Bank Holidays in Kerala 2025

The bank holiday calendar for Kerala includes holidays observed for national events, religious occasions, festivals and other important days. These holidays may vary from one state to another based on local celebrations and government notifications. Bank branches will also follow the regular weekly holiday schedule, with closures on Sundays and the second and fourth Saturdays of each month. Customers can use online banking, mobile banking and ATMs for many basic services when branches are closed.

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List of Bank Holidays in Kerala 2025

Date Day Holiday
January 02 Thursday
January 11 Saturday
January 25 Saturday
January 26 Sunday
February 08 Saturday
February 22 Saturday
February 26 Wednesday
March 08 Saturday
March 22 Saturday
March 31 Monday
April 12 Saturday
April 14 Monday
April 18 Friday
April 20 Sunday
April 26 Saturday
May 01 Thursday
May 10 Saturday
May 24 Saturday
June 06 Friday
June 07 Saturday
June 14 Saturday
June 28 Saturday
July 12 Saturday
July 26 Saturday
August 09 Saturday
August 15 Friday
August 23 Saturday
September 04 Thursday
September 05 Friday
September 07 Sunday
September 13 Saturday
September 21 Sunday
September 27 Saturday
October 01 Wednesday
October 02 Thursday
October 11 Saturday
October 20 Monday
October 21 Tuesday
October 25 Saturday
November 08 Saturday
November 22 Saturday
December 13 Saturday
December 25 Thursday
December 27 Saturday

Mannam Jayanti Bank Holiday

Thursday, January 02, 2025

Mannam Jayanti, observed on January 2, 2025, is a significant day in Kerala, marking a bank holiday. This day honours Mannathu Padmanabhan, a revered social reformer and freedom fighter. Known for his efforts in uplifting the Nair community and promoting education, Mannam's legacy is celebrated with respect. The "Mannam Jayanti Kerala bank holiday" allows citizens to reflect on his contributions. Recognised as a "Mannam Jayanti bank holiday," it underscores the importance of cultural heritage and social progress in Kerala's history.

Republic Day Bank Holiday

Sunday, January 26, 2025

On Sunday, 26th January 2025, Kerala will observe a bank holiday in honour of Republic Day. This day marks the adoption of India's Constitution in 1950, symbolising the nation's democratic spirit. The Republic Day Kerala bank holiday allows citizens to reflect on the country's progress. Celebrations include parades and cultural events. The Republic Day bank holiday is a time for unity and pride, reminding everyone of India's diverse heritage and shared values.

Maha Shivaratri Bank Holiday

Wednesday, February 26, 2025

Maha Shivaratri, observed on February 26, 2025, is a significant festival in Kerala. It marks a bank holiday, allowing people to immerse in spiritual practices. The Maha Shivaratri Kerala bank holiday is dedicated to Lord Shiva, symbolising the triumph of light over darkness. Celebrated with fervour, it involves night-long vigils and prayers. This Maha Shivaratri bank holiday provides an opportunity for devotees to seek blessings and reflect on their spiritual journey. The festival's importance is deeply rooted in Indian culture, making it a revered occasion across the state.

Idul Fitr Bank Holiday

Monday, March 31, 2025

On March 31, 2025, Kerala will observe a bank holiday for Idul Fitr. This day marks the end of Ramadan, a month of fasting for Muslims. The Idul Fitr Kerala bank holiday is a time for joy and reflection. Families gather to celebrate with feasts and prayers. The Idul Fitr bank holiday is significant as it fosters community spirit and gratitude. It is a day when people come together to share happiness and blessings.

Vishu Bank Holiday

Monday, April 14, 2025

On April 14, 2025, Kerala will observe a bank holiday for Vishu. This day marks the start of the Malayalam New Year. Vishu is celebrated with much joy and tradition. Families gather to view the Vishukkani, a special arrangement of items symbolising prosperity. The Vishu Kerala bank holiday allows people to enjoy this festival with loved ones. The Vishu bank holiday is significant as it reflects cultural heritage and unity in Kerala.

