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RBL Bank which was earlier known as Ratnakar Bank is touted as one of the fastest-growing commercial banks in the country. With its rapid expansion plans, the bank offers a wide range of credit cards which are designed to suit the needs of different users. The credit cards of RBL Bank are designed specifically for entertainment freaks, diners, golf enthusiasts, cricket fans and shoppers.

List of RBL Credit Cards

RBL Bank

Previously known as Ratnakar Bank is one of the oldest Private Bank in India with its headquarters situated in Mumbai.

Started in the year 1943, the bank offers services across six verticals – commercial banking, corporate and institutional banking, branch and business banking, development banking and financial inclusion, retail assets, treasury and financial market operations.

As on November 2019, the bank offers services through its 346 branches and 394 ATMs located across the length and breadth India.

Initially, the bank started providing services for small and medium enterprises (SMEs) and business merchants who are located in Kolhapur – Sangli belt.

The bank is listed on the bourses of NSE and BSE as well.

Benefits of RBL Bank’s Credit Card

The following are the benefits of RBL Bank’s credit card

Reward Points

RBL Bank rewards help the user to gain rewards on spends using the credit card. Users can get the welcome points, accelerated rewards, bonus points on select RBL Bank credit cards. The accumulated reward points can be used to redeem points for a range of products, vouchers, hotel bookings, flights, and so on.

Active Alerts

RBL Bank’s Credit Cardholders will get up to date alert on all their transactions, bill payment receipt, payment missed date, monthly credit card statement and so on with SMS and e-mail alerts.

Online Banking

Customers can access their respective credit card online from anywhere and at any time. Users can enjoy an easy and convenient form of the banking system as they can easily access their bank statements, view up to 6 months statements, check on unbilled purchases, credit card dues and so on.

Add-on Cards

Users can get supplementary cards for their family members. RBL cardholders can get up to 5 cards for their spouse, children, parents and can set the credit limit on each of them based on their requirements.

Flexible Credit Limits

RBL Banks offers a unique feature on its credit card which allows its users to curb the spending limits on their credit cards. The users can set the credit card limits on the add on cards based on the needs of their family members.

Documents Required for RBL Bank’s Credit Card

The following mentioned documents are required

• PAN Card Photocopy
• Form 60
• Recent color photograph

Proof of Income

• Latest Payslip
• Form 16
• Income Tax Return copy

Residential Address Proof

• Passport
• Ration Card
• Electricity Bill
• Landline telephone bill

Identity Proof (Any one of the following)

• Passport
• Election Voters ID Card
• Driving License
• PAN Card
• Aadhaar Card

Eligibility Criteria for RBL Bank’s Credit Card

  • Applicant should be an Indian Citizen
  • The minimum age of the applicant should be at least 18 years old
  • The applicant should have a regular source of income
  • Applicant should either be employed or self-employed
  • The holder’s of add on cards should be aged at least 18 years and above.

RBL Bank Credit Card Apply

Applicants can apply for RBL Bank Cookies Credit Card via online and offline process. For both the process some of the information is mandated such as:

Name of the Applicant as per Aaadhar Card

Valid Residence Proof

Occupation Details

Date of Birth as per Aaadhar Card

Annual Income Proof

PAN Number

Valid Email Id and Mobile Number to generate OTP

RBL Credit Card Apply Online

  • Visit the site https://www.rblbank.com/category/credit-cards
  • Click on Apply and you will be redirected to the new page
  • Select the credit card as per your need and click on Apply Now
  • Enter all the details and accept the Terms and Conditions
  • Review the entered details for any error and click on Submit
  • For any further information call to the Relationship Manager +91 22 6115 6300

RBL Credit Card Apply Offline

  • Visit nearest RBL Bank branch and meet the credit representative to start your process
  • The bank representative will explain you about the benefits and offers of all the credit cards after understanding your eligibility.
  • Choose your desired credit card as per your eligibility, you will be asked to fill the RBL Credit Card Application Form.
  • Enclose the mandated documents which include PAN card, identity proof, address proof, income proof and so on.
  • Once all the verification is done by the bank representative, you will be provided with your desired credit card.

RBL Credit Card Login

With RBL Id and Password login in RBL Bank Net Banking facility and explore a world of convenience with a few taps. Applicants can use unique benefits like enhanced security for safe online banking, view the details for all your account information, online password regeneration & unlock user-id instantly. Get all updates and offers on your credit card in one place which is specially designed for you. Access all the features and get minimum interest rates on your credit card with flexible repayment option. No matter where you are just with your RBL Bank NetBanking Id and Password you can explore the world of benefits and offers anytime anywhere. Scroll down and get to know the features and Login process of RBL Bank

Features

  • Manage your credit card and all transactions with RBL Bank Online banking services.
  • Get Balance Transfer on EMI feature that allows you to transfer the outstanding balance from other bank credit cards to your RBL Bank Credit Card
  • Get Cash on EMI feature on your credit card that gives you a convenient way to borrow cash and repay in easy instalments.
  • Get Loan on Mobile Banking facility to easily buy home appliances as per your choice.
  • Get an additional level of security on your online payments.
  • Get instant EMI facility

Benefits

  • Increase your credit limit and also upgrade your credit card.
  • Make online payments for your pending bills
  • Apply for a loan instantly
  • Check your all account details in one place
  • Convert your dues into easy EMIs
  • Check your credit card score
  • Add or manage beneficiary as per you want.
  • Get 100% online security on your card
  • Get access to credit card hotlisting
  • Get 24x7 customer service
  • Go paperless and enjoy the download of PDF statements of all your transactions
  • Easily change your ATM PIN
  • Get access to track your lost or stolen credit card
  • Make your mobile or DTH recharge
  • Manage your scheduled bills
  • You can check your bill payment history.
  • You can add new billers according to their location
  • You can view/download your credit card statement
  • Make enquiry of your transaction status
  • Get access to see your transaction limits and charges
  • Get all personalized alerts and reminders
  • Get notification about your next credit card payment date.

How to Login for New User?

  • Go to the site https://online.rblbank.com
  • Click on Register, under the Login Section
  • Select your mode of registration as Credit Card and click on Submit
  • Enter your credit card details and click on generate OTP
  • Now you will receive an OTP on your registered mobile number
  • Enter the OTP on the required section and click on Continue
  • Update your phrase details and select your secure image
  • Now click on Update
  • Set your new Login Id/Password and click on Submit
  • On the next page, you can see the successful message on the screen

How to Login for existing user?

  • Go to the site https://online.rblbank.com
  • Enter your User Id and click on Login
  • On the next page enter your password and click on Submit
  • Once login, explore the online benefits offered by RBL Bank

RBL Credit Card Payment

Make payment by multiple methods of payment provided by RBL Bank. You may choose to pay your credit card dues before the due date by using NEFT, RBL Mobile App, Bill Desk and more methods. Payment of the due amount can be repaid anywhere through RBL online credit card payment facility. An active Internet connection can immediately clear the outstanding dues from your dedicated mobile phone and net banking service. You can also pay your credit card outstanding from your bank account and get immediate updates of the transaction. In case you do not want to make payment through online medium you can also make the payment through cheque and other offline methods. Scroll down and get through all the methods to complete the payment successfully

RBL Credit Card Payment Online

  • RBL MyCard Mobile App
  • Online card payment
  • Standing instruction
  • National Electronic Funds Transfer (NEFT)
  • Debit Card
  • RBL Bank Net Banking

RBL Credit Card Payment Offline

  • National Automated Clearing House Facility (NACH)
  • Cheque
  • Cash Payment

RBL Credit Card Payment through RBL Mobile App

  • Download RBL MyCard Mobile App and log in with your MPIN
  • On the next page, you will see the entire details of your credit card
  • On the same page click on Make a Payment
  • From the pay using option tap on RBL Bank
  • From the list of banks select RBL Bank and tap on Make Payment
  • Enter your user id/password and click on Login
  • On the next page review all the transaction details for any error and tap on Pay
  • Now you will get a NETSECURE Code on your registered mobile number
  • Enter the code on the required section and tap on Confirm
  • Now you will get a successful message containing the transaction details on your registered mobile number.

RBL Online Credit Card Payment

  • Visit RBL Bank website
  • Click on Make Payment, which is located on the top bar of the homepage
  • Under the drop-down menu of Credit Card Payment, select your mode of payment from 3 payment getaway Pay U, Razorpay or Bill Desk
  • Fill all the mandated details and confirm
  • Choose your bank's internet banking option
  • Login with your Username and Password to make the payment
  • Once the payment is done you will get the transaction details on the screen and on your registered mobile number.

Standing Instruction

You can make payment of your credit card due with Autopay feature. Just set up a Standing Instruction with RBL Bank savings account and the due amount will be automatically debited from your RBL Bank account.

  • To activate the facility fill the Standing Instruction form and send it to cardservices@rblbank.com
  • Link your credit card with your saving account and make your credit card payment with the auto-debit feature.

RBL Credit Card Payment through NEFT

As you know RBL Bank offers numerous methods of credit card payments, you can also pay your credit card dues via NEFT (National Electronic Fund Transfer). NEFT allows you to pay instantly just with your bank details. Below given methods are the process to make your credit card payments through NEFT.

  • Log in to RBL Net Banking services with your Id and Password
  • Now choose the NEFT payment method to start the process.
  • Now enter the following details to make the payment complete.
  • Payee Name- Provide name as per on your RBL Bank Credit Card.
  • Payee Account Number- Enter your 16-digit RBL Credit Card Number
  • Bank Name- RBL Bank
  • Branch Location- NOC, Goregaon, Mumbai
  • IFSC Code- RATN0CRCARD

You can make payments each month on your unpaid balance, once you add your card as the beneficiary. Once the transaction is complete you can see the successful message on the screen and also you get transaction details on your registered mobile number.

RBL Credit Card Payment through Debit Card

Apart from all the process, you can also pay your Credit Card outstandings by debit card. Below given process is the to make clear your RBL Credit Card dues with Debit Card.

  • Visit RBL Credit Card site
  • Click on Make Payments, which is located on the top bar of the page.
  • Under the drop-down menu of Credit Card Payments, click on Using Debit Card
  • Select debit card payment option from Razorpay and Billdesk
  • Click on Pay Now and enter all the mandated details and click on Submit
  • Once the make payment is complete you can get the successful transaction details on your registered mobile number and email id.

RBL Credit Card Payment by Net Banking

Net Banking is one of the safest and fastest mode of payment. In order to pay your RBL Credit Card dues you have to register through RBL Net Banking services. After successful registration you will get a RBL Net Banking Id and Password. Below are the steps to make payment by Net Banking.

  • Visit RBL Credit Card website
  • Click on Login, which is located on the top bar of the page
  • Enter your User Id/Password and click on Login
  • Go to “RBL Credit Card Payment” tab
  • Enter your credit card details and enter the amount you are willing to pay
  • Review all the entered details for any error and click on Pay
  • Once the process is complete your amount will be debited and you will get the transaction reference ID on your registered mobile number and email id
  • You can check the minimum amount due and total outstanding balance of your credit card by clicking on “Credit Card Summary” tab.

RBL Credit Card Payment Offline

Apart from the online methods RBL Credit Cardholders can also pay the credit card dues various offline methods. You can pay your credit card bill through Cheque Payment, Cash Payment, National Automated Clearing House (NACH). For offline methods, you have to visit your nearest RBL Branch to make your payment complete.

National Automated Clearing House Facility (NACH)

If you want to make payment through offline process NACH is the most preferred service. To activate the facility you have to fill the NACH form and send it to the address mentioned on the NACH form. Below is the process is for the same.

  • Visit the RBL Bank website
  • Go to the credit card payment tab and download the NACH form
  • Fill the form with all the mandated details and send it to the below-given address.

Credit Card Services
RBL Bank Limited
C/o 3i Infotech, B-56, Sector-57, Near Park Plaza Park Hotel, Noida – 201301

RBL Credit Card Payment via Cash

  • Visit your nearest RBL Branch and make the payment
  • You will charge a fee of Rs 250 for cash payment
  • The payment process will take place on the same day but you will get the acknowledgement after 24 hours

RBL Credit Card Payment via Cheque

  • To make the credit card payment via cheque the cheque must be drawn in favour of RBL Bank Card 16-digit card number.
  • You can submit the cheque at any of the nearest branches
  • You can also send your cheque via courier facility to RBL Bank Limited, Cards Operating Centre, Unit: 306 -311, 3rd Floor, JMDMegapolis, Sohna Road, Sector - 48, Gurugram, Haryana - 122 018.
  • No fee is required to make RBL Credit Card Payment via cheque.

RBL Credit Card Status

If you have applied for an RBL credit card, using your reference number and your mobile number, you can track the status of your credit card application online. Using your application reference number you can easily track the status of RBL Credit Card. Apart from this, you can also track the status of RBL Credit Card via your mobile number. Below given is the process to track the status of RBL Credit Card via online and offline methods.

Online method to track RBL Credit Card status

  • Visit the RBL Credit card page
  • Now click on To know your Application Status, Click here, which is located on the bottom of the page
  • Now enter the reference number and mobile number on the required box
  • Now click on Submit and on the next p[age you can track the status of RBL Credit card

Offline method to track RBL Credit Card status

  • You can also track the status of RBL Credit card via below given offline process.
  • Call on RBL Bank credit card helpline - 022 - 6232 7777 or 1800 121 9050.
  • Call on RBL Super Card helpline - 022 - 711 90 900

You can also write to RBL to know the application status of RBL Credit card.

RBL Bank Credit Card IFSC Code

RBL Bank Credit Card IFSC Code is an 11-digit alphanumeric digit that is used to make credit card payment or fund transfer through electronic payment option such as NEFT, RTGS and CFMS. Applicant has to keep in mind that the IFSC Code assigned to your credit card is different from the IFSC Code assigned to your RBL Bank Savings Account. The IFSC Code of the RBL Bank Credit Card is RATN0CRCARD

  • The first four letter RATN of the code indicates the bank name
  • Whereas the fifth digit 0 is assigned for future use.
  • The last 6-digit CRCARD precisely signify the branch code of the bank

Benefits of RBL Bank Credit Card IFSC Code

  • The IFSC code is the key source to make payments via electronic payment method
  • The IFSC Code is mandated to use if you are paying you are credit card dues via electronic payment
  • The IFSC Code is your ideal partner if you don't have a saving account with RBL Bank.

How I get RBL Bank Credit Card IFSC Code?

  • You can get the RBL Bank Credit Card IFSC Code on the bank's website
  • You can also get the code via online by visiting different websites
  • You can also contact the bank or else visit your nearest RBL branch to get the code

How I Make a payment with RBL Bank Credit Card IFSC Code?

Visit the RBL Bank Credit Card website and Login to your bank account. Add your credit card as a beneficiary and use the below given details to make the payment.

Payee Name: Name as on your RBL Bank Credit Card
Payee Account Number: 16-digit Credit Card number
Bank Name: RBL Bank
IFSC Code: RATN0CRCARD
Branch Location: NOC Goregaon, Mumbai

RBL Bank Credit Card App 

RBL My Card is a mobile based application for all the Indians that gives you full access to use your credit card just with a simple Log in. All Android and Apple users can download the app, as it is accessible on both the Google Lay Store and the App Store. Scroll down to know the benefits and download process of RBL My Card app.

Features of RBL My Card

  • Get personalized notifications for all your transaction
  • Get monthly e-statements on your registered mobile id.
  • Get all credit card offers and deals in one place
  • Convert your credit card dues into easy EMIs
  • Check your account balance and get balance statement instantly
  • Get all the details of your old transactions
  • The app is free to download and doesn't cost any hidden charges
  • Make and receive payment from your RBL account or any other bank account
  • With your credit card apply for loans without any documentation
  • Invest and redeem mutual funds and track your investments just with a few taps
  • Know your credit card score and upgrade your credit card on the go
  • Get all the credit card offers and deals with contextual marketing
  • Make RD or FD account and get the summary details of your account instantly
  • Get all the nearest branches/ATMs on the app
  • The app is suitable for GPRS/2G/3G/4G enabled smartphones
  • Get all the nearest branches/ATMs on the app
  • The app is suitable for GPRS/2G/3G/4G enabled smartphones
  • With UPI feature in the app pay and receive money from anyone instantly
  • Pay your outstanding bills instantly with Bharat Bill Payment System
  • With ChatPay payment keyboard feature transfer your funds while chatting
  • Get multiple credit card payment options and services
  • View your cheque status and apply for new cheque book instantly
  • In case of loss or any fraudulent activity switch off your credit card for security reason
  • One touch call in the pre-login section to the contact centre. You can request a call-back in the post log-in section and the customer care executive will get in touch with you.
  • Apply for RBL Loans and RBL Credit Cards through the app
  • Download personalized account statements according to your need
  • Share the transaction details through SMS, Whatsapp or Email with your friends and relatives after the transaction is done
  • Set Standing Instructions for regular payments

Download Options for RBL Credit Card App

  • Give a Missed Call on 7045 906 905 and get the download link on your registered mobile number
  • SMS MyCard to 5607011 to get the download link on your registered mobile number
  • Download from Android (Playstore) and iPhone (App Store)

How to install RBL Credit Card App

  • Go to the Google Play Store or App Store and search for RBL Credit Card App
  • Now tap on RBL MyCard and then tap on Install Icon to start the download
  • Open the app and tap on Register
  • Now enter your credit card details and tap on Register
  • Now create 6-digit mPIn and enter the OTP on the required field
  • Now tap on Confirm and you will get the successful pop-up on your mobile screen
  • Now enter mPIn and click on Login 
  • Tap on “Register” icon and enter your credit card details: Credit Card Number, Expiry Month, Expiry Year and Date of Birth
  • Now tap on “Register” to proceed further
  • Now you will get an OTP on your registered mobile number
  • Enter the OTP on the required field and tap on “Confirm”
  • Now you will get “Registered Successfully” message on your mobile screen
  • Now enter your MPIN and tap on Login to take the advantages of RBL Credit Card App 

 RBL Credit Card Pre Approved Loan

The ' Dial for Cash ' program offers a pre-approved loan without the Credit Card credit limit being restricted. You also get the advantage of several term opportunities to pay the loan back in simple instalments.

Features of RBL Credit Card Pre Approved Loan

  • Get pre-approved loan with Zero documentation and Remittance of paperless money
  • Get a minimum interest rate and flexible repayment option
  • Get instant cash facility for immediate cash requirements
  • Get 3 months of EMI and get it directly into your bank account upon hospitalization
  • RBL Credit Card Pre Approved Loan is only for selected RBL Bank Credit Cardmember

How to Apply for RBL Credit Card Pre Approved Loan?

To enjoy RBL Credit Card Pre Approved Loan call on the below given numbers:

  • Call 1800 121 9050 (Toll-Free)
  • SMS “CASH” to 5607011

RBL Credit Card PIN Generation

Users of RBL credit cards must obtain a Personal Identification Number (PIN) for their credit card. For authenticating such point-of-sale (POS) or ATM transactions this PIN is mandated to generate. RBL generation of credit card PINs can be done easily. Below are the different procedures described.

Types of process to generate RBL Credit Card PIN

  • RBL Credit Card PIN Generation by Net Banking
  • RBL Credit Card PIN Generation by RBL Mobile App
  • RBL Credit Card PIN Generation by Custome Care portal

RBL Credit Card PIN Generation by Net Banking

Below listed are the step by step guide to generate RBL Credit Card PIN via net banking facility which is one of the easiest process that requires a steady Internet connection.

  • Visit the RBL Bank Credit Card website and click on “Access Your Digital Card” which is located on the homepage
  • Now enter your Credit Card details such as Credit Card number, Date of Birth and Expiry date of your card
  • Now click on “Send OTP”and you will get an OTP on your registered mobile number
  • Enter the OTP on the required field and create 4-digit credit card PIN of your choice
  • Renter the PIN on the required box and click on “Change PIN”
  • Once the validation process is over you will get a message that the PIN has been set successfully

RBL Credit Card PIN Generation by RBL Mobile App

 RBL Bank offers RBL MyCard Mobile App, an exclusive application for consumers of RBL credit cards. You can pay bills, review accounts, monitor recent usage, pay EMI and raise requests for service through downloading the app. It is simple and easy to create a credit card PIN using a mobile app. Through submitting your RBL credit card details, you can log in into the application and configure IPIN credit card instantly. Follow the guidelines for generating new RBL credit card PIN.

  • Visit the Playstore or App Store and search for RBL MyCard Mobile App
  • Now tap on the download icon and wait for the download complete
  • Once the app is installed on your mobile, open the app and enter the details of RBL Credit Card,
  • Now tap on Send OTP and you will get an OTP on your registered mobile number
  • Now enter the OTP on the required field and create a 6-digit PIN of your choice
  • Re-enter the same PIN on the required field and tap on "Change PIN"
  • Now you will get a successful message on your mobile screen as well as your registered mobile number and email.

RBL Credit Card Convert to EMI

Enabling EMI Infinity Pass helps you to get unlimited Cashback on your Split ‘n’ Pay processing fee. Get an assured 20%cashback on each Split ‘n’ Pay conversion

Benefits 

  • Get 100% Cashback of 1st Split ‘n’ Pay processing fee
  • Get unlimited flat 20% Cashback of every Split ‘n’ Pay processing fee
  • The EMI Infinity Pass is valid for one year
  • By activating the pass you will get offers on EMI conversion throughout the year
  • Get flexible conversion to convert your eligible transaction into 3,6,9,12,18 or 24 months EMI as per your wish
  • Easily convert your transactions into EMIbyMyCard Mobile App, MoBank Mobile App or by calling the customer service (Contact details available at the back of your credit card) 
  • Enjoy a minimum rate of interest on your EMI and also get processing fee discount with EMI Infinity Pass

Eligible Transactions to avail the offer

  • Minimum transaction amount of Rs 3000 are eligible for EMI conversion except specific exclusions such as jewellery transactions
  • You can check the eligibility of your transaction, go to MyCard Mobile App and look for the EMI symbol on your transaction

How to avail this pre-approved facility

  • Open the RBL MyCard mobile App and log in with your Id and Password to get the pre-approved facility
  • Or else you can also send SMS EMI’ to 5607011 – RBL Bank Credit Card or EMI’ to 5607033 – Bajaj Finserv RBL Bank SuperCard
  • By calling to the customer care number which is you will get on the backside of your credit card. 

 

 

 

 

 

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