Bank Holidays in Jammu and Kashmir 2024

This is a state that is in Northern India and separates it from Pakistan through the Line Of Control. One of the unique features of the state is the autonomy that has been granted to it under Article 370 of the constitution. The capital of Jammu and Kashmir is Jammu (Winter), Srinagar (Summer) The state is known for its scenic beauty and picturesque location.

The Kashmir valley is known for its immense beauty and a lot of Indian cinema had been shot in this region before. This is the only state in the country that has a large muslim population. In fact, it is the only state in the country, which has the largest Muslim population.

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List of Bank Holidays in Jammu and Kashmir 2024

Jammu and Kashmir
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Date Day Holiday
January 13 Saturday
January 17 Wednesday
January 26 Friday
January 27 Saturday
February 10 Saturday
February 24 Saturday
March 08 Friday
March 09 Saturday
March 23 Saturday
March 25 Monday
April 05 Friday
April 07 Sunday
April 09 Tuesday
April 10 Wednesday
April 11 Thursday
April 13 Saturday
April 14 Sunday
April 17 Wednesday
April 27 Saturday
May 11 Saturday
May 23 Thursday
May 25 Saturday
June 08 Saturday
June 17 Monday
June 18 Tuesday
June 22 Saturday
July 05 Friday
July 13 Saturday
July 17 Wednesday
July 27 Saturday
August 10 Saturday
August 15 Thursday
August 24 Saturday
August 26 Monday
September 14 Saturday
September 16 Monday
September 20 Friday
September 28 Saturday
October 02 Wednesday
October 12 Saturday
October 13 Sunday
October 26 Saturday
November 01 Friday
November 09 Saturday
November 15 Friday
November 23 Saturday
December 05 Thursday
December 14 Saturday
December 25 Wednesday
December 28 Saturday

Guru Gobind Singh Jayanti Bank Holiday

Wednesday, January 17, 2024

On January 17, 2024, Jammu and Kashmir will observe a bank holiday in honour of Guru Gobind Singh Jayanti. This special day marks the birth anniversary of Guru Gobind Singh, the tenth Sikh Guru. Known for his valour and wisdom, Guru Gobind Singh's teachings continue to inspire millions. The Guru Gobind Singh Jayanti bank holiday allows people to celebrate his legacy. This day is significant for the Sikh community and others who respect his contributions.

Republic Day Bank Holiday

Friday, January 26, 2024

On January 26, 2024, India will celebrate Republic Day. This day is a significant national holiday, marking the adoption of the Indian Constitution. In Jammu and Kashmir, Republic Day is observed as a bank holiday. The "Republic Day Jammu and Kashmir bank holiday" allows citizens to honour this important event. The "Republic Day bank holiday" provides an opportunity for reflection on India's democratic values and unity. This special day is celebrated with parades, cultural events, and patriotic fervour across the nation.

Maha Shivaratri Bank Holiday

Friday, March 08, 2024

Maha Shivaratri, a revered Hindu festival, will be observed on March 8, 2024. This significant day marks the celebration of Lord Shiva's divine presence. In Jammu and Kashmir, Maha Shivaratri is a bank holiday. The festival holds immense cultural and spiritual importance. It is a time for devotees to engage in prayers and rituals. The Maha Shivaratri Jammu and Kashmir bank holiday allows people to participate fully in the festivities.

Holi Bank Holiday

Monday, March 25, 2024

Holi, celebrated on March 25, 2024, is a significant festival in India. This year, it falls on a Monday. In Jammu and Kashmir, Holi is a bank holiday. Known as the festival of colours, Holi signifies the victory of good over evil. It brings people together in joyous celebrations. The Holi Jammu and Kashmir bank holiday allows residents to fully immerse in the festivities. This Holi bank holiday ensures that everyone can participate in the vibrant traditions and cultural events.

Jumat-ul-Wida Bank Holiday

Friday, April 05, 2024

On April 5, 2024, Friday, the state of Jammu and Kashmir will observe a bank holiday for Jumat-ul-Wida. This significant day marks the last Friday of Ramadan, a holy month in Islam. Known as Jumat-ul-Wida bank holiday, it holds immense spiritual importance for Muslims. The day is dedicated to prayers and reflection. Observing this holiday allows the community to come together in devotion. The Jumat-ul-Wida Jammu and Kashmir bank holiday is a time for peace and unity.