Good Friday Bank Holiday

Friday, April 18, 2025

On April 18, 2025, Kerala observes a bank holiday for Good Friday. This day holds deep significance for Christians worldwide. It commemorates the crucifixion of Jesus Christ and is a time for reflection and prayer. In Kerala, the Good Friday bank holiday allows people to attend church services and engage in community gatherings. The Good Friday Kerala bank holiday is a moment to pause and remember the values of sacrifice and compassion that this day represents.

Easter Sunday Bank Holiday

Sunday, April 20, 2025

Easter Sunday, falling on April 20, 2025, is a significant day in Kerala. Known as the Easter Sunday bank holiday, it marks the resurrection of Jesus Christ. This day is celebrated with joy and devotion across the state. The Easter Sunday Kerala bank holiday allows families to gather and attend church services. It is a time for reflection and community bonding. Traditions include special meals and sharing sweets, highlighting the cultural richness of Kerala during this festive period.

May Day Bank Holiday

Thursday, May 01, 2025

May Day, celebrated on May 1st, is a significant bank holiday in Kerala. Known as International Workers' Day, it honours the contributions of workers worldwide. In Kerala, the May Day bank holiday is observed with various events highlighting workers' rights and achievements. This day serves as a reminder of the importance of fair labour practices. The May Day Kerala bank holiday offers an opportunity for reflection and appreciation of the workforce's role in society.

Bakrid / Eid al Adha Bank Holiday

Friday, June 06, 2025

On Friday, June 6, 2025, Kerala will observe a bank holiday for Bakrid, also known as Eid al Adha. This day holds great significance as it commemorates the willingness of Ibrahim to sacrifice his son in obedience to God. The Bakrid / Eid al Adha Kerala bank holiday allows families to come together in celebration and reflection. Across the state, people engage in prayers and feasts, marking this special occasion. The Bakrid / Eid al Adha bank holiday is a time for unity and gratitude, celebrated with joy and reverence in Kerala.

Bakrid / Eid al Adha Bank Holiday

Saturday, June 07, 2025

On Saturday, June 7, 2025, Kerala observes a bank holiday for Bakrid, also known as Eid al Adha. This day holds great significance for the Muslim community. It commemorates the willingness of Ibrahim to sacrifice his son as an act of obedience to God. Families gather to celebrate with prayers and feasts. The Bakrid / Eid al Adha Kerala bank holiday allows people to engage in these traditions. This special day fosters unity and reflection among communities.

Independence Day Bank Holiday

Friday, August 15, 2025

On August 15, 2025, Kerala will observe a bank holiday in honour of Independence Day. This day marks India's freedom from British rule in 1947. It is a time for reflection and celebration across the nation. The "Independence Day Kerala bank holiday" allows citizens to participate in various events. The "Independence Day bank holiday" is significant, as it fosters national pride and unity. Schools, offices, and banks remain closed, allowing everyone to join in the festivities. In Kerala, the day is celebrated with flag hoisting, cultural programmes, and parades, highlighting the state's rich heritage and patriotism.

First Onam Bank Holiday

Thursday, September 04, 2025

On September 4, 2025, a Thursday, Kerala will observe a bank holiday for First Onam. This day marks the start of the Onam festival, a vibrant celebration in Kerala. Known for its cultural richness, First Onam is a time when families come together. The First Onam Kerala bank holiday allows people to enjoy traditional feasts and festivities. Recognised as a significant event, the First Onam bank holiday highlights Kerala's rich heritage and traditions. This day is cherished by locals and visitors alike, offering a glimpse into the state's unique cultural tapestry.

Eid e Milad Bank Holiday

Friday, September 05, 2025

Eid e Milad, celebrated on 5th September 2025, marks a significant day in Kerala. This festival commemorates the birth of Prophet Muhammad. It is a time for reflection and community gatherings. In recognition of its importance, Eid e Milad Kerala bank holiday is observed. The day allows people to engage in prayers and festivities. The Eid e Milad bank holiday ensures that citizens can fully participate in the celebrations. This special day highlights unity and peace among communities, making it a cherished occasion in Kerala's cultural calendar.

Sree Narayana Guru Jayanti Bank Holiday

Sunday, September 07, 2025

Sree Narayana Guru Jayanti, observed on 7th September 2025, marks a significant bank holiday in Kerala. This day honours the birth anniversary of Sree Narayana Guru, a revered spiritual leader and social reformer. Known for his teachings on equality and social justice, his legacy continues to inspire many. The "Sree Narayana Guru Jayanti Kerala bank holiday" allows people to reflect on his contributions. Celebrations include cultural events and community gatherings. Recognised as a "Sree Narayana Guru Jayanti bank holiday," it provides an opportunity for reflection and unity across the state.

