This is a state that is in Northern India and separates it from Pakistan through the Line Of Control. One of the unique features of the state is the autonomy that has been granted to it under Article 370 of the constitution. The capital of Jammu and Kashmir is Jammu (Winter), Srinagar (Summer) The state is known for its scenic beauty and picturesque location.
The Kashmir valley is known for its immense beauty and a lot of Indian cinema had been shot in this region before. This is the only state in the country that has a large muslim population. In fact, it is the only state in the country, which has the largest Muslim population.
| Date | Day | Holiday |
|---|---|---|
| January 06 | Monday |
Guru Gobind Singh Jayanti
|
| January 11 | Saturday |
Second Saturday
|
| January 25 | Saturday |
Fourth Saturday
|
| January 26 | Sunday |
Republic Day
|
| February 08 | Saturday |
Second Saturday
|
| February 22 | Saturday |
Fourth Saturday
|
| February 26 | Wednesday |
Maha Shivaratri
|
| March 08 | Saturday |
Second Saturday
|
| March 14 | Friday |
Holi
|
| March 22 | Saturday |
Fourth Saturday
|
| March 27 | Thursday |
Shab-i-Qadr
|
| March 28 | Friday |
Jumat-ul-Wida
|
| March 30 | Sunday |
Ugadi
|
| March 31 | Monday |
Idul Fitr
|
| April 06 | Sunday | |
| April 12 | Saturday |
Second Saturday
|
| April 13 | Sunday |
Vaisakh
|
| April 14 | Monday |
Dr Ambedkar Jayanti
|
| April 26 | Saturday |
Fourth Saturday
|
| May 10 | Saturday |
Second Saturday
|
| May 12 | Monday |
Buddha Purnima
|
| May 24 | Saturday |
Fourth Saturday
|
| June 07 | Saturday |
Bakrid / Eid al Adha
|
| June 08 | Sunday |
Bakrid / Eid al Adha Holiday
|
| June 12 | Thursday |
Guru Hargobind Ji's Birthday
|
| June 14 | Saturday |
Second Saturday
|
| June 28 | Saturday |
Fourth Saturday
|
| July 05 | Saturday |
Guru Hargobind Ji's Birthday
|
| July 06 | Sunday |
Muharram
|
| July 12 | Saturday |
Second Saturday
|
| July 13 | Sunday |
Martyrs' Day
|
| July 26 | Saturday |
Fourth Saturday
|
| August 09 | Saturday |
Second Saturday
|
| August 15 | Friday |
Independence Day
|
| August 16 | Saturday |
Janmashtami
|
| August 23 | Saturday |
Fourth Saturday
|
| September 05 | Friday |
Eid e Milad
|
| September 12 | Friday |
Friday Following Eid e Milad
|
| September 13 | Saturday |
Second Saturday
|
| September 27 | Saturday |
Fourth Saturday
|
| October 02 | Thursday |
Gandhi Jayanti
|
| October 11 | Saturday |
Second Saturday
|
| October 20 | Monday |
Diwali
|
| October 21 | Tuesday |
Diwali
|
| October 25 | Saturday |
Fourth Saturday
|
| November 05 | Wednesday |
Guru Nanak Jayanti
|
| November 08 | Saturday |
Second Saturday
|
| November 22 | Saturday |
Fourth Saturday
|
| December 05 | Friday |
Sheikh Muhammad Abdullah Jayanti
|
| December 13 | Saturday |
Second Saturday
|
| December 25 | Thursday |
Christmas Day
|
| December 27 | Saturday |
Fourth Saturday
|
On 26th January 2025, a Sunday, India will celebrate Republic Day. This day marks the adoption of the Indian Constitution in 1950. In Jammu and Kashmir, Republic Day is observed as a bank holiday. The Republic Day Jammu and Kashmir bank holiday allows citizens to reflect on democratic values. The Republic Day bank holiday is a time for parades and cultural events, showcasing unity and diversity. This national holiday holds great significance, reminding everyone of India's journey towards becoming a sovereign republic.
On Wednesday, 26th February 2025, Jammu and Kashmir will observe a bank holiday for Maha Shivaratri. This festival is a significant event in the Hindu calendar, celebrated with devotion and fervour. Maha Shivaratri, meaning "The Great Night of Shiva," honours Lord Shiva. It is marked by fasting, night vigils, and prayers. The Maha Shivaratri bank holiday allows devotees to engage in spiritual practices and rituals. In Jammu and Kashmir, this day holds cultural importance, reflecting the region's rich traditions and religious harmony. The Maha Shivaratri Jammu and Kashmir bank holiday is a time for reflection and reverence.