Shab-i-Qadr Bank Holiday

Sunday, April 07, 2024

On April 7, 2024, a Sunday, Jammu and Kashmir will observe a bank holiday for Shab-i-Qadr. This significant day, known as the Night of Power, holds immense spiritual importance in Islam. It is believed that the Quran was revealed to Prophet Muhammad on this night. The Shab-i-Qadr Jammu and Kashmir bank holiday allows residents to engage in prayers and reflections. Observing this day underscores its deep cultural and religious roots in the region. The Shab-i-Qadr bank holiday is a time for peace and devotion.

Ugadi Bank Holiday

Tuesday, April 09, 2024

On April 9, 2024, Tuesday, Jammu and Kashmir will observe a bank holiday for Ugadi. This significant festival marks the New Year for many in India. Ugadi is celebrated with joy and traditional rituals. The "Ugadi Jammu and Kashmir bank holiday" allows people to partake in festivities. The "Ugadi bank holiday" is a time for families to come together, reflecting on the past year and welcoming new beginnings. This day holds cultural importance, symbolising renewal and prosperity.

Idul Fitr Bank Holiday

Wednesday, April 10, 2024

Idul Fitr, a significant festival for Muslims, marks the end of Ramadan. On April 10, 2024, Wednesday, Jammu and Kashmir will observe a bank holiday for Idul Fitr. This Idul Fitr Jammu and Kashmir bank holiday allows families to celebrate together. The Idul Fitr bank holiday is a time for prayers, feasts, and charity. It highlights the importance of community and gratitude in the region.

Idul Fitr Bank Holiday

Thursday, April 11, 2024

Idul Fitr, a significant festival for Muslims, marks the end of Ramadan. On April 11, 2024, Thursday, Jammu and Kashmir will observe an Idul Fitr bank holiday. This day is a time for joy and community gatherings. The Idul Fitr Jammu and Kashmir bank holiday allows families to come together and celebrate. It is a moment of reflection and gratitude after a month of fasting. This special day holds great cultural and religious importance in the region.

Vaisakh Bank Holiday

Saturday, April 13, 2024

On April 13, 2024, a significant event will be observed in Jammu and Kashmir. The state will mark a bank holiday for Vaisakh, a festival celebrated with great fervour. This Vaisakh Jammu and Kashmir bank holiday honours the beginning of the harvest season. Vaisakh holds cultural and agricultural importance, reflecting the region's rich traditions. The Vaisakh bank holiday allows people to engage in festivities and rituals, celebrating the season's bounty.

Dr Ambedkar Jayanti Bank Holiday

Sunday, April 14, 2024

On April 14, 2024, Jammu and Kashmir will observe a bank holiday in honour of Dr Ambedkar Jayanti. This day marks the birth anniversary of Dr B.R. Ambedkar, a key architect of the Indian Constitution. Known for his efforts in social reform, Dr Ambedkar's legacy is celebrated nationwide. The "Dr Ambedkar Jayanti Jammu and Kashmir bank holiday" highlights his importance. Observing "Dr Ambedkar Jayanti bank holiday" allows citizens to reflect on his contributions to equality and justice.

Ram Navami Bank Holiday

Wednesday, April 17, 2024

On April 17, 2024, Jammu and Kashmir will observe a bank holiday for Ram Navami. This day marks the birth of Lord Rama, a revered deity in Hinduism. The "Ram Navami Jammu and Kashmir bank holiday" allows people to celebrate with devotion and joy. The "Ram Navami bank holiday" is significant as it honours the values of righteousness and virtue. This festival is celebrated with prayers, fasting, and community gatherings across the region.

Buddha Purnima Bank Holiday

Thursday, May 23, 2024

On May 23, 2024, Thursday, Jammu and Kashmir will observe a bank holiday for Buddha Purnima. This special day, known as Buddha Purnima bank holiday, marks the birth, enlightenment, and death of Lord Buddha. Celebrated with reverence, it holds great significance in Buddhist communities. The Buddha Purnima Jammu and Kashmir bank holiday allows people to engage in prayers and rituals. This observance highlights the cultural and spiritual richness of the region.