Sree Narayana Guru Samadhi Bank Holiday

Sunday, September 21, 2025

On September 21, 2025, Kerala observes a bank holiday for Sree Narayana Guru Samadhi. This day marks the remembrance of Sree Narayana Guru, a revered spiritual leader and social reformer. Known for his teachings on equality and social justice, his legacy continues to inspire many. The "Sree Narayana Guru Samadhi Kerala bank holiday" allows people to reflect on his contributions. Observing the "Sree Narayana Guru Samadhi bank holiday" highlights the importance of unity and peace in society. This day is significant in Kerala, where his teachings have left a lasting impact on the community.

Maha Navami Bank Holiday

Wednesday, October 01, 2025

On Wednesday, October 1, 2025, Kerala observes a bank holiday for Maha Navami. This day holds great cultural significance. It marks the penultimate day of the Navaratri festival, celebrated with devotion and joy. The Maha Navami Kerala bank holiday allows people to participate in traditional rituals and festivities. Families gather to honour Goddess Durga, seeking her blessings for prosperity and happiness. The Maha Navami bank holiday is a time for reflection and celebration, deeply rooted in Indian tradition.

Gandhi Jayanti Bank Holiday

Thursday, October 02, 2025

Gandhi Jayanti, observed on 2nd October, is a significant day in India. This year, it falls on a Thursday, marking a bank holiday in Kerala. Known as the birth anniversary of Mahatma Gandhi, this day celebrates his ideals of peace and non-violence. The "Gandhi Jayanti Kerala bank holiday" allows citizens to reflect on his contributions. As a "Gandhi Jayanti bank holiday," it provides an opportunity for people to engage in community activities and remember Gandhi's legacy. This day holds great importance across the nation, uniting people in honouring the Father of the Nation.

Diwali Bank Holiday

Monday, October 20, 2025

On Monday, 20th October 2025, Kerala will observe a bank holiday for Diwali. Known as the Festival of Lights, Diwali is celebrated with joy and enthusiasm across India. This Diwali Kerala bank holiday allows families to come together and partake in traditional festivities. The Diwali bank holiday signifies the victory of light over darkness and good over evil. It is a time when homes are adorned with lamps, sweets are shared, and prayers are offered for prosperity and happiness.

Diwali Bank Holiday

Tuesday, October 21, 2025

On Tuesday, 21st October 2025, Kerala will observe a bank holiday for Diwali. Known as the Festival of Lights, Diwali is celebrated with joy and splendour across India. The Diwali Kerala bank holiday allows families to come together and partake in traditional festivities. This day is significant as it symbolises the victory of light over darkness. The Diwali bank holiday also provides an opportunity for people to reflect on spiritual growth and renewal. As banks remain closed, it is essential for residents to plan their financial activities accordingly.

Christmas Day Bank Holiday

Thursday, December 25, 2025

On December 25, 2025, a Thursday, Kerala observes a bank holiday for Christmas Day. This day marks the birth of Jesus Christ and is celebrated with joy and devotion. The Christmas Day Kerala bank holiday allows people to gather with family and friends. Across Kerala, churches hold special services, and homes are adorned with lights and decorations. The Christmas Day bank holiday is a time for reflection and community bonding, highlighting the cultural richness of Kerala.

Bank Holidays in Kerala

 

FAQs ON BANK HOLIDAYS IN KERALA

Why are banks closed on Second and Fourth Saturdays in Kerala?

Since September 2015, the Reserve Bank of India has mandated that all banks remain closed on the second and fourth Saturday of every month nationwide, including Kerala. This gives bank staff a fixed weekly rest cycle and time for internal audits and system maintenance.

Are all banks in Kerala closed on the same holidays?

Yes. Public sector, private sector, and cooperative banks in Kerala all follow the same RBI-notified holiday calendar for national holidays and Saturday closures. Some cooperative banks may occasionally follow additional local notifications.

Can I withdraw cash or use UPI during a bank holiday in Kerala?