On Friday, March 14, 2025, the vibrant festival of Holi will be celebrated in Jammu and Kashmir. Known as the "festival of colours," Holi marks the arrival of spring and is a time for joy and unity. This day is also recognised as a bank holiday in the region, allowing people to fully immerse themselves in the festivities. The Holi Jammu and Kashmir bank holiday provides an opportunity for families and friends to come together, celebrate with colours, and enjoy traditional sweets. The Holi bank holiday is a cherished occasion that highlights cultural richness and community spirit.
Jumat-ul-Wida, observed on March 28, 2025, is a significant day in Jammu and Kashmir. This Friday marks the last Friday of Ramadan, known as Jumat-ul-Wida. It holds immense spiritual importance for Muslims. The day is also recognised as a bank holiday in the region. The "Jumat-ul-Wida Jammu and Kashmir bank holiday" allows people to engage in prayers and community gatherings. Observing the "Jumat-ul-Wida bank holiday" provides an opportunity for reflection and unity among communities. This day underscores the cultural and religious fabric of Jammu and Kashmir, highlighting its rich traditions.
On March 30, 2025, Jammu and Kashmir will observe a bank holiday for Ugadi. This day marks the start of the New Year in the Hindu calendar. Ugadi is celebrated with joy and traditional rituals. It signifies new beginnings and prosperity. The Ugadi Jammu and Kashmir bank holiday allows people to partake in festivities. Families gather, share meals, and exchange wishes. The Ugadi bank holiday is a time for reflection and renewal. It holds cultural importance across India, bringing communities together in celebration.
Idul Fitr, a significant festival marking the end of Ramadan, is celebrated with great joy and devotion. In Jammu and Kashmir, this day is observed as a bank holiday, allowing families to come together in celebration. The Idul Fitr Jammu and Kashmir bank holiday on March 31, 2025, provides an opportunity for reflection and gratitude. This Idul Fitr bank holiday is a time for sharing happiness and fostering community bonds. The festival holds immense cultural and religious importance, symbolising the spirit of giving and unity among people.
On April 13, 2025, a Sunday, Jammu and Kashmir will observe a bank holiday for Vaisakh. This day marks the beginning of the Vaisakh month in the Hindu calendar. The Vaisakh Jammu and Kashmir bank holiday is significant as it heralds the harvest season. People celebrate with joy and gratitude for nature's bounty. The Vaisakh bank holiday allows families to come together, honour traditions, and enjoy cultural festivities. This special day reflects the region's rich heritage and agricultural roots, making it an important occasion for many.
On April 14, 2025, Jammu and Kashmir will observe a bank holiday to honour Dr Ambedkar Jayanti. This day celebrates the birth of Dr B.R. Ambedkar, a key architect of India's Constitution and a champion for social justice. The "Dr Ambedkar Jayanti Jammu and Kashmir bank holiday" highlights his enduring legacy. Recognised nationwide, the "Dr Ambedkar Jayanti bank holiday" serves as a reminder of his contributions to equality and human rights. This observance allows citizens to reflect on his impact on Indian society and governance.
Buddha Purnima, observed on May 12, 2025, is a significant day in Jammu and Kashmir. This day marks the birth of Lord Buddha and is celebrated with reverence. It is a bank holiday in the region, allowing people to engage in spiritual activities. The Buddha Purnima Jammu and Kashmir bank holiday reflects the cultural importance of this festival. Celebrations include prayers, meditation, and community gatherings. Recognised as a Buddha Purnima bank holiday, it offers an opportunity for reflection and peace. This day holds great significance for Buddhists and others who value its teachings of compassion and wisdom.
Bakrid, also known as Eid al Adha, is a significant festival celebrated by Muslims worldwide. On June 7, 2025, Jammu and Kashmir will observe a bank holiday for this occasion. This day honours the willingness of Ibrahim to sacrifice his son as an act of obedience to God. The Bakrid / Eid al Adha Jammu and Kashmir bank holiday allows families to come together in prayer and celebration, reflecting on themes of sacrifice and gratitude. This Bakrid / Eid al Adha bank holiday is a time for communal harmony and festive joy.