Bakrid / Eid al Adha Bank Holiday

Monday, June 17, 2024

Bakrid, also known as Eid al Adha, is a significant festival celebrated by Muslims worldwide. On June 17, 2024, Jammu and Kashmir will observe a bank holiday in honour of Bakrid / Eid al Adha. This day, falling on a Monday, marks the willingness of Ibrahim to sacrifice his son as an act of obedience to God. The Bakrid / Eid al Adha bank holiday allows families to come together and celebrate this important event.

Bakrid / Eid al Adha Holiday Bank Holiday

Tuesday, June 18, 2024

Bakrid, also known as Eid al Adha, is a significant festival celebrated by Muslims worldwide. On June 18, 2024, a Tuesday, Jammu and Kashmir will observe a bank holiday for this occasion. This Bakrid / Eid al Adha Holiday bank holiday allows people to commemorate the willingness of Ibrahim to sacrifice his son as an act of obedience to God. The Bakrid / Eid al Adha Holiday Jammu and Kashmir bank holiday is a time for prayer, feasting, and community gatherings.

Guru Hargobind Ji's Birthday Bank Holiday

Friday, July 05, 2024

On July 5, 2024, Jammu and Kashmir will observe a bank holiday in honour of Guru Hargobind Ji's Birthday. This special day marks the birth of the sixth Sikh Guru, known for his spiritual and military leadership. The "Guru Hargobind Ji's Birthday bank holiday" is a significant event, reflecting the region's rich cultural heritage. Residents will have the day off to celebrate and remember Guru Hargobind Ji's contributions. This "Guru Hargobind Ji's Birthday Jammu and Kashmir bank holiday" is an important occasion for the local community.

Martyrs' Day Bank Holiday

Saturday, July 13, 2024

On July 13, 2024, Jammu and Kashmir will observe Martyrs' Day. This day honours those who sacrificed their lives for justice and freedom. It is a significant event marked by a bank holiday, allowing citizens to pay their respects. The Martyrs' Day Jammu and Kashmir bank holiday serves as a reminder of the region's historical struggles. Observing the Martyrs' Day bank holiday fosters unity and reflection among the people.

Muharram Bank Holiday

Wednesday, July 17, 2024

On Wednesday, 17th July 2024, Jammu and Kashmir will observe a bank holiday for Muharram. This significant day marks the beginning of the Islamic New Year. Muharram is a time of mourning and reflection for many Muslims. The "Muharram Jammu and Kashmir bank holiday" allows people to participate in religious observances. The "Muharram bank holiday" is essential for the community, providing a moment to honour historical events and traditions.

Independence Day Bank Holiday

Thursday, August 15, 2024

On August 15, 2024, India will celebrate its Independence Day, a significant national holiday. This day marks the country's freedom from British rule in 1947. In Jammu and Kashmir, Independence Day is observed with a bank holiday. The "Independence Day Jammu and Kashmir bank holiday" allows citizens to partake in celebrations and reflect on the nation's history. The "Independence Day bank holiday" is a time for unity and patriotism across India. This special day is celebrated with flag hoisting, parades, and cultural events, honouring the sacrifices made for India's independence.

Janmashtami Bank Holiday

Monday, August 26, 2024

On August 26, 2024, a Monday, Jammu and Kashmir will observe a bank holiday for Janmashtami. This significant festival celebrates the birth of Lord Krishna, a revered deity in Hinduism. The "Janmashtami Jammu and Kashmir bank holiday" allows residents to partake in traditional festivities. Observing the "Janmashtami bank holiday" fosters community spirit and cultural heritage. This day is marked by prayers, fasting, and joyous celebrations across the region.

Eid e Milad Bank Holiday

Monday, September 16, 2024

On September 16, 2024, Jammu and Kashmir will observe a bank holiday for Eid e Milad. This special day marks the birth of Prophet Muhammad and holds great significance for Muslims worldwide. The "Eid e Milad Jammu and Kashmir bank holiday" allows people to celebrate with prayers and gatherings. Recognised as a public holiday, the "Eid e Milad bank holiday" provides an opportunity for reflection and community bonding.

