Home  »  Banking  »  Credit Cards  »  YES Bank Credit Cards
YES Bank

YES Bank
Credit Cards

Select Bank

The YES Bank launched its credit cards to the public beginning from August 2016. Since then it has gained good traction mainly due to the rewards and features which stands in line with the industry’s demand. The bank’s credit card portfolio provides competitive offers and rewards and this shows that they have a clear knowledge of the industry, despite being a new entrant they are fulfilling the needs of the customers in a better way.

List of YES Bank Credit Cards

YES Bank

YES Bank is the fourth largest private sector bank in India, headquartered in Mumbai.

Initially started during 2001, the bank provides a complete range of products, services and technology driving digital offerings, cater to the retail, corporate, MSME sectors. Apart from this, it also provides merchant banking, investment banking, brokerage business via its YES Securities and its Mutual Fund business through YES Asset Management (India) Limited, which are wholly owned subsidiaries of the YES Bank. Over the last few years, it has grown its capacity and currently, it has its presence in 28 states and all the Union Territories in the country including an IBU at GIFT City apart from a representative office in Abu Dhabi.

The bank was started by Rana Kapoor and Ashok Kapur.

As of June 30, 2019, the bank has branches at 1,222 centres and 1,220 ATMs across the length and breadth of India.

The revenue of YES Bank stood at Rs 25,491 crore during fiscal 2018. With an employee base of 18,238, the bank is striving hard to provide high quality, customer-centric services to its customers.

Features of YES Bank’s Credit Card

Lifestyle Benefits and Privileges

The YES Bank’s Credit Card provides benefits including access to the golf course, access to the airport lounge, fuel surcharge waiver offers, insurance cover and so on. The card also provides the users with shopping, dining, travel offers and so on.

Rewards Programme

Based on the card, the users can enjoy the benefits of rewards programmes and enjoy great rewards on a range of expenses, be in with movie tickets, dining, grocery purchase, or so on. The users can earn reward points or will get cashback on these transactions.

Fee & Charges

The YES Bank offers credit cards at a nominal fee and it usually differs from one card to another. The Charges in case of late payment fee varies based on the outstanding balance amount.

Loan Facility

YES Bank offers loan facility to its credit card customers. The users can get a quick and easy loan against the credit card. One can use the loan for the emergency purpose be it for medical requirements, education, travel or some other needs. The disbursal of the loan amount is based on the credit limit of the card and this facility is available only for selected credit cards.

The best advantage here is the loan does not require a guarantor or a post-dated cheque. The cardholder will be entitled to get the loan at lower interest rates, meagre processing fees with a tenure of up to 24 months.

YES Bank Virtual Credit Card

About 15,000 new virtual prepaid cards being issued daily, the Yes Bank virtual prepaid card service is now in the segment to provide its credit cardholders with a virtual credit card option. The Virtual Prepaid Card initiated by YES BANK on the MasterCard channel in partnership with Matchmove centered in Singapore enables customers who do not own credit cards or even online banking facilities to make online or in-app purchases by linking to a prepaid wallet instantly. The card that can be issued through clicking a button eliminates the limitations of Wallet's merchant incorporation and enables wallet users to perform purchases on the MasterCard platform at all online merchants. This will provide a trouble-free payment interface for users who were previously unable to perform online payment purchases. 

Key Features of Yes Bank Credit Cards 

Below listed are the Yes Bank Credit Cards with key benefits based on different categories: 

Reward Credit Cards

YES Prosperity Rewards Credit Card

  • Spend a minimum Rs 100 on retail or online shopping, dining or international transactions and get up to 4 reward points.
  • Spend Rs 2500 or more within the 30 days of card issuance date and earn 1000 reward points.
  • Spend Rs 1.8 lakh or more per annum and earn 10,000 Bonus Reward Points
  • Get fuel surcharge waiver across all the fuel pumps in India

YES Prosperity Rewards Plus Credit Card

  • Spend Rs 100 or more on dining, international purchases or retail transactions and get 5 reward points
  • Spend Rs 5000 or more within the 30 days of card approval and get 1250 reward points.
  • Spend a minimum of Rs 3.6 lakh per year and earn 12,000 Bonus Reward Points.
  • Credit Shield insurance covers for outstanding balance in the case of the unexpected death of the primary cardholder.