On Sunday, 8th June 2025, Jammu and Kashmir will observe a bank holiday for Bakrid, also known as Eid al Adha. This significant festival, celebrated by Muslims worldwide, marks the willingness of Ibrahim to sacrifice his son as an act of obedience to God. The Bakrid / Eid al Adha Holiday is a time for prayer, feasting, and charity. In Jammu and Kashmir, this bank holiday allows families to come together in celebration and reflection.
On Thursday, June 12, 2025, Jammu and Kashmir will observe a bank holiday to honour Guru Hargobind Ji's Birthday. This day holds great significance as it celebrates the birth of the sixth Sikh Guru, known for his spiritual wisdom and martial prowess. The "Guru Hargobind Ji's Birthday Jammu and Kashmir bank holiday" allows people to reflect on his teachings. Observing "Guru Hargobind Ji's Birthday bank holiday" provides an opportunity to appreciate his contributions to Sikhism and his role in defending the faith.
On Sunday, 6th July 2025, Jammu and Kashmir will observe a bank holiday for Muharram. This day marks the beginning of the Islamic New Year. Muharram is one of the most sacred months in Islam. It holds deep significance for Muslims worldwide. The Muharram Jammu and Kashmir bank holiday allows people to reflect on its historical importance. Observing the Muharram bank holiday, communities come together in remembrance and prayer.
On Sunday, 13th July 2025, Jammu and Kashmir will observe a bank holiday for Martyrs' Day. This day holds deep significance as it honours those who sacrificed their lives for justice and freedom. The "Martyrs' Day Jammu and Kashmir bank holiday" is a solemn reminder of the past struggles. Observed annually, the "Martyrs' Day bank holiday" serves as a tribute to the brave souls who fought for the region's dignity. It is a day of reflection and respect across the state, marking an important chapter in its history.
On August 15, 2025, a Friday, Jammu and Kashmir will observe a bank holiday to mark Independence Day. This day is significant as it commemorates India's freedom from British rule in 1947. The "Independence Day Jammu and Kashmir bank holiday" allows citizens to reflect on the nation's journey. The "Independence Day bank holiday" is celebrated with pride across India, highlighting unity and patriotism. In Jammu and Kashmir, this day holds special importance as people come together to honour their shared history and aspirations for peace and progress.
On Saturday, 16th August 2025, Jammu and Kashmir will observe a bank holiday for Janmashtami. This festival marks the birth of Lord Krishna, a revered deity in Hinduism. Celebrated with devotion, Janmashtami involves fasting, singing, and dancing. The day holds cultural significance, bringing communities together in joy. The Janmashtami Jammu and Kashmir bank holiday allows people to partake in these festivities. Observing the Janmashtami bank holiday reflects the region's rich traditions and spiritual heritage.
Eid e Milad, celebrated on September 5, 2025, marks a significant day in Jammu and Kashmir. This festival commemorates the birth of Prophet Muhammad. The state observes a bank holiday, known as the Eid e Milad Jammu and Kashmir bank holiday. This day is a time for reflection and community gatherings. The Eid e Milad bank holiday allows people to engage in prayers and festivities, highlighting the cultural richness of the region. As families come together, the spirit of unity and peace is celebrated across Jammu and Kashmir.
On Friday, 12th September 2025, Jammu and Kashmir will observe a bank holiday. This day, known as the "Friday Following Eid e Milad," holds cultural significance. Eid e Milad marks the birth of Prophet Muhammad. The Friday following this celebration is a time for reflection and community gatherings. In Jammu and Kashmir, this day is recognised as a bank holiday, allowing people to engage in religious and social activities. The "Friday Following Eid e Milad Jammu and Kashmir bank holiday" is a moment for unity and peace.
Gandhi Jayanti, observed on 2nd October, is a significant day in India. This day marks the birth anniversary of Mahatma Gandhi, the father of the nation. In Jammu and Kashmir, Gandhi Jayanti is a bank holiday. This Gandhi Jayanti bank holiday allows people to reflect on Gandhi's teachings of peace and non-violence. The Gandhi Jayanti Jammu and Kashmir bank holiday also provides an opportunity for citizens to participate in various commemorative events and activities, honouring his legacy.
