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The Standard Chartered Bank provides an array of credit cards to its customers.  Standard Chartered announced its plan to launch Approval-in-Principle (AIP) for the customers apply for credit cards online in September 2011. This was the first of its kind of service in India. The AIP is designed to enable the customers to get an instant approval in-principal decision the individual's credit card application. In the year 2012, the bank went digital with the launch of India’s first instant online Credit Card approval solution, which will enable a customer to apply for a card online and receive an ‘Approval In Principle’ (AIP) almost instantly.

List of Standard Chartered Credit Cards

Special Credit Cards by Standard Chartered Bank

The Bank builds its products and services around the customers and has a number of commitments to help them to ensure that the customers have the best possible experience with the bank.

In 2011, in association with Lifestyle International (P) Ltd, part of the Dubai based Landmark Group, the Standard Chartered announced the launch of their co-branded credit card – Standard Chartered Inner Circle Platinum Credit Card.

During October 2012, the bank in collaboration with Yatra.com launched the “Standard Chartered Yatra Platinum Credit Card”.

The card included a range of benefits to the credit-card user customers when they make travel reservations on Yatra.com apart from the regular shopping and other spends.

In the year 2017, Standard Chartered Bank announced the launch of ‘Ultimate’ credit card for affluent consumers with one of the highest reward point value in the market.

Standard Chartered Bank

The Standard Chartered Bank is India’s oldest as well as the largest International Bank. It has been operating in India since 1858. It was first incorporated as The Chartered Bank of India, Australia, and China in London 1853 by a Scotsman James Wilson under a Royal Charter from the Queen Victoria of England.

In 1858, it opened its first branches in Calcutta, Bombay, and Shanghai.

In the year 1969, the Chartered Bank merged with Standard Bank, which did business throughout Africa. The merged enterprise was incorporated in London with the new name as Standard Chartered.

Currently, it has 100 branches across 43 cities in India. The key client's segments include Corporate & Institutional Banking, Commercial & Private Banking, and Retail Banking.

Standard Chartered has following subsidiaries which have its operations in India: Standard Chartered Securities (India) Ltd; Standard Chartered Private Equity Advisory (India) Private Limited; Standard Chartered Investments and Loans (India) Limited; Standard Chartered Finance Limited and SCOPE International.

Features of Standard Chartered Credit Card

The following are the features of Standard Chartered Credit Card

Good Life Programme – Standard Chartered provides a host of offers and discounts on lifestyle, movie, healthcare, shopping, dining, travel and so on with its credit card. It has tie-ups with leading brands including Lifestyle stores, Medanta, P.C. Chandra Jewellers, Joyalukkas, AMRI Hospitals, Manipal Hospitals and the list goes on.

Buy Anything on EMI – Standard Chartered Credit Card offers its customers an opportunity to convert big expenses which are above Rs 5000 to easy EMIs with Kuch Bhi on the EMI scheme. The expense amount can be converted to EMI either through online banking or Standard Chartered (SC) Mobile service. The cardholder can enjoy an attractive rate of interest apart from securing adjustable tenure options ranging from 6 to 48 months and a low processing charge of 1% is levied. No charges will be levied if the EMI is pre-closed and alluring pricing options.

360° Rewards – Standard Chartered provides its customers with the easiest way to earn and redeem rewards through 360° Rewards. The cardholder can earn reward points and cashback offer during transactions and the earned reward points can be redeemed across a variety of available options which includes home, dining, fashion, electronics and if one is lucky enough then he/she can also get a chance to book for a holiday or an exotic trip.

Digital Payment Solution – Standard Chartered Bank offers its customers a vast options of instant payment solutions like BharatQR, Bharat Bill Payment Solution (BBPS), IMPS, Samsung Pay, Mobile Banking, Internet Banking. The credit card bill can be paid from anywhere by using the advanced technology of internet banking, various available apps and so on.

 • Online Banking and Standard Chartered Mobile – A cardholder can check the card balance and make convenient and instant card payments via online banking and SC Mobile. A host of services are available at the fingertips of the customers with the introduction of Standard Chartered Online banking and Mobile app facilities. It provides a range of facilities including account information, credit card services, fund transfers, bill payment facilities, prepaid mobile top-up facility, loan details, online shopping, digital signature certificate, investment services.

One can subscribe for eStatements by logging on to the online banking or can open term deposit or can request for chequebook, can also update personal details and lastly can upload documents via online without visiting any bank’s branch.

Contactless Credit Card – Standard Chartered provides a Contactless credit card to enjoy faster checkouts, more secure payments during every transaction and savor complete freedom from cash.

Secure Online Transactions – The transactions made via online using Standard Chartered Card is very secure and one can transfer amount to any VISA credit cardholder in India from Standard Chartered Bank account within 3 working days.

Benefits of Standard Chartered Credit Card

The following are the benefits of Standard Chartered Credit Card:
1. Low Rate of Interest – Standard Chartered Credit Card charges the low rate of interest on the outstanding credit balance.

2. Assures Savings – Standard Chartered Credit Card provides cashback on fuel, phone and utility bills. Thus ensuring super savings. One can get 1 reward point for every Rs 150 when you use the credit card for all other expenses.

3. Cash Free Transactions – With the introduction of cards, the individuals can pay the bills without carrying cash with them all the time. It reduces the risk of carrying cash. Transactions are usually secure in nature. In case if you notice any unauthorized credit card transactions, then report to the bank immediately and you need not have to pay for those unauthorized transactions. One can figure out unauthorized charges quickly by regularly observing the online transactions online throughout the month rather than waiting for a billing statement to arrive via mail.

4. More Concessions – By using Standard Chartered Credit Cards one can avail more concessions in the form of 5% cashback on duty-free outlets, where the merchant is registered as a duty-free vendor. It also gives you Priority Pass, which gives access to over 1000 domestic and international airports across the globe.

5. Payments Gateway – Standard Chartered Bank’s Payment Gateway provides you an exceptional facility to pay for goods and services via online from more than 7000 merchants across the globe. The bank has tie-ups with a wide range of merchants including Tech Process and CC Avenue, which enables the customer to conduct transactions from ticketing to bill payments, mobile recharge, e-commerce purchases, banking and financial transactions using websites through the bank’s Net banking online payment gateway.

Types of Standard Chartered Credit Cards

The days are over where credit cards were used as a tool for the needs of an emergency budget. In today's modern world, one can render purchases simpler, cheaper, and faster, with the aid of a credit card. The days are over where credit cards were used as a tool for the needs of an emergency budget. In today's modern world, one can render purchases simpler, cheaper, and faster, with the aid of a credit card, while making use of attractive. Currently there is a broad variety of credit cards built with the aim of appealing to multiple user categories and their desires. Below are a couple of the various kinds of credit cards. There are many credit card types available that will meet all your financial requirements. Some of the more popular basic credit cards are Standard Chartered Reward Credit Card. 

Rewards credit cards: Standard Chartered Reward Credit Cards allows you to earn rewards against your purchases. Some reward cards also offer you deals across a wide variety of merchandise and services. Those loyalty points can be accumulated by the customer and used to buy goods and services through various online and offline outlets. You can also the rewards in the form of gift certificates or miles. In comparison to all regular credit cards, the standard user has special credit cards, loyalty program credit cards, cards with different reward programs and credit repair cards etc. All of these cards have a specific feature and they provide the users with lucrative returns. Depending on the requirements, the cardholder can also consider using reward points to book hotel stays within the country and abroad. Grab the Standard Chartered Platinum Rewards credit card and enjoy all the benefits on your go. 

Cashback Credit Cards: Cashback credit cards, as the name implies, provide cash rewards to customers for purchases. To earn cashback, you can use these cards to make online purchases or for Point of Sale (POS) purchases through several outlets. Choose Standard Chartered Super Value Titanium credit card and welcome the cashback privilege to your lifestyle.

Travel Credit Cards: These cards are perfect for those who love to travel. Plan your holiday without your loved ones and cherish the exciting privileges of Standard Chartered Credit Cards. Apart from this, you can also earn amazing reward points for your hotel bookings and ticket purchases. Fly the world with Standard Chartered Emirates World Credit Card and welcome the co-brand airline or hotel partner benefits to your journey.

Retail reward credit cards: There are many credit cards that are co-branded with many of the country's most popular online retailers. You can earn and accumulate points with any purchase, and also you can earn more points for purchasing products from the co-branded retailers. 

Fuel cards: These types of credit card gives you amazing discounts on fuel purchase apart from the loaded benefits and features. Most credit cards give up to 5 percent cashback from the co-branded filling stations while purchasing fuel. One such card is the Standard Chartered Super Value Titanium credit card which gives you cashback on fuel purchases across all fuel stations in India. 