Friday Following Eid e Milad Bank Holiday

Friday, September 20, 2024

On Friday, 20th September 2024, Jammu and Kashmir will observe a bank holiday. This day is significant as it follows Eid e Milad, an important Islamic festival. The "Friday Following Eid e Milad Jammu and Kashmir bank holiday" honours the Prophet Muhammad's birth. This "Friday Following Eid e Milad bank holiday" allows people to reflect on his teachings and celebrate with family. The observance underscores the cultural and religious importance of this day in the region.

Gandhi Jayanti Bank Holiday

Wednesday, October 02, 2024

On October 2, 2024, Jammu and Kashmir will observe a bank holiday in honour of Gandhi Jayanti. This day marks the birth anniversary of Mahatma Gandhi, the father of the nation. Known for his role in India's independence, Gandhi's principles of non-violence and truth continue to inspire. The Gandhi Jayanti Jammu and Kashmir bank holiday allows citizens to reflect on his legacy and contributions. Observing the Gandhi Jayanti bank holiday is a tribute to his enduring influence on Indian society and values.

Vijaya Dashami Bank Holiday

Sunday, October 13, 2024

On Sunday, Oct 13, 2024, Jammu and Kashmir will observe a bank holiday for Vijaya Dashami. This significant festival marks the victory of good over evil. Known as Dussehra in many parts of India, Vijaya Dashami is celebrated with great enthusiasm. The "Vijaya Dashami Jammu and Kashmir bank holiday" allows people to participate in traditional festivities. The "Vijaya Dashami bank holiday" is a time for families to come together and celebrate cultural heritage. This day holds immense importance in the region's cultural calendar.

Diwali Bank Holiday

Friday, November 01, 2024

On November 1, 2024, Jammu and Kashmir will observe a bank holiday for Diwali. Diwali, the festival of lights, holds immense cultural and religious significance. It symbolises the victory of light over darkness and good over evil. The Diwali Jammu and Kashmir bank holiday allows families to come together and celebrate. This Diwali bank holiday is an important day for many, marking a time of joy and festivity.

Guru Nanak Jayanti Bank Holiday

Friday, November 15, 2024

Guru Nanak Jayanti, celebrated on November 15, 2024, is a significant festival in India. This day marks the birth anniversary of Guru Nanak Dev Ji, the founder of Sikhism. In Jammu and Kashmir, it is observed as a bank holiday. The "Guru Nanak Jayanti Jammu and Kashmir bank holiday" allows people to honour his teachings. The "Guru Nanak Jayanti bank holiday" provides an opportunity for reflection and community gatherings. This festival is celebrated with great devotion and joy across the region.

Sheikh Muhammad Abdullah Jayanti Bank Holiday

Thursday, December 05, 2024

On December 5, 2024, Jammu and Kashmir will observe a bank holiday in honour of Sheikh Muhammad Abdullah Jayanti. This special day commemorates the birth anniversary of Sheikh Muhammad Abdullah, a prominent leader who played a key role in the region's history. Known as the "Lion of Kashmir," his contributions to Jammu and Kashmir's political landscape are celebrated with reverence. The Sheikh Muhammad Abdullah Jayanti bank holiday allows citizens to reflect on his legacy and achievements. This observance is significant for its historical and cultural importance, marking a day of remembrance and respect across the state.

Christmas Day Bank Holiday

Wednesday, December 25, 2024

Christmas Day, celebrated on December 25, 2024, falls on a Wednesday this year. This significant festival marks the birth of Jesus Christ and is observed with great joy worldwide. In India, Jammu and Kashmir recognise Christmas Day as a bank holiday. The "Christmas Day Jammu and Kashmir bank holiday" allows residents to partake in festive activities. This "Christmas Day bank holiday" brings communities together, fostering unity and joy.

Bank Holidays in Jammu and Kashmir

FAQs ON BANK HOLIDAYS IN JAMMU AND KASHMIR

Why are banks closed on Second and Fourth Saturdays in Jammu and Kashmir?

Since September 2015, the Reserve Bank of India has mandated that all banks remain closed on the second and fourth Saturday of every month nationwide, including Jammu and Kashmir. This gives bank staff a fixed weekly rest cycle and time for internal audits and system maintenance.

Are all banks in Jammu and Kashmir closed on the same holidays?

Yes. Public sector, private sector, and cooperative banks in Jammu and Kashmir all follow the same RBI-notified holiday calendar for national holidays and Saturday closures. Some cooperative banks may occasionally follow additional local notifications.