Diwali, celebrated on Oct 20, 2025, is a significant festival in India. This day marks a bank holiday in Jammu and Kashmir. Known as the Festival of Lights, Diwali symbolises the victory of light over darkness. The Diwali Jammu and Kashmir bank holiday allows families to come together. People light lamps and share sweets. This Diwali bank holiday is a time for joy and reflection across the state.
On Tuesday, 21st October 2025, Jammu and Kashmir will observe a bank holiday for Diwali. Known as the Festival of Lights, Diwali is a significant celebration in India. It symbolises the victory of light over darkness and good over evil. The Diwali Jammu and Kashmir bank holiday allows people to celebrate with family and friends. This Diwali bank holiday is a time for joy, reflection, and togetherness, marking an important cultural event in the region.
Guru Nanak Jayanti, celebrated on November 5, 2025, is a significant festival in Jammu and Kashmir. This day marks the birth of Guru Nanak Dev Ji, the founder of Sikhism. It is observed as a bank holiday in the region, known as the "Guru Nanak Jayanti Jammu and Kashmir bank holiday." The festival embodies peace and unity, drawing people from diverse backgrounds. As a "Guru Nanak Jayanti bank holiday," it allows individuals to reflect on Guru Nanak's teachings of compassion and equality. The vibrant celebrations include prayers, hymns, and community meals, fostering a spirit of togetherness.
On December 5, 2025, Jammu and Kashmir will observe a bank holiday to honour Sheikh Muhammad Abdullah Jayanti. Known as the "Lion of Kashmir," Sheikh Abdullah played a pivotal role in the region's political landscape. This day is marked with reverence, celebrating his contributions to Jammu and Kashmir's autonomy. The Sheikh Muhammad Abdullah Jayanti bank holiday offers a moment for reflection on his legacy and the historical significance of his leadership. As a key figure in shaping modern Jammu and Kashmir, his memory continues to inspire many across the region.
On 25th December 2025, a Thursday, Jammu and Kashmir will observe a bank holiday in celebration of Christmas Day. This day holds great significance as it commemorates the birth of Jesus Christ, a revered figure in Christianity. The "Christmas Day Jammu and Kashmir bank holiday" allows people to engage in festive activities and reflect on the spirit of giving and joy. The "Christmas Day bank holiday" is a time for families to come together, exchange gifts, and enjoy traditional meals, fostering a sense of community and goodwill.

Why are banks closed on Second and Fourth Saturdays in Jammu and Kashmir?
Are all banks in Jammu and Kashmir closed on the same holidays?
Can I withdraw cash or use UPI during a bank holiday in Jammu and Kashmir?
Does cheque clearing work on a bank holiday in Jammu and Kashmir?
Are there bank holidays observed only in Jammu and Kashmir?
Are stock markets also closed on bank holidays in Jammu and Kashmir?
Are post offices also closed on bank holidays in Jammu and Kashmir?
What is the difference between RBI bank holidays and Jammu and Kashmir-specific bank holidays?
October 24, 2026 is a Saturday in the autumn calendar. Jammu and Kashmir observes a bank closure. Listed: Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday. Most banking counters remain shut.
This pause helps staff rest. It keeps monthly schedules steady. Routine checks continue at branches across the region.This Fourth Saturday Bank Holiday bank holiday limits branch work. Customers rely on ATMs and digital apps.
The closure reduces crowding and protects paper records. Families may use it for errands and rest. Plan key payments around the Saturday break. This matters across Jammu and Kashmir on this October date.
21 October 2026On October 20, 2026, Tuesday, Jammu and Kashmir observes Vijaya Dashami. Many offices and banks may close for the day. This Vijaya Dashami Jammu and Kashmir bank holiday marks Dussehra.
It recalls Rama’s victory over Ravana. It also honours Durga’s triumph over Mahishasura. Families watch Ramlila shows and burn effigies at night.With the Vijaya Dashami bank holiday, cash services can be limited.
People plan visits before branch hours end. The festival stands for good over evil. It brings prayers, sweets, and sharing. In Jammu and Kashmir, it adds calm amid autumn. Markets stay busy, but many counters remain shut.
17 October 2026On October 10, 2026, Saturday, banks will shut. The day marks the Second Saturday Bank Holiday. It is a planned break in India’s banking calendar. Customers may see limited counter service and cheque clearing.
