Bank Holidays in Jammu and Kashmir 2026

Jammu and Kashmir Bank Holidays: Banks in Jammu and Kashmir will remain closed on the upcoming Fourth Saturday, September 26, 2026, followed by Gandhi Jayanti, October 2, 2026. Another closure is scheduled for the Second Saturday, October 10, 2026. It is advisable to complete essential banking tasks ahead of these dates to avoid any inconvenience.

This is a state that is in Northern India and separates it from Pakistan through the Line Of Control. One of the unique features of the state is the autonomy that has been granted to it under Article 370 of the constitution. The capital of Jammu and Kashmir is Jammu (Winter), Srinagar (Summer) The state is known for its scenic beauty and picturesque location.

The Kashmir valley is known for its immense beauty and a lot of Indian cinema had been shot in this region before. This is the only state in the country that has a large muslim population. In fact, it is the only state in the country, which has the largest Muslim population.

Fourth Saturday

Sep 26, 2026
Gandhi Jayanti

Oct 02, 2026
Second Saturday

Oct 10, 2026

List of Bank Holidays in Jammu and Kashmir 2026

2026

Jammu and Kashmir

Date	Day	Holiday
Upcoming Bank Holidays in Jammu and Kashmir
September 26	Saturday	Fourth Saturday
October 02	Friday	Gandhi Jayanti
October 10	Saturday	Second Saturday
October 20	Tuesday	Vijaya Dashami
October 24	Saturday	Fourth Saturday
November 08	Sunday	Diwali
November 14	Saturday	Second Saturday
November 24	Tuesday	Guru Nanak Jayanti
November 28	Saturday	Fourth Saturday
December 05	Saturday	Sheikh Muhammad Abdullah Jayanti
December 12	Saturday	Second Saturday
December 25	Friday	Christmas Day
December 26	Saturday	Fourth Saturday
Completed Bank Holidays in Jammu and Kashmir
January 10	Saturday	Second Saturday
January 24	Saturday	Fourth Saturday
January 26	Monday	Republic Day
February 14	Saturday	Second Saturday
February 15	Sunday	Maha Shivaratri
February 28	Saturday	Fourth Saturday
March 03	Tuesday	Holi
March 14	Saturday	Second Saturday
March 17	Tuesday	Shab-i-Qadr
March 20	Friday	Jumat-ul-Wida
March 21	Saturday	Idul Fitr
March 28	Saturday	Fourth Saturday
April 11	Saturday	Second Saturday
April 14	Tuesday	Dr Ambedkar Jayanti
April 25	Saturday	Fourth Saturday
May 01	Friday	Buddha Purnima
May 09	Saturday	Second Saturday
May 23	Saturday	Fourth Saturday
May 27	Wednesday	Bakrid / Eid al Adha
May 28	Thursday	Bakrid / Eid al Adha Holiday
June 13	Saturday	Second Saturday
June 26	Friday	Muharram
June 27	Saturday	Fourth Saturday
July 05	Sunday	Guru Hargobind Ji's Birthday
July 11	Saturday	Second Saturday
July 13	Monday	Martyrs' Day
July 25	Saturday	Fourth Saturday
August 08	Saturday	Second Saturday
August 15	Saturday	Independence Day
August 22	Saturday	Fourth Saturday
August 26	Wednesday	Eid e Milad
August 28	Friday	Friday Following Eid e Milad
September 04	Friday	Janmashtami
September 12	Saturday	Second Saturday

Bank Holidays in Jammu and Kashmir 2026

Jammu and Kashmir Bank Holidays in October 2026

October 2026 brings four bank holidays in Jammu and Kashmir. They include Gandhi Jayanti, Vijaya Dashami, and two routine Saturday closures. On these days, many branches stay shut. Cash counters pause, and cheque clearing may slow. Online banking often works as normal. The dates fall on 2, 10, 20, and 24 October. Public offices may also close, affecting local paperwork.

Gandhi Jayanti on Friday, 2 October, marks Mahatma Gandhi’s birth. He led India’s freedom struggle with non-violence. The day is a national holiday and a time for prayer. Tributes include spinning khadi, cleaning drives, and peace songs. In Jammu and Kashmir, banks close under national rules. Schools hold talks on truth, courage, and simple living values.

Vijaya Dashami, also called Dussehra, falls on Tuesday, 20 October. It ends the nine nights of Navratri. The festival honours the victory of good. Many remember Rama defeating Ravana. Some mark Durga’s triumph over Mahishasura. In Jammu and Kashmir, fairs, dramas, and processions appear. Banks remain closed for the day. Families exchange sweets, and children watch effigies burn often.

Saturday, 10 October, is the Second Saturday bank holiday. Indian banks close on second and fourth Saturdays each month. The rule supports staff rest and training. It also aligns hours across regions. In Jammu and Kashmir, branch doors stay shut. Yet ATMs may operate. Digital payments, card use, and mobile apps usually continue. Cheque settlement can shift to another day.

Fourth Saturday, 24 October, is another routine bank holiday. It falls near month end, with many payments due. The scheduled closure helps branches manage workloads on weekdays. In Jammu and Kashmir, government-linked banking may pause. This includes some treasury counters. Stock markets may run, but bank-funded transactions lag. Notices follow RBI’s standard holiday rules.

Jammu and Kashmir Bank Holidays in September 2026

Jammu and Kashmir has three bank holidays in September 2026. These dates affect branches, cash counters, and office work. Online banking may still run, yet some services wait. Cheque clearing and NEFT cut-offs can shift. The month includes a major Hindu festival. It also has two regular Saturday breaks. Such closures are part of the state’s standard banking calendar yearly.

Friday, September 4 marks Janmashtami in the state. The day honours the birth of Lord Krishna. Many devotees fast till midnight and pray. Temples stage songs, dance, and drama of Krishna. Homes make sweet butter dishes, called makhan. In Jammu, fairs and bhajans draw families. Banks close to respect public worship. The festival links to his life in Mathura too.