Airline Miles Cards: This specific form of credit card offers you to earn more points when travelling with a specific airline. If you fly a lot, the standard airline miles cards are perfect for you. You can redeem your accumulated loyalty points from any airline according to your comfort of needs. 

All of the above mentioned credit cards have different reward programs and each of them different features, benefits and charges. So you can assess your lifestyle and everyday needs before you get a credit card from a lucrative reward programme.

6 Best Standard Chartered Credit Cards

Standard Chartered Credit Cards comes with tons of benefits across all the lifestyle categories such as shopping, travel, dining, entertainment and more. To select which credit card is the best we have categorized the best Standard Chartered Credit Cards based on features and benefits.

Standard Chartered Manhattan Platinum Card

  • Joining fee: Rs.999
  • Annual fee: Rs.999
  • Welcome gift: Get BookMyShow vouchers worth Rs. 2,000 on using the card within the first 90 days of issuance.
  • Use the card at the departmental stores and supermarkets and earn 5% cashback
  • Spend Rs.150 across different categories and earn 3 reward points
  • Get amazing deals and offers on dining, shopping, travel and more under The Good Life Programme
  • Convert your purchases (above Rs. 5,000) into EMIs.

Standard Chartered Platinum Rewards Card

  • Joining fee: Rs.250
  • Annual fee: Rs.250
  • Spend Rs 150 across all categories and earn 1 reward point
  • Earn 5X rewards on dining, fuel and hotel spend.
  • Exciting deals and offers across shopping, dining, travel and other
  • Make payments with contactless facility

Standard Chartered Super Value Titanium

  • Joining fee: Rs.750
  • Annual fee: Rs.750
  • Use the card between 90 days of issuance and earn up to Rs 1500 cashback on Fuel spends
  • Get 5% cashback up to a maximum of Rs 200 on fuel spends across all fuel stations in India
  • Spend Rs 150 on any other categories and get 1 reward point
  • Get a loan on your card up to Rs.7,50,000 in two days via NEFT
  • Under Standard Chartered Good Life Programme cardholders can experience deals across shopping, dining, travel and other. 
  • Premium Banking Customers are eligible to enjoy membership of Priority Pass Program.
  • Renewal fee waived-off on spending Rs.90,000 in a year
  • Cardholders can experience secure online transactions via 3D secure OTP verification

Standard Chartered Ultimate Card

  • Joining fee: Rs 5000
  • Annual fee: Rs 5000
  • The card is best fitted for travel and golf experience
  • Get cashback up to Rs.10,000 for booking tickets via MakeMyTrip within 90 days of card issuance
  • Spend Rs 150 across any category and earn 5 reward points
  • Get up to 25% discount across dining
  • Get access to 20 exclusive golf courses in India and 150 countries globally
  • The primary cardholder will get a complimentary Priority Pass membership
  • Get balance transfer facility of up to Rs. 5,00,000

Standard Chartered Emirates World Credit Card

  • Joining fee: Rs.3000
  • Annual fee: Rs.3000
  • Get 4,000 bonus miles and a ticket to Dubai with just 27,500 miles as a welcome gift
  • Spend Rs.150 on Emirates transactions and get up to 6 Skyward miles
  • You can redeem your accumulated Skyward Miles to book Emirates flight ticket and other benefits
  • Under Priority Pass Membership get 2 complimentary lounge visit
  • Get 3 complimentary golf games per annum and a free lesson per month
  • Get complimentary air accident cover worth Rs. 1 Crore

Standard Chartered Bank DigiSmart Credit Card

  • Monthly fee: Rs.49
  • Get 10% off up to Rs. 1,000 per month on grofers
  • Get 20% off up to Rs. 700 per month on Myntra
  • Get 10% off 5 times per month on Zomato
  • Get 15% off up to Rs. 600 per month on OLA
  • Get up to 25% discount for your travel booking on Yatra
  • Book 1 movie ticket and get 1 absolutely free for making an online booking at INOX

How to apply for Standard Chartered Bank’s Credit Card?

Individuals can apply for Standard Chartered Bank’s Credit Card either through online mode or through offline mode or by calling customer care service center.

Applicants have to fill in all the details correctly as mentioned in the application form and it should be supported by relevant documents.

How to Apply for Standard Chartered Bank’s Credit Card through Offline?

Applicants can walk into any of the nearest branch of Standard Chartered Bank and express their interest to procure a credit card of the bank. Once they express their desire to obtain a credit card, the bank executive will walk them through the range of credit cards available with the bank along with their features and benefits of owning the card. The customer can evaluate the available options and can make a choice of credit card as per the individual needs and requirements.

After choosing the card, the individual has to fill in the application form and submit the required documents as per the procedure once they fulfill the set eligibility criteria of the bank. They have to submit the form along with the necessary documents including age proof, address proof, income proof, identity proof. Once the bank is done with cross-checking the details as provided by the applicant, it will take a final call about issuing the credit card to the customer.

Based on the eligibility criteria, a prospective customer, may or may not receive the credit card, it will be solely on the discretion of the Standard Chartered Bank to decide if a customer has to be given a credit card or not.

How to Apply for Standard Chartered Bank’s Credit Card through Online?

Prospective applicants can visit the official website of Standard Chartered Bank at (sc.com/in/) and click on Our Products at the top left side of the page. Under Our Products select Credit Cards option.

In Credit Cards-Cashback, Rewards and Travel options will be available. Go through the features and benefits of each and every credit card before zeroing on one credit card that suits your individual criteria. Proceed and click on the selected card of your choice, it will take you Apply Online page wherein the individual has to submit the following details which includes

• Do you have an existing SCB Credit Card

• Have you held any cards /loans in the past

• City where you live

• Date of Birth

• Source of Income

• Gross Fixed Monthly Income

• e-mail ID

• Mobile Number

After filling in all the details now click on Proceed option. A verification code will be sent to the mobile number, which has to be entered before proceeding further.

After entering the mobile number, the individual has to fill in the basic information which includes Personal Information, Employment and Income Details, Relationship with Standard Chartered Bank if any and after filling in all the required details, proceed further and click on ‘Submit My Application’.

The bank on receipt of the application will examine if the candidate is eligible to avail the credit card for which they have applied for. Based on the eligibility criteria of the applicant, they may or may not receive the credit card, the bank will have its last say on deciding if a customer has to be issued a credit card or not.

Applicants can also apply for a Standard Chartered Bank’s Credit Card, by sending an email to the bank directly.

Eligibility Criteria to apply for Standard Chartered Bank’s Credit Card

• Applicant’s age should be between 21 years to 65 years.

• Applicant should have a permanent monthly income.

• Applicant should belong to the credit cards origin cities or locations of the bank

• All Applicants are subject to credit and other policy checks as per the Bank’s guidelines.

Eligibility criteria for multiple Standard Chartered Credit Cards

Standard Chartered Bank provides a large variety of credit cards to choose from. But before applying for a Standard Chartered Credit Card it is essential to meet the below-listed eligibility criteria. The bank has set certain requirements about the applicant's age, minimum salary, etc on each card which are:

Documents Required for Applying for Standard Chartered Bank’s Credit Card

Identity Proof (Any one of the following Photo Cards): Passport, PAN Card, Election Voters ID Card, Government ID, etc.

Address Proof (Any one of the following documents with current residential address): Passport, Driving License, Phone bill, Electricity/other utility bills, rental agreement, latest other bank/Credit card statement.

• 1 recent passport size Photograph of the applicant

Financial Documents

i. In case of Salaried: Latest one month salary slip

ii. In case of Self Employed Businessmen: Latest Income Tax Returns with the computation of income/Certified Financials, Last Business Continuity Proof

iii. In case of Self Employed Professionals: Latest Income Tax Returns, Business Continuity Proof

Or

iv. An individual can also apply on the basis of other bank credit card statement.

Standard Chartered Credit Card Activation 

It's already in an activated mode when SCB sends your credit card. Upon receiving the card you need to generate the PIN through any of the below-given process. After the PIN is generated successfully you can activate the PIN using the card on merchant terminals or ATMs or by using any PIN-required transactions. If all the required documents are submitted properly, then it should take approximately 9 working days to get your credit card approved.

