Bank Holidays in Kerala 2020

The bank holiday calendar for Kerala includes holidays observed for national events, religious occasions, festivals and other important days. These holidays may vary from one state to another based on local celebrations and government notifications. Bank branches will also follow the regular weekly holiday schedule, with closures on Sundays and the second and fourth Saturdays of each month. Customers can use online banking, mobile banking and ATMs for many basic services when branches are closed.

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List of Bank Holidays in Kerala 2020

Date Day Holiday
January 11 Saturday
January 25 Saturday
January 26 Sunday
February 08 Saturday
February 21 Friday
February 22 Saturday
March 14 Saturday
March 28 Saturday
April 10 Friday
April 11 Saturday
April 12 Sunday
April 14 Tuesday
April 25 Saturday
May 01 Friday
May 09 Saturday
May 23 Saturday
May 24 Sunday
June 13 Saturday
June 27 Saturday
July 11 Saturday
July 25 Saturday
July 31 Friday
August 08 Saturday
August 15 Saturday
August 22 Saturday
August 30 Sunday
August 31 Monday
September 02 Wednesday
September 12 Saturday
September 21 Monday
September 26 Saturday
October 02 Friday
October 10 Saturday
October 24 Saturday
October 25 Sunday
October 26 Monday
October 29 Thursday
November 14 Saturday
November 28 Saturday
December 12 Saturday
December 25 Friday
December 26 Saturday

Bank Holidays in Kerala

 

FAQs ON BANK HOLIDAYS IN KERALA

Why are banks closed on Second and Fourth Saturdays in Kerala?

Since September 2015, the Reserve Bank of India has mandated that all banks remain closed on the second and fourth Saturday of every month nationwide, including Kerala. This gives bank staff a fixed weekly rest cycle and time for internal audits and system maintenance.

Are all banks in Kerala closed on the same holidays?

Yes. Public sector, private sector, and cooperative banks in Kerala all follow the same RBI-notified holiday calendar for national holidays and Saturday closures. Some cooperative banks may occasionally follow additional local notifications.

Can I withdraw cash or use UPI during a bank holiday in Kerala?

Yes. Digital banking services such as UPI, mobile banking, internet banking, and ATMs continue to work as usual during bank holidays in Kerala. Only physical branch services like passbook updates, cheque deposits, and locker access are paused.

Does cheque clearing work on a bank holiday in Kerala?

No. Cheque clearing through clearing houses is paused on bank holidays and typically resumes and settles on the next working day.

Are there bank holidays observed only in Kerala?

Yes. Alongside national holidays and RBI-mandated Saturdays, Kerala observes certain state-specific holidays, such as its formation day or regional festivals that are not observed as bank holidays in other states.

Are stock markets also closed on bank holidays in Kerala?

No. Stock market trading holidays (NSE/BSE) follow a separate calendar set by SEBI and the exchanges, and do not always match bank holiday dates, including the Second and Fourth Saturday closures.

Are post offices also closed on bank holidays in Kerala?

Not always. Post offices in Kerala follow the Department of Posts holiday calendar, issued circle-wise under the Central Government list, while banks follow the RBI's state-wise notification. Both usually coincide on national holidays, but they can differ on state-specific festivals and regional occasions. Post offices also remain open on the Second and Fourth Saturdays, when banks are closed.

What is the difference between RBI bank holidays and Kerala-specific bank holidays?

RBI holidays such as Republic Day, Independence Day, and the Saturday closures apply to banks across India, while Kerala-specific holidays are observed only by banks operating within that state.

Latest Updates

Bank Holiday Schedule for Fourth Saturday Bank Holiday on October 24, 2026

On October 24, 2026, Kerala observes the Fourth Saturday Bank Holiday. It falls on a Saturday, as per RBI norms. Banks stay closed across the state. The pause helps staff finish audits and routine checks.

It also supports safe, steady banking services. Many offices and ATMs may follow normal hours.This Fourth Saturday Bank Holiday Kerala bank holiday affects branch work. Cheques and cash counters may pause.

Passbook updates may also wait. Digital payments usually work as usual. The Fourth Saturday Bank Holiday bank holiday follows India’s bank rule. It is a planned break, not a festival.

It supports records.

21 October 2026
Vijaya Dashami 2026: Banks Closed on October 20, 2026

Kerala will mark Vijaya Dashami on October 20, 2026. It falls on a Tuesday. Many banks will stay shut for the day. The Vijaya Dashami Kerala bank holiday reflects the state list.

People also call it Dussehra, the closing day of Navaratri. It honours the victory of good over evil.In homes and temples, prayers and rituals are held. Children start learning on this day.

Known as Vidyarambham, it is popular in Kerala. The Vijaya Dashami bank holiday may affect cheque clearing and branch hours. Online services often work, but staff support can be limited.

Queues may rise near opening.

17 October 2026
October 19, 2026 Bank Holiday: Maha Navami

October 19, 2026 falls on Monday in Kerala. It is Maha Navami, the ninth day of Navratri. Devotees honour Goddess Durga in her fierce form. The day marks strength, duty, and the win of good.

Many homes keep lamps, prayers, and shared meals. Temples hold special rites and music today.As a Maha Navami Kerala bank holiday, banks may stay shut. The Maha Navami bank holiday affects cheque clearing too.

