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Mi Credit Loan App

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Mi Credit Loan 

Mi Credit is a platform created by Xiaomi – one of India's largest mobile phone brand where it provides its customers with personal loan services.

If you are a user of Xiaomi products you are enabled to use Mi Credit instant loan facility to access a loan.

Benefits of affording a Mi Credit Loan

  • The method of applying for a Mi Credit loan is incredibly easy and hassle-free
  • The lender disburses the loan amount directly to your bank account, once you meet the eligibility criteria.
  • For availing Mi Credit Loan you can get amazing interest rate starting from 1.8% per month
  • Mi Credit is secure and reliable which allows you to keep your personal information and loan credentials in a safe place

Process to apply for Mi Credit Loan

  • Download and install the Mi Credit Loan app from the Mi Apps store or the default store of your mobile.
  • Once the installation process is completed open the app and allow all the permissions.
  • Now tap on 'Get Now' option and enter your mobile number, once done you will get an OTP on your registered mobile number.
  • Enter the OTP in the required space and now you will be asked to upload all the mandated documents.
  • Now upload your picture for verification and tap on 'Continue'
  • Now you can see your generated loan profile and the eligibility criteria for the loan
  • Once you meet the eligibility criteria you will be asked to provide the details of your bank account and salary slip.
  • After successful verification of your provided documents, the lender will disburse the loan amount to your provided bank account instantly.

Mi Credit App

Mi Credit is Xiaomi 's Personal loan plan India 's No.1 Smartphone Company. The loan can be reimbursed over a period of 91 days to 2 years with easy EMIs, with an interest rate ranging from 1.35% to 3% per month based on the loan availed by the user. Customers who have a minimum age of 21 can avail Mi Credit offers and apply for a loan by covering simple steps to get loan amount instantly. Mi Credit provides you loans up to Rs 2,00,000 in the safest and secure way at low-interest rates.  The registration phase is easy and hassle-free and can be done anytime with the use of your smartphone right from your comfort. Only you need is an active internet connection that’s it.

Key features of Mi Credit Loan app

Credit Report / Experian Report: You can also check your credit history / Experian history worth Rs 1,200 free in the Mi Credit app. Only you have to provide some basic details and will get a complete analysis of your bureau report instantly. You will also get suggestions to increase your credit score, that will be helpful in the future whenever you require a loan.  

Product benefits: Xiaomi's certified personal loan application with high-end security technology to keep your data safe,

Best loan offer: Get loan up to Rs 2,00,000 with a starting interest rate of 1.35% per annum.

Seamless process to borrow: Easy paperwork with the hassle-free online process

Process to apply for a loan

  • Download and install the Mi Credit app from the default app store of your mobile
  • Get registered with your Mi account or mobile number
  • Submit all the KYC documents and your personal details for verification.
  • Once the verification is over, add your bank details to enable transactions.
  • Once done the loan amount up to Rs 2,00,000 will be instantly disbursed to your registered bank account.

Mi Credit Customer Care Number 

Customer support email: micredit-support@xiaomi.com 

Get in touch with the customer care service by dialling: 1800-258-6286 (Monday- Sunday, 8 a.m. to 11 p.m.)

Submit bug report email: micredit-in@xiaomi.com 

Write to: Orchid Block E, Ground Floor to 4th Floor, Embasy Tech Village, Marathahalli,, SARJAPURA OUTER RING ROAD, Bangalore, Karnataka, India.


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