Methods to activate Standard Chartered Credit Card

Below given are the activation methods for Standard Chartered Credit Card

  • Standard Chartered Credit Card Activation by Net Banking
  • Standard Chartered Credit Card Activation by Mobile Application
  • Standard Chartered Credit Card Activation Customer Care Interactive Voice Response (IVR)
  • Standard Chartered Credit Card Activation by SMS

Standard Chartered Credit Card Activation by Net Banking

  • Visit the Standard Chartered Credit Card website
  • Click on Login and enter your Login Id and Password
  • Click on Help & Services tab and go to the Card Management menu
  • Now click on “Credit Card PIN Change” and go through all the instructions to generate PIN for your credit card activation

Standard Chartered Credit Card Activation by Mobile Application

  • Log in to SC Mobile with your Username and Password
  • Under the sidebar menu tap on "Help & Services".
  • Under Card Management tap on "Debit/ATM Card Activation & PIN Set" or "Credit Card Activation & PIN Set".
  • Now tap on the card which you want to activate
  • Now create a new PIN for your card
  • Now you will get an OTP on your registered mobile number
  • Enter the 4-digit OTP on the required field and tap on "Submit"
  • On the next page, you will see the successful message on your mobile screen.

Standard Chartered Credit Card Activation by Customer Care

Call on the below given city-wise Customer Care numbers and follow the Interactive Voice Response (IVR) to activate your Standard Chartered Credit Card.

  • Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune- 6601 4444/ 3940 4444
  • Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara- 6601 444/ 3940 444
  • Gurgaon, Noida- 011 – 66014444 / 011 – 39404444
  • Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur- 1800 345 1000 (For domestic dialing within India only)
  • Siliguri- 1800 345 5000 (For domestic dialing within India only)

Standard Chartered Credit Card Activation by SMS

SMS ACT
For example: ACT M H Tan 5432
SMS to +65 9617 6495 if you are overseas or using an international phone number

Why should one choose Standard Chartered Credit Card?

Standard Chartered Bank is one of the oldest banks in India and it is also an International Bank. It uses global capabilities and deep local knowledge to provide a wide range of products and services to meet the needs of the individuals as well as business customers in India. Apart from this the bank’s credit card also offers a wide range of advantages to the customers be it in terms of reward points, cashback offers, helpful payment options and so on. The credit cards are tailor-made in nature, designed specifically to suit niche customers per-requisites. The bank ensures that the customer has the best possible experience with Standard Chartered.

After applying for the Standard Chartered Credit Card the applicant is provided with tons of banking and financial benefits such no hidden charges, enhanced security for fraudulent activities, rewards, cashback, online shopping, travel, easy EMI option, and more. 

Convenience and User-Friendly: Standard Chartered Credit Card is your perfect partner for purchasing a product or experiencing a premium lifestyle that is out of your spending limit. With Standard Chartered Credit Card you will get multiple payment options, easy EMI facility, to make your payment complete without leaving your comfort. You can use your Standard Chartered Credit Card anywhere in the world. In fact, reasonable and smart usage of credit cards will boost your credit score, enabling you to receive faster loan approvals at more competitive interest rates.

Interest-Free Credit Period: Standard Chartered provides you interest-free credit period ranging from 18-23 day. To avoid the interest rate the only rule is to pay the outstanding balance of the credit card before the due date. Interest will be charged against the outstanding balance of your credit card at the end of each month if you fail to reimburse the dues before the deadline. 

Rewards and Cashback: Depending on the credit card features, there are many rewards on offer regarding the amount you spend using your credit card. For purchases made with Standard Chartered Credit Card, cashback and rewards in the form of air miles and loyalty points are usually on offer.

Credit Card EMIs: Equated Monthly Instalments or EMIs are one facility which has traditionally helped credit card customers buy expensive products. Standard Chartered provides easy EMI facility which enables a credit cardholder to convert credit card transactions into EMIs. Through EMI facility you can reimburse your credit card debt with a lower interest rate without affecting your credit score. 

Key points of Standard Chartered Credit Cards

Standard Chartered Credit Cards enable you to experience a range of perks which includes cashback offers, discounts, reward point redemption for air miles, accelerated reward points, good life programme, easy EMI, complimentary lounge access, dining/shopping benefits and much more. Have a look on the below listed Standard Chartered Credit Cards which are categorised based on their key benefits and features. 

Standard Chartered Cashback Credit Cards

Standard Chartered Super Value Titanium Credit Card

  • 5% cashback for purchasing fuel
  • 5% cashback on paying utility bills 
  • Spend a minimum of Rs 150 using this card and earn 1 reward point
  • Amazing discounts and offers on shopping, dining and more
  • Spend on retail purchases and earn  5x reward points and complimentary Priority Pass entry to more than 1,000 airport lounges.

Standard Chartered Manhattan Platinum Credit Card

  • Spend a minimum of Rs 1000 at supermarkets or departmental stores and earn 5% cashback.
  • Earn 3 reward points on spending of Rs 150 or more on other purchases 
  • Make your first transaction within 90 days of card issuance and earn BookMyShow vouchers worth Rs.2,000.
  • Amazing deals on shopping, dining, and travel with The Good Life programme.

Standard Chartered Rewards Credit Cards

Standard Chartered Ultimate Credit Card

  • Book tickets on MakeMyTrip within 90 days of card issuance and get up to Rs.10,000 cashback
  • Spend Rs.150 and earn 5 reward points
  • Earn 5% cashback on duty-free spends
  • Book your dining at select restaurants in Indi and get 25% off

Standard Chartered Landmark Platinum Rewards Credit Card

  • Spend Rs.200 at Landmark Stores and earn 9x reward points.
  • Purchase groceries at SPAR and earn 5% cashback 
  • Complimentary lounge access across the country
  • Amazing deals and offers on shopping, and dining through the Good Life programme
  • Cardholders can use the card at 1.5 million ATMs throughout the globe and over 20,000 ATMs across India.

Standard Chartered Travel Cards

Standard Chartered Emirates World Credit Card

  • Spend Rs.150 on Emirates transactions and earn 6 Skyward Miles
  • Spend Rs.150 on any other category and earn 3 Skyward Miles
  • Earn 5% cashback on duty-free spends
  • Air accident insurance cover of Rs.1 cr

Standard Chartered Yatra Platinum Credit Card

  • Book on Yatra and earn 10% cashback
  • Spend Rs.100 on Yatra and earn 4x reward points
  • 2.5% fuel surcharge waiver
  • Complimentary lounge access at select lounges.
  • Earn 2x reward points on all other purchases (except fuel).
  • Get travel vouchers worth Rs.4,000 after 60 days of card issuance.

How can an individual make payments on Standard Chartered Bank’s Credit Card?

An individual can make payments in the following ways:

• Online Banking

Bill Desk- From different bank accounts directly to your Standard Chartered Card account

NEFT/IBFT – From your bank account directly to your Standard Chartered Card account by quoting the IFSC Code of the respective branch of the bank.

VISA Money Transfer – In case of Visa franchisee credit cards, individuals can pay through their bank account using Visa Money Transfer. Fees for Visa Money Transfer may be levied by the initiating bank.

Standard Chartered Online Banking – Standard Chartered account holders can pay through an account transfer.

NACH – NACH (National Automated Clearing House) facilitates standing instructions from an account holder to the credit card. This can be initiated by submitting a NACH form authorizing a transfer of funds. The NACH form needs to be attested by the bank from where the payment needs to be made. The customer will be responsible for ensuring that the debit instruction is honored.

• Cheque/Demand Draft – Dropping a Cheque or a draft in favor of the individuals Standard Chartered Bank’s Card Number (16 digit card number) into any of the bank’s cheque collection boxes. The Cheque/ Draft should be complete in all respects. Any material alteration must be duly countersigned.

• Cash – Cash payment can be deposited only at any of the bank’s branches using teller facilitates. 

Can rent be paid using Credit Card?

Yes, rent can be paid using the credit card. But one thing you should keep in mind is that you should make your repayments on time as this will help you to maintain a strong credit score. Do note that paying rent using a credit card comes with certain restrictions and extra costs like fees, surcharges which are likely to outweigh the benefits you receive on redeeming any reward points.

Putting payments on the credit card which you cannot afford to repay may leave you at the risk of debt which will taper your credit score.

Standard Chartered Credit Card Bill Desk

One can now make Credit Card payments online from any other bank account that they maintain if the individual does not have an account with Standard Chartered Bank, then they can make payment at Bill Desk.

