Bank Holidays in Jammu and Kashmir 2019

This is a state that is in Northern India and separates it from Pakistan through the Line Of Control. One of the unique features of the state is the autonomy that has been granted to it under Article 370 of the constitution. The capital of Jammu and Kashmir is Jammu (Winter), Srinagar (Summer) The state is known for its scenic beauty and picturesque location.

The Kashmir valley is known for its immense beauty and a lot of Indian cinema had been shot in this region before. This is the only state in the country that has a large muslim population. In fact, it is the only state in the country, which has the largest Muslim population.

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List of Bank Holidays in Jammu and Kashmir 2019

Jammu and Kashmir
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Date Day Holiday
January 12 Saturday
January 26 Saturday
February 09 Saturday
February 23 Saturday
March 04 Monday
March 09 Saturday
March 20 Wednesday
March 23 Saturday
April 06 Saturday
April 13 Saturday
April 14 Sunday
April 27 Saturday
May 11 Saturday
May 18 Saturday
May 25 Saturday
May 31 Friday
June 01 Saturday
June 05 Wednesday
June 08 Saturday
June 22 Saturday
July 05 Friday
July 13 Saturday
July 27 Saturday
August 10 Saturday
August 12 Monday
August 13 Tuesday
August 15 Thursday
August 24 Saturday
September 10 Tuesday
September 14 Saturday
September 28 Saturday
October 02 Wednesday
October 08 Tuesday
October 12 Saturday
October 26 Saturday
October 27 Sunday
November 09 Saturday
November 10 Sunday
November 12 Tuesday
November 15 Friday
November 23 Saturday
December 05 Thursday
December 14 Saturday
December 25 Wednesday
December 28 Saturday

Bank Holidays in Jammu and Kashmir

FAQs ON BANK HOLIDAYS IN JAMMU AND KASHMIR

Why are banks closed on Second and Fourth Saturdays in Jammu and Kashmir?

Since September 2015, the Reserve Bank of India has mandated that all banks remain closed on the second and fourth Saturday of every month nationwide, including Jammu and Kashmir. This gives bank staff a fixed weekly rest cycle and time for internal audits and system maintenance.

Are all banks in Jammu and Kashmir closed on the same holidays?

Yes. Public sector, private sector, and cooperative banks in Jammu and Kashmir all follow the same RBI-notified holiday calendar for national holidays and Saturday closures. Some cooperative banks may occasionally follow additional local notifications.

Can I withdraw cash or use UPI during a bank holiday in Jammu and Kashmir?

Yes. Digital banking services such as UPI, mobile banking, internet banking, and ATMs continue to work as usual during bank holidays in Jammu and Kashmir. Only physical branch services like passbook updates, cheque deposits, and locker access are paused.

Does cheque clearing work on a bank holiday in Jammu and Kashmir?

No. Cheque clearing through clearing houses is paused on bank holidays and typically resumes and settles on the next working day.

Are there bank holidays observed only in Jammu and Kashmir?

Yes. Alongside national holidays and RBI-mandated Saturdays, Jammu and Kashmir observes certain state-specific holidays, such as its formation day or regional festivals that are not observed as bank holidays in other states.

Are stock markets also closed on bank holidays in Jammu and Kashmir?

No. Stock market trading holidays (NSE/BSE) follow a separate calendar set by SEBI and the exchanges, and do not always match bank holiday dates, including the Second and Fourth Saturday closures.

Are post offices also closed on bank holidays in Jammu and Kashmir?

Not always. Post offices in Jammu and Kashmir follow the Department of Posts holiday calendar, issued circle-wise under the Central Government list, while banks follow the RBI's state-wise notification. Both usually coincide on national holidays, but they can differ on state-specific festivals and regional occasions. Post offices also remain open on the Second and Fourth Saturdays, when banks are closed.

What is the difference between RBI bank holidays and Jammu and Kashmir-specific bank holidays?

RBI holidays such as Republic Day, Independence Day, and the Saturday closures apply to banks across India, while Jammu and Kashmir-specific holidays are observed only by banks operating within that state.

Latest Updates

Banks to Remain Closed on October 24, 2026 for Fourth Saturday Bank Holiday

October 24, 2026 is a Saturday in the autumn calendar. Jammu and Kashmir observes a bank closure. Listed: Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday. Most banking counters remain shut.

This pause helps staff rest. It keeps monthly schedules steady. Routine checks continue at branches across the region.This Fourth Saturday Bank Holiday bank holiday limits branch work. Customers rely on ATMs and digital apps.

The closure reduces crowding and protects paper records. Families may use it for errands and rest. Plan key payments around the Saturday break. This matters across Jammu and Kashmir on this October date.

21 October 2026
Vijaya Dashami Bank Holiday on October 20, 2026

On October 20, 2026, Tuesday, Jammu and Kashmir observes Vijaya Dashami. Many offices and banks may close for the day. This Vijaya Dashami Jammu and Kashmir bank holiday marks Dussehra.

It recalls Rama’s victory over Ravana. It also honours Durga’s triumph over Mahishasura. Families watch Ramlila shows and burn effigies at night.With the Vijaya Dashami bank holiday, cash services can be limited.

People plan visits before branch hours end. The festival stands for good over evil. It brings prayers, sweets, and sharing. In Jammu and Kashmir, it adds calm amid autumn. Markets stay busy, but many counters remain shut.