Plan cash needs in advance. Other services may run as usual. The festival also links to Ayudha Puja. Tools and books get respect, and learning is praised across the state.

16 October 2026
October 2026 Bank Holidays: Second Saturday Bank Holiday on October 10, 2026

October 10, 2026 falls on a Saturday in Kerala. Banks will stay shut for the Second Saturday Bank Holiday. This pause is part of India’s fixed banking calendar. It gives staff a planned break.

It also helps banks manage cash and checks safely. Most online services still work during day.The Second Saturday Bank Holiday Kerala bank holiday is observed monthly. It keeps banking hours regular across states.

For Kerala, it marks a statewide pause in branch work. This Second Saturday Bank Holiday bank holiday affects pay and drafts. Planners may use ATMs and mobile banking where available for emergencies.

7 October 2026
Gandhi Jayanti Bank Closure on Friday, October 2, 2026

October 2, 2026, falls on a Friday in Kerala. The day marks Gandhi Jayanti, honouring Mahatma Gandhi’s birth. It recalls his message of peace and truth. Many public offices observe closures, and banking services may pause for the day.

This is a key national day of remembrance across India today.In Kerala, banks will treat it as a holiday. The Gandhi Jayanti bank holiday can affect branch visits. Plan for digital payments and ATM use.

The listed status is also called Gandhi Jayanti Kerala bank holiday. It reflects respect for Gandhi’s role in freedom. Ceremonies and prayers are held widely.

1 October 2026
Bank Strike Deferred: Banks to Remain Open as Usual from September 28–30, 2026

The nationwide bank strike scheduled for September 28–30, 2026, has been deferred following late-night discussions between the Indian Banks' Association (IBA) and the United Forum of Bank Unions (UFBU). As a result, public sector banks and regional rural banks will operate normally during these three days, allowing customers to complete their banking transactions ahead of the September 30 half-yearly closing without disruption.

28 September 2026
September 26, 2026 Bank Holiday: Know Why Banks Are Closed

September 26, 2026, is a Saturday in Kerala. It is marked as the Fourth Saturday Bank Holiday. It is a Fourth Saturday Bank Holiday Kerala bank holiday. Most bank branches stay closed.

Digital banking still works for many needs. This pause supports staff rest and routine checks. The notice matters for salary, bills, and cash plans.Co-operative and public banks follow the same rule.

The Fourth Saturday Bank Holiday bank holiday follows RBI norms. It brings a regular monthly break for staff. People may use ATMs, UPI, and net banking. Cheque clearing and branch help resume on Monday.

23 September 2026
Sree Narayana Guru Samadhi 2026: Banks Closed on September 21, 2026

Kerala observes a bank holiday on September 21, 2026, Monday. The day marks Sree Narayana Guru Samadhi, honouring the Guru’s passing. It is noted as Sree Narayana Guru Samadhi Kerala bank holiday.

Many recall his call for equality, faith, and education. Schools may hold prayers and talks in his memory.As Sree Narayana Guru Samadhi bank holiday, public life slows. Banks, treasuries, and many state offices usually shut.

The samadhi day is important to Kerala’s social reform story. Followers visit memorial sites, light lamps, and read his teachings. The observance reflects unity beyond caste and creed. Local services run limited.

18 September 2026
Second Saturday Bank Holiday Holiday: Bank Closure Details for September 12, 2026

On September 12, 2026, Kerala marks a bank closure. It falls on a Saturday. The day is observed as the Second Saturday Bank Holiday. Many branches stay shut. Cash counters and in-branch services pause.

Online banking may still work. This notice helps people plan small tasks for the weekend ahead.In Kerala, this closure is routine each month. Second Saturdays support smooth banking work. Staff get rest and time for checks.

Second Saturday Bank Holiday Kerala bank holiday. Second Saturday Bank Holiday bank holiday. Use digital payments for urgent needs. ATM cash may vary by branch today across the state.

12 September 2026
September 2026 Bank Holidays: Thiruvonam on August 27, 2026

On Thursday, August 27, 2026, Kerala marks Thiruvonam. It is the peak day of Onam. Homes honour King Mahabali with prayers, pookkalam, and feasts. Many offices adjust hours. A Thiruvonam bank holiday notice aids planning.

People plan travel and family visits statewide. The day brings unity, thanks, and shared meals.Banks and public counters may stay closed statewide. This Thiruvonam Kerala bank holiday reflects Kerala’s cultural pride.

Thiruvonam celebrates harvest, harmony, and sharing. The grand sadya meal and boat races add colour. Temple lamps and folk songs fill towns. Families welcome guests with care in homes, schools, and halls today.

12 September 2026
Eid e Milad Bank Closure on Wednesday, August 26, 2026

On August 26, 2026, Wednesday, Kerala observes Eid e Milad. Many banks may remain shut. It is an **Eid e Milad bank holiday**. Branch services can pause, while online banking usually stays active.

Check notices for exact timings and cash needs for the day. Some offices also observe the closure.Eid e Milad honours Prophet Muhammad’s birth. It is a day of prayer. People visit mosques and share food.

In Kerala, processions and sermons highlight peace. The **Eid e Milad Kerala bank holiday** aids families. The observance supports reflection, charity, and respect. Across the state for all here.

12 September 2026
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