YES Prosperity Edge Credit Card

  • Spend Rs 100 on dining, retail, online shopping or international purchase and earn 6 reward points.
  • Spend Rs 7500 or more within the first 30 days of card issuance date and earn 1500 reward points
  • Spend Rs 6 lakh or more per annum and earn 15,000 Bonus Reward Points
  • Get complimentary lounge access and exclusive golf courses across India.

YES PREMIA CARD

  • Spend Rs 100 on grocery, dining purchases or other and get up to 5 reward points.
  • Book movie tickets on BookMyShow and get 25% discount
  • Complimentary visit to the airport lounges and access to golf courses across India.
  • Fuel surcharge waiver across all the fuel stations in India.

YES FIRST PREFERRED CARD

  • Spend Rs 100 on retail transactions and get 8 reward points
  • Spend Rs 7.5 lakh or more in a year and earn 20,000 Bonus Reward Points
  • Make the first transaction within 90 days of the card issuance and earn 15,000 Reward Points.
  • Earn 10,000 bonus points on card renewal

YES FIRST EXCLUSIVE CARD

  • Spend Rs 100 on retail transactions and get 10 Reward Points 
  • Use your card for the first time within 90 days of card issuance and earn 50,000 Reward Points.
  • Spend Rs 20 lacs or more per annum and earn 25,000 Bonus Reward Points.
  • Earn 40,000 Reward Points on card renewal.

Cashback Credit Cards

YES PROSPERITY CASHBACK CARD

  • Earn 5% cashback for spending on grocery, utility bill payments and movie tickets.
  • Earn 0.5% cashback on retail transactions
  • Spend Rs 2500 within the first 30 days and enjoy Rs.250 cashback
  • With YES Privileges real amazing lifestyle benefits.

YES PROSPERITY CASHBACK PLUS CARD

  • Enjoy 5% cashback for making mobile recharge, booking movie tickets and paying utility bills.
  • Earn 0.5% cashback for retail payments
  • Get insurance coverage on accidental death.
  • Fuel surcharge is waived when you make use of this card for fuel payments.

YES Premia

YES Premia strives to offer a genuinely luxurious, personalized banking experience that enhances your lifestyle, extravagances and desires in an innovative manner. Since its founding, it has been committed to delivering best-in - class goods and facilities, and customized approaches to satisfy all of your financial and banking requirements. 

YES PREMIA CREDIT CARD

  • Earn reward points that are free for lifetime
  • Spend Rs 200 on department stores, supermarkets, dining spends, grocery stores and earn 8 reward points.
  • Spend Rs 200 on all retail transactions and earn 6 reward points
  • With Priority Pass Membership get complimentary lounge access per year
  • Get 25% off up to Rs 250 on booking movie tickets at BookMyShow.
  • Get complimentary lounge access at airports and Golf privileges across select golf courses.
  • Fuel surcharge waiver across all fuel stations in India.
  • Credit Shield cover for INR 2.5 Lakhs in case of Primary Card member's accidental death 
  • Foreign currency mark-up fee of 2.5%

How to open a Premia account?

  • Visit yesbank.in and click on the left menu bar of the page
  • Now under ‘Personal Banking’ click on ‘YES Premia’
  • Now enter your full name, email id, mobile number, city and pin code.
  • Once done click on ‘SUBMIT’ that's it.

Credit Card offers at YES BANK

YES BANK Credit Cards allows you to manage your lifestyle according to your need. It also enables you to earn a range of discounts, cashback and special offers for your spending habit. Below listed are the exciting offers which you can earn through your Yes Bank Credit Card.

Welcome Gift: By spending in the first of the card issuance you are eligible to earn a cashback of Rs 250 to Rs 1,250. For a long term cashback benefits, Yes Bank Cashback Credit Cards are your ideal partner.

Reward Points: Earn amazing reward points on your spends and redeem the accumulated points against exciting products and services from the comprehensive Rewards catalogue.