Saturday, September 12 is the Second Saturday holiday. Indian banks shut on second Saturdays nationwide. It supports staff rest and back-office tasks. Customers may see fewer counter hours nearby. In Jammu and Kashmir, it also aids travel. Many use the day for markets and family events. Digital payments usually stay active. Rural branches often post notices about revised clearing times.

Saturday, September 26 is the Fourth Saturday holiday. Like the second Saturday, it is a set rule. Branch doors stay shut for the full day. This pattern began to balance work hours. It also reduces weekend rush at counters. Some government offices may follow similar timing. ATMs and mobile apps remain available. Cash vans and vault checks are done midweek.

September in Jammu and Kashmir can bring mild weather. Many pilgrims also visit Vaishno Devi around this time. Holiday crowds can affect local transport and markets. Bank holidays do not stop stock trading days always. Yet loan approvals and branch visits may wait. Government treasury work can slow on closed days. Planning often relies on published calendars for all banks.

Jammu and Kashmir Bank Holidays in August 2026

August 15, 2026, Saturday, is Independence Day in Jammu and Kashmir. Banks and many offices remain shut for the national holiday. The day marks India’s freedom from British rule in 1947. Flag hoisting and parades honour the freedom movement. Schools hold songs and speeches on unity. Security is often tighter in key public areas. Leaders lay wreaths for martyrs early.

August 8, 2026, Saturday, is the Second Saturday bank holiday. In Jammu and Kashmir, scheduled banks close as per RBI rules. This monthly break supports staff welfare and audit work. Cash counters and branch desks stay closed. ATMs, UPI, and net banking usually run. Customers may plan cheque and passbook needs earlier. Some government offices may also follow a schedule.

August 22, 2026, Saturday, brings the Fourth Saturday bank holiday. Branch banking services in Jammu and Kashmir pause for the day. The policy gives a regular weekend pattern each month. Clearing and physical cash deposits may take longer. Digital payments, card use, and mobile wallets still help. Many people use the day for family errands. Markets near banks are quieter.

August 26, 2026, Wednesday, is Eid e Milad in Jammu and Kashmir. The day honours the birth of Prophet Muhammad. Many Muslims attend prayers at mosques and shrines. Religious talks recall his teachings on mercy and justice. Streets may see processions with naats and green flags. Charity and shared meals are common, and banks close. Homes and bazaars are lit.

August 28, 2026, Friday, is a bank holiday after Eid e Milad. Jammu and Kashmir observes it as the Friday following the festival. The extra closure helps people travel home and join family prayers. Many use the day to visit graves and give alms. Banks, treasuries, and some courts remain shut, while essential services continue. Local markets may open later.

Jammu and Kashmir Bank Holidays in July 2026

Jammu and Kashmir has four bank holidays in July 2026. These dates affect branch banking and government work. Online payments often run as usual. Cheque clearing and cash counters may pause. The month includes a Sikh birth anniversary. It also marks a day of public remembrance. Two Saturdays follow standard banking rules. Markets may open, but offices keep shutters down.

Sunday, July 5, honours Guru Hargobind Ji’s birthday. He was the sixth Sikh Guru. He taught faith and self defence together. Sikhs call this idea Miri and Piri. In Kashmir, gurdwaras hold prayers and kirtan. The day recalls his release from Gwalior Fort. Banks close as it is a gazetted holiday. Langar is shared, showing service and equal respect today.

Saturday, July 11, is the second Saturday bank holiday. Indian banks shut on second Saturdays nationwide. Staff use this break for system updates. It also supports a regular weekend rhythm. ATMs and mobile apps still handle most needs. The rule began to balance work hours. In Jammu and Kashmir, branches remain closed that day. Cash van schedules pause for safety.

Monday, July 13, is Martyrs’ Day in Jammu and Kashmir. It remembers 22 people killed in 1931. They died outside Srinagar Central Jail. Protesters were demanding fair rule and rights. The date became a symbol of political voice. Ceremonies include tributes and prayers. Banks stay shut under the region’s holiday list. Many observe silence, reflecting on loss and shared history.

Saturday, July 25, brings the fourth Saturday bank holiday. Like the second Saturday, it is standard across India. It helps banks plan staffing and audits. Many clearing houses avoid settlement that day. People often rely on digital transfers. In Jammu and Kashmir, rural branches note lower footfall. The fixed pattern helps households manage cash timing. Shops trade but banks close.

Jammu and Kashmir Bank Holidays in June 2026

June 2026 brings three listed bank closures in Jammu and Kashmir. Two are routine Saturday holidays for banks. One marks Muharram, a major Islamic observance. On these dates, most bank branches stay shut. Digital banking may still function. Government offices may follow separate local orders. Cash counters, cheque clearing, and in-branch services pause briefly. ATMs operate, but loads vary area.

Saturday, June 13, 2026 is the Second Saturday bank holiday. Indian banks close on second Saturdays nationwide. The rule supports staff rest and system work. Customer halls, cash deposits, and passbook updates stop. Back-office tasks may continue. The holiday sits mid-month, so salary credits and interest postings may appear earlier. In Jammu and Kashmir, some rural branches also pause outreach.

Friday, June 26, 2026 is Muharram holiday in Jammu and Kashmir. Muharram begins the Islamic New Year month. It recalls the martyrdom of Imam Hussain at Karbala. Many Shia families hold majlis prayers and processions. People wear black and give charity. The day is solemn, stressing justice, sacrifice, and remembrance. Local markets may open near mourning routes. Police manage traffic.

Saturday, June 27, 2026 is the Fourth Saturday bank holiday. Banks in India shut on second and fourth Saturdays. This schedule matches RBI guidance and labour practice. It also allows audits and software updates. In Jammu and Kashmir, traders often use this weekend for paperwork. Loan desks, lockers, and branch meetings remain unavailable. Cheque clearing may resume on the workday.

