It's a VISA-powered e-wallet that any bank customer will use to recharge their smartphones, transfer money, shop everywhere, pay bills and much more.
ICICI Pockets wallet even comes with a physical shopping card that can be used to shop at any store or website. You can install the Pockets app and immediately create your wallet-it's accessible everywhere you go-right in your pocket. Instantly fund it with every debit card or Internet Banking and it's ready to go. You can buy online at any Indian website with the VISA-powered Pockets wallet, or get a Pockets Physical Card to purchase at shops.
You may also use the mVisa or touch & pay option on Pockets to pay directly from your mobile at the shops. With Pockets Bank e-wallet, not only you send money to bank accounts from your mobile phone, but you can also tap and pay for your mates and even request money from them. There's a selection of specially curated offers from brands you love right from the app. There's so much more that you can do with Pockets – recharge your smartphone balance, book movie seats, pay bills, physical/e-vouchers gifts and split expenditures with mates. Customer service is only one tap away with the chat functionality integrated into the app. You may also call the customer care service for any queries.
The ICICI Pockets run by the ICICI Bank can be downloaded either on the Apple or Android-based mobile phones.
One need not be an account holder of ICICI Bank to download the pockets and use it. Users can go to the search option in their mobile phones and can download the app from Google Play Store and register for the same after providing the necessary details.
Step 1: Firstly download the ICICI Pockets on your smartphone.
Step 2: Log into your Facebook account and search for ICICI Bank.
Step 3: After registering, the user will be asked to grant permissions for completing the registration process successfully.
Step 4: After the user provides the required permission, by answering all the questions, they will be able to see the main application page.
Step 5: Now click on the ‘Register Now’ button.
Step 6: Now the user will be asked details about their debit card number followed by the PIN
Step 7: After you provide all the required details related to your debit card, you will have to set a password.
Step 8: Now set a 4 - digit numeric password
Step 9: If it is a joint account, then the user will have to enter the internet banking user ID.
Step 10: Now login to the ICICI Pockets and do all kinds of online transactions instantly.
When it comes to online banking security ICICI Bank has not left any questions unanswered regarding their customers' comfort and security. Pockets is a quite secure application that you can use to perform your banking operations, because:
For initiating a payment request:
For accepting a payment request
ICICI Pockets- The most robust mobile wallet to Pay Everyone, Shop Everywhere. Pockets is India's first app to deliver payments through UPI, NFC, and Bharat QR code. You instantly get a free virtual VISA card with Pockets wallet which can be used for shopping on all websites/apps. You may also apply for a physical card, which can be used in shops. You can also recharge your smartphone or DTH prepaid service and pay the electricity bills right from the app. With Unified Payment Interface (UPI) you can safely transfer money to bank accounts, your contacts or virtual payment addresses. Apart from this, you can upgrade right from the app to a Pockets Savings Account to get a debit card to make deposits. With newly added payments through UPI feature, you can now use UPI to transact (send and receive money) and manage your Pockets Virtual Payment Address or VPA. UPI can also be used to pay merchants. Scroll down and know the key features provided by ICICI Pockets.
You instantly get a free virtual VISA card with Pockets wallet which can be used for shopping on all online outlets / apps. You may also offer a physical token which you can use in shops. In addition, you can recharge your mobile or DTH prepaid connection and pay the utility bills from within the app. Using Unified Payment Interface (UPI) you can securely send money to bank accounts, your contacts or virtual payment addresses. This is not all, users can unlock right from the app to a Pockets Savings Account to get a debit card and generate deposits. Payments are enabled by UPI. You can now use UPI to transact (send and collect money), and manage your Pockets Virtual Payment Address or VPA. UPI can also be used to reimburse merchants.
Shop Anytime Anywhere
1. VISA Card: The prepaid Pockets wallet is a VISA card that can be used to buy online on platforms like Amazon. Additionally, you will also get a physical card for shopping at offline stores. You can use this physical card for making payments without revealing your current debit/credit card details. You can also use the mVisa or touch & pay option on Pockets to pay directly from your mobile at the shops.
2. Pay anyone anytime: With ICICI Pockets e-wallet you can send money not just to bank accounts, mobile phone, but also to your nearest and dearest with a single tap. Apart from this, you can also raise a request to receive money from your friends.
3. Exciting Deals: There's a collection of hand-picked deals from the selected brands that you love. Experience the offers and deals right from the app without leaving your comfort.
4. One App Multiple Benefits: For maintaining the uninterrupted lifestyle you can make recharge for your mobile, book movies and travel tickets, gift physical/e-vouchers and get an option of splitting the bills with your friends.
5. Instant Support: Customer service is only one touch away with chat functionality integrated into the app. You can also get in touch with the customer care service for instants help.
ICICI bank is now part of the Unified Payments Interface (UPI) network and can be accessed through the current ICICI Bank iMobile application or the 'Pockets' app. The UPI service can also be accessible via 'Pockets' by non-ICICI Bank customers. Customers can use a virtual account, known as a Virtual Payment Address (VPA), to transfer and receive money via this application. No need to go through the complicated method of inputting a payee's bank information to transfer money. It not only shortens the time of transaction but also minimizes the need to provide third parties with personal banking details. The key advantage of the ICICI Pocket App is, it can be downloaded and used by non-ICICI customers also.
The National Payments Corporation of India (NCPI) has launched UPI in order to promote cashless and digital transactions in India. The platform is sponsored by Reserve Bank of India (RBI) and through UPI, ICICI Pocket users can send and receive money across India in a convenient, efficient, and reliable method. Customers can simply download a UPI application such as iMobile (for ICICI banking customers) or Pockets (for ICICI / non-ICICI banking customers) and generate their Virtual Payment Address (VPA) like abcd@icici to start utilizing UPI.