Benefits of Standard Chartered Credit Card Bill Desk

  • Bill desk service is available 24x7, with bill desk service you can pay your Standard Chartered Credit Card bill with any device.
  • With Standard Chartered Credit Card Bill Desk service you can track the status of all your current bills and payments.
  • With Click Pay and Auto Pay feature your Standard Chartered Credit Card recurring bills and expenses will be paid automatically
    Get an email notification for your every transacting, no matter where you are
  • With Expense Analysis feature, you can track the spending history of Standard Chartered Credit Card
    Get 24x7 customer support
  • Get a convenient way to manage your Standard Chartered Credit Card bill and expense records

Standard Chartered Credit Card Bill Payment through Bill Desk

To complete the bill payment through bill desk service, please follow the below-given steps: 

Enter your card details

  • Enter your Standard Chartered Credit Card number and the amount you want to pay.
  • Now select the bank account from which you want to initiate the payment
  • Once the bank account is verified you will be redirected to the payment interface of your selected bank securely

Confirm your payment

  • Now enter the net banking credentials such as Net Banking User ID and Password of your Bank Account.
  • Confirm the entered details and your payment amount
  • Your account will be debited instantly

Online payment confirmation

  • You will get a confirmation of your transaction and a transaction reference number instantly.

Standard Chartered Credit Card Statement

The Credit Card Statement of Standard Chartered Bank gives a summary of the overall purchases made with a card during the prior billing cycle. Get credit card statement via e-mail which is a quick way to access your credit card statement. No matter where you are, view your credit card summary at your leisure with Standard Chartered Credit Card E-Statement. The best thing is that all regular credit cardholders & account holders can use this service without any hidden cost.

Benefits of Standard Chartered Credit Card Statement

  • Get e-statement on your registered mobile number which is authenticated with a unique password.
  • Through online banking service, you can view, download and also print the e-statement
  • Get e-statement on your registered email id and access online up to 12 months.
  • View your reward points balance and pending credit card dues.

How to apply for Standard Chartered Credit Card Statement

  • Visit the Standard Chartered Credit Card site
  • Log in to net banking with your net banking id and password.
  • Click on “eStatements and eAdvices”
  • Now go to “About Statements” and click “Sign Up Now”.

How to download Standard Chartered Credit Card Statement

  • Visit the Standard Chartered Credit Card site
  • Log in to net banking with your net banking id and password.
  • Click on “eStatements and eAdvices”
  • Go to “View eStatements” to get eStatements for the last 24 months.

Process to get SCB Credit Card Statement via Net Banking

  • Visit SCB Online Banking portal and login to the account using the credentials.
  • Now head to the ‘Card Services’ tab on the homepage and click on ‘Card Information’ 
  • Now select the statement which you want to view or download
  • The statements are classified into the following parts:
  • Current transactions- This will show all the current transactions that are initiated after the last month’s statement 
  • Last statement- The statement of your last month
  • Prior statement- Your statement 'prior' to the statement of the last month
  • You can download or view the statement in a PDF format. 

Process to get SCB Credit Card Statement via Mobile Banking

  • Go to the preferred store of your mobile device and search for SC Mobile India (Breeze)
  • Download the app and complete the one-time registration process
  • Now login to your account using the User ID and Password
  • Now head to the ‘Balances’ section on the homepage and select your preferred credit card.
  • Now go to the ‘Transactions’ option and you will get all the transaction details of the last 30 days.

How to Avoid Late Bill Payment on Credit Card?

To avoid making late bill payment on the credit card, one should focus on these strategies and they are:

  • Set up a text alert or mark in your calendar as a reminder about bill due dates. If you require more than one, then go ahead and set up multiple electronic nudges.
  • Some of the credit card providers allow users to select payment due dates. In such a scenario, you can work out the dates which suit you better to make the payments and accordingly pick up a convenient date.
  • If you are finding it difficult to meet your financial obligations due to the several factors then think of closing down the credit card.
  • If you are in a position to use the automatic payments without risking overdrafts, then do so by at least making minimum balance as soon as the statement is issued. One can do online payment later to pay the remaining balance amount which is due to be paid and in this way your bill payment is not delayed.
  • Chalk out a plan to make payments of your credit card throughout the month. Paying down those credit card balance weekly will protect your credit in two ways: firstly, you can keep your balance relatively low to the set credit limit thereby utilizing credit to the maximum possible extent and secondly you would have already paid the credit due limit on time without missing the set deadline.

Standard Chartered Credit Card Login

No matter where you are, sign in to your Standard Chartered net banking platform and get all the credit card related services and benefits. Follow the below-given instructions to sign in with your net banking user id and password. 

How to Login

  • For existing user
  • Go to the official site of Standard Chartered Credit Card
  • Click on Login, which is located on the top bar of the page
  • Click on Online Banking Login
  • Click on Continue to Login
  • Enter your User Id and Password
  • Click on Login and explore

For New User

  • Go to the official site of Standard Chartered Credit Card
  • Click on Login, which is located on the top bar of the page
  • Click on Online Banking Login
  • Click on Register for Digital Banking
  • Click on Register using credit card number and OTP
  • Now enter your card details like Card Number, CVV Number and Date of birth.
  • Now provide your mobile number to generate OTP.
  • Enter the OTP on the required box and click on Proceed.
  • On the next page Create your new User Id and Password
  • After creating your new password click on Confirm.
  • On the next page, congratulations message will appear.

Standard Chartered Credit Card Pin Generation

The applicants are required to create PIN for the net banking and ATM service offered by Standard Chartered Bank. Experience benefits of all Net Banking services and ATM operation including cash withdrawal, manage your accounts, get mini statements for your transactions, transfer money and much more.

Procedure for Standard Chartered Credit Pin Generation

Currently Standard Chartered provides 2 different methods to generate PIN for your credit card. Scroll down and go through both the methods to know about the procedures.

Through Online Banking

  • Log in to Standard Chartered Online Banking service with your Net Banking Id ans Password
  • Go to Help and Services tab and click on Card Management
  • Now click on Credit Card PIN Change and go through all the instructions
  • Once you are done, you will get your credit card PIN on your registered mobile number and email id.

Through Customer Care Service

You can call the customer care number to generate your credit card PIN. In case you don't have the access to online banking services you can go through this process to instantly generate your Credit Card PIN. Call on the below-given numbers as per your state or resident.

66014444 or 3940 4444- Kolkata, Ahmedabad, Mumbai, Pune Delhi, Hyderabad, Chennai, Bangalore

6601444 / 3940 4444- Jalandhar, Patna Amritsar, Bhopal, Kanpur, Indore, Nagpur, Ludhiana, Allahabad, Cochin/Ernakulam, Lucknow, Rajkot, Jaipur, Vadodara Chandigarh, Surat, Bhubaneswar, Coimbatore

011 - 39404444 / 01166014444- Noida, Gurgaon

1800 345 1000- Thiruvananthapuram, Dehradun, Mysore, Guwahati, Cuttack, Jalgaon, Mathura, Proddatur, Saharanpur Vishakhapatnam

1800 345 5000- Siliguri

Standard Chartered Credit Card Payment

To pay for your daily life usages Standard Chartered provides online and offline mode. Both modes are useful to make payments. No matter which mode of payment your are using for, but for every successful payment it will increase your CIBIL Score. Scroll and get to know about different types of payment offered by Standard Chartered Credit Card.

Standard Chartered Credit Card NEFT Payment

As you know that Standard Chartered provides different payment options via credit card, you can also pay your credit card fees through NEFT (National Electronic Fund Transfer) as well. NEFT can help you pay by details of your bank account. Payment is rendered for any relevant dues immediately. The process for making payments through the Standard Chartered credit card by NEFT is set out below.

Add your credit card to your non-Standard Chartered account as an NEFT payee and initiate payment

  • Visit to Standard Chartered net banking page and login with your id and password
  • Click on NEFT option under the "Fund Transfer" tab
  • Now click on “Add a beneficiary” option to add your standard chartered credit card as a beneficiary.
  • Enter your credit card number and select the name of the bank as “Standard Chartered”
  • Select "Current" under the payee account type option
  • SCBL0036001 is the IFSC Code for your Standard Chartered credit card payment
  • The address of the branch is written to be as “Standard Chartered, MG Road, Mumbai”
  • After entering all the details click on the “Confirm” option.
  • A time limit of 30 minutes is taken to add your Standard Chartered Credit Card as a beneficiary
  • When you have done this, you can enter the sum you need to transfer to complete the transaction.
  • After the payment is done through NEFT you will get the notification and tracking reference number to check the status.
  • Once the amount is credited you will get the confirmation alert via SMS on your registered mobile number.

Standard Chartered Credit Card Online Banking

No matter where you are paying your Standard Chartered Card Bill through your Bank Account. Online Payment service is currently available for more than 50+ participating banks in India. Go to the Standard Chartered Credit Card official website and enter all the following details to make the payment.