These dates create one notable stretch in late June. Muharram falls on a Friday this year. It is followed by the Fourth Saturday closure. Many branches will be shut for two days. Emergency cash needs may rely on ATMs and UPI. Clearing houses and NEFT batches can shift, depending on bank calendars. Mobile apps still show balances, statements, and alerts.

Jammu and Kashmir Bank Holidays in May 2026

On 1 May 2026, Friday, banks shut in Jammu and Kashmir. The day marks Buddha Purnima, also called Vesak in many lands. It recalls the birth, enlightenment, and passing of Gautama Buddha. Monasteries hold prayers, chants, and calm processions with lamps. Many people offer food and water to monks and poor. The holiday supports travel and community service across towns.

Saturday, 9 May 2026, is a routine bank holiday. It is the second Saturday closure under RBI rules. Branches stay closed, yet digital payments still work. The break helps staff finish accounts and audits. In Jammu and Kashmir, markets may run shorter hours. People often use the day for local shopping. Other offices may open, so civic work continues normally.

On Saturday, 23 May 2026, banks close again. This is the fourth Saturday bank holiday for May. Such weekends aim to balance service and rest. Cash counters stop, but ATMs and apps stay active. Tourists in Kashmir valleys may plan around closures. Public transport and shops usually follow normal schedules. Banks reopen on Monday, with cleared queues and filings ready.

Wednesday, 27 May 2026, brings Bakrid in Jammu and Kashmir. It is also known as Eid al Adha. The festival honours Prophet Ibrahim’s faith and sacrifice. After prayers, families share meat, rice, and sweets. A portion is given to neighbours and those in need. Banks close, matching the public holiday across many districts. Mosques see large gatherings from early morning.

Thursday, 28 May 2026, is a Bakrid holiday. The extra day allows visits, cooking, and community meals. Many homes host guests and exchange simple gifts. In rural areas, animal care and charity work continue. Children enjoy fairs, while elders recall family traditions. Bank branches stay shut, but online transfers remain available. Road traffic may rise as relatives travel between towns.

Jammu and Kashmir Bank Holidays in April 2026

April 2026 brings three listed bank holidays in Jammu and Kashmir. They include two routine Saturday closures and one public holiday. Banks and many government offices observe these dates. The pattern follows RBI rules and local notices. Cash counters may stay shut, while digital payments usually work. Markets may run shorter hours in some towns. This can happen during spring.

Saturday, April 11 is the Second Saturday bank holiday. This is a fixed closure across India. It gives staff a regular rest day. It also helps banks run checks. Branches may use Friday evening for end-week work. ATMs can still serve cash. Online banking, UPI, and card use remain available. Some branches reopen Monday with fresh limits for deposits often.

Tuesday, April 14 marks Dr Ambedkar Jayanti in the Union Territory. It honours B. R. Ambedkar, chief architect of India’s Constitution. He worked for equal rights and fair laws. People remember him with talks and wreaths. Schools and offices may hold tributes. The date is also called Equality Day by many groups. Born in 1891, he rose through study hard.

Saturday, April 25 is the Fourth Saturday bank holiday. Like the second Saturday, it is part of the monthly schedule. Many branches close their public desks that day. Back-office work may be limited too. Customers often plan around it for cheques. However, mobile apps and net banking keep routine transfers moving. In Kashmir, spring travel can raise cash demand briefly.

These April holidays fall in a busy season locally. The month follows Navreh and Ramadan days in many years. Tourist footfall can rise as snow melts. Bank holidays may affect loan meetings and document checks. Government treasuries also follow the closures. Yet, electronic salary credits and pension payments generally continue on the due dates. Bankers may issue notices in advance.

Jammu and Kashmir Bank Holidays in March 2026

Jammu and Kashmir will observe Holi on March 3, Tuesday. Holi marks the spring season and new hope. People throw coloured powder and share sweets. The day also recalls the victory of good. Many families light a small bonfire earlier, called Holika Dahan. Banks close as crowds gather in towns and villages. Some also visit friends and forgive old quarrels.

March 14, Saturday, is the Second Saturday bank holiday. This is a regular closure across India. It gives staff a fixed rest day. Jammu and Kashmir also observes Shab-i-Qadr on March 17, Tuesday. Muslims remember the night of revelation of the Quran. Prayers, charity, and quiet reflection are common. Many stay up late in mosques. The date falls in Ramadan.

Jumat-ul-Wida falls on March 20, Friday, in Jammu and Kashmir. It is the last Friday of Ramadan. Worshippers attend special prayers at noon. Sermons often stress peace and care for neighbours. Many give alms to the poor. In Kashmir, large gatherings may occur at historic mosques. Banks remain shut for the day. Markets may open later, with lighter daytime trade.

Idul Fitr is listed on March 21, Saturday, here. The festival ends the month-long Ramadan fast. Families attend Eid prayers in the morning. They greet each other with hugs. Sweet dishes, such as seviyan, are shared widely. New clothes are common for children. The day highlights thanks, mercy, and giving, including fitra charity. Moon sighting can shift the date locally.

March 28, Saturday, is the Fourth Saturday bank holiday. Like the second Saturday, it is fixed. These weekend closures support work-life balance in banks. In Jammu and Kashmir, they also reduce rush at branches. Customers may use ATMs and online payments instead. March 2026 therefore has two scheduled Saturday closures, plus festival holidays. Listed dates apply to Jammu and Kashmir.

Jammu and Kashmir Bank Holidays in February 2026

February 2026 brings three bank holidays in Jammu and Kashmir. Two fall on scheduled Saturdays for banks. One marks Maha Shivaratri, a major Hindu night vigil. On these dates, most branches stay closed. Cash counters and cheque clearing may pause. Online transfers often continue, though settlement can shift. Government offices may close on the festival. Local markets show lighter trade.