Digital payments may still work, with delays. Many offices also often slow down for the weekend.In Jammu and Kashmir, it is a bank holiday. Second Saturday Bank Holiday Jammu and Kashmir bank holiday appears.
The Second Saturday Bank Holiday bank holiday supports staff rest. It also allows audits and system checks. Payments and loan processing may take more time. The schedule keeps banking steady overall.
7 October 2026October 2, 2026, falls on a Friday in Jammu and Kashmir. It is marked as Gandhi Jayanti, the birthday of Mahatma Gandhi. Many offices and schools close. This Gandhi Jayanti Jammu and Kashmir bank holiday honours him.
It marks truth, peace, and non-violence. It recalls his role in freedom today.Across India, Gandhi Jayanti is a day of respect. People remember simple living and kind speech. Prayers and quiet events are common.
The Gandhi Jayanti bank holiday also highlights Swachh Bharat ideals. It reminds citizens to value unity and care for others. It supports life in homes and public spaces.
1 October 2026The nationwide bank strike scheduled for September 28–30, 2026, has been deferred following late-night discussions between the Indian Banks' Association (IBA) and the United Forum of Bank Unions (UFBU). As a result, public sector banks and regional rural banks will operate normally during these three days, allowing customers to complete their banking transactions ahead of the September 30 half-yearly closing without disruption.
28 September 2026September 26, 2026, is a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Banks stay shut for routine weekly rest. The pause helps staff and systems.
It also sets a steady banking calendar. This day is part of India’s regulated bank closing pattern nationwide.For many readers, it means limited branch services. Online transfers may work, yet cash counters close.
This Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday affects cheques and drafts. The Fourth Saturday Bank Holiday bank holiday is a planned break. It supports orderly banking across the month in India.
23 September 2026September 12, 2026, falls on a Saturday in India. Jammu and Kashmir observes a scheduled closure then. It is marked as the Second Saturday Bank Holiday Jammu and Kashmir bank holiday.
Banks, many offices, and some counters stay shut, while digital services run. This day supports regular breaks for staff.The Second Saturday Bank Holiday bank holiday is part of India’s calendar.
It helps keep work hours balanced. For residents, it affects cheque clearing, branch visits, and cash deposits. ATMs, UPI, and net banking usually remain available. The day also eases weekend travel and family time across the Union Territory.
12 September 2026September 4, 2026 falls on a Friday in Jammu and Kashmir. The day is marked for Janmashtami. Many offices and branches may stay shut. This notice covers the Janmashtami Jammu and Kashmir bank holiday.
It helps readers plan deposits and cash needs. It also supports payment plans for key services.Janmashtami honours the birth of Lord Krishna. Homes and temples hold prayers and songs. People keep fasts and share sweets.
As a Janmashtami bank holiday, banking hours can change. Digital transfers may still work. Clearing may be slower in some cases. This reflects the festival’s deep faith and joy today.
12 September 2026August 28, 2026 is a Friday in Jammu and Kashmir. It is marked as the Friday Following Eid e Milad bank holiday. Offices and banks may often stay closed. Eid e Milad honours Prophet Muhammad’s birth.
Many people join prayers and processions. The day reflects peace, faith, community, and respect.On this Friday, services may run on holiday timings. The Friday Following Eid e Milad Jammu and Kashmir bank holiday helps families travel.
Markets may open late in some areas. Public transport can be busy near mosques. The observance supports learning, charity, and goodwill across the region. It matters locally.
12 September 2026J&K will observe Eid e Milad on 26 August 2026. The Wednesday holiday affects banks and public offices. Eid e Milad Jammu and Kashmir bank holiday is noted. Many people mark the day with prayers.
Towns may see processions and lights in local streets today after dusk in city areas.Eid e Milad honours the birth of Prophet Muhammad. It is a day of peace. Families share food and stories.
Mosques hold special prayers and readings. Eid e Milad bank holiday may limit banking hours. Travellers should expect busy roads near key shrines across the region during main prayer times.
12 September 2026August 22, 2026 falls on a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Many bank branches stay closed that day. This pause supports staff rest and routine checks.
It also affects cash services and cheque clearing. Digital payments may still work as usual.This Fourth Saturday Bank Holiday bank holiday helps planning. Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday applies.
Branch help for loans may pause. Passbook updates may slow. ATMs and mobile banking often help. Yet counters may not open until Monday. This is an official rest day for banks.
12 September 2026