Yes. Digital banking services such as UPI, mobile banking, internet banking, and ATMs continue to work as usual during bank holidays in Kerala. Only physical branch services like passbook updates, cheque deposits, and locker access are paused.

Does cheque clearing work on a bank holiday in Kerala?

No. Cheque clearing through clearing houses is paused on bank holidays and typically resumes and settles on the next working day.

Are there bank holidays observed only in Kerala?

Yes. Alongside national holidays and RBI-mandated Saturdays, Kerala observes certain state-specific holidays, such as its formation day or regional festivals that are not observed as bank holidays in other states.

Are stock markets also closed on bank holidays in Kerala?

No. Stock market trading holidays (NSE/BSE) follow a separate calendar set by SEBI and the exchanges, and do not always match bank holiday dates, including the Second and Fourth Saturday closures.

Are post offices also closed on bank holidays in Kerala?

Not always. Post offices in Kerala follow the Department of Posts holiday calendar, issued circle-wise under the Central Government list, while banks follow the RBI's state-wise notification. Both usually coincide on national holidays, but they can differ on state-specific festivals and regional occasions. Post offices also remain open on the Second and Fourth Saturdays, when banks are closed.

What is the difference between RBI bank holidays and Kerala-specific bank holidays?

RBI holidays such as Republic Day, Independence Day, and the Saturday closures apply to banks across India, while Kerala-specific holidays are observed only by banks operating within that state.

Latest Updates

Bank Holiday Schedule for Fourth Saturday Bank Holiday on October 24, 2026

On October 24, 2026, Kerala observes the Fourth Saturday Bank Holiday. It falls on a Saturday, as per RBI norms. Banks stay closed across the state. The pause helps staff finish audits and routine checks.

It also supports safe, steady banking services. Many offices and ATMs may follow normal hours.This Fourth Saturday Bank Holiday Kerala bank holiday affects branch work. Cheques and cash counters may pause.

Passbook updates may also wait. Digital payments usually work as usual. The Fourth Saturday Bank Holiday bank holiday follows India’s bank rule. It is a planned break, not a festival.

It supports records.

21 October 2026
Vijaya Dashami 2026: Banks Closed on October 20, 2026

Kerala will mark Vijaya Dashami on October 20, 2026. It falls on a Tuesday. Many banks will stay shut for the day. The Vijaya Dashami Kerala bank holiday reflects the state list.

People also call it Dussehra, the closing day of Navaratri. It honours the victory of good over evil.In homes and temples, prayers and rituals are held. Children start learning on this day.

Known as Vidyarambham, it is popular in Kerala. The Vijaya Dashami bank holiday may affect cheque clearing and branch hours. Online services often work, but staff support can be limited.

Queues may rise near opening.

17 October 2026
October 19, 2026 Bank Holiday: Maha Navami

October 19, 2026 falls on Monday in Kerala. It is Maha Navami, the ninth day of Navratri. Devotees honour Goddess Durga in her fierce form. The day marks strength, duty, and the win of good.

Many homes keep lamps, prayers, and shared meals. Temples hold special rites and music today.As a Maha Navami Kerala bank holiday, banks may stay shut. The Maha Navami bank holiday affects cheque clearing too.

Plan cash needs in advance. Other services may run as usual. The festival also links to Ayudha Puja. Tools and books get respect, and learning is praised across the state.

16 October 2026
October 2026 Bank Holidays: Second Saturday Bank Holiday on October 10, 2026

October 10, 2026 falls on a Saturday in Kerala. Banks will stay shut for the Second Saturday Bank Holiday. This pause is part of India’s fixed banking calendar. It gives staff a planned break.

It also helps banks manage cash and checks safely. Most online services still work during day.The Second Saturday Bank Holiday Kerala bank holiday is observed monthly. It keeps banking hours regular across states.

For Kerala, it marks a statewide pause in branch work. This Second Saturday Bank Holiday bank holiday affects pay and drafts. Planners may use ATMs and mobile banking where available for emergencies.

7 October 2026
Gandhi Jayanti Bank Closure on Friday, October 2, 2026

October 2, 2026, falls on a Friday in Kerala. The day marks Gandhi Jayanti, honouring Mahatma Gandhi’s birth. It recalls his message of peace and truth. Many public offices observe closures, and banking services may pause for the day.