Instant EMI: Instantly convert a purchase into an EMI, thus offering you the freedom to make the larger transactions when it suits best for you.

Fuel Surcharge Waivers: You can reap discounts on fuel surcharges with your YES BANK credit card while transacting for fuel purchase for an amount between Rs 400 and Rs 5,000. 

Airport Lounge Access: Enjoy complimentary lounge access facility select airports across India. In the warmth of these relaxing spaces let the worry and inconvenience of your travel through flight melt away.

Cashbacks: Take advantage of immediate cashback offers on movie tickets, dining, shopping, travel and bill payment payments, letting you save money and make your lifestyle premium. 

Why choose Yes Bank Credit Card?

Credit cards are your ideal partner to make fulfil all your needs and reap financial benefits. A credit card from YES BANK will help you overcome your financial matters if you make payments on time. Paying credit card dues within the due date lets you create a good credit score. By availing Yes Bank Credit Cards you can apply for a pre-approved loan with an affordable interest rate. Apart from all those benefits YES Bank Credit Cards also enables you to earn amazing reward points which you can use for:

  • Redeem your accumulated reward points for booking movie tickets across 865+ screens in India.
  • Redeem your accumulated reward points for booking flight tickets across 260+ airlines.
  • Redeem your accumulated reward points for booking your travel stay at more than 6 lakhs hotels globally.
  • Redeem your accumulated reward points to access to select airport lounges

Contactless Card Technology on Yes Bank Credit Cards

YES Prosperity Edge Credit Card is allowed with contactless technology, making purchases at retail outlets simple, easy and safe. When accepting contactless cards, you can use your card to make fast purchases at merchant locations. 

  • No need to enter your card PIN at the merchant location in order to complete your transaction. Just show your card near the card reader and you are done.
  • The contactless technology on Yes Bank Credit Cards, therefore, eliminates the chance of card theft or fraud.
  • Payments are enabled by state-of-the-art security support at multilevel, that secure transactions initiated through your card.
  • CHIP & PIN transactions operate seamlessly for merchants not accepting contactless transactions.
  • Make sure that the PIN entry specification at the merchant's outlet on the POS terminal is a feature of country-specific laws and subject to alteration. PIN input for purchases below the allowable local cap is not obligatory. At present, the allowable cap in India is Rs.2,000. For more details please visit www.yesbank.in 

Eligibility Criteria

The YES Bank Credit Card Applicant should fulfil the below-mentioned eligibility criteria

  • The minimum age of the applicant should be 18 years
  • Maximum age of the applicant should be 60 years
  • The applicant can either be salaried or self – employed.
  • Applicant should be in the current organization for at least one year.
  • Applicant should have a stable income

Documents Required for YES Bank’s Credit Card

The following mentioned documents are required

  • PAN Card Photocopy
  • Form 60
  • Recent colour photograph

Proof of Income

  • Form 16
  • Income Tax Return copy
  • Bank Statement for the last 3 months
  • Salary Slips for the last 3 months
  • Audited financials for last two years (In the case of self-employed)

Residential Address Proof

  • Passport
  • Ration Card
  • Electricity Bill (not older than 3 months)
  • Landline telephone bill (not older than 3 months)
  • Aadhaar Card

Identity Proof (Any one of the following)

  • Passport
  • Election Voters ID Card
  • Driving License
  • PAN Card
  • Aadhaar Card
  • Any other government-approved photo ID

Factors that affect your YES Bank credit card eligibility

Many factors affect the eligibility criteria for your YES Bank credit card. 

Some of the factors are as follows:

Age: Your age may affect the eligibility of your credit card application. When issuing a credit card, lenders look for a good credit score and history, if you are too young and have no credit history, lenders will not be able to assess whether you are a responsible borrower. 

In this case, your credit card application may be declined or you will receive a basic credit card with a low credit limit. If you are considering applying for a credit card, consider building your credit history first.

Income: The minimum income criterion set by the bank is one of the most important eligibility criteria that you must meet. 

Your credit card application will be rejected, your monthly income is lower than the minimum income set by the bank. 

Hence, it is very important to explore the different credit cards available in the market and choose the right one for you.