  • Enter your 15-digit Standard Chartered Credit card number.
  • Enter your mobile number and your email address.
  • Enter your transaction amount.
  • Select the bank the amount will get debited from.
  • Select 'Proceed to Pay
  • Once the payment procedure is completed you can check the status of your transaction.

Standard Chartered Credit Card Bill Payment

To keep a decent credit score and avoid excessive interest rates, it is important to pay the credit card bills on the deadline. Standard Chartered Bank provides a variety of bill payment platforms that help you stay up to date on your payments and never skip a bill. You can make a credit card bill payment via online and offline mode. Scroll down to cover all the process. 

Standard Chartered Credit Card Bill Payment via Online

  • Visit the Bill Desk website and add your 16-digit Standard Chartered card number.
  • Now enter the billing amount and choose the bank account from which you want to pay.
  • Now you will be redirected to the chosen bank's payment page.
  • Enter your authentication details such as net banking id and password.
  • Make the payment and you will get the transaction details on your registered mobile number, once the amount gets debited from your bank account.

Standard Chartered Credit Card Visa Credit Card Payment

  • Visit to the PNB Credit Card site
  • Under the drop-down box of payment options, click on VISA Money Transfer Facility
  • Go through all the guidelines and complete your payment

Standard Chartered Credit Card Bill Desk

  • Go to the official site of Standard Chartered Credit Card
  • Under the drop-down section of services, click on Online Payment Options
  • Click on Bill Desk
  • Go through all the instructions and click on Pay Now

Standard Chartered Credit Card Cheque and Cash payment

  • Visit the nearest branch and make your payment through Cheque or Direct Cash. Fill the payment details and submit the amount along with the form to the credit card representative.
  • Once your payment is successful you will be notified in your email and registered mobile number.

Standard Chartered Credit Card Payment by Paytm

Paytm has forge quicker, easier and secure way to pay credit card bills by using the Paytm Credit Card web or mobile application. Paytm online payment gateway serves all major credit card banks which include the public sector and private sector banks. You can pay your Standard Chartered Credit Card dues by following the below-given process and payment options.

Standard Chartered Credit Card bill payment options available through Paytm

You can pay your Standard Chartered Credit Card bills by using any of the below given payment options through Paytm. 

  • Net Banking
  • Debit Card
  • Paytm Payments Bank
  • UPI (can be used only on Paytm mobile app)

Steps to pay Standard Chartered Credit Card bills through Paytm

Follow the below-given measures to pay your Standard Chartered Credit Card by using the Paytm app

  • Open the Paytm app and tap on 'More' option, located under the payment tab 
  • Now under the ‘Recharge & Bill Payment’ option, tap on 'Credit Card'
  • Now tap on 'Standard Chartered Bank Bill Payment' option and enter the 16-digit number of your credit card and your bill amount on the required section.
  • Now tap on 'Proceed' and choose any of the bill payment options that are listed above.
  • Now complete the payment by going through the further instructions
  • Once done, you will get the successful details of the payment on your registered mobile number and email id. 

Standard Chartered Credit Card Phone Banking

Call on the below-given phone banking numbers and request a transfer from your bank account

  • Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune- 6601 4444/ 3940 4444
  • Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna , Rajkot, Surat, Vadodara- 6601 444/ 3940 444
  • Gurgaon, Noida- 011 – 66014444 / 011 – 39404444
  • Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur- 1800 345 1000 (For domestic dialing within India only)
  • Siliguri- 1800 345 5000 (For domestic dialing within India only)

Standard Chartered Credit Card Auto Debit

  • Go to the official site of Standard Chartered Credit Card
  • Under the drop-down section of services, click on Auto Debit
  • Go through all the instructions and make your payment

Standard Chartered Credit Card Payment Apportionment

  • Go to the official site of Standard Chartered Credit Card
  • Under the drop-down section of services, click on Payment Apportionment
  • Go through all the instructions and make your payment

Standard Chartered Credit Card UPI Payment 

Standard Chartered UPI (Unified Payments Interface) platform is aimed to support Standard Chartered Customers for initiating financial transactions on their mobile easily and safely. After generating Standard Chartered UPI PIN you don't have to visit your bank branch or ATM for performing the physical transaction. You are just a few taps away from initiating digital UPI transaction on your mobile phone. You need to create a secure banking PIN for your Standard Chartered account to keep your Standard Chartered Account safe and secure while doing financial transactions on your mobile. This secure banking PIN is known as UPI PIN which enables you to initiate financial transactions from your bank account on your go. 

Standard Chartered UPI solution for Corporates

Using UPI solution, you can quickly receive money from your customers. Standard Chartered Bank has introduced innovative UPI solutions that enable you to receive money according to your needs. Standard Chartered will be your ideal partner when it comes to the digital universe. Standard Chartered will be your trusted advisor on the digitization path. The broad experience in technologies and business knowledge will enable you to experience a quicker and more precise strategy.  

  • Accept payments from your customers across a number of platforms.
  • Mobile App Integration with Customized Software Development Kit (SDK)
  • Smooth integration with your business website and your billing application
  • UPI Application specially tailored for your company (Standard Chartered UPI)
  • Dynamic QR Code solution gives you the seamless payment experience

How can a corporate benefit from Standard Chartered UPI?

The initiative of Standard Chartered allows companies to be set up in order to collect and accept money from their market participants. All you need is a configuration-based setup to help you collect and receive money in your Virtual Payment Address. With the setup Standard Chartered UPI solution allows the corporates to:

1. Accept payments on a 24x7 basis from counterparties.

2. Collect payment through a range of platforms from the counterparties such as (Online,Mobile and Over the Counter).

3. In fact, Standard Chartered provides corporates with a mobile app which can be used to trigger requests for collection, receive money and receive notification of money        collected through SMS and in-app alerts.

4. Online / Information: 

  • Standard Chartered UPI solution enables the corporates to track their transaction status.
  • Standard Chartered can subscribe to the Corporate API and notify the customer of the change in the transaction status, in case corporates have a NotifyPayment API.
  • Custom MIS reports will be sent to specific destinations at specified times.
  • Advices will also be delivered with custom information at specified events.
  • You can also make an online dashboard available for corporate entities to view transaction status updates as they occur.

Standard Chartered Credit Card Balance Transfer

You can make a hassle-free balance transfer to your SCB Card, in case you have an outstanding balance higher than normal on a card from another bank. For the initial 6 months, you can transfer up to Rs.5 lakh into an SCB card at 0.99 per cent per month. This initiative allows you to save on your interest and repay the balance more easily. If the balance is not cleared after 6 months, then the standard rate of interest available to Standard Chartered credit cards will be charged. Standard Chartered provides a simple method for making unpaid balance transfers from other bank credit cards to your SCB Credit Card. Customers can apply on the Standard Chartered website or send an SMS to enable this feature. Customers will get a draft at their doorstep delivered by Standard Chartered within seven working days. 

Key benefits of Standard Chartered Credit Card Balance Transfer

  • Cardholders can make up to Rs.5,00,000 balance transfers from other credit cards to Standard Chartered Credit Card.
  • The rate of interest charged on a balance transfer by Standard Chartered for the first six months of the repayment tenure is 0.99 per cent per month.
  • Post completion of the 6-month term, the effective interest rates will be as per the current standard chartered interest rates of the customer's credit card.
  • Standard Chartered customers are not required to submit any kind of paperwork to make use of this balance transfer facility.
  • It is not necessary to repay through any additional monthly instalments or post-dated cheques
  • SC Credit Cardholders are allowed to make a monthly reimbursement which is equal to 5 per cent of the remaining balance.

Standard Chartered Credit Card Reward Points

The rewards points can be received through reward programs such as the Bonus Points program and the 360 ° Rewards program provided by Standard Chartered Bank. The cardholder is eligible for the Bonus Skyward Miles program for Standard Chartered and Emirates co-branded credit cards, for example, Emirates Titanium and Emirates Platinum.

Eligible Credit Cards for Bonus Points Program

  • Standard Chartered Visa Infinite Credit Card
  • Standard Chartered Preferred World Credit Card
  • Standard Chartered Emirates Platinum Credit Card
  • Standard Chartered Platinum Rewards Credit Card
  • Standard Chartered Manhattan Platinum Credit Card
  • Standard Chartered Platinum Elite Credit Card
  • Standard Chartered Super Value Titanium Credit Card
  • Standard Chartered Bajaj Finserv World Credit Card
  • Standard Chartered Bajaj Finserv Platinum Credit Card
  • Standard Chartered Gold Rewards Credit Card
  • Standard Chartered Yatra Credit Card
  • Standard Chartered Inner Circle Platinum Credit Card.