Saturday, February 14, is the Second Saturday bank holiday. Indian banks follow a fixed calendar. They close on second and fourth Saturdays monthly. This rule supports staff rest and system work. In Jammu and Kashmir, routine branch services stop that day. ATMs usually run, yet cash refills can be slower. Clearing houses may treat Friday items as pending till Monday.

Sunday, February 15, is Maha Shivaratri in Jammu and Kashmir. Devotees honour Lord Shiva and Goddess Parvati. Many keep a fast and stay awake. Temples hold night prayers, hymns, and sacred water offerings. The festival recalls Shiva’s cosmic dance and marriage. In Kashmir, shrines see lamps, incense, and winter gatherings despite cold nights. Milk and bilva leaves are common gifts.

Saturday, February 28, is the Fourth Saturday bank holiday. It ends the month’s scheduled closures. For banks, end-of-month work may shift earlier. Payroll posting and loan reviews can move to weekdays. In Jammu and Kashmir, traders may plan cash around this pause. Digital card payments still work, but some approvals can delay by hours. Cheque returns update next business day.

These holidays sit within winter’s quieter travel season. Jammu and Kashmir often sees snow disruptions. Bank closures can add to slower movement. Sunday holidays rarely change normal branch hours. Still, festival crowds may affect city traffic. Many people use UPI and mobile banking. Yet some government receipts and stamp duties wait for working days in local treasuries. Schools observe breaks.

Jammu and Kashmir Bank Holidays in January 2026

Jammu and Kashmir has three bank holidays in January 2026. Two fall on Saturdays, as part of routine closures. One falls on a national day with wide public meaning. Banks, many offices, and some markets may shut. Digital payments often work, yet branch services pause. The timing also matches mid-winter, when travel can slow especially in hill areas and valleys.

On Saturday, January 10, banks observe the Second Saturday holiday. This is a standard banking rule in India. Branch counters, passbook printing, and loan desks stay closed. Clearing of cheques may move to Monday. ATMs, online banking, and UPI usually remain available. Many people use this day for home budgeting. Staff rest after weeks. Rural customers plan trips around closures.

Saturday, January 24 is the Fourth Saturday bank holiday. Like the second Saturday, it supports regular maintenance. Banks update systems and reconcile accounts. Customer meetings and cash services pause. In Jammu and Kashmir, winter weather can disrupt supply. So planned closures reduce pressure on staff. Essential cash access is mostly through ATMs and kiosks. Mobile banking vans may serve towns.

Monday, January 26 marks Republic Day, a bank holiday. It honours India’s Constitution, adopted in 1950. The day signals India becoming a republic. Elected leaders serve under this law. Flag hoisting and parades highlight national unity. In Jammu and Kashmir, schools mark it too. Offices host cultural programmes. The parade in Delhi shows military music and floats. It is televised.

These holidays affect branch hours across the Union territory. Government treasuries may also close on Republic Day. Salary credits and benefits can still post electronically. Some services run through apps and text alerts. Stock markets may follow separate schedules. Local transport may run reduced timetables during events. Many families enjoy community gatherings. Winter meals and neighbourly visits follow in towns.

Republic Day Bank Holiday

Monday, January 26, 2026

On Jan 26, 2026, Monday, India marks Republic Day. This national event honours the Constitution and democratic rule. For many citizens, it is a proud moment. The day brings parades, songs, and flag hoisting. The Republic Day Jammu and Kashmir bank holiday shows this respect. It is shared across diverse regions of India.Banks and offices stay closed across the Union Territory. People attend ceremonies in schools and grounds. Families enjoy time together at home. Visitors may face delays in services. This Republic Day bank holiday in Jammu and Kashmir underlines unity. It links local life with the nation’s journey.

Maha Shivaratri Bank Holiday

Sunday, February 15, 2026

On Feb 15, 2026, Sunday, Jammu and Kashmir mark Maha Shivaratri. This holy day is a public bank holiday. The festival honours Lord Shiva, remover of darkness and fear. Temples glow with lamps, flowers, and soft chants all day together. Many devotees fast, pray, and stay awake through the night.The Maha Shivaratri Jammu and Kashmir bank holiday gives quiet time. They visit shrines beside rivers, lakes, and hills. Families gather, share simple meals, and tell stories from scriptures. The Maha Shivaratri bank holiday also supports local fairs and music. These customs show the region’s living faith, culture, and unity.

Holi Bank Holiday

Tuesday, March 03, 2026

On Tuesday, Mar 03, 2026, Jammu and Kashmir observes Holi. This colourful spring festival marks the victory of good over evil. People celebrate with colours, songs, and sweets. Banks and many offices remain closed for the festival. The Holi Jammu and Kashmir bank holiday supports smooth financial planning.Across India, Holi carries deep cultural and religious meaning. It honours stories of devotion, friendship, and fresh beginnings. In Jammu and Kashmir, families use the break for prayers. Many also visit relatives, share meals, and enjoy folk music together. The Holi bank holiday therefore reflects unity, hope, and renewal nationwide.

Shab-i-Qadr Bank Holiday

Tuesday, March 17, 2026

On Mar 17, 2026, Tuesday, banks in Jammu and Kashmir close. The holiday marks Shab-i-Qadr, a key night in Ramadan. It is listed as an undefined undefined bank holiday in calendars. Customers may see slower clearing for cheques and transfers that day. Branch counters stay shut, while services run.Shab-i-Qadr means the Night of Power. Many believe the Quran was first revealed then. Worship, prayer, and charity hold special value. The undefined bank holiday recognises this faith event. It also supports quiet travel and family time. Cash needs may rise before closure, during Ramadan. It is observed with devotion.