Gross Monthly Debt: When credit card providers check your credit score, they can see your existing lines of credit. If your monthly debt amount is high, it will negatively affect your credit card application. 

Most lenders calculate the debt-to-income ratio (DTI) where the total amount of debt is divided by the total monthly income. 

If you have a high DTI ratio, your credit card application may be rejected because it indicates that you may not be able to pay your future payments.

Credit Score: Credit score plays a major role in all loans and credit card applications. This is one of the first things a credit card provider will do as soon as you submit the application form is to check your credit score. 

A credit score can vary between 300 and 900. 

All lenders prefer applicants with a high credit score of 750 and above. A low credit score indicates that you don't have a good credit history and lowers your creditworthiness. 

You need to check your credit score before applying for a credit card. You can get a free copy of your credit report every year from each of the credit reporting agencies in India namely Equifax, TransUnion, and Experian. 

If your credit score is low, apply for a credit card only after your score has improved.

Multiple Applications: It is very important to compare the different credit cards available in the market to choose the right one for your needs. However, if you apply for more than one credit card that you like, lenders will be able to see all the serious requests you have made. 

This will make you look like a needy borrower to lenders. Therefore, when applying for a credit card, finalize on a card and apply for it. 

Do not apply for another credit card while a credit card application is being processed.

YES Bank Credit Card Apply

An individual can apply for YES Bank Credit card either through online or by visiting the nearby bank branch.

Online YES Bank Credit Card Apply

  • Visit the site https://apply.yesbank.in/
  • Select the credit card as per your requirement and click on Apply Now
  • If you are an existing YES Bank customer enter your Customer Id and registered mobile number
  • In case if you are not an existing YES Bank customer enter your mobile number to generate OTP
  • Enter your income details to check your eligibility
  • Once the process is over you will be redirected to fill the application process
  • Enter all the mandated details and click on Submit

YES Bank Credit Card Apply Offline

  • Go to your nearest YES Bank branch and meet the credit representative to express your desire for YES Bank Credit Card
  • The bank executive will explain to you about the features of all the credit cards after understanding your annual income, needs, and requirements
  • Once you choose the credit card as per your need, you will be asked to fill in the YES Bank Credit Card Application Form and enclose the required documents which include PAN card, identity proof, address proof, income proof and so on.
  • The bank representative will thoroughly go through the application form along with the other submitted documents provided
  • After that the bank representative takes a final call whether you meet the eligibility criteria for the credit card or not. Once the check is done you will be provided with the desired credit card.

For more information call to Yes Bank tollfree number 1800 1200 or write to yestouch@yesbank.in

YES Bank Lifetime-Free Credit Cards

Yes Bank lifetime-free credit cards are packed with incredible perks, offers, rewards points and benefits. So let’s get started to know more about the lifetime-free credit cards offers by Yes Bank.

YES First Preferred Credit Card

  • Welcome gift: Make your first transaction within 90 days of card issuance date and earn 15,000 points.
  • Annual fee- Lifetime-free
  • Fuel-surcharge waiver on fuel transactions from Rs. 400 to Rs. 5,000.
  • Book movie tickets from BookMyShow and get 25% off.
  • Spend Rs 100 on retail transactions and get 8 reward points.
  • 3 complimentary lounge access at domestic airports.

YES Premia Credit Card

  • Annual fee- Lifetime-free
  • Book movie tickets from BookMyShow and get 25% off.
  • Fuel-surcharge waiver on fuel transactions from Rs. 400 to Rs. 5,000.
  • 2 complimentary lounge access at international and domestic airports.
  • Spend Rs 100 on grocery, dining and earn 5 reward points
  • Spend Rs 100 on retail and earn 4 reward points.

YES Prosperity Reward Plus Credit Card

  • Welcome gift: Spend Rs 5000 within 30 days of card issuance and earn 1,250 points as joining benefit.
  • Annual fee: Lifetime free
  • Get amazing offers on travel, dining, shopping and more.
  • 2 complimentary lounge access at domestic airports.
  • Complimentary Priority Pass membership for primary cardholders
  • Spend Rs 100 on retail and earn 5 reward points.
  • Spend on international transactions and earn 4 points
  • Spend on online shopping, dining and earn 3 points.