Eligible Credit Cards for 360° Rewards Program

  • Visa Infinite Card
  • Preferred World credit card
  • MasterCard Credit Card
  • Platinum Elite credit card
  • Platinum Rewards credit card
  • Manhattan Platinum Card
  • Super Value Titanium Card
  • Bajaj Finserv World Card
  • Bajaj Finserv Platinum Card
  • Standard Chartered Gold card

How to redeem Standard Chartered Credit Card Points

By using the 360 ° Rewards program, cardholders can quickly reclaim rewards from their Standard Chartered Credit Card. Applicants can go through both online and offline process to redeem the reward points. Below given are the steps for the same.

Redeem Standard Chartered Credit Card Points via Net Banking 

  • Visit Standard Chartered Credit Card site
  • Log in with your net banking account
  • Click on Online Rewards tab
  • You will see the accumulated points from your Standard Chartered Credit Card
  • Choose the category you wish to purchase from and redeem the reward points instantly.

Redeem Standard Chartered Credit Cards via Mobile Banking

  • Launch the SC Mobile app on your mobile and login to your account
  • Now on the menu, select the option “Credit Card Rewards” 
  • Now you will see the accumulated reward points
  • Now proceed with the further instructions to redeem the reward points instantly.

Redeem Standard Chartered Credit Cards via Offline

One can redeem the accumulated reward points using phone banking. In this case, customers will need to get in touch with the customer care executive who will verify the cardholder's identity. Once the verification of the card is over customer can submit a request to redeem the reward points against the selected product. This service can also be used to redeem air-miles. Both the redemption process will take 7 - 10 business days to deliver the product package at the doorstep of the customer. Visit the Standard Chartered customer care page and dial the customer care number which has been listed on the page according to your city or residence. 

Convert Standard Chartered Credit Card reward points into InterMiles

Standard Chartered Bank is a multinational London based British banking and financial services company. Standard Chartered Bank operates with some of the most vibrant markets in the world and has been around for more than 150 years. Currently, it has more than 1,200 subsidiaries, offices, and branches in 71 countries worldwide. Members of InterMiles can convert standard chartered credit card reward points of eligible credit cards to InterMiles in the ratio of:

Eligible Credit Cards

  • Platinum Elite, Platinum Rewards
  • Manhattan Platinum
  • Gold & Gold Rewards
  • Times Branded Gold rewards credit card
  • Yatra Platinum Credit card
  • Preferred world credit card
  • Platinum rewards credit card
  • Visa Infinite Credit card
  • Bajaj Platinum credit card 
  • Bajaj World credit card
  • Titanium credit card

Convert the points into InterMiles in the ratio of: 100 reward point = 53 InterMiles 

Process for conversion

For conversion through the cards listed above, simply follow steps:

Step-1 Get in touch with the customer care representative by calling the nearest Standard Chartered helpline at the numbers listed below:

  • For Chennai: +91 44 39404444 / +91 44 66014444
  • For Kolkata: +91 33 39404444 / +91 33 66014444
  • For Mumbai: +91 22 39404444 / +91 22 66014444
  • For Noida: +91 11 39404444 / +91 11 66014444
  • For Gurgaon: 39404444 / 66014444

Step-2 Now provide your Standard Chartered Credit Card number and your InterMiles membership number to the representative

Step-3 Set the number of Reward Points you want to convert to InterMiles and you are done.

Process to Convert Reward Points into Airmiles/Loyalty Points

By registering with partner airlines, users can convert their reward points into air miles. Customers must then enter the bank's Mileage Transfer Program. Lastly, at the time of redemption, users must notify Standard Chartered about the frequent flyer membership program.

Standard Chartered Credit Card Registration

With quick three ways to register online, it takes only a few moments to register and join the whole new banking environment with Standard Chartered Credit Card

Types of process to register Standard Chartered Credit Card

  • Standard Chartered Credit Card registration by Instant Self-Registration
  • Standard Chartered Credit Card registration by Online Registration
  • Standard Chartered Credit Card registration by calling Customer Care service
  • Standard Chartered Credit Card registration by SC Mobile

Standard Chartered Credit Card registration by Instant Self-Registration

  • Visit the Standard Chartered Credit Card registration page and click on “Instant Registration” option
  • Now accept the Terms and Conditions by clicking on “Accept”
  • Now under the drop-down box select the Credit Card option and enter your credit card details
  • Now click on “Next” and you will get an OTP on your registered mobile number
  • Enter the OTP on the required field and verify your mobile number
  • Once the verification process is over, enter a temporary password
  • Create a Personal Login and complete the registration method
  • Once the registration is complete you will get the successful message on your registered mobile number and email id.

Standard Chartered Credit Card Online Registration

To register a credit card for online banking services you can mail a properly filled in registration form to the Standard Chartered email address. Within 3 working days of receiving the application, you will obtain your unique ID & Password at your registered mailing address. Below given process is for Standard Chartered Credit Card registration via online process

  • Visit the Standard Chartered Credit Card page and go to the online banking section
  • Under "New to Online Banking" click on "REGISTER WITH YOUR SC ATM/DEBIT CARD/CREDIT CARD"
  • On the next page accept the "Terms and Conditions" to start the process
  • Under the drop-down menu select Credit Card and then click on "I DON'T KNOW THE PIN FOR CREDIT CARD ONLY CUSTOMERS"
  • Now enter the details of your credit card and click on "Next"
  • Now enter your registered mobile number and click on "Confirm" to generate OTP
  • Now enter the OTP on the required section and click on "Next"
  • Now create a Login ID and Password then click on "Next"
  • Once the validation process is over you will get a successful message on the screen as well as on your registered mobile number.

Standard Chartered Credit Card registration by calling Customer Care service

To register credit card via customer care service. Call to the below given customer care numbers and register your card with a simple steps

  • Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune- 6601 4444/ 3940 4444
  • Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna , Rajkot, Surat, Vadodara- 6601 444/ 3940 444
  • Gurgaon, Noida- 011 – 66014444 / 011 – 39404444
  • Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur- 1800 345 1000 (For domestic dialing within India only)
  • Siliguri- 1800 345 5000 (For domestic dialing within India only)

Standard Chartered Credit Card registration by SC Mobile

  • Visit the Standard Chartered Credit Card website and click on Online Banking tab
  • Now enter your Username/Password and click on Login
  • On the next page click on “REGISTER WITH YOUR SC ATM/DEBIT CARD/CREDIT CARD”
  • Read all the guidelines carefully and click on “ACCEPT”
  • Now enter your credit card details and click on “NEXT”
  • Now click on “Confirm” and you will receive an OTP on your registered mobile number
  • Now enter the OTP on the required field and click on “NEXT”
  • Now enter your Standard Chartered Net Banking Username/Password and click on “NEXT”
  • On the next page, you will get a congratulations message on the screen

Standard Chartered Credit Card Status

Once an applicant has applied for Standard Chartered Credit Card, he/she can track the status of their credit card via online and offline mode. After filling all the details on the banks website applicant can avail an application id, through which the status of the credit card can be tracked. Below mentioned are the methods for online and offline process. Scroll down and go through all the process

Online Process to track Standard Chartered Credit Card Status

  • Go to the https://apply.standardchartered.co.in/application-status
  • Enter your application reference number (including # symbol)
  • Below that enter your registered mobile number
  • Click on Submit, on the next page you can see the status of your credit card

Offline Process to track Standard Chartered Credit Card Status

Apart from the online process applicants can also go through offline process to check their credit card status. Below given process are to track Standard Chartered Credit Card status via offline

Write an email to the customer.care@sc.com provide your application number in the email to complete the procedure

Status Details of Standard Chartered Credit Card

In-progress: When the application is still in process, you will get the status as ‘In progress’.

On-hold: You will receive ‘On-hold’ status, if you have submitted any incomplete documentation or details.

Approved: You will find the ‘Approved’ status, once your application has been approved. You will receive your card to the address mentioned in the application form.

Dispatched: Once your card is dispatched, Dispatched status show on the screen. It will take 2-3 business days to deliver your card at your doorstep.

Disapproved: A ‘Disapproved’ status displayed when your application has been rejected. This happens when you cannot meet the eligibility criteria of the credit card.

No records found: If you enter any incorrect details, the screen will display ‘No records found’ status. Re-enter the correct details to get the status complete status.

Standard Chartered Credit Card Application

SC Mobile India (Breeze) was built to blend an intuitive interface with powerful features, ensuring that you have a simple way to control credit card. Log in with Standard Chartered Net Banking Id/Password and get all the benefits that are curated with your credit card. The app is available for Android and IOS users, the app can be downloaded from Google Play Store as well as App Store (for iPhone users only). Scroll down and get the full features and also download process of the app.

