid e Milad honours Prophet Muhammad’s birth. It is a day of prayer. People visit mosques and share food.
In Kerala, processions and sermons highlight peace. The **Eid e Milad Kerala bank holiday** aids families. The observance supports reflection, charity, and respect. Across the state for all here.
12 September 2026