Can I withdraw cash or use UPI during a bank holiday in Jammu and Kashmir?

Yes. Digital banking services such as UPI, mobile banking, internet banking, and ATMs continue to work as usual during bank holidays in Jammu and Kashmir. Only physical branch services like passbook updates, cheque deposits, and locker access are paused.

Does cheque clearing work on a bank holiday in Jammu and Kashmir?

No. Cheque clearing through clearing houses is paused on bank holidays and typically resumes and settles on the next working day.

Are there bank holidays observed only in Jammu and Kashmir?

Yes. Alongside national holidays and RBI-mandated Saturdays, Jammu and Kashmir observes certain state-specific holidays, such as its formation day or regional festivals that are not observed as bank holidays in other states.

Are stock markets also closed on bank holidays in Jammu and Kashmir?

No. Stock market trading holidays (NSE/BSE) follow a separate calendar set by SEBI and the exchanges, and do not always match bank holiday dates, including the Second and Fourth Saturday closures.

Are post offices also closed on bank holidays in Jammu and Kashmir?

Not always. Post offices in Jammu and Kashmir follow the Department of Posts holiday calendar, issued circle-wise under the Central Government list, while banks follow the RBI's state-wise notification. Both usually coincide on national holidays, but they can differ on state-specific festivals and regional occasions. Post offices also remain open on the Second and Fourth Saturdays, when banks are closed.

What is the difference between RBI bank holidays and Jammu and Kashmir-specific bank holidays?

RBI holidays such as Republic Day, Independence Day, and the Saturday closures apply to banks across India, while Jammu and Kashmir-specific holidays are observed only by banks operating within that state.

Latest Updates

Banks to Remain Closed on October 24, 2026 for Fourth Saturday Bank Holiday

October 24, 2026 is a Saturday in the autumn calendar. Jammu and Kashmir observes a bank closure. Listed: Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday. Most banking counters remain shut.

This pause helps staff rest. It keeps monthly schedules steady. Routine checks continue at branches across the region.This Fourth Saturday Bank Holiday bank holiday limits branch work. Customers rely on ATMs and digital apps.

The closure reduces crowding and protects paper records. Families may use it for errands and rest. Plan key payments around the Saturday break. This matters across Jammu and Kashmir on this October date.

21 October 2026
Vijaya Dashami Bank Holiday on October 20, 2026

On October 20, 2026, Tuesday, Jammu and Kashmir observes Vijaya Dashami. Many offices and banks may close for the day. This Vijaya Dashami Jammu and Kashmir bank holiday marks Dussehra.

It recalls Rama’s victory over Ravana. It also honours Durga’s triumph over Mahishasura. Families watch Ramlila shows and burn effigies at night.With the Vijaya Dashami bank holiday, cash services can be limited.

People plan visits before branch hours end. The festival stands for good over evil. It brings prayers, sweets, and sharing. In Jammu and Kashmir, it adds calm amid autumn. Markets stay busy, but many counters remain shut.

17 October 2026
Second Saturday Bank Holiday 2026: Bank Holiday Details for October 10, 2026

On October 10, 2026, Saturday, banks will shut. The day marks the Second Saturday Bank Holiday. It is a planned break in India’s banking calendar. Customers may see limited counter service and cheque clearing.

Digital payments may still work, with delays. Many offices also often slow down for the weekend.In Jammu and Kashmir, it is a bank holiday. Second Saturday Bank Holiday Jammu and Kashmir bank holiday appears.

The Second Saturday Bank Holiday bank holiday supports staff rest. It also allows audits and system checks. Payments and loan processing may take more time. The schedule keeps banking steady overall.

7 October 2026
Bank Holiday Schedule for Gandhi Jayanti on October 2, 2026

October 2, 2026, falls on a Friday in Jammu and Kashmir. It is marked as Gandhi Jayanti, the birthday of Mahatma Gandhi. Many offices and schools close. This Gandhi Jayanti Jammu and Kashmir bank holiday honours him.

It marks truth, peace, and non-violence. It recalls his role in freedom today.Across India, Gandhi Jayanti is a day of respect. People remember simple living and kind speech. Prayers and quiet events are common.

The Gandhi Jayanti bank holiday also highlights Swachh Bharat ideals. It reminds citizens to value unity and care for others. It supports life in homes and public spaces.