This is a key national day of remembrance across India today.In Kerala, banks will treat it as a holiday. The Gandhi Jayanti bank holiday can affect branch visits. Plan for digital payments and ATM use.

The listed status is also called Gandhi Jayanti Kerala bank holiday. It reflects respect for Gandhi’s role in freedom. Ceremonies and prayers are held widely.

1 October 2026
Bank Strike Deferred: Banks to Remain Open as Usual from September 28–30, 2026

The nationwide bank strike scheduled for September 28–30, 2026, has been deferred following late-night discussions between the Indian Banks' Association (IBA) and the United Forum of Bank Unions (UFBU). As a result, public sector banks and regional rural banks will operate normally during these three days, allowing customers to complete their banking transactions ahead of the September 30 half-yearly closing without disruption.

28 September 2026
September 26, 2026 Bank Holiday: Know Why Banks Are Closed

September 26, 2026, is a Saturday in Kerala. It is marked as the Fourth Saturday Bank Holiday. It is a Fourth Saturday Bank Holiday Kerala bank holiday. Most bank branches stay closed.

Digital banking still works for many needs. This pause supports staff rest and routine checks. The notice matters for salary, bills, and cash plans.Co-operative and public banks follow the same rule.

The Fourth Saturday Bank Holiday bank holiday follows RBI norms. It brings a regular monthly break for staff. People may use ATMs, UPI, and net banking. Cheque clearing and branch help resume on Monday.

23 September 2026
Sree Narayana Guru Samadhi 2026: Banks Closed on September 21, 2026

Kerala observes a bank holiday on September 21, 2026, Monday. The day marks Sree Narayana Guru Samadhi, honouring the Guru’s passing. It is noted as Sree Narayana Guru Samadhi Kerala bank holiday.

Many recall his call for equality, faith, and education. Schools may hold prayers and talks in his memory.As Sree Narayana Guru Samadhi bank holiday, public life slows. Banks, treasuries, and many state offices usually shut.

The samadhi day is important to Kerala’s social reform story. Followers visit memorial sites, light lamps, and read his teachings. The observance reflects unity beyond caste and creed. Local services run limited.

18 September 2026
Second Saturday Bank Holiday Holiday: Bank Closure Details for September 12, 2026

On September 12, 2026, Kerala marks a bank closure. It falls on a Saturday. The day is observed as the Second Saturday Bank Holiday. Many branches stay shut. Cash counters and in-branch services pause.

Online banking may still work. This notice helps people plan small tasks for the weekend ahead.In Kerala, this closure is routine each month. Second Saturdays support smooth banking work. Staff get rest and time for checks.

Second Saturday Bank Holiday Kerala bank holiday. Second Saturday Bank Holiday bank holiday. Use digital payments for urgent needs. ATM cash may vary by branch today across the state.

12 September 2026
September 2026 Bank Holidays: Thiruvonam on August 27, 2026

On Thursday, August 27, 2026, Kerala marks Thiruvonam. It is the peak day of Onam. Homes honour King Mahabali with prayers, pookkalam, and feasts. Many offices adjust hours. A Thiruvonam bank holiday notice aids planning.

People plan travel and family visits statewide. The day brings unity, thanks, and shared meals.Banks and public counters may stay closed statewide. This Thiruvonam Kerala bank holiday reflects Kerala’s cultural pride.

Thiruvonam celebrates harvest, harmony, and sharing. The grand sadya meal and boat races add colour. Temple lamps and folk songs fill towns. Families welcome guests with care in homes, schools, and halls today.

12 September 2026
Eid e Milad Bank Closure on Wednesday, August 26, 2026

On August 26, 2026, Wednesday, Kerala observes Eid e Milad. Many banks may remain shut. It is an **Eid e Milad bank holiday**. Branch services can pause, while online banking usually stays active.

Check notices for exact timings and cash needs for the day. Some offices also observe the closure.Eid e Milad honours Prophet Muhammad’s birth. It is a day of prayer. People visit mosques and share food.

In Kerala, processions and sermons highlight peace. The **Eid e Milad Kerala bank holiday** aids families. The observance supports reflection, charity, and respect. Across the state for all here.

12 September 2026
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