YES Prosperity Edge Credit Card

  • Annual fee: Lifetime free
  • Joining benefits: Spend Rs 7,500 within 30 days of card issuance and earn 1,500 points
  • Spend Rs 100 on retail transactions and earn 6 reward points.
  • Spend on international transactions and earn 5 reward points
  • Spend on online and retail transactions to earn 4 reward points
  • Complimentary Priority Pass membership for primary cardholders
  • 2 complimentary lounge access at domestic airports
  • Spend on dining, shopping, travel and more to get amazing offers and deals.

YES Bank Credit Cards for NRI

Enjoy to the universe of simple payment options that meet all your payment requirements. YES Bank offers you with a secure convenient and trouble-free mode of payment to meet all your requirements through its range of credit cards. YES BANK cards provide you with a genuinely satisfying experience starting from the convenience of taking your wallet with you, to payment options for overseas travel or even personal and corporate rewards. YES BANK cards provide deal with the need for inconvenient cash transfers and allow you the right to take advantage of a variety of innovative rewards and deals. Explore YES BANK cards to reap the benefits from your comfort. Below are the benefits of YES Bank NRI Credit Cards, scroll down and select the card that best suits your lifestyle and needs.

YES FIRST Preferred Credit Card for NRI

YES First Preferred Credit Card offers outstanding benefits. This credit card provides everything from complimentary Priority Pass membership and movie perks to personalized welcome rewards and lifestyle perks.

Key highlights of the card

  • Make your first transaction and earn 15,000 reward points (Terms and conditions apply).
  • Book movie tickets on BookMyShow and get 25% off
  • Spend Rs 7.5 lakh annually and earn 20,000 reward points every anniversary year
  • Spend Rs 100 on retail purchase and earn 8 reward points 
  • Earn 1000 reward points for each YES PayNow registration
  • Spend Rs 400 to Rs.5,000 on fuel purchase to enjoy fuel surcharge waiver across all fuel stations in India.
  • Complimentary Priority Pass Membership and 4 Complimentary Visits outside India for primary cardholder per annum.
  • Get 3 domestic lounge visits per quarter across more then 25 lounges across India for primary cardholders.
  • Get one complimentary Golf Lesson at select golf courses in India per month
  • Get complimentary Priority Pass Membership and 4 international complimentary visits in a year for primary cardmembers only.
  • Enjoy exciting offers across travel, dining, shopping, and more in select cities in India.
  • The card comes with NFC Technology which enables you to conduct contactless transactions.
  • YES FIRST Preferred Credit Card is supported with contactless technology, enabling you to make payments at retail outlets in a convenient and secure manner. By accepting contactless cards, you can use your card to make fast purchases at retail stores
  • You can experience a range of services with YES FIRST Preferred Credit Card such as instant EMI, EMI on call, quick loan, YES Paynow, Card protection plan. 
  • Joining fees: Rs 2,499 + GST
  • Annual fees: Rs 2,499 + GST 

YES PROSPERITY EDGE CREDIT CARD FOR NRI

You'll always get the advantage with the YES PROSPERITY EDGE Credit Card. Enjoy a world of variety with privileges and enhanced benefits. 