Customers need to generate a Virtual Payment Address (VPA) of their preference to use UPI. The Virtual Payment Address (VPA) is needed to be linked to any bank account. VPA serves as the financial needs by which users are not required to remember beneficiary account number, IFSC codes or net banking user id/password to receive and transfer money.
UPI allows the bank holders to transfer and receive money by utilizing the VPA (Virtual Payment Address) without providing specific bank details. All you need is a VPA to start using UPI as the method of payment. A Virtual Payment Address (VPA) is a unique number that enables UPI to track an individual's account. A VPA is generated by linking the bank account details to the mobile application of the same bank. Follow the steps below to create a VPA using ICICI Pockets app.
You will get the ease of using Facebook for banking with the ICICI pockets. Pockets strive to increase the whole savings and banking cycle more interactive and engaging. ICICI Pockets consumers experience a variety of online purchasing and other debit-card exclusive offers.
Outlines of ICICI Pockets Savings Account
Non-ICICI ATMs Transactions:
ICICI ATM Transactions
Touch & Pay mobile payment solution by ICICI Bank enables you to make convenient and secure payments at retail stores using your mobile device. The new 'Touch & Pay' method on the Pockets app allows you to simply tap your smartphone at a merchant terminal enabled by NFC (Near Field Communication) and make the payment using registered ICICI Bank Debit / Credit Card. Not only this you can also get 20% cashback for making payments at stores using ‘touch & pay’ feature.
Benefits of 'Touch & Pay'
Fast and convenient: Payments are rendered instantly by merely tapping the mobile device over the POS terminal.
No need for a physical card: No need to carry a physical card with you, just open Pockets app in your mobile and use touch & pay feature to make the payment on the go.
Safety and security of the card details: At the time of payment, your actual card details will never be shared with the merchant. For any purchase made at a retail store utilizing this service, the Bank's server generates a one-use unique token, which is sent to the retailer through encryption, and thus secure both the original and the virtual card information.
Block your card in case of mobile lost: In case you lost the mobile device you can get in touch with the 24x7 customer care service and block your card and even lock your Pockets app on your missing mobile device
What do you need to make NFC Payments through Pockets ‘Touch & Pay’ feature?
Process to activate ICICI Bank Debit/Credit card to use ‘Touch & Pay’ feature
How ‘Touch & Pay’ feature work?
By using your mobile pay at retail outlets via ‘Scan to Pay’ feature on Pockets app which enables you to make instant payments by scanning a 'Quick Response' (QR) code at the merchant outlet. The transaction initiated are done with enhanced security and the card details remain confidential for the customer. The 'Scan to Pay' function helps retailers to accept online payments without having an EDC or a POS. Any holder of VISA, Mastercard or Rupay card may use this functionality by linking their cards to the Pockets application.
Process to make payment using 'Scan to Pay'
1. Who can register on this ICICI pocket app?
Ans: ICICI Bank customers who hold a non-resident savings account with a valid debit card can register for this application.
2. How can I register for this app?
Ans: Simply log into your Facebook account and search for ICICI Bank, click on Pockets By ICICI Bank and register.
3. What is the procedure to register for the ICICI pockets application?
Ans: Follow the steps below for registration:
Login to your Facebook account and search for ICICI pockets in the search bar Click on "GO TO APP"You will need to grant the requested permissions during the process to complete your registration successfully the main page of the application will open showing all the features offered click on the "Register Now" button register by entering your debit card number and ATM PIN code. Set your 4-digit digital password for this appIn the case of a joint account, please enter your Internet Banking user IDThis PIN code will also give you access to the application in the future.
Q: Will this app also work on the mobile browser and the Facebook mobile app?
Ans: The ICICI Bank pockets application accessible via the desktop version of Facebook.
Q: How to reset the 4-digit login password for ICICI bank pockets?
Ans: You can reset your password by clicking on the forgot your password link on the login page. You will need to re-enter your debit card details for authentication.
Q: Can I use the new debit card to access pockets?
Ans: In case you were registered with your old debit card, you will have to unsubscribe from Pockets by clicking on the "Unsubscribe" option on the login page. You can now register in your pocket using your new debit card.
Q: What services are available on the ICICI Pockets Desktop application?
Ans: The following services are available on Pockets by ICICI Bank.
See all relations with ICICI Bank: Account summary, account details and mini-statement from your savings account, Know credit card details, payment fees, view card statements, including old statementsDemat account statements.
Q: How to complete KYC?
Ans: KYC minimum: will take a self-declaration of any legal identity document issued by the government and will allow you to access your Pockets wallet for the next 12 months. However, you will not be able to transfer funds until you have completed the full KYC from the Pockets application.
Full KYC: will finance the portfolio as well as P2P transactions. The process to complete Full KYC includes:
Q: Why do I receive a message - Can't make an appointment?
Ans: You get this message because you may have entered an incorrect document ID, or the document ID you entered may have already been saved with the Pockets application. Please cross-check if the details are entered correctly or not. If you have already shared the same document ID for another pocket wallet, you will not be allowed to use it according to RBI guidelines.
Q: What is the validity time for minimum KYC in ICICI pockets?
Ans: The validity for minimum KYC in ICICI pockets is 12 months.
Q: What is the security level of the “ICICI bank pockets”?
Ans: The following measures will ensure that your transactions are secure on "Pockets by ICICI Bank":
Q: I cannot open/view the application on my Facebook account. Why?
Ans: The app will not work if Secure browsing is not enabled in your Facebook account. To enable secure browsing, go to Account settings >> Security >> Enable secure browsing.
Q: I have not registered for any application. However, I received a Pockets registration message from ICICI Bank. What do I need to do?
Ans: Someone may be trying to take over your account. Block the application by calling ICICI pockets Customer Service.