1 October 2026
Bank Strike Deferred: Banks to Remain Open as Usual from September 28–30, 2026

The nationwide bank strike scheduled for September 28–30, 2026, has been deferred following late-night discussions between the Indian Banks' Association (IBA) and the United Forum of Bank Unions (UFBU). As a result, public sector banks and regional rural banks will operate normally during these three days, allowing customers to complete their banking transactions ahead of the September 30 half-yearly closing without disruption.

28 September 2026
Fourth Saturday Bank Holiday 2026: Banks Closed on September 26, 2026

September 26, 2026, is a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Banks stay shut for routine weekly rest. The pause helps staff and systems.

It also sets a steady banking calendar. This day is part of India’s regulated bank closing pattern nationwide.For many readers, it means limited branch services. Online transfers may work, yet cash counters close.

This Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday affects cheques and drafts. The Fourth Saturday Bank Holiday bank holiday is a planned break. It supports orderly banking across the month in India.

23 September 2026
September 2026 Bank Holidays: Second Saturday Bank Holiday on September 12, 2026

September 12, 2026, falls on a Saturday in India. Jammu and Kashmir observes a scheduled closure then. It is marked as the Second Saturday Bank Holiday Jammu and Kashmir bank holiday.

Banks, many offices, and some counters stay shut, while digital services run. This day supports regular breaks for staff.The Second Saturday Bank Holiday bank holiday is part of India’s calendar.

It helps keep work hours balanced. For residents, it affects cheque clearing, branch visits, and cash deposits. ATMs, UPI, and net banking usually remain available. The day also eases weekend travel and family time across the Union Territory.

12 September 2026
Janmashtami Bank Closure on Friday, September 4, 2026

September 4, 2026 falls on a Friday in Jammu and Kashmir. The day is marked for Janmashtami. Many offices and branches may stay shut. This notice covers the Janmashtami Jammu and Kashmir bank holiday.

It helps readers plan deposits and cash needs. It also supports payment plans for key services.Janmashtami honours the birth of Lord Krishna. Homes and temples hold prayers and songs. People keep fasts and share sweets.

As a Janmashtami bank holiday, banking hours can change. Digital transfers may still work. Clearing may be slower in some cases. This reflects the festival’s deep faith and joy today.

12 September 2026
August 28, 2026 Bank Holiday: Know Why Banks Are Closed

August 28, 2026 is a Friday in Jammu and Kashmir. It is marked as the Friday Following Eid e Milad bank holiday. Offices and banks may often stay closed. Eid e Milad honours Prophet Muhammad’s birth.

Many people join prayers and processions. The day reflects peace, faith, community, and respect.On this Friday, services may run on holiday timings. The Friday Following Eid e Milad Jammu and Kashmir bank holiday helps families travel.

Markets may open late in some areas. Public transport can be busy near mosques. The observance supports learning, charity, and goodwill across the region. It matters locally.

12 September 2026
Eid e Milad 2026: Bank Holiday Details for August 26, 2026

J&K will observe Eid e Milad on 26 August 2026. The Wednesday holiday affects banks and public offices. Eid e Milad Jammu and Kashmir bank holiday is noted. Many people mark the day with prayers.

Towns may see processions and lights in local streets today after dusk in city areas.Eid e Milad honours the birth of Prophet Muhammad. It is a day of peace. Families share food and stories.

Mosques hold special prayers and readings. Eid e Milad bank holiday may limit banking hours. Travellers should expect busy roads near key shrines across the region during main prayer times.

12 September 2026
Bank Holiday Schedule for Fourth Saturday Bank Holiday on August 22, 2026

August 22, 2026 falls on a Saturday in Jammu and Kashmir. It is marked as the Fourth Saturday Bank Holiday. Many bank branches stay closed that day. This pause supports staff rest and routine checks.

It also affects cash services and cheque clearing. Digital payments may still work as usual.This Fourth Saturday Bank Holiday bank holiday helps planning. Fourth Saturday Bank Holiday Jammu and Kashmir bank holiday applies.

Branch help for loans may pause. Passbook updates may slow. ATMs and mobile banking often help. Yet counters may not open until Monday. This is an official rest day for banks.

12 September 2026
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