Jumat-ul-Wida Bank Holiday

Friday, March 20, 2026

Friday, 20 March 2026, is a bank holiday in Jammu and Kashmir. The day honours Jumat-ul-Wida, the last Friday of Ramadan. It is a sacred occasion for Muslim communities. People offer special prayers in mosques and homes. They seek forgiveness, blessings, and guidance for the year ahead. Families share simple meals.The Jammu and Kashmir government declares this special bank holiday. It is known as the Jumat-ul-Wida Jammu and Kashmir bank holiday. This helps maintain peace, crowd control, and respectful observance. The Jumat-ul-Wida bank holiday lets people join prayer, charity, and family. Many use the day to reflect on faith, patience, and harmony.

Idul Fitr Bank Holiday

Saturday, March 21, 2026

On Saturday, 21 March 2026, Jammu and Kashmir will observe Idul Fitr as a public holiday. This Idul Fitr Jammu and Kashmir bank holiday marks the end of Ramadan. People celebrate with prayers, feasts, charity and family visits. The day symbolises gratitude, forgiveness and community harmony.The Idul Fitr bank holiday lets many residents join special morning prayers. Mosques and homes are decorated for the happy festival. Children receive gifts and sweets from elders. Markets often stay busy before the holiday. The festival also highlights local culture, with traditional foods, clothes and customs on display.

Dr Ambedkar Jayanti Bank Holiday

Tuesday, April 14, 2026

Dr Ambedkar Jayanti is a public holiday in Jammu and Kashmir. On Tuesday, 14 April 2026, offices and banks stay closed statewide. This observance marks the birth anniversary of Dr B R Ambedkar. He drafted India’s Constitution and fought long against caste injustice. Across towns, people recall his ideas of equality and rights.For citizens, Dr Ambedkar Jayanti bank holiday holds meaning. It honours his work for social reform and legal safeguards. The day guides talks on inclusion and growth. In the region, Dr Ambedkar Jayanti Jammu and Kashmir bank holiday allows reflection. People think about freedom, dignity, and values.

Buddha Purnima Bank Holiday

Friday, May 01, 2026

On May 1, 2026, Friday, Jammu and Kashmir observes Buddha Purnima. It is a major public and bank holiday across the state. For residents, the Buddha Purnima Jammu and Kashmir bank holiday symbolises reflection and peace. Many people visit monasteries and temples to offer simple prayers. The day also brings community events in several neighbourhoods.The festival marks the birth, enlightenment, and death of Lord Buddha. Followers remember his teachings on kindness, non-violence, and inner calm. During the Buddha Purnima bank holiday, families share meals and stories. Many households light lamps and keep homes clean and peaceful. The atmosphere across Jammu and Kashmir stays calm and respectful.

Bakrid / Eid al Adha Bank Holiday

Wednesday, May 27, 2026

May 27, 2026, is a Wednesday holiday in Jammu and Kashmir. The day marks Bakrid, or Eid al Adha. It is a major Islamic festival. It honours Prophet Ibrahim’s faith and sacrifice. Families gather for prayers and share food. Many offices adjust hours. Public transport may run less often today.For residents, the undefined undefined bank holiday means quieter streets. Banks may close, and payments can wait. The undefined bank holiday also affects schools and courts. The festival promotes charity and community care. People may give meat to neighbours and the poor. Evening greetings and family visits add calm mood.

Bakrid / Eid al Adha Holiday Bank Holiday

Thursday, May 28, 2026

On May 28, 2026, Thursday, Jammu and Kashmir marks Bakrid / Eid al Adha Holiday. It is a key Islamic festival of sacrifice. Families remember Ibrahim’s trust in God. People offer prayers, share meat, and help the poor. Streets glow with lights and warm greetings. Mosques stay busy from early morning till late evening hours.This Bakrid / Eid al Adha Holiday bank holiday covers public offices. The Bakrid / Eid al Adha Holiday Jammu and Kashmir bank holiday keeps banks closed. Digital services may work normal. Residents should finish cash needs before. Transport and shops usually run with changes.

Muharram Bank Holiday

Friday, June 26, 2026

On Friday, Jun 26, 2026, Jammu and Kashmir marks annual Muharram.This solemn day leads to Muharram Jammu and Kashmir bank holiday.Banks and many offices remain closed, giving space for remembrance.People recall the martyrdom of Imam Hussain at Karbala.The mood is reflective, with prayers, sermons, and processions.The Muharram bank holiday holds deep meaning for local communities.It honours sacrifice, faith, and standing firm against injustice.Many residents attend majlis gatherings and visit imambaras for prayers.Streets may see mourning processions, with participants observing strict discipline.The observance promotes unity, empathy, and respect across the region widely.

Guru Hargobind Ji's Birthday Bank Holiday

Sunday, July 05, 2026

On 5 July 2026, Sunday, Jammu and Kashmir observes a holiday. It marks Guru Hargobind Ji’s Birthday. The day honours the sixth Sikh Guru. He stood for faith and justice. Many recall his bravery and calm wisdom. Banks may note an undefined bank holiday. This applies across the region today.Guru Hargobind Ji shaped Sikh history. He taught the Miri and Piri path. It joins spiritual life with duty. People remember his stand against unfair rule. In Jammu and Kashmir, some services pause. This undefined undefined bank holiday supports safe travel. It allows families time for prayer and reflection too.

Martyrs' Day Bank Holiday

Monday, July 13, 2026

On 13 July 2026, Monday, Jammu and Kashmir marks Martyrs' Day. The day honours people who died for rights. Many remember the 1931 deaths in Srinagar. This observance often brings a public pause. It is listed as an undefined bank holiday. Schools and offices may run on limited hours locally.Bank services in the state may be affected. Branches can stay shut, and cash hours change. Local public notices often list clear timings. This undefined undefined bank holiday also reflects shared grief. It keeps the story of sacrifice alive. For many families, it is a day of respect each year.