Features of SC Mobile India (Breeze)

  • Manage your accounts and access to your account summary 24x7
  • Transfer or receive fund from the Standard Chartered Bank or any other bank with just simple steps.
  • Pay your credit card bills through numerous payment option such as NEFT, Visa Money Transfer, Online Banking,
  • Get notified for utility bills and clear the dues before the due date.
  • Get all the offers and deals that are curated with your credit card
  • View your old transactions history and download the e-statement with a simple process
  • Convert your credit card dues to EMIs and clear the outstanding dues with easy instalments.
  • With the help of SC Mobile India (Breeze) locate the nearest Standard Chartered branch and ATM
  • By giving the main focus to user's security, the app enables you to log in with your fingerprint.
  • Standard Chartered customers can download the app without any charges.

Standard Chartered Credit Card IFSC Code

Standard Chartered Credit Card IFSC Code is an alphanumeric 11-digit key used by NEFT to pay the pending credit card bills via online banking. An applicant can do this by adding the credit card as a beneficiary.

Standard Chartered Credit Card IFSC Code is SCBL0036001

The first four characters SCBL reflect the bank's name and the fifth character zero is kept aside for potential use.

The last 6-digits usually signifies the division of the bank that supports the payment of credit card bills

Ideally, the IFSC Code is same for all credit cardholders.

Benefits of Standard Chartered Credit Card IFSC Code

  • This code is the primary source to pay an outstanding credit card bill
  • This cold is useful for the applicants to pay bills in a convenient manner from anywhere in the world
  • This code is useful to make secure payments without any risk
  • This code is useful for those who don't have savings account with the credit card holding bank.

How to know Standard Chartered Credit Card IFSC Code?

To know about Standard Chartered Credit Card IFSC Code, an applicant have to go through easy and simple process. This code can be found online on various websites. The applicant can also directly contact the bank for the same. Using correct IFSC Code is very essential in order to avoid any kind of troubles. The card will first have to be enrolled as a beneficiary to receive payment from any bank account, in order to allow Standard Chartered Credit Card bill payment via NEFT. Apart from the account number, the 16-digit card number is used and the name as on the card is used as the name of the account holder.

Process to pay credit card bill using IFSC Code

Credit cardholders who do not have Standard Chartered Bank saving account can pay their credit card bills through NEFT using IFSC Code. Go through the below process to make the payment complete

  • Log in to the Standard Chartered Bank Netbanking with your Username and Password
  • Register your credit card as a beneficiary
  • Make the payment using NEFT to the credit card
  • Enter the branch details that are listed below to make your payment complete
  • Bank: Standard Chartered
  • Branch: Enter the branch name
  • IFSC Code: Enter the IFSC Code as per the branch
  • State: Enter the State Name
  • District: Enter the District Name
  • City: Enter the residential city name
  • Branch Code: 0CARDS (Last 6 Characters of the IFSC Code)
  • Address: Address of the Branch
  • Phone number: 011-66014444 or 011-39404444

Standard Chartered Credit Card Net Banking

Standard Chartered Bank allows its clients, both savings account holders and credit card holders, to quickly and conveniently enroll for online banking facilities through the 'Instant Registration" facility. If you want to register for net banking facility you can register for the same from the comfort of your home. Only you need a stable internet connection to complete the process. Below listed are the benefits and registration process for Standard Chartered Credit Card Net Banking service.

Features of Standard Chartered Credit Card Net Banking

SCB's internet banking services deliver its credit cardholders a wide range of benefits. Mentioned below are several benefits that you can reap by registering for internet banking with your SCB credit card.

  • By registering your credit card via net banking service you can get all the information of your credit card at any time and from anywhere, including transaction details, outstanding due date, payment due date, available credit limit and any other related information on a 24*7 basis.
  • The internet banking website of SCB offers additional security which includes another level of authentication known as two-factor authentication for avoiding online fraudulent activities. Whenever there is a high-risk transaction, a 6-digit random numeric code will be sent to the registered mobile number, which means you can complete the transaction once you entered the correct numeric code.
  • Standard Chartered net banking services allows you to handle a range of credit card related services digitally. You can register for a new card, pay a credit card balance, redeem your accumulated reward points, convert credit card purchases into EMIs, increase the limit of your credit card and much more using your net banking account. 
  • You can render utility bill payments which includes electricity bill, mobile bill, landline bill, water and insurances, etc using SCB’s ‘Bill Pay’ feature. You can also get a wide list of billers which is provided in your online bank accounts by the bank. Credit cardholders can use their credit card to pay bills directly, and they can also configure AutoPay instructions to generate an automatic bill payment facility.  

SC net banking online registration process

  • You can self-register your SCB credit card for online banking by covering the below-listed steps
  • Visit Standard Chartered Bank online banking page and click on the ‘Register Now’ > ‘Continue to log in’ option
  • Now you will be redirected to the next page where you need to select Instant Registration’ option
  • Now accept the ‘Terms & Conditions’ and select ‘Credit Card Number’ from the drop-down menu, under the ‘Instant Registration’ page,
  • Now you need to enter your credit card details, once done click on ‘Next’
  • The mobile number registered with your credit card will be displayed on the screen. Confirm the same if it is correct.
  • Now a temporary password will be sent to your registered mobile number, enter the password on the required field and click on ‘Next’
  • Now you will have to generate login credentials (username and password) according to the instructions provided on the page. 
  • Once your login details are verified the registration process will be completed, and you will get a successful message on your registered mobile number.

Standard Chartered Credit Card Offers

Standard Chartered provides credit card offers on various platforms like Retail Offer, Travel Offer, Dining and Entertainment Offer and others. Scroll down and go through all the offers to avail which best suits for you.

Standard Chartered Credit Card Dining and Entertainment Offer

INOX Weekend Offer

  • Book a movie ticket for Friday, Saturday or Sunday at INOX and get 25% off on movie tickets
  • Additionally get 10% off on Food and Beverages
  • Get a maximum cashback up to Rs 150 on movie tickets
  • Get a maximum cashback up to Rs 100 on movie food and beverages
  • Offer is valid till- 11th November 2020

Visa Dining Offer

  • Travell abroad and get up to 15% off on restaurants
  • Make your travel an exciting dining experience
  • Offer is valid till- 31st August 2020

Other Offer

  • With VISA Offer access your funds 24x7 and make a purchase at millions of locations globally
  • With MasterCard Offer get a ton of benefits to enjoy anytime and anywhere

OLA Offer

  • Book your OLA ride with Standard Chartered credit cards and get 15% cashback. 
  • Get a maximum cashback up to Rs 600 per month
  • A minimum of Rs 15000 per month required on your card to be eligible for the offer.
  • Offer is valid till 31 December 2020

Paytm Flight Offer

  • Book your air rides with Standard Chartered Credit Card and get get 10% cashback in your Paytm wallet. 
  • No minimum spend is required to avail the offer
  • Offer is valid till 31 January 2021
  • Get 10% Paytm cashback up to Rs 2500 on international flight bookings with your credit by using the promo code: PAYTMSCI 
  • Get 10% Paytm cashback up to Rs 1000 on domestic flight bookings with your credit by using the promo code: PAYTMSCD

Standard Chartered Credit Card Lost

Standard Chartered Credit Cardholders who have lost their credit card, can easily raise complaints to the customer support team. Customers can reach to the customer support executive through tollfree numbers. Apart from this, the bank offers many ways to block the cards like Netbanking, Phonebanking or by visiting the nearest branch. Scroll down and know the step by step guide to block your Standard Chartered Credit Card.

