This is a state that is in Northern India and separates it from Pakistan through the Line Of Control. One of the unique features of the state is the autonomy that has been granted to it under Article 370 of the constitution. The capital of Jammu and Kashmir is Jammu (Winter), Srinagar (Summer) The state is known for its scenic beauty and picturesque location.
The Kashmir valley is known for its immense beauty and a lot of Indian cinema had been shot in this region before. This is the only state in the country that has a large muslim population. In fact, it is the only state in the country, which has the largest Muslim population.
| Date | Day | Holiday |
|---|---|---|
| January 13 | Saturday |
Second Saturday
|
| January 26 | Friday |
Republic Day
|
| January 27 | Saturday |
Fourth Saturday
|
| February 10 | Saturday |
Second Saturday
|
| February 13 | Tuesday |
Maha Shivaratri
|
| February 24 | Saturday |
Fourth Saturday
|
| March 01 | Thursday |
Holi (Jammu Province only)
|
| March 10 | Saturday |
Second Saturday
|
| March 18 | Sunday | |
| March 24 | Saturday |
Fourth Saturday
|
| April 01 | Sunday |
Annual Closing of Bank Accounts
|
| April 13 | Friday |
Vaisakhi
|
| April 14 | Saturday |
Second Saturday
|
| April 28 | Saturday |
Fourth Saturday
|
| April 30 | Monday |
Buddha Purnima
|
| May 12 | Saturday |
Second Saturday
|
| May 26 | Saturday |
Fourth Saturday
|
| June 08 | Friday |
Jamat-Ul-Vida
|
| June 09 | Saturday |
Second Saturday
|
| June 11 | Monday |
Shab-e-Qadr
|
| June 15 | Friday |
Eid al-Fitr
|
| June 23 | Saturday |
Fourth Saturday
|
| July 05 | Thursday |
Guru Hargobind Ji's Birthday
|
| July 13 | Friday |
Martyr's Day
|
| July 14 | Saturday |
Second Saturday
|
| July 28 | Saturday |
Fourth Saturday
|
| August 11 | Saturday |
Second Saturday
|
| August 15 | Wednesday |
Independence Day
|
| August 22 | Wednesday |
Eid al-Zuha
|
| August 23 | Thursday |
Eid al-Zuha
|
| August 25 | Saturday |
Fourth Saturday
|
| September 03 | Monday |
Shri Krishna Janmashtami
|
| September 08 | Saturday |
Second Saturday
|
| September 21 | Friday |
Ashoora
|
| September 22 | Saturday |
Fourth Saturday
|
| October 02 | Tuesday |
Mahatma Gandhi Jayanti
|
| October 13 | Saturday |
Second Saturday
|
| October 18 | Thursday |
Vijaya Dashami
|
| October 27 | Saturday |
Fourth Saturday
|
| November 07 | Wednesday |
Diwali
|
| November 10 | Saturday |
Second Saturday
|
| November 21 | Wednesday |
Eid-e-Milad
|
| November 23 | Friday |
Friday Following Eid-e-Milad
|
| November 24 | Saturday |
Fourth Saturday
|
| December 05 | Wednesday |
Birthday of Sheikh Mohammad Abdullah
|
| December 08 | Saturday |
Second Saturday
|
| December 22 | Saturday |
Fourth Saturday
|
| December 25 | Tuesday |
Christmas
|

Why are banks closed on Second and Fourth Saturdays in Jammu and Kashmir?
Are all banks in Jammu and Kashmir closed on the same holidays?
Can I withdraw cash or use UPI during a bank holiday in Jammu and Kashmir?
Does cheque clearing work on a bank holiday in Jammu and Kashmir?
Are there bank holidays observed only in Jammu and Kashmir?
Are stock markets also closed on bank holidays in Jammu and Kashmir?
Are post offices also closed on bank holidays in Jammu and Kashmir?
What is the difference between RBI bank holidays and Jammu and Kashmir-specific bank holidays?
October 24, 2026 is a Saturday in the autumn calendar. Jammu and Kashmir observes a bank closure. Listed: Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday. Most banking counters remain shut.
This pause helps staff rest. It keeps monthly schedules steady. Routine checks continue at branches across the region.This Fourth Saturday Bank Holiday bank holiday limits branch work. Customers rely on ATMs and digital apps.
The closure reduces crowding and protects paper records. Families may use it for errands and rest. Plan key payments around the Saturday break. This matters across Jammu and Kashmir on this October date.
21 October 2026On October 20, 2026, Tuesday, Jammu and Kashmir observes Vijaya Dashami. Many offices and banks may close for the day. This Vijaya Dashami Jammu and Kashmir bank holiday marks Dussehra.
It recalls Rama’s victory over Ravana. It also honours Durga’s triumph over Mahishasura. Families watch Ramlila shows and burn effigies at night.With the Vijaya Dashami bank holiday, cash services can be limited.
