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Andhra Bank IFSC Code

The country's central bank (RBI) has specified three ways in which we can remit money. These include the popular NEFT, RTGS and IMPS. However, to undertake these transactions, we must have the IFSC Code allotted by RBI to each bank and the specified branch.

The Andhra Bank IFSC Code is an 11-digit alphanumeric code having special 4 characters, 'ANDB', stand for the name of the bank, the fifth character is always 'zero' for future use and the final six characters specify the 'exact branch address'.

How to Search for Andhra Bank IFSC Codes?

If you are searching for the IFSC code of your home branch, you can use two mechanisms to search. In the offline mode you will find it written on your cheque book, which has been given to you by the Andhra Bank branch. If you are looking for online IFSC Code of Andhra Bank you can find here in Goodreturns.

State Wise Andhra Bank IFSC & MICR Code

About Andhra Bank

All You Need To Know About Andhra Bank IFSC Code And Its Structure

All branches of Andhra Bank in India have been issued IFSC codes to conveniently recognize transactions carried out through a specific branch of the bank.

The IFSC Code of Andhra Bank has made online cash transactions a fast and simple operation. IFSC is an 11-digit, alphanumeric code that are unique to a single branch and do not reiterate at all. This IFSC Code is useful to make electronic or online fund transfer to a particular bank. Such codes also allow users to confirm that, without any complications, the transferred funds go to the right individual. Indian Financial System Code (IFSC) is adopted by the Reserve Bank of India (RBI) for electronic payment applications such as Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IPM), bank-to - bank electronic Instant Mobile Money Transfer Service (IMPS) and Centralized Funds Management System (CFMS). 

The banks in India have been assigned specific codes by the Reserve Bank of India, and they mandate its use for all online transactions and fund transfer. It is possible to clarify an IFSC code as bearing three separate parts. The first four alphabets reflect the name of the bank, then the next figure is 0 which is kept for future use (which is normally a function character), The next six digits of the code represent Andhra Bank's particular branch and this is always different. The last 6 digit is always varied from branch to branch. An example of the Andhra Bank IFSC Code can be seen below:     

 IFSC code of Andhra Bank Bhatinda, Bathinda Branch is ANDB0001799

  • The first four alphabets ‘ANDB’ represents the name of the bank i.e. Andhra Bank
  • O is kept for future use
  • 001799 represents a particular branch of Andhra Bank i.e. Bathinda Branch

Steps to find Andhra Bank IFSC Code Online

Until you identify the bank and branch name and IFSC code you can not initiate an online transaction or fund transfer. Chequebooks / leaflets issued by Andhra Bank or on the website of the bank you can find the IFSC codes and MICR codes of your respective branch. A full list of IFSC codes for all the banks in India can also be found on the authorized website of Reserve Bank of India. ut apart from all these, the complete list of IFSC codes for branches of Andhra Bank in India as well as for other banks and their respective branches can be located on the third-party financial websites of India for instance Goodreturns.in

Depending on your location or branch, Goodreturns.in website helps you to conveniently locate the IFSC and MICR code of your bank. You can quickly search the IFSC and MICR code of all branches of the banks of the country from the comfort of your home or office on a 24x7 basis on the Goodreturns website. Below covered process will help you to follow the procedure to find the IFSC and MICR code of your bank branch.

  • Visit Goodreturns.in and on the top bar of the homepage click on ‘Banking’
  • Under the drop-down menu of ‘Banking’ select ‘IFSC Code’ tab
  • Now under the drop down tab of ‘IFSC Code’ you can select your bank
  • After selecting your bank you need to opt your state, city and branch
  • Now click on the ‘Find Bank’ option and then you will not only get the IFSC code, but also the MICR code, contact number of your branch, branch address, name of the bank, branch code, etc. To find the IFSC and MICR code of other bank branch you can find it on the same page.     

Use of Andhra Bank IFSC Code For Using RTGS and NEFT Payment System

By using NEFT or RTGS facilities, customers of Andhra Bank can easily make online fund transfers accessible on the official web portal of the bank itself.

National Electronic Funds Transfer (NEFT)

National Electronic Funds Transfers (NEFT) National Transactions of Electronic Funds (NEFT) are made in batches and have a particular timing during which Andhra Bank settles the funds. This system operates on the basis of Deferred Net Settlements and is carried out on an hourly basis. If the batch processing is within the specified period, the amount is transferred to the recipient on the same day or else on the next working day. 

Real Time Gross Settlement System (RTGS)

Transfers are rendered on an individual account basis by the Real Time Gross Settlement System (RTGS), i.e. the transfer of funds is scheduled one by one. According to the existing instructions set out, within the same working day, Andhra Bank usually settles RTGS transactions. RTGS is one of the quickest possible ways for fund transfers which can be done on entirely safe frameworks.   

Alternatives to locate Andhra Bank IFSC Code

Bank customers are required to provide information such as the name of the payee, account number, IFSC code of the receiving Andhra Bank branch, and amount when it is necessary to transfer funds to a specific account holder of Andhra Bank. Here, the IFSC code is necessary to determine the correct branch of the Andhra bank, so that the balance is credited to the bank account of the correct beneficiary. Customers of Andhra Bank can check for any branch's IFSC Code by any of the means listed below-

  • Through cheque book issued by the bank- To find these codes, bank customers can search the Andhra bank's cheque. At the top of the cheque, the Andhra Bank IFSC code is specified, while at the bottom of the cheque there is the cheque number and the MICR code.
  • Account-holders can also search their Andhra bank-provided account passbook to locate the IFSC and MICR code. But apart from this, customers can also find these financial codes using the Andhra Bank mobile banking application and net banking portal. 
  • A full list of IFSC codes for all the banks in India can also be found on the official Reserve Bank of India website.

Key things required to initiate fund transfer using Andhra Bank IFSC Code

Bank customers are required to provide details such as the name of the payee, account number, IFSC code of the receiving Andhra Bank branch, and amount when it is necessary to transfer funds to a certain payee of Andhra Bank. Here, the IFSC code is necessary to determine the appropriate branch of the Andhra bank, so that the balance is credited to the bank account of the relevant beneficiary. Using the IFSC code, you can transfer money in a variety of forms to another person who holds an account in any branch of the same or other bank:

NEFT

National Electronic Funds Transfer (NEFT) is a method of transfer of funds that operates on the basis of deferred settlement, implying that transactions are carried out in batches. The issuer has to have the following information in order to conduct fund transfers by NEFT.

  • Name of the beneficiary as per his or her bank account
  • IFSC code of the beneficiary’s bank branch
  • Account type of the beneficiary
  • Account number of the beneficiary
  • Amount that is to be transferred to the beneficiary   

RTGS


Transfers of funds through the Real Time Gross Settlement (RTGS) system take place on a real-time basis. The sender has to have the following information to allow transfers using RTGS.

  • Name of the payee
  • Amount to be transferred
  • IFSC Code of the beneficiary’s bank branch
  • Account number of the beneficiary
  • Account type of the beneficiary

IMPS


Immediate Payment Services (IMPS) is an immediate inter-bank transfer mechanism of funds in real-time. This service is open all year long, 24x7. The sender has to have the following information in order to send funds.

  • Name of the beneficiary
  • Account number of the beneficiary
  • Account type
  • IFSC Code of the beneficiary’s bank branch
  • Amount to be transferred

Andhra Bank SWIFT Code

You have definitely come over the need to find a swift code (or BIC code) and when seeking to transfer funds to a different bank than yours, you were asked for it by banking services. This is because practically every bank in the world is a member of the swift network and responsible for money transfers and messages between financial (and also non-financial) organizations, and the use of these codes is mandated by this system. Swift code is a distinctive code for the branch of each institution in the world. This code is utterly necessary for the secure transfer of money from one institution to another and our website is a dedicated web portal for these codes and the entities that hold them. Unlike the institution that first adopted them (SWIFT-Society for Worldwide Interbank Financial Telecommunication), these codes became known as swift codes but were subsequently standardised as BIC (Business Identifier Codes). A swift code generally consists of 8 or 11 characters. Simply stated, most of the time, you just need a swift eight-character code composed of three parts: the first four digits represent the institution, the middle two digits represent the country and the last 2 digits represent the branch or location. After all, in some situations, you will need the eleven-digit code, which also contains the branch identifier, if your bank processes payments through a particular branch.     

Breakdown of Andhra Bank SWIFT Code

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a universal form of Business Identifier Codes accepted by the International Organization for Standardization ( ISO) (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code). For both financial as well as non-financial institutions, it is a specific identification code. (A code can also be known as a Business Entity Identifier or BEI when allocated to a non-financial institution.) These codes are used for transferring money across banks, especially for international wire transfers, and also for swapping other messages between banks. Both SWIFT and BIC codes are the same which can be easily found on account statements.

A SWIFT code generally consists of 8 or 11 characters, for instance BBBBUS3M489

  • The first four codes ‘BBBB’ represents the bank or institution code
  • The next two letters ‘US’ reflects the country
  • The next two letters ‘3M’ represents the location
  • If '0' is the second character, then, as compared to a BIC used on the live network, it is usually a test BIC.
  • If '1' is the second character, then it signifies a passive SWIFT network participant.
  • If the second character is "2," then a reverse billing BIC is usually implied, where the receiver pays for the message as compared to the more common mode wherein the sender bills for the message.
  • The last three letters ‘489’ represents the branch

Andhra Bank NEFT Charges

Andhra Bank provides AB Xpress facilities to all its customers in order to enable customers to make fund transfers on the same day. This is a NEFT service that helps account holders and walk-in customers to transfer funds to individual accounts and make payments for utilities bills, online shopping etc. 

Eligibility to use NEFT at Andhra Bank

For all account holders at Andhra Bank, NEFT transfers are accessible. What you have to do is access your net banking and mobile banking account in order to use NEFT. After accessing net banking or mobile baking service, you will get a username and password. og in to your account using these credentials and make fund transfer using NEFT. Even for walk-in customers, NEFT services at Andhra Bank are open. By filling out a NEFT form, they can use these facilities. The cap for the NEFT transfer offline at bank branch is Rs.50000. 

Charges for NEFT at Andhra Bank 

On every transaction that is rendered, NEFT charges are applicable. Just in the case of inward transactions at Andhra Bank such charges are waived off. NEFT Charges per transaction applied are as follows for all other transactions:

  • Amount up to Rs. 10000: Rs.2.50 + GST
  • Amount above Rs.10000 and up to Rs.1 lakh: Rs.5 + GST
  • Amount above Rs.1 lakh up to Rs. 2 lakh: Rs.15 + GST
  • Amount above Rs.2 lakh up to Rs. 5 lakh: Rs.25 + GST
  • Amount above Rs.5 lakh and up to Rs.10 lakh: Rs.25 + GST

Andhra Bank RTGS Form

RTGS is a digital payment service provided to enable remittances of significant amounts by banks in India. You can transfer money in real-time to any other bank account in India via RTGS or Real-Time Gross Settlement. There is no holding time to process the transaction and it is usually transferred to the payee's account within one hour. To make RTGS transactions through the bank, one has to fill in the Andhra Bank RTGS form. RTGS payments are processed straight away, unlike NEFT payments. Rs 2,00,000 is the minimum amount that you can transfer through RTGS. 

Procedure to fill Andhra Bank RTGS Form Online

In addition to the offline process, you can complete transactions from any Internet-connected device through a net banking facility. To initiate an online RTGS transaction, below are the steps that you must follow:

  • Visit Andhra Bank net banking portal and sign in to your account using the required credentials.
  • Now go to the ‘Transactions’ tab and select RTGS
  • Now select the beneficiary to whom you are willing to transfer the fund or else you can also add a new beneficiary in case you have not added. It will take up to 48 hours for the beneficiary to be added or enabled for RTGS.
  • Now authenticate and approve the transaction via transaction password and with the help of an OTP.
  • Once you have completed this process, the transfer will be credited to the beneficiary's bank account.    

Andhra Bank RTGS Charges

In 1985, the assumption of RTGS was implemented thru the UK banks. In India, however, by 2005 only, numerous banks started to provide RTGS payment facilities. RTGS facilities in India are regulated by the Reserve Bank of India. For remitting payments by RTGS, each bank charges a processing fee. RTGS has made it easy to send significant sums of money to any bank account in India within a few minutes, while these transfers previously took days to settle. Charges for Andhra Bank RTGS payment are listed below:

  • Between the timeframe of 9 AM to 12 PM: Transaction fees for two to five lakh are Rs. 25 per transaction and Rs. 50 per transaction for more than five lakh.
  • RTGS transaction charges after 12 p.m: For transactions between two lakh to five lakh Rs.50 transaction and Rs 55 per transaction for RTGS payments above Rs.5 lakh.
  • It is only possible to make RTGS payments at Andhra Bank from the opening of the branch until 4.00 PM. 

Andhra Bank NEFT Form

Andhra Bank, via NEFT in India, is one of the major banks offering fund transfer facilities. Through internet banking or mobile banking, customers can use the NEFT service online or ients can also visit the bank. To use the NEFT service, customers visiting the bank have to fill out the Andhra Bank NEFT Form. Cash remittance at Andhra Bank is allowed up to Rs.50,000/- only during offline transactions and there is no upper cap for online transactions, according to the Reserve Bank of India (RBI).  

Methods to fill Andhra Bank NEFT Form

There are two options for customers of the bank to make use of the NEFT facility:

Online

Customers need to provide the following details for online transactions:

  • Name, account number, IFSC code of the recipient
  • Account type of the recipient
  • Amount to be transferred
  • Opt NEFT as a fund transfer method

Offline

  • Customers need to provide the following details for offline transactions:
  • Name, account number of the recipient
  • IFSC code (Indian Financial System Code) of the recipient’s bank branch
  • Account number of the remitter
  • Name of the remitter
  • IFSC Code of the remitter
  • Account type of both recipient and the sender
  • Amount to be transferred

Andhra Bank NEFT Charges and Limits

Cash remittance is allowed up to Rs.50,000/- only during offline transactions and there is no upper cap for online transactions, according to the Reserve Bank of India (RBI).

Charges:

  • For an amount up to Rs. 10,000: Rs. 2.50 per transaction plus tax
  • Up to Rs. 1 lakh: Rs. 5.00 per transaction plus tax
  • Above Rs. 1 lakh to Rs. 2 lakh: Rs. 15.00 per transaction plus tax
  • Rs. 2 lakh and above: Rs.  25.00 per transaction plus tax

Andhra Bank IMPS

Andhra Bank offers an IMPS service for customers that helps them to transfer funds faster using mobile banking and internet banking services. This service is accessible to all Andhra Bank account holders. Using Andhra Bank IMPS, bank customers can transfer funds that are reflected in the beneficiary's account in real-time. Not only can you use an IMPS system to transfer funds to the payee’s account but also you can initiate bill payment and enjoy online shopping in addition. Based on the type of payment that you generate using your online account, transactions carried out by IMPS are charged. Now let's search and learn more about the IMPS charges for Andhra Bank below. 

Applicable charges for Andhra Bank IMPS

There are three forms of transfers you can make using the IMPS facility of Andhra Bank: 

  • Phone to Phone or P2P: Using the MMID and the beneficiary's phone number you can initiate fund transfer under P2P.
  • Phone to Account or P2A: Using the account number and the IFSC code of the beneficiary you can make fund transfer under P2A.
  • Phone to Merchant P2M: Under P2M you can render online shopping and bill payment as well.

Note: A charge of Rs.5 plus GST will be incurred for every P2P and P2A transfer you render using IMPS. All P2M transactions are totally cost-free.

How To Initiate IMPS Fund Transfer In Andhra Bank?

Andhra Bank IMPS (Immediate Payment Services) immediately transfers funds of up to Rs 50,000 within a moment to any bank account in India. This is the quick fund transfer facility provided by Andhra Bank, a nationalised public sector bank. Any Andhra Bank account holder now, i.e. Saving Account, Current Account, Staff Account, Overdraft etc. can use NPCI services to make transfer and payments from their mobile phone, i.e. w ith IMPS. IMPS can be used in the Andhra Bank Inter Bank Fund Transfer Mobile Banking application. Customers can also transfer the money straight via their smartphone, where payment is instantaneous. NPCI has set a cap for the mobile number or IFSC money transfers along with account number or Aadhaar transfer mode too. 

Steps to register mobile number in case you are a new user

  • Customers have to visit their nearest Andhra Bank ATM in order to register for mPAY and on successful registration the customer has to download the mobile banking application by clicking the URL link http://mobile.fssnet.co.in/MPAYPORTAL/. (The link will be delivered to their registered mobile number).
  • Open the app and modify the application password and M-PIN
  • Log in to the app and register your mobile number successfully.

Why to use Andhra Bank IMPS?

An extremely valuable fund transfer option that helps you to make instant money transfers is the IMPS (Immediate Payment Service) service. Hence, some of its core advantages are: 

  • 24X7 IMPS transfers can be carried out and thus this payment service does not have any time restrictions, which implies that you can initiate transactions on the go.
  • Also, on bank holidays and on Sundays, IMPS transfers are settled.
  • The specific MMID guarantees that the possibilities of erroneous transactions are lower.
  • Charges imposed on transfers by Andhra Bank IMPS are very marginal and thus affordable too.
  • Within 30 minutes, the amount transferred will be reflected in the bank account of the recipient.

Details required of the beneficiary to use Andhra Bank IMPS service

As mentioned above, there are two options for making an individual to use IMPS transfer. For each transaction type, the specifics you need are as follows:

Mobile to mobile transfer: Name, mobile number and MMID of the beneficiary

Mobile to account transfer: Name, account number and IFSC code of the beneficiary

Note: Provide the details given to you by the retailer in order to make utility payments or other merchant transactions. In the terms of credit card transactions, the account number of the credit card and the IFSC code can be used to facilitate the transfer.     

How to generate MMID of Andhra Bank?

As we realize, the Mobile to Mobile Money Transfer through the IMPS was launched by almost all banks in India today. To use this IMPS service or to do any mobile transaction, we can specify if this is a mobile transfer to mobile money or any other mobile transaction, such as IRCTC ticket bookings etc. For that operation, we need MMID and OTP. Andhra Bank promises its customers a convenient way to get MMID and OTP . With their registered mobile number, the customer just has to send a text SMS. The SMS formats for accessing MMID and OTP for Andhra Bank customers using the SMS service are as follows:

Type ‘MMID’ and send it to 9223173924 to generate MMID of Andhra Bank via SMS.

Alternatively MMID can also be generated by customers by logging into the Andhra Bank Mobile application.

OTP can also be generated by customers by logging into the Andhra Bank Mobile application. For 1 hour, the OTP is valid (only for a single transaction success or failure). The transaction limit for OTP generated by the SMS is 5,000, while the transaction limit for OTP generated by the Mobile Banking Application is 50,000.  

Andhra Bank IMPS Charges

Andhra Bank offers an IMPS service for customers that helps them to transfer funds faster using mobile banking and internet banking services. This service is accessible to all the customers of Andhra Bank. Through Andhra Bank IMPS, bank customers can transfer funds that are reflected in the beneficiary's account in real-time. Not only can you use an IMPS platform to transfer funds to an individual's account, but you can also render payments for utility bills, pay your credit card bills, DTH bills and experience online shopping as well. Based on the type of payment that you make using your online account, transactions carried out by IMPS are charged. Let us search and know more about the IMPS charges of Andhra Bank below.

Types of payments

There are three modes of payments you can make using the IMPS facility of Andhra Bank:

  • Phone to Phone or P2P: Using the MMID and the beneficiary's phone number, the funds are transferred.
  • Phone to Account or P2A: Using the account number and the IFSC code of the recipient, the funds are transferred.
  • Phone to Merchant: For making bill payments or making online shopping payments, this IMPS facility is also used.  

A fee of Rs.5 plus GST will be imposed for any P2P and P2A transfer you make using IMPS. All P2M transactions are totally cost-free.

Key takeaways of Andhra Bank IMPS

An incredibly useful fund transfer solution that helps you to make quick money transfers is the IMPS (Immediate Payment Service) system. Apart from, the use of Andhra Bank IMPS facilities has other advantages:

  • 24X7 IMPS transfers can be carried out. This facility does not have any timing limitations.
  • Also, on bank holidays and on Sundays, IMPS transfers are settled.
  • The unique MMID means that the odds of erroneous transactions are lower.
  • Charges imposed on transfers by Andhra Bank IMPS are very marginal.
  • Within 30 minutes, the balance transferred will be expressed in the recipient's account.

Details of the beneficiary required

As mentioned above, there are 2 methods for making an individual IMPS transfer. For each transaction type, the specifics you need are as follows:

  • P2P: Name, mobile number and MMID of the recipient
  • P2A: Name, account number and IFSC code of the recipient’s bank branch

Note: Provide the details given to you by the merchant in order to make utility payments or other merchant transactions. In the case of credit card bill payments, the account number of the credit card and the IFSC code may be used for the transaction.

Andhra Bank Timings

Andhra Bank is India's moderate public sector (PSB) bank. It was established in 1923 in Machilipatnam, Andhra Pradesh, by Bhogaraju Pattabhi Sitaramayya. 90.85 per cent of the working capital is owned by the Government of India. In Hyderabad, Telangana, India, Andhra Bank is headquartered. Proposals to combine it with the Union Bank of India were revealed in August 2019 by India's finance minister. There are over 3000 branches, 4 extension counters, 38 data centers and 3500+ Automated Teller Machines (ATMs) of Andhra Bank. During 2011-12, the bank joined the states of Himachal Pradesh and Tripura. In terms of life insurance plans, Andhra Bank is a prominent bank. Then read to see whether you are an account holder at Andhra Bank and want to know about its operating hours and lunchtime. 

Andhra bank regular timings

  • Service hours on weekdays are from 10:00 to 17:00 p.m. Working days are on the first and third Saturday, and the bank schedules stay the same as the weekdays.
  • Banking transfers are allowed from 10:00 am to 2:00 pm and 2:30 pm to 4:00 pm, respectively at the bank.
  • And apart from Sundays, branches, according to government regulations, stay closed on national holidays. On regional holidays that can differ from state to state, banks often stay closed.    
  • Andhra bank timings on weekdays from Monday to Friday: 10:00 AM to 5:00 PM
  • Andhra Bank Timings on 1st, 3rd and 5th Saturday of every month: 10:00 AM to 5:00 PM
  • Andhra Bank Timings on 2nd and 4th Saturday and Sundays of every month: Closed   

Lunch timings of Andhra Bank

  • It is recommended not to visit the bank right before lunch time, as you will have to stay queue for a long time. To prevent inconvenience, make note of the regional holidays of your branch.
  • Just before the closing hours, do not visit the bank or else you will not be permitted to access your services in the bank.
  • The employees have half an hour off for lunch.
  • Andhra Bank's Lunch Timing: Not defined, usually from 2:00 PM to 2:30 PM

How to initiate fund transfer from Andhra Bank to other banks online?

Andhra bank provides a debit/ATM card that is used by account holders to withdraw funds. The ATM card is also used by account holders for many other financial purposes. What if you need to get money transferred from your account to another bank? Transferring money to accounts of the same bank is very convenient. You can send funds from your account to other banks that have access to digital banking services. Hence, in order to transfer funds from Andhra Bank to any other bank online, you need to follow the below listed steps:

  • Visit the official site of Andhra Bank and click on ‘Retail User Login‘ option if you are a retail user.
  • Now you will be redirected to the next page where you need to click on ‘Continue‘ to proceed further.
  • Now you need to enter your User ID and Password to login to your net banking account.
  • Once you successfully signed in to your account, click on Transactions > Fund Transfer > Fund Transfer To other Bank Account – NEFT/RTGS.
  • Now  you will be redirected to the payment page where you need to choose ‘Payment Date‘, ‘Make a payment from‘ and ‘Make a payment to‘ option.
  • Now you need to select the payee and enter the amount that you are willing to transfer.
  • Now select the transfer mode NEFT or RTGS and click on Continue.
  • Now enter the transaction password in order to confirm your transaction.
  • Now an OTP will be sent to your registered mobile number.
  • Authenticate the OTP and click on the ‘Confirm Payment’ option.
  • Once you are done the transaction will be completed successfully.    

Why Indian Financial System Code is required while making fund transfer?

In order to identify a branch, the Andhra Bank IFSC Code is an 11-character code issued by the Reserve Bank of India (RBI). For each Andhra Bank branch, there are different IFSC codes. The bank's name is represented by the first four characters of the IFSC Code of Andhra Bank, while the fifth character is zero. The RBI purposefully positions the IFSC Code's fifth character as zero for use if needed in the future. The next six characters are specific to the Andhra Bank branch and are used mainly for the identification of a single branch. According to the IFSC code, it has become easier and simpler than ever to make online fund transfers through NEFT, RTGS or IMPS. It is now possible to send or receive money online 24/7 on all days of the year with the authorization of the RBI. 

What happens when you use an incorrect IFSC Code?

The money will be debited from your account but not transferred to the recipient if you type an inaccurate IFSC code while performing a fund transfer electronically. If the recipient has an account with Andhra Bank and you have used the IFSC code of another branch of that bank, Andhra Bank will make an internal settlement and credit the balance to the recipient's account. If the inaccurate IFSC code is from another bank, then you can send an application with information such as your account number and transaction ID to the beneficiary's bank branch.    

How to make Andhra Bank credit card bill payment using IFSC Code?

Andhra Bank provides a variety of credit cards that are designed to suit the particular criteria of various customer categories. Numerous privileges such as fuel surcharge waiver, rewards, lost card liability cover and interest-free credit are packed with these cards. One such credit card which is PIN-enabled and highly protected with internationally accepted chip technology is the credit card issued by Andhra Bank to secure customers from theft and forgery. In addition, these cards are accepted internationally and are partnered with VISA and RuPay. Users should also consider the different ways through which they can pay their credit card bills, in addition to the benefits and advantages of Andhra Bank credit cards. Andhra Bank provides users with both online and offline alternatives to settle credit card bills depending on their preference. You can pay the Andhra Bank credit card bills from a Non-Andhra Bank Account by following the steps below:

  • Sign in to your Andhra Bank net banking account using the required credentials and under ‘Third Party Fund Transfer’ option, add Andhra Bank Credit Card as the ‘Beneficiary’.
  • Now use your 16 digit credit card number of Andhra Bank for ‘Beneficiary Account Number’ for which bill payment is to be rendered.
  • Now enter the required details such as for Beneficiary bank, use: ANDHRA BANK CC.
  • Now you must enter the bank address as CREDIT CARD DIVISION, SULTAN BAZAAR, KOTI, HYDERABAD 500095.
  • IFSC Code can be used as ANDB0000782, which is the Andhra Bank Credit Card Department IFSC code and can be used using NEFT, IMPS and RTGS mechanisms for online transfer of funds to Andhra Bank.
  • Once the payment is made via NEFT, the cardholder must inform the "Customer Care" of the payment information by calling Toll Free Number -1800 425 4059 or 040-2468 3202/ 3220/3210 or sending an email to ccdbilling@andhrabank.co.in.
  • NEFT is effective if NEFT is activated by the branch of the transferring bank and the individual has the online banking facility of his or her bank.   

 

 

 

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