Independence Day Bank Holiday

Saturday, August 15, 2026

Saturday, 15 August 2026, is Independence Day in India. Banks in Jammu and Kashmir will stay closed that day. The date recalls freedom from British rule in 1947 today. People salute leaders and brave fighters who shaped the nation. The Independence Day Jammu and Kashmir bank holiday shows this respect.Across the country, the day feels both solemn and joyful. Homes and streets fill with flags, songs, and bright colours. Children hear stories of courage, hope, and long struggle. For citizens, the Independence Day bank holiday gives time for thought. People remember sacrifices and dream of peace, unity, and progress.

Eid e Milad Bank Holiday

Wednesday, August 26, 2026

Jammu and Kashmir will see a bank holiday on Aug 26, 2026. It falls on Wednesday. The holiday marks Eid e Milad. The day honours Prophet Muhammad’s birth. Many join prayers and peaceful marches. The notice also appears under undefined bank holiday listings. Banks may close in some areas too.Eid e Milad is a key day for Muslims. It recalls the Prophet’s message of peace. Families share food and give charity. Local markets often stay busy. Yet public offices follow the undefined undefined bank holiday rule. Banking hours may be lighter across the state. It is a midweek date.

Friday Following Eid e Milad Bank Holiday

Friday, August 28, 2026

On Friday, 28 August 2026, Jammu and Kashmir will mark a regional bank holiday. The day is observed as Friday Following Eid e Milad Jammu and Kashmir bank holiday. It follows the celebration of Eid e Milad, the Prophet Muhammad’s birthday. Many offices and banks stay closed, giving people time for rest.This Friday Following Eid e Milad bank holiday holds deep religious value. People spend time in prayer and remembrance. Many visit mosques and listen to sermons. Families gather to share simple meals. Streets in some areas stay calm and reflective. The day highlights peace, compassion, and community harmony.

Janmashtami Bank Holiday

Friday, September 04, 2026

Friday, 4 September 2026, is Janmashtami in Jammu and Kashmir. The day is a public holiday across the union territory. The festival marks the birth of Lord Krishna. People observe fasts, sing bhajans, and decorate homes and temples. The mood is joyful, devotional, and filled with colour throughout the region today.This Janmashtami Jammu and Kashmir bank holiday lets families gather. Many visit temples for midnight prayers and hear stories of Krishna. Children enjoy plays that show his childhood in Vrindavan. Across India, the Janmashtami bank holiday honours faith and culture. It links communities through simple acts of prayer and sharing.

Gandhi Jayanti Bank Holiday

Friday, October 02, 2026

On Friday, Oct 02, 2026, Jammu and Kashmir observes Gandhi Jayanti. The day marks Mahatma Gandhi’s birth. He led India’s freedom struggle by peace. Many offices close for this undefined undefined bank holiday. People recall his message of truth and non‑violence. Schools and banks may follow rules in parts of state.Across the region, simple tributes are held in towns. Flags fly at public buildings. Ceremonies honour Gandhi’s ideals and his role in democracy. Travel and cash needs can change on an undefined bank holiday. Residents plan errands early. Some services run with fewer staff during long weekend.

Vijaya Dashami Bank Holiday

Tuesday, October 20, 2026

On Tuesday, 20 October 2026, Jammu and Kashmir observes Vijaya Dashami. It marks the end of Navratri. The day honours the victory of good. Many recall Lord Rama’s win over Ravana. Public life slows, as offices and markets run fewer hours. Banks also follow the holiday list for this date.This undefined undefined bank holiday affects branch banking services. Cash counters stay shut for the day. ATMs and online payments usually work. Vijaya Dashami is also called Dussehra. Families attend prayers and fairs. Effigies may be burnt in some places. The holiday supports rest across the state in Kashmir today.

Diwali Bank Holiday

Sunday, November 08, 2026

Diwali in Jammu and Kashmir is a bright festival of lights. It brings families together to share sweets, prayers, and joy. On Sunday, 08 November 2026, government offices and banks stay closed. This Diwali Jammu and Kashmir bank holiday helps people enjoy traditions like diyas, rangoli, and temple visits.Across India, the Diwali bank holiday marks the victory of good over evil. Many see it as a fresh start for home and business. In Jammu and Kashmir, streets glow with lamps and colourful markets. The holiday lets people meet loved ones, exchange gifts, and celebrate cultural harmony.

Guru Nanak Jayanti Bank Holiday

Tuesday, November 24, 2026

On Tuesday, Nov 24, 2026, Jammu and Kashmir observes Guru Nanak Jayanti as an official public holiday. This day honours Guru Nanak Dev Ji, the founder of Sikhism. Devotees visit gurdwaras, offer prayers, and listen to kirtan. The atmosphere is peaceful, with lights, hymns, and shared community meals.The Guru Nanak Jayanti Jammu and Kashmir bank holiday holds deep cultural value. It allows families to gather and reflect on his teachings. People remember ideals of equality, honesty, and service. Schools and many offices remain closed. Residents engage in sewa, share langar, and strengthen community bonds.

Sheikh Muhammad Abdullah Jayanti Bank Holiday

Saturday, December 05, 2026

On 5 December 2026, Saturday, Jammu and Kashmir observes a bank holiday. It marks Sheikh Muhammad Abdullah Jayanti. Schools and offices may remain closed. Public services run on holiday hours. The notice is often listed as an undefined undefined bank holiday. Banks may limit counters, while ATMs stay available locally.The day honours Sheikh Abdullah, known as the Lion. He shaped modern Kashmiri politics and reforms. Many remember his stand for rights and peace. The undefined bank holiday reflects respect for his legacy. It also supports public gatherings and simple tributes. In Srinagar, flags and talks mark the date today.

Christmas Day Bank Holiday

Friday, December 25, 2026

On Friday, Dec 25, 2026, Jammu and Kashmir marks Christmas Day. The state observes a Christmas Day Jammu and Kashmir bank holiday. Offices, schools, and many businesses stay closed for the festival. Streets and churches fill with lights, songs, and prayers. People share meals and gifts with family and friends.This important Christian festival remembers the birth of Jesus Christ. Across India, it is a major celebration of hope and peace. In the region, Christmas Day bank holiday status supports community worship. It also honours local Christian heritage. The day unites diverse faiths through kindness, charity, and joy together. Peace.