People plan visits before branch hours end. The festival stands for good over evil. It brings prayers, sweets, and sharing. In Jammu and Kashmir, it adds calm amid autumn. Markets stay busy, but many counters remain shut.
17 October 2026On October 10, 2026, Saturday, banks will shut. The day marks the Second Saturday Bank Holiday. It is a planned break in India’s banking calendar. Customers may see limited counter service and cheque clearing.
Digital payments may still work, with delays. Many offices also often slow down for the weekend.In Jammu and Kashmir, it is a bank holiday. Second Saturday Bank Holiday Jammu and Kashmir bank holiday appears.
The Second Saturday Bank Holiday bank holiday supports staff rest. It also allows audits and system checks. Payments and loan processing may take more time. The schedule keeps banking steady overall.
7 October 2026October 2, 2026, falls on a Friday in Jammu and Kashmir. It is marked as Gandhi Jayanti, the birthday of Mahatma Gandhi. Many offices and schools close. This Gandhi Jayanti Jammu and Kashmir bank holiday honours him.
It marks truth, peace, and non-violence. It recalls his role in freedom today.Across India, Gandhi Jayanti is a day of respect. People remember simple living and kind speech. Prayers and quiet events are common.
The Gandhi Jayanti bank holiday also highlights Swachh Bharat ideals. It reminds citizens to value unity and care for others. It supports life in homes and public spaces.
1 October 2026The nationwide bank strike scheduled for September 28–30, 2026, has been deferred following late-night discussions between the Indian Banks' Association (IBA) and the United Forum of Bank Unions (UFBU). As a result, public sector banks and regional rural banks will operate normally during these three days, allowing customers to complete their banking transactions ahead of the September 30 half-yearly closing without disruption.
28 September 2026September 26, 2026, is a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Banks stay shut for routine weekly rest. The pause helps staff and systems.
It also sets a steady banking calendar. This day is part of India’s regulated bank closing pattern nationwide.For many readers, it means limited branch services. Online transfers may work, yet cash counters close.
This Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday affects cheques and drafts. The Fourth Saturday Bank Holiday bank holiday is a planned break. It supports orderly banking across the month in India.
23 September 2026September 12, 2026, falls on a Saturday in India. Jammu and Kashmir observes a scheduled closure then. It is marked as the Second Saturday Bank Holiday Jammu and Kashmir bank holiday.
Banks, many offices, and some counters stay shut, while digital services run. This day supports regular breaks for staff.The Second Saturday Bank Holiday bank holiday is part of India’s calendar.
It helps keep work hours balanced. For residents, it affects cheque clearing, branch visits, and cash deposits. ATMs, UPI, and net banking usually remain available. The day also eases weekend travel and family time across the Union Territory.
12 September 2026September 4, 2026 falls on a Friday in Jammu and Kashmir. The day is marked for Janmashtami. Many offices and branches may stay shut. This notice covers the Janmashtami Jammu and Kashmir bank holiday.
It helps readers plan deposits and cash needs. It also supports payment plans for key services.Janmashtami honours the birth of Lord Krishna. Homes and temples hold prayers and songs. People keep fasts and share sweets.
As a Janmashtami bank holiday, banking hours can change. Digital transfers may still work. Clearing may be slower in some cases. This reflects the festival’s deep faith and joy today.
12 September 2026August 28, 2026 is a Friday in Jammu and Kashmir. It is marked as the Friday Following Eid e Milad bank holiday. Offices and banks may often stay closed. Eid e Milad honours Prophet Muhammad’s birth.
Many people join prayers and processions. The day reflects peace, faith, community, and respect.On this Friday, services may run on holiday timings. The Friday Following Eid e Milad Jammu and Kashmir bank holiday helps families travel.
Markets may open late in some areas. Public transport can be busy near mosques. The observance supports learning, charity, and goodwill across the region. It matters locally.
12 September 2026J&K will observe Eid e Milad on 26 August 2026. The Wednesday holiday affects banks and public offices. Eid e Milad Jammu and Kashmir bank holiday is noted. Many people mark the day with prayers.
Towns may see processions and lights in local streets today after dusk in city areas.Eid e Milad honours the birth of Prophet Muhammad. It is a day of peace. Families share food and stories.
Mosques hold special prayers and readings. Eid e Milad bank holiday may limit banking hours. Travellers should expect busy roads near key shrines across the region during main prayer times.
12 September 2026August 22, 2026 falls on a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Many bank branches stay closed that day. This pause supports staff rest and routine checks.
It also affects cash services and cheque clearing. Digital payments may still work as usual.This Fourth Saturday Bank Holiday bank holiday helps planning. Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday applies.
Branch help for loans may pause. Passbook updates may slow. ATMs and mobile banking often help. Yet counters may not open until Monday. This is an official rest day for banks.
12 September 2026