Reasons to block Standard Chartered Credit Card

  • If your credit card is lost or stolen
  • If your credit card has been stuck in the ATM Machine
  • If any fraud transaction was made in your card
  • Used your credit card for cash withdrawal but the money was not dispensed

Steps to take for Standard Chartered Credit Card Lost

Go for below-given steps to reduce damage to your credit card caused by a potential misconception

  • Make numerous copy of your credit card and keep the name and number of the issuer safely whom you want to contact after the lost of your credit card
  • Keep the details of the issuer in a safe place and take it with you when you travel
  • Don't keep the details of the issuer and your credit card in the same place
  • Report the bank immediately by calling to the customer service numbers
  • Call the credit card bureau and request that a fraud alert be placed on your credit profile

How to block Standard Chartered Credit Card via Netbanking

  • Log-in to Standard Chartered Netbanking service with your Netbanking Id and Password.
  • Click on the Help and Services Tab
  • Go to the Card Management tab and select Report Lost/Stolen Card
  • Follow all the instructions displayed on the screen
  • After completing the process the selected credit card will be blocked and new credit card will be sent your registered mailing address

How to block Standard Chartered Credit Card via Phonebanking

  • Open the Standard Chartered mobile app
  • Log-in to Standard Chartered Netbanking service with your Netbanking Id and Password.
  • Click on the Help and Services Tab
  • Go to the Card Management tab and select Report Lost/Stolen Card
  • Follow all the instructions displayed on the screen
  • After completing the process the selected credit card will be blocked and new credit card will be sent your registered mailing address

How to block Standard Chartered Credit Card via Online

  • Log-in to online banking or SC Mobile
  • Go to Help and Services section
  • Click on Report lost/stolen card tab
  • Select the card you want to block or replace and confirm
  • After completing the process the selected credit card will be blocked and new credit card will be sent your registered mailing address

How to block Standard Chartered Credit Card via Offline

Applicants who lost their credit card can also go through offline process by calling the customer support or by visiting the nearest branch

Call on the below-given number as per your city to block your card

Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune- 3940 4444 / 6601 4444

Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara- 3940 444 / 6601 444

Gurgaon, Noida- 011 - 39404444 / 011 –66014444

Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur- 1800 345 1000 (For domestic dialling within India only)

Siliguri- 1800 345 5000 (For domestic dialling within India only)

Standard Chartered Credit Card Cancellation

Close your credit card through a credit card closure request with the online platform of Standard Chartered. Go through the below-given steps to raise a request for Standard Chartered Credit Card cancellation.

  • Open the Standard Chartered Mobile App and tap on "Help & Services" located on the left bar of the page.
  • Under the drop-down section of Card Management, tap on "Credit Card
  • Select the reason for canceling the card from the drop-down section of "Select Reason"
  • Now select the card you want to cancel and review the details of the card
  • Click on "Confirm" for submitting the request
  • Once the request is completed you will get an email and SMS on your registered mobile number or email id from the bank.

A cardholder can visit the nearest Standard Chartered Bank and meet an executive and inform about the intention to close the existing credit card.

Fill in the details of Credit Card Closure Form and submit the same to the Branch Executive/ Manager. Once the process of cancellation is initiated, the cardholder should cut the respective credit card diagonally and submit the same to the bank. This will automatically lead to the termination of the add-on cards if any.

The Credit cardholder can also call the Customer Care Centre of the Standard Chartered Bank and can cancel their credit cards at any point in time by calling the 24 Hour Phone Banking Numbers at 

39401616 / 66011616 Allahabad, Amritsar, Bhopal, Bhubaneshwar, Chandigarh, Cochin/Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara
39401616 / 66011616 Ahmadabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune
011 - 39401616 / 011 - 66011616 Gurgaon, Noida
1800-425-0109, 1800-3000-1616 Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Proddatur, Dehradun, Mathura, Saharanpur, Siliguri

 The Cardholder can download the Credit Card Closure Form fill it up and the same can be sent along with a letter stating the objective to close the bank’s credit card and the respective credit card to the below mentioned address at


Standard Chartered Bank,

Customer Care Unit,

19, Rajaji Salai,

Chennai – 6000001.

The customers can also email the bank and inform them about the intention to close the credit card at nri.banking@sc.com.

The Cardholder can also cancel the credit card via Net Banking facility. In the credit card section of the net banking, an option will be provided to deactivate the credit card. Once the cardholder selects the option, the cancellation process for the credit card will be initiated.

The customers can also contact bank’s executives by calling them at the Personal Banking Helpline Numbers as mentioned below:

Names of Cities Personal banking helpline numbers 
Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune 6601 4444 / 3940 4444
Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna , Rajkot, Surat, Vadodara 6601 444 / 3940 4444
Gurgaon, Noida 011 - 39404444 / 011 - 66014444
Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur "1800 345 1000 (For domestic dialing within India only)"
Siliguri "1800 345 5000 (For domestic dialing within India only)"

The customer can also contact the bank through SMS Service at 99800-33333. It is a 24 hour SMS service, available on all the days except during National Holidays.

The termination of the credit card will be effective only after payment of all the outstanding amount on the card account by the user of the card.

Credit Card Inactivity

If in case, the credit card of an individual is non in usage for a long period, then the card becomes inactive. If the duration of the credit card crosses a specific period, then the card will be deactivated by the provider company. The duration of the dormancy for deactivation of the card usually varies from one provider to another. Generally, banks will deactivate a credit card post six months of dormancy but the procedure is not the same for every credit card.

Reason for Deactivation of the Credit card by Provider

There is no specific reason for the deactivation of the credit card by the provider of the credit card and it usually differs from one bank to another. Some issuers will deactivate it post six months of dormancy. There are some instances wherein an inactive credit card is found not deactivated for more than a couple of years.

Deactivation of a credit card will mean loss of business to the provider. So most of the times, the issuer of card will give more time for the users to use the credit card even after the extended period of dormancy. However, if the cost incurred by the issuer is higher than the revenue generated from the card, then the issuer will deactivate the said credit card.

Standard Chartered Credit Card Customer Care

Call on the below-given toll-free number to solve your any credit card related query.

6601 4444/3940 4444/1800 345 1000 (Available between 7:00 a.m. - 11:00 p.m.)

66011500/39401500/1800 425 1000/1800 345 5000 (Available 24x7)

66012424/39402424/6601242/3940242/1800 525 8390 (Available 24x7)

Apart from this, you can send an email to solve your credit card related query. Kindly send a mail to the below-given mail address:

customer.care@sc.com For general queries and complaints

card.services@sc.com For submitting a credit card related query to the bank

FAQs

Q: What are the main features of Standard Charted Bank Credit Cards?

A: Standard Charted Bank is one of the biggest international banks with its braches spread all across the globe. It offers you with specific features and benefits for the customers:-

  • The customers can get benefits by using their credit card from reward points on each transaction made, travelling benefits with Yatra.com, dining benefits as well as the waiver on fuel surcharge.
  • The bank's credit card has wide acceptance at over 38 million merchants worldwide and the flexibility to make purchases over the internet, pay bills and withdraw money at over one million ATMs displaying MasterCard logo in more than 210 countries.
  • It provides free interest period for up to 55 days.
  • Get a loan of up to Rs.7.5 lakh on your credit card. These loans come at low-interest rates and no need to provide any documentation.

Q: Is there any age limit to avail Credit Card in Standard Charted Bank?

A: Yes, only those who are above 21 years of age can apply for a Credi card in SCB. One should have a steady income and a favourable credit report to be eligible as well. The maximum age limit for applicants of most cards in Standard Chartered is 65 years.

Q: What is the minimum income required to apply for a Standard Chartered credit card?

A: The minimum monthly net income required for Platinum CashBack credit card is Rs.30,000 and for WorldMiles credit card is Rs.90,000.

Q: How do I pay my credit card bill?

A: Please choose one of the following options to pay your credit card bill:

Online Banking: Log on to Standard Chartered online banking at www.sc.com/in

Auto Debit: Choose any of your Standard Chartered accounts to register for a monthly automatic debit on a particular date.

Cash Payment: Deposit the cash at your nearest branch to clear your credit card account bill.

Funds Transfer: Transfer funds from another bank account to your credit card account.

Q: How can I redeem the reward points?

A: The reward points can be redeemed either through online and mobile banking. In online banking, you have to login into the internet banking and select online rewards section and follow the steps of redeeming the reward points. Similarly, in mobile banking select the Credit Card Reward section, you can select the option from the menu that will be displayed and you can accordingly redeem the points.

Q: When will my Credit card rewards and travel points expire?

A: The Standard Charted Bank travel points are valid for 36 months from the month it is recorded.

Q: Can I earn travel points on my add-on credit cardholders?

A: Yes. However, travel points will be recorded for the primary cardholder and only primary cardholder can request for
redemption.

Q: What is a Platinum CashBack credit card in Standard Charted Bank?

A: The CashBack Platinum credit card is the CashBack credit card that specially designed to reduce the pressure of your monthly expenses by giving you cash rebates on your transactions, which means this credit card offers you the best value for your money.

Q: For which transactions the CashBack is not applicable?

A: In case your transaction is reversed, disputed, unauthorised or fraudulent, CashBack will not be applicable. Lastly, CashBack is not offered on cash advance transactions, fees & charges as well as charged back transactions.

Q: Do I need to re-apply when my credit card expires?

A: No, no need to re-apply for a Credit card. The Bank will automatically issue a new credit card one month before the expiry of your existing card.

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