Second Saturday Bank Holiday

In Jammu and Kashmir, the Second Saturday bank holiday is a significant day for many. Falling on the second Saturday of each month, this holiday allows bank employees to rest and recharge. The Second Saturday Jammu and Kashmir bank holiday is observed across the state, ensuring uniformity in banking operations. This day off is crucial for maintaining work-life balance and enhancing productivity. It also provides an opportunity for families to spend quality time together, fostering stronger community bonds.

Fourth Saturday Bank Holiday

In Jammu and Kashmir, the Fourth Saturday bank holiday is a significant day for many. This monthly break allows employees to rest and recharge. The Fourth Saturday Jammu and Kashmir bank holiday is observed across the state, giving people a chance to spend quality time with family and friends. This practice ensures a balanced work-life routine, promoting well-being and productivity. Understanding the importance of these holidays helps in appreciating their role in our busy lives.

Bank Holidays in Jammu and Kashmir

FAQs ON BANK HOLIDAYS IN JAMMU AND KASHMIR

What is the next bank holiday in Jammu and Kashmir?

The next bank holiday in Jammu and Kashmir is the Fourth Saturday, September 26, 2026, followed by Gandhi Jayanti, October 2, 2026, and the Second Saturday, October 10, 2026.

Why are banks closed on Second and Fourth Saturdays in Jammu and Kashmir?

Since September 2015, the Reserve Bank of India has mandated that all banks remain closed on the second and fourth Saturday of every month nationwide, including Jammu and Kashmir. This gives bank staff a fixed weekly rest cycle and time for internal audits and system maintenance.

Are all banks in Jammu and Kashmir closed on the same holidays?

Yes. Public sector, private sector, and cooperative banks in Jammu and Kashmir all follow the same RBI-notified holiday calendar for national holidays and Saturday closures. Some cooperative banks may occasionally follow additional local notifications.

Can I withdraw cash or use UPI during a bank holiday in Jammu and Kashmir?

Yes. Digital banking services such as UPI, mobile banking, internet banking, and ATMs continue to work as usual during bank holidays in Jammu and Kashmir. Only physical branch services like passbook updates, cheque deposits, and locker access are paused.

Does cheque clearing work on a bank holiday in Jammu and Kashmir?

No. Cheque clearing through clearing houses is paused on bank holidays and typically resumes and settles on the next working day.

Are there bank holidays observed only in Jammu and Kashmir?

Yes. Alongside national holidays and RBI-mandated Saturdays, Jammu and Kashmir observes certain state-specific holidays, such as its formation day or regional festivals that are not observed as bank holidays in other states.

Are stock markets also closed on bank holidays in Jammu and Kashmir?

No. Stock market trading holidays (NSE/BSE) follow a separate calendar set by SEBI and the exchanges, and do not always match bank holiday dates, including the Second and Fourth Saturday closures.

Are post offices also closed on bank holidays in Jammu and Kashmir?

Not always. Post offices in Jammu and Kashmir follow the Department of Posts holiday calendar, issued circle-wise under the Central Government list, while banks follow the RBI's state-wise notification. Both usually coincide on national holidays, but they can differ on state-specific festivals and regional occasions. Post offices also remain open on the Second and Fourth Saturdays, when banks are closed.

What is the difference between RBI bank holidays and Jammu and Kashmir-specific bank holidays?

RBI holidays such as Republic Day, Independence Day, and the Saturday closures apply to banks across India, while Jammu and Kashmir-specific holidays are observed only by banks operating within that state.

Latest Updates

Fourth Saturday Bank Holiday 2026: Banks Closed on September 26, 2026

September 26, 2026, is a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Banks stay shut for routine weekly rest. The pause helps staff and systems.

It also sets a steady banking calendar. This day is part of India’s regulated bank closing pattern nationwide.For many readers, it means limited branch services. Online transfers may work, yet cash counters close.

This Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday affects cheques and drafts. The Fourth Saturday Bank Holiday bank holiday is a planned break. It supports orderly banking across the month in India.

23 September 2026

September 2026 Bank Holidays: Second Saturday Bank Holiday on September 12, 2026

September 12, 2026, falls on a Saturday in India. Jammu and Kashmir observes a scheduled closure then. It is marked as the Second Saturday Bank Holiday Jammu and Kashmir bank holiday.

Banks, many offices, and some counters stay shut, while digital services run. This day supports regular breaks for staff.The Second Saturday Bank Holiday bank holiday is part of India’s calendar.

It helps keep work hours balanced. For residents, it affects cheque clearing, branch visits, and cash deposits. ATMs, UPI, and net banking usually remain available. The day also eases weekend travel and family time across the Union Territory.

12 September 2026

Janmashtami Bank Closure on Friday, September 4, 2026

September 4, 2026 falls on a Friday in Jammu and Kashmir. The day is marked for Janmashtami. Many offices and branches may stay shut. This notice covers the Janmashtami Jammu and Kashmir bank holiday.

It helps readers plan deposits and cash needs. It also supports payment plans for key services.Janmashtami honours the birth of Lord Krishna. Homes and temples hold prayers and songs. People keep fasts and share sweets.

As a Janmashtami bank holiday, banking hours can change. Digital transfers may still work. Clearing may be slower in some cases. This reflects the festival’s deep faith and joy today.

12 September 2026

August 28, 2026 Bank Holiday: Know Why Banks Are Closed

August 28, 2026 is a Friday in Jammu and Kashmir. It is marked as the Friday Following Eid e Milad bank holiday. Offices and banks may often stay closed. Eid e Milad honours Prophet Muhammad’s birth.

Many people join prayers and processions. The day reflects peace, faith, community, and respect.On this Friday, services may run on holiday timings. The Friday Following Eid e Milad Jammu and Kashmir bank holiday helps families travel.

Markets may open late in some areas. Public transport can be busy near mosques. The observance supports learning, charity, and goodwill across the region. It matters locally.

12 September 2026

Eid e Milad 2026: Bank Holiday Details for August 26, 2026

J&K will observe Eid e Milad on 26 August 2026. The Wednesday holiday affects banks and public offices. Eid e Milad Jammu and Kashmir bank holiday is noted. Many people mark the day with prayers.

Towns may see processions and lights in local streets today after dusk in city areas.Eid e Milad honours the birth of Prophet Muhammad. It is a day of peace. Families share food and stories.

Mosques hold special prayers and readings. Eid e Milad bank holiday may limit banking hours. Travellers should expect busy roads near key shrines across the region during main prayer times.

12 September 2026

Bank Holiday Schedule for Fourth Saturday Bank Holiday on August 22, 2026

August 22, 2026 falls on a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Many bank branches stay closed that day. This pause supports staff rest and routine checks.

It also affects cash services and cheque clearing. Digital payments may still work as usual.This Fourth Saturday Bank Holiday bank holiday helps planning. Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday applies.

Branch help for loans may pause. Passbook updates may slow. ATMs and mobile banking often help. Yet counters may not open until Monday. This is an official rest day for banks.

12 September 2026

Independence Day 2026: Banks Closed on August 15, 2026

On August 15, 2026, India marks Independence Day with pride. The day honours freedom won in 1947. In Jammu and Kashmir, life slows as offices observe the holiday. The notice follows the Independence Day bank holiday schedule.

It affects banks, schools, and events across the region on this national date.Residents may note Independence Day Jammu and Kashmir bank holiday. It falls on Saturday. Bank branches are expected to remain shut.

Digital payments should still work as usual. Independence Day is a festival. There is flag hoisting, tributes, and cultural shows. It reminds citizens of unity and duty for communities.

12 September 2026

August 8, 2026 Bank Holiday: Second Saturday Bank Holiday

On August 8, 2026, banks in Jammu and Kashmir stay shut. It is a Saturday closure under the Second Saturday Bank Holiday. Many branches will not handle cash work. Online banking should run as usual.

People can plan visits around this routine break. It also affects cheque clearing and counters.This Second Saturday Bank Holiday bank holiday marks a regular rest day. It supports bank staff and system checks.

For residents, the Second Saturday Bank Holiday Jammu and Kashmir bank holiday is key for budgeting. Markets may open, yet bank desks stay closed. Keep small cash ready for needs today.

12 September 2026

Banks to Remain Closed on July 25, 2026 for Fourth Saturday Bank Holiday

On July 25, 2026, banks in Jammu and Kashmir close. It falls on Saturday. The day is marked as Fourth Saturday Bank Holiday bank holiday. Such weekends are set by rules.

They help staff rest, settle accounts, and update systems. Public branch work pauses for the day across the region.This Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday matters. Cash needs may rise.

ATM and online services may still run. Yet cheques, drafts, and counter deposits wait. The holiday also eases city travel near branches. It is part of India’s regular bank holiday calendar each month in July.

12 September 2026

Martyrs' Day Bank Holiday on July 13, 2026

July 13, 2026, Monday, is Martyrs' Day in Jammu and Kashmir. The day honours people who died for rights. Many recall the 1931 sacrifice in Srinagar. Schools and offices may hold quiet tributes.

It is also marked as a Martyrs' Day bank holiday. Public services run on a limited schedule.Banks in the region will stay shut. The notice lists a Martyrs' Day Jammu and Kashmir bank holiday.

It reflects respect for those remembered each year. Families visit memorial sites and pray. The day carries a reflective mood across the Valley. It remembers voices for fair rule and shared history.

12 September 2026

State List for Bank Holidays in India

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Bank Holidays in Jammu and Kashmir 2026

Upcoming Bank Holidays in Jammu and Kashmir

List of Bank Holidays in Jammu and Kashmir 2026

Bank Holidays in Jammu and Kashmir 2026

Jammu and Kashmir Bank Holidays in October 2026

Jammu and Kashmir Bank Holidays in September 2026

Jammu and Kashmir Bank Holidays in August 2026

Jammu and Kashmir Bank Holidays in July 2026

Jammu and Kashmir Bank Holidays in June 2026

Jammu and Kashmir Bank Holidays in May 2026

Jammu and Kashmir Bank Holidays in April 2026

Jammu and Kashmir Bank Holidays in March 2026

Jammu and Kashmir Bank Holidays in February 2026

Jammu and Kashmir Bank Holidays in January 2026

Republic Day Bank Holiday

Maha Shivaratri Bank Holiday

Holi Bank Holiday

Shab-i-Qadr Bank Holiday

Jumat-ul-Wida Bank Holiday

Idul Fitr Bank Holiday

Dr Ambedkar Jayanti Bank Holiday

Buddha Purnima Bank Holiday

Bakrid / Eid al Adha Bank Holiday

Bakrid / Eid al Adha Holiday Bank Holiday

Muharram Bank Holiday

Guru Hargobind Ji's Birthday Bank Holiday

Martyrs' Day Bank Holiday

Independence Day Bank Holiday

Eid e Milad Bank Holiday

Friday Following Eid e Milad Bank Holiday

Janmashtami Bank Holiday

Gandhi Jayanti Bank Holiday

Vijaya Dashami Bank Holiday

Diwali Bank Holiday

Guru Nanak Jayanti Bank Holiday

Sheikh Muhammad Abdullah Jayanti Bank Holiday

Christmas Day Bank Holiday

Second Saturday Bank Holiday

Fourth Saturday Bank Holiday

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FAQs ON BANK HOLIDAYS IN JAMMU AND KASHMIR

Latest Updates