Key benefits of the card

  • He/She must have minimum age criteria of 21 years to a maximum of 60 years
  • He/She must be an NRE/NRO account holder with Yes Bank.
  • He/She must have a minimum fixed deposit of amount Rs 3,00,000 Yes Bank.
  • Enjoy accelerated reward by spending on grocery shops, supermarkets, dining, departmental stores and more.
  • Spend a minimum of Rs 6 lakh in one anniversary year and earn 15,000 reward points.
  • With a dedicated reward redemption portal, you can redeem your accumulated reward points for booking flight tickets, hotels, movie tickets from an exclusive catalogue of products.
  • Spend Rs 200 on grocery stores, dining, supermarkets and earn 8 reward points.
  • Earn 4 reward points for spending Rs 200 on other categories
  • Earn 500 reward points for successful registration on YES PayNow.
  • As a primary cardholder get 2 complimentary lounge access per quarter at select airports.
  • Get 1 complimentary Golf lesson in a calendar month.
  • For spending of Rs 400 to Rs 5,000 at all fuel pumps of India, earn 1% fuel surcharge waiver.
  • YES Prosperity Edge Credit Card is supported with contactless technology which enables you to purchase more securely and conveniently at retail outlets. You can even make instant transactions at merchant locations by using the card.
  • By generating MasterCard 3D Secure Password you can secure your online transactions.
  • YES Bank offers you CPP Card Protection, the first robust card protection service in India. This protection service can be used in case of card loss or any fraudulent activities related to the card. With CPP Card Protection you can secure all types of cards such as credit cards, debit cards and prepaid cards. No matter where you are, just get in touch with the CPP's 24-hour helpline, to report loss of card(s) in case of card loss or theft.
  • Joining fees: Rs  1,199 + GST, waived on total retail spends of Rs 15,000 within 90 days of card issuance.
  • Annual fees: Rs  1,199 + GST, waived if total annual retail spends is Rs 75,000.

Documents required to apply for YES Bank NRI Credit Cards 

In order to apply for the card, you need to submit the below-listed documents.

Proof of identity

  • PAN Card
  • Aadhaar Card
  • Voter’s ID
  • Passport
  • Driving Licence
  • Govt approved photo id

Proof of Address

  • Aadhaar Card
  • Passport
  • Utility bills of the last 3 months

Proof of Income for salaried applicants

  • Bank statement for the last 3 months
  • Income proof for the last 3 months

Proof of income for self-employed applicants

  • Income Tax Returns
  • Balance sheet
  • Audited profit and loss statement

Other documents

  • Duly-filed application form
  • Recent passport size colour photographs

YES Bank Credit Card Options for International Students

Credit cards provide various major benefits to the holders, but they may be a must for students going overseas to study. Students moving overseas have to contend with several issues that are necessary to address. A credit card is a really convenient tool for students that helps them to meet any cash crisis that might unexpectedly occur. There are several types of credit cards that an international student may use, the cards comes with a range of different benefits based on your choice. So below listed are some options that must be known to an international student.

Travelling: Yes Bank Credit Cards enable students to conveniently book travel tickets. Yes Bank considers the students' travelling desires, even with their financial condition. Therefore, international students are enabled to book travel tickets without having to think about instantly paying the total cost. 

Merchant Alliances: Students have multiple desires and interests, so having a credit card from which they can make purchases easily is essential to them. Choosing a merchant partner will be a crucial method. In different fields, merchant partners enable students to optimize benefits while getting the ease of payment in EMIs. The key factor for the students is the collaboration of diverse sectors such as groceries, appliances, and clothing with merchant partners. 

EMI & Processing fees: YES Bank offers cards to students that include easy EMI facility and no processing fee.  It's reasonable that all students aren’t salaried applicants. Therefore, there is no processing fee is included in the card issued by YES Bank. In addition, there is also a facility to settle credit card dues with EMI which comes with a maximum period of 24 months. 

Offer and Reward points: Student can take advantage of cashback or reward points which can be redeemed depending on the type of card they choose. But it is essential to keep in mind that, the rewards can expire if not redeemed within the given time period whereas accumulated cashback have no expiry period. 

YES Bank Credit Card Login

After successfully log in with YES Bank Net Banking Id and Password you can use unique benefits like enhanced security for safe online banking, manage your all YES Bank accounts, generate password and pin & unlock user-id instantly. Get all updates and offers on your credit card in one place. Access all the benefits of YES Bank net banking services and get minimum interest rates on your credit card with a flexible repayment option. With YES Bank NetBanking Id and Password you can explore the world of benefits and offers anytime anywhere, no matter where you are. Below listed is the procedure for Yes Bank Credit Card login. 

How to Register

  • Visit the site https://www.yesbank.in/
  • Click on Login and then click on Get Started
  • Read all the important notes and click on Continue to Net Banking
  • Now click on Register using Credit Card
  • Create your new Login Id
  • Enter all your credit card details
  • Create a new password and accept the Terms and Conditions
  • Review all the entered details and click on Register Online
  • Now you will receive an OTP on your registered mobile number
  • On the next page, you can see the successful message on the screen

How to Login

  • Visit the site https://www.yesbank.in/
  • Click on Login and then click on Get Started
  • Read all the important notes and click on Continue to Net Banking
  • Enter your Login Id and Password
  • Enter the Captcha Code and click on Login
  • Explore the online benefits offered by Yes Bank

YES Bank Credit Card Payment

YES Bank Credit Cardholders can make payment through both online and offline methods. As the bank provides a wide range of ways to make the payment complete more securely. Scroll down and get through all the methods to pay your credit card dues.

Yes Bank Credit Card Payment Online

  • YES Mobile App 
  • YES ROBOT 
  • YES Pay App 
  • Net banking 
  • NEFT/IMPS/RTGS 
  • Standing instructions 

Yes Bank Credit Card Payment Offline

  • Cheque payment 
  • Cash payment 
  • ATM funds transfer 

YES Bank Credit Card Payment through YES Mobile App

  • Download the app through playstore or app store.
  • Open the app and Login with your Id and Password
  • Now go to the credit card tab for further process
  • On the next page select Yes Bank from the list
  • On the next page enter your credit card number and name as on the card
  • Enter the next bill date which is optional and click on Submit
  • Now you will see your credit card information on the screen, read all the information and tap on Confirm
  • Now select the bank account from which you want to pay and click on PAY CREDIT CARD BILL
  • Enter your 6-digit UPI PIN and the money will be debited from your account
  • On the next page, the transaction details and also you will get the same on your registered mobile number.

YES Bank Credit Card Payment through YES Robot

It is a 24x7 Personal Banking Assistance that assists you with all your credit card transaction. You can use it anywhere you want, just open your Facebook Messenger and start chatting. No, any further app is required to do the same. Scroll down for below-given process and know how to make the use of YES Robot.

  • Login with your Facebook Messenger account
  • Type YES ROBOT in the search bar and wait for the result
  • Click on YES ROBOT icon and type Hi to start chatting
  • Enter your YES Bank customer id and registered mobile number for registration
  • Now you will get an OTP on your registered mobile number
  • Complete the authentication process to access for non-financial transaction
  • Use your MPIN for second-factor authentication and make a financial transaction with YES ROBOT
  • Once you successfully authenticated with your account you can use YES ROBOT to pay your pending credit card dues.

Yes Bank Credit Card Payment through Yes Pay App

You can also pay your credit card bills via Yes Pay App, which is an IOS and Android-based mobile application which helps you to access UPI based service. You just have to link your mobile number and bank account with the app and you can take the benefit of Yes Pay App. For credit card payments you just have to mention your credit card details and date of birth.

Yes Bank Credit Card Payment through Net Banking

Sign up with Yes Bank Net Banking facility and make your credit card payments more conveniently. After the successful registration process, you can use Net Banking service with Id and Password. Below mentioned is the process to make payments via Net Banking

  • Visit Yes Bank Net Banking portal
  • Enter your Login Id/Password and click on Login
  • Now add your credit card account as a biller
  • Now select add biller option and add your credit card details to start the process
  • Enter the amount and make the payment to your credit card
  • Now you can see the successful message on the screen and also you receive an acknowledgement number on your registered mobile number and email.

Yes Bank Credit Card Payment through NEFT/IMPS/RTGS

Apart from all the payment option, you can make Yes Bank Credit Card payment via NEFT/IMPS/RTGS. For this payment option you have to add your Yes Bank Credit Card as a beneficiary. As it is an electronic fund transfer service you can make payment 24x7 and also it helps you to transfer money instantly through your bank account. Below is the process for the same.

  • Visit Yes Bank Credit Card website and click on Log in
  • Under the drop-down menu, select Credit Card and click on Get Started
  • Enter your Login Id and Password
  • Enter the captcha code and click login
  • Now add your Yes Bank Credit Card as a beneficiary and enter the payment details
  • Add Yes Bank IFSC Code- YESB0CMSNOC
  • Make the payment complete, once you complete the process you can get the transaction details on your registered mobile number and email id.

Standing Instruction

Yes Bank Credit Cardholders can pay their utