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Bajaj Finserv Wallet App

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Bajaj Finserv Wallet backed by Mobikwik is India's first unified debit and credit wallet for quick online recharges and easy bill payments. Get No Cost EMI facility on several electronic products and other consumer goods. Apart from this, you can also apply for easy loans, make payment at online and offline stores, track your spending habits from Personal expense Manager for Bajaj Finserv customers only. You are enabled with the unique EMI network card with the Bajaj Finserv Wallet powered by Mobikwik which you can use to purchase your favourite goods at no cost to EMI's. To experience a smooth transaction at BFL partner stores, just link the EMI card with your Bajaj Finserv Wallet and save your time by making hassle-free purchases.

Get convenient and simple loan approvals for "New to Credit" customers by safely and securely using consent-based SMS data on a variety of products from LED TVs, Refrigerators, Washing machines & Microwaves to mobile phones, Cameras & Watches, Apparels and much more. With the all-new Bajaj Finserv Wallet, purchase at no cost EMI at leading e-commerce companies including Flipkart and Amazon. Wallet users do have the convenience of utilizing Instant Credit in 3 seconds up to Rs.10000. Customers may apply for different BFL loans such as Personal Loans, Home Loans, Consumer-Friendly Loans etc. based on SMS transaction history. The Bajaj Finserv Wallet works seamlessly with a Digital EMI card this ensures that users no longer have to bear a physical card with them. It improves protection against any suspicious transactions and enables the blocking or unblocking of the card, thereby growing transaction functionality. The Bajaj Finserv Wallet application lets users to make digital payments throughout India on MobiKwik 's  more than 2 million retail chains Bajaj Finserv's supply chain with more than 33,000 outlets on 'No Cost EMI'. The Bajaj Finserv Wallet application lets users to make digital payments throughout India on MobiKwik 's 2 million+ retailer network and on 'No Cost EMI' Bajaj Finserv's supply chain with more than 33,000 outlets.

It also offers a regional implementation search option displaying the nearest Bajaj Finserv distribution point or the closest Mobikwik Merchant Network store throughout categories such as accessories, education, watches, gadgets, clothes, travel, groceries and small appliances, power backup, travel packages and more. The Bajaj Finserv wallet also blends the features of the EMI card and the MobiKwik wallet with built-in functionality such as financial interests, geotagging via customer's house, product optimisation, a comprehensive product search engine, brands & distributors, and stores. All existing and new users of both the businesses-Bajaj Finserv and MobiKwik-have access to the Bajaj Finserv Wallet. The wallet provides consumers a cumulative added value by allowing them to quickly and flawlessly access their Digital EMI cards, make and accept payment, pay bills, book bus tickets, avail offers, search for nearby stores etc. in real-time.  

Features and Benefits of Bajaj Finserv Wallet

The Bajaj Finserv Wallet application provides a range of advantages and is not only a smarter way to pay but also a virtual EMI Network Card.

Bajaj Finserv wallet provides you with all the wallet benefits such as bill payments, booking tickets, amazing offers and deals, as well as the freedom to digitally access your EMI network card.  Bajaj Finserv Wallet operated by Mobikwik is a prepaid platform provided by Mobikwik through a strategic marketing agreement with Bajaj Finance Limited in compliance with the pertaining RBI guidelines.

Want to purchase your favourite product? Worry no more, with Bajaj Finserv wallet you can reimburse for all your purchases with zero interest EMIs. 

Instant Credit: With the help of insta credit feature you can transfer an amount of Rs. 5,000 from your EMI Network Card to your wallet. This balance will then be used to pay for any purchase in single or multiple transactions amounting to Rs. 5,000 at over 1 million online and offline MobiKwik merchant outlets.

Virtual EMI Network Card: Digitally access your EMI Network Card by mapping your loan details online and securely transacting on the purchase with interest-free EMIs for your favourite products across all the electronic appliances.

Seamless Payment: Bajaj Finserv wallet is accepted through the Mobikwik merchant network at more than 2 million stores. Which means you can pay for your utility bills, book travel and movie tickets, receive payments in a secure and convenient manner. All this can be done with a single tap. 

Credit and Debit option: To enhance your convenience Bajaj Finserv Wallet can be used as a wallet for debit and credit facilities, 

Single window interface: Have a complete summary of your account info as well as your recent transactions, under one window.

Amazing deals: Users of Bajaj Finserv can get exclusive discounts and deals with specifics of nearby affiliate stores.

Enhanced security: Experience additional security protection against threats if your physical EMI Network Card is lost or stolen with easy card blocking facility.

Personalized services: With robust search engine get access to retailers, stores, products and brands customized to according to your place and tastes.

Bajaj Finserv Wallet App

Bajaj Finserv Wallet operated by Mobikwik, India 's largest unified Debit and Credit Wallet for making online utility bill payments and mobile recharge. Get no cost EMI for purchasing products and electronic appliances. Get instant loans, easy payment options at online and offline stores, track and manage your personal expenses all-in-one at Bajaj Finserv Wallet app. Bajaj Finserv Wallet operated by Mobikwik is a prepaid platform provided by Mobikwik through co-branding agreement with Bajaj Finance Limited, in compliance with the RBI norms. 

You are enabled with the remarkable EMI network card with the Bajaj Finserv Wallet driven by Mobikwik which you can utilize to purchase your favourite goods at no cost EMI.  To reap the benefits simply link your EMI card with your Bajaj Finserv Wallet and experience streamlined purchases in affiliate stores with BFL. With the Bajaj Finserv Wallet you can save your time and effort by making simple online payments for your shopping. Get quick and convenient loan approvals for "New to Credit" users by conveniently and securely utilizing consent-based SMS data on a variety of items from Smart TVs, fridges, Washing Machine & microwave ovens to mobile phones, Cameras & accessories, Apparels and much more. 

With the all-new Bajaj Finserv Wallet operated by Mobikwik, purchase at no cost EMI at major e-commerce firms including Flipkart and Amazon.  Bajaj Finserv Wallet users can also avail instant Credit up to Rs.10000 within a few seconds. Customers may apply for different BFL loans such as Personal Loans, Home Loans, Consumer-Friendly Loans etc. based on old SMS transactions. 

As a user of Bajaj Finserv Wallet you can do Airtel prepaid recharge, Jio recharge, Vodafone online recharge, Idea recharge, BSNL recharge, MTNL, Aircel recharge, idea prepaid recharge, Tata Docomo GSM and Tata Docomo CDMA recharge, Tata Indicom & Uninor recharge. 

DTH Recharge

Recharge your DTH connection on the go. Bajaj Finserv Wallet app supports DTH service providers such as Tata Sky recharge, Airtel DTH, dish tv recharge, Reliance Big TV DTH, Videocon D2H & Sun Direct DTH.

Datacard Recharge

Available for service providers such as Tata Photon, Reliance Net Connect, MTS Mblaze, Idea Net setter and JioFi

Pay electricity gas bills, utility bills and water bills available for

Electricity board:

  • BSES Rajdhani
  • BSES Yamuna
  • Reliance Energy Mumbai
  • Tata Power- Delhi and Mumbai
  • MSEB Mumbai
  • Chhattisgarh Electricity Board
  • Jaipur Vidyut Vitran Nigam
  • BEST
  • Uttar Pradesh Power Corp. Ltd- UPPCL

Gas bills

  • Indraprastha Gas Ltd.
  • Mahanagar Gas Ltd.
  • Gujarat Gas Company Ltd.
  • Adani Gas
  • Sabarmati Gas

Water bills

  • Delhi Jal Board
  • Bangalore water supply

Booking cab at OLA

For every Ola ride, you take on the Bajaj Finserv Wallet app, appreciate the best fares! Whether it be Ola Prime, Ola Micro, Ola Mini, Ola SUV, Ola Auto, Ola Luxury or Ola Bikes book your favourite OLA ride through Bajaj Finserv Wallet app and make your trip the best.

Booking bus 

Book Volvo, comfortable bus seats and also search for buses, route details, price of tickets and sit availability.

Expense Manager

Track, evaluate and specify expenditure for your expenses from your SMS data in a secured manner across all payment instruments. Use this study to spend on Bajaj Finserv Wallet app in a wise manner.

Recharge and Bill Payment

Bajaj Finserv Wallet App supported by Mobiwik is the best smartphone recharge application that not only helps you to fulfill your online recharges but also helps you to pay for DTH recharges, booking bus and train tickets, prepaid, postpaid, water, gas bills, insurance, broadband, landline and data card recharges or payments. Recharging your mobile phone is now the safest, easy & fastest method. Grab all the deals on top-ups, SMS, Internet (GPRS, 2G, 3G & 4G), Local, STD, ISD, Postpaid, Vouchers & Full Talk Time recharge. 

Other

  • Challan traffic, EMI loan, recharge of metro cards, cable TV, health coverage & utility bills.
  • Scan and use the QR code to purchase at the local supermarkets or to shop for the vehicle fuel at nearby petrol stations
  • Redeem your accumulated PAYBACK points on the Bajaj Finserv Wallet App.

5 reasons to use Bajaj Finserv Wallet for EMI purchase

Digital wallets deliver digital purchase experience directly to your fingertips, with offers, discounts and cashback rewards. But that’s not enough, you can also shop on EMIs by preferring wallets like the Bajaj Finserv Wallet driven by MobiKwik. Below we have mentioned 5 reasons to choose Bajaj Finserv Wallet for making an EMI transaction. 

1. Get access to partner stores: You can purchase from outlets that are part of the Bajaj Finserv EMI Network using the Bajaj Finserv Wallet. This service includes over 43,000 affiliate vendors selling 1 million merchandise across 950 cities throughout India. Yeah, you can purchase whatever you want, including groceries, flight tickets and gadgets, or pay on EMIs for hotel reservations and medical services.

2. Pay through easy EMIs: With Bajaj Finserv Digital Wallet no need to worry about high charges on EMIs, just select and take away the product to your home and payback in easy EMIs.

3. Multiple benefits: Shopping through Bajaj Finserv Wallet also enables you to cherish additional benefits such as amazing cashback offers, promotions and more.

4. Digital checkout: The most appreciated part of wallet payment is you don’t need to submit any documents or forms, if you want to be an user of Bajaj Finserv you can complete the KYC process on the app itself. This makes Bajaj Finserv Wallet a completely seamless and convenient way for EMI transactions.

5. One tap payment: With Bajaj Finserv Wallet you can experience the EMI purchase just in a single tap. No need to go through a lengthy payment process, just tap and purchase your product. 

Bajaj Finserv “Wallet Care”

Forfeiting a wallet will reveal the risk of card fraudulent activities, and also keep you trapped without cash. However, with occurrences of credit card and debit card misuse, it is necessary to assure finances against all types of online and offline card fraudulent activities and spoofing. By keeping this in mind, Bajaj Finserv offers you a ‘Wallet Care’ plan to keep you secure against the misuse of your wallet. Providing protection of up to Rs. 2 lakh at a nominal annual premium of Rs. 599, this package comes with guaranteed security against loss or theft of your wallet or any fraudulent activities. This robust wallet protection plan by Bajaj Finserv also comes with a range of benefits and services.

Instantly block your wallet or card on the go: In case you face any fraudulent transaction against your wallet or you lost your credit/debit card, you can block your wallet or card just with a single call. With a 24x7 basis customer care service, you can report the loss of wallet by dialling the dedicated helpline number, no matter where you are. 

Emergency travel and hotel assistance service: Under the ‘Wallet Care’ you can also get an emergency hotel and travel assistance in case of wallet loss while you are travelling. For booking hotels and travel tickets, you can avail financial assistance of up to Rs. 80,000 abroad and up to Rs. 40,000 across India. 

Easy application process: You don’t need to go anywhere or to face a lengthy and complicated process to apply for wallet care. You can apply it through online and pay the premium by using your debit card/credit card, UPI, Mobile Wallet, or Net Banking. 

Easy process to replace your PAN Card: You can avail free assistance to get a duplicate PAN card under Wallet Care plan, in case your PAN Card is lost or stolen. Bajaj Finserv’s wallet care plan provides a broad range of pocket insurance and service that starts with a premium of Rs. 79 per annum to cover you against all types of regular threats.  

SIM Blocking: You also get SIM and IMEI authentication and SIM card blocking facilities from Wallet Care. 

Complimentary fraud protection service: Get coverage against card fraud up to Rs. 2 lakh involving all types of fraudulent activities. (other than the transactions listed above)

What is not covered under Wallet Care plan?

  • Losses that occur while you are inebriated: The plan is not covered if the insured item is lost or stolen while you are in a drunk state or under the impact of liquor, drugs , toxins or cocaine.
  • Intentionally caused losses: Losses generated explicitly or indirectly from an act of falsification, deceptive or unethical behavior perpetrated by you in respect of the payment card are not covered by the scheme with the intention of defrauding the card Issuer or the Insurer.

Process to apply for Wallet Care Plan?

  • Visit the Bajaj Finserv website and select Wallet Care from the Pocket Insurance & Subscription tab.
  • Now click on ‘Apply Now’ and fill all the mandated details correctly in the application form.
  • Pay the applicable fee through your desired mode of payment and you are done. 
  • Once done, you will get a Welcome Kit and Membership Details in your registered email id within 3 business days. 

Why Bajaj Finserv Wallet App is better than your debit card?

Debit cards are handy but come with number of limitations such as deposit / withdrawal through ATM, unwanted charges and there are several situations when such cards are not accepted by local merchants. But you don’t need to worry because Bajaj Finserv Wallet is here. It eliminates the constraints of carrying a debit card and also provides you with tons of benefits with and enhanced security. By going through the below-given lists you can know the reasons why Bajaj Finserv Wallet app is better than a debit card.

Easy and convenient online transactions: By using the Bajaj Finserv Wallet app you can initiate payments for your purchases and services across multiple online platforms. No need to visit your nearest ATM to withdraw cash for paying for your purchase in a local outlet. Just open your Bajaj Finserv Wallet app and complete your payment process instantly.  It also provides endless transactions, which means you do not need to pay extra charges for exceeding the transaction cap on your debit card.

Use it for transfer money: You can simply use your debit card or credit card to add money to your Bajaj Finserv Wallet. The Bajaj Finserv Wallet app also enables you to transfer money to an individual instantly no matter where you are. 

Accepted by all your nearest vendors: You can use the Bajaj Finserv Wallet to buy groceries, making bill payments, purchasing movie tickets online or bus tickets and even more. You can get access to more than 2 million stores that are part of the merchant channel of Mobikwik. Whether it's shopping for regular grocery or buying electronic appliances the Bajaj Finance Wallet app is your ideal partner when it comes to shopping. This uses GPS technology to provide you with a list of local stores that allow payment with this method. So no need to carry physical cash with you, just keep Bajaj Finance Wallet app handy while shopping and save your time as well as money.

Reap the benefits of EMI Network Card: For EMI purchases you need to link your Bajaj Finserv EMI Card to the Wallet app through which you can purchase your favourite products at Bajaj Finserv affiliate stores. Apart from this, it also lets you access all the specifics of your EMI. Now you can shop for your favourite items on zero interest EMI and easy EMI without having to think about spending all at once for an expensive amount.

Amazing deals and discounts: The Bajaj Finserv Wallet app provides you with an array of benefits and discounts when initiating a transaction with partner stores such as Zomato, PVR, and Myntra. Even there are specific deals only for users of the Bajaj Finserv Wallet app. Those include cashback and reward points. Whether it's dining, booking movie tickets, shopping etc, Bajaj Finserv app is the only you need to reap the amazing deals.

A debit card is only beneficial to pay for goods and services, but when it comes to Bajaj Finserv Wallet app you are covered with exciting benefits along with secure and cost-free transactions facility. 

Finserv MARKETS App For UPI Payments

Hiring a taxi, planning to order your favourite dishes or searching for groceries just got simpler! Avoid carrying physical cash, providing your bank details such as account number and IFSC code, or recalling net banking / wallet password for online purchases. The Finserv MARKETS app provides you with the convenience of simple cashless and cardless purchases at your comfort through Virtual Payment Address (VPA) which is just like an email address. With the help of a VPA you can make fund transfers, online shopping at merchant sites, paying utility bills and even more.

If you are going to make bank transfers via internet banking you need to be conscious of IMPS or the Immediate Payment System which enables faster money transfer compared to NEFT and RTGS. But UPI is the enhanced version of NEFT and RTGS because with IMPS, NEFT and RTGS you have to enter the bank details of the payee, a UPI payment app just requires a pre-assigned virtual ID or Virtual Payment Address (VPA) to initiate a payment instantly. Thus, utilizing a VPA you can initiate fund transfers to anyone within a matter of seconds. If you have reliable internet access on your mobile, it will take no longer than 10 seconds for a UPI transfer. 

Financial Services With Finserv MARKETS App

Below listed are the financial services that you can experience on Finserv MARKETS App.

MARKETS Pay UPI Feature: MARKETS Pay functionality, operated by Axis Bank operates over the UPI platform implemented by NPCI. Your UPI payment app offers convenient, secure and quick money transfer facility up to Rs. 1 lakh per transaction & also enables you to pay utility bills using the BBPS feature.

Credit Card and EMI Card: Apply for an EMI Card on the Bajaj Finserv App and get a maximum pre-approved loan of Rs. 4 Lakhs according to your eligibility which you can use in more than 1300 cities across any of Bajaj Finserv's 60,000 + affiliate stores. Bajaj Finserv RBL Bank Credit Card can also be applied and available, and you can cherish a few industry-first benefits and unique benefits.

EMI Store: Shop at No Cost EMIs at Bajaj Finserv’s EMI Store from a range of 25,000 + electronic appliances & kitchen accessories from the retail partners & affiliate brands. Get delivery within 4 hours at your doorstep and also get amazing cashback & Digital Goldback offers on the Finserv MARKETS App. In addition, get lucrative offers such as zero down-payment option across the new & trendy mobile phones, televisions, refrigerators, washing machines, ACs, computers, watches, cameras, bicycles and more. 

 

 

 

 

 

 

 

 

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