17 October 2026
Second Saturday Bank Holiday 2026: Bank Holiday Details for October 10, 2026

On October 10, 2026, Saturday, banks will shut. The day marks the Second Saturday Bank Holiday. It is a planned break in India’s banking calendar. Customers may see limited counter service and cheque clearing.

Digital payments may still work, with delays. Many offices also often slow down for the weekend.In Jammu and Kashmir, it is a bank holiday. Second Saturday Bank Holiday Jammu and Kashmir bank holiday appears.

The Second Saturday Bank Holiday bank holiday supports staff rest. It also allows audits and system checks. Payments and loan processing may take more time. The schedule keeps banking steady overall.

7 October 2026
Bank Holiday Schedule for Gandhi Jayanti on October 2, 2026

October 2, 2026, falls on a Friday in Jammu and Kashmir. It is marked as Gandhi Jayanti, the birthday of Mahatma Gandhi. Many offices and schools close. This Gandhi Jayanti Jammu and Kashmir bank holiday honours him.

It marks truth, peace, and non-violence. It recalls his role in freedom today.Across India, Gandhi Jayanti is a day of respect. People remember simple living and kind speech. Prayers and quiet events are common.

The Gandhi Jayanti bank holiday also highlights Swachh Bharat ideals. It reminds citizens to value unity and care for others. It supports life in homes and public spaces.

1 October 2026
Bank Strike Deferred: Banks to Remain Open as Usual from September 28–30, 2026

The nationwide bank strike scheduled for September 28–30, 2026, has been deferred following late-night discussions between the Indian Banks' Association (IBA) and the United Forum of Bank Unions (UFBU). As a result, public sector banks and regional rural banks will operate normally during these three days, allowing customers to complete their banking transactions ahead of the September 30 half-yearly closing without disruption.

28 September 2026
Fourth Saturday Bank Holiday 2026: Banks Closed on September 26, 2026

September 26, 2026, is a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Banks stay shut for routine weekly rest. The pause helps staff and systems.

It also sets a steady banking calendar. This day is part of India’s regulated bank closing pattern nationwide.For many readers, it means limited branch services. Online transfers may work, yet cash counters close.

This Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday affects cheques and drafts. The Fourth Saturday Bank Holiday bank holiday is a planned break. It supports orderly banking across the month in India.

23 September 2026
September 2026 Bank Holidays: Second Saturday Bank Holiday on September 12, 2026

September 12, 2026, falls on a Saturday in India. Jammu and Kashmir observes a scheduled closure then. It is marked as the Second Saturday Bank Holiday Jammu and Kashmir bank holiday.

Banks, many offices, and some counters stay shut, while digital services run. This day supports regular breaks for staff.The Second Saturday Bank Holiday bank holiday is part of India’s calendar.

It helps keep work hours balanced. For residents, it affects cheque clearing, branch visits, and cash deposits. ATMs, UPI, and net banking usually remain available. The day also eases weekend travel and family time across the Union Territory.

12 September 2026
Janmashtami Bank Closure on Friday, September 4, 2026

September 4, 2026 falls on a Friday in Jammu and Kashmir. The day is marked for Janmashtami. Many offices and branches may stay shut. This notice covers the Janmashtami Jammu and Kashmir bank holiday.

It helps readers plan deposits and cash needs. It also supports payment plans for key services.Janmashtami honours the birth of Lord Krishna. Homes and temples hold prayers and songs. People keep fasts and share sweets.

As a Janmashtami bank holiday, banking hours can change. Digital transfers may still work. Clearing may be slower in some cases. This reflects the festival’s deep faith and joy today.

12 September 2026
August 28, 2026 Bank Holiday: Know Why Banks Are Closed

August 28, 2026 is a Friday in Jammu and Kashmir. It is marked as the Friday Following Eid e Milad bank holiday. Offices and banks may often stay closed. Eid e Milad honours Prophet Muhammad’s birth.

Many people join prayers and processions. The day reflects peace, faith, community, and respect.On this Friday, services may run on holiday timings. The Friday Following Eid e Milad Jammu and Kashmir bank holiday helps families travel.

Markets may open late in some areas. Public transport can be busy near mosques. The observance supports learning, charity, and goodwill across the region. It matters locally.

12 September 2026
Eid e Milad 2026: Bank Holiday Details for August 26, 2026

J&K will observe Eid e Milad on 26 August 2026. The Wednesday holiday affects banks and public offices. Eid e Milad Jammu and Kashmir bank holiday is noted. Many people mark the day with prayers.

Towns may see processions and lights in local streets today after dusk in city areas.Eid e Milad honours the birth of Prophet Muhammad. It is a day of peace. Families share food and stories.

Mosques hold special prayers and readings. Eid e Milad bank holiday may limit banking hours. Travellers should expect busy roads near key shrines across the region during main prayer times.

12 September 2026
Bank Holiday Schedule for Fourth Saturday Bank Holiday on August 22, 2026

August 22, 2026 falls on a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Many bank branches stay closed that day. This pause supports staff rest and routine checks.

It also affects cash services and cheque clearing. Digital payments may still work as usual.This Fourth Saturday Bank Holiday bank holiday helps planning. Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday applies.

Branch help for loans may pause. Passbook updates may slow. ATMs and mobile banking often help. Yet counters may not open until Monday. This is an official rest day for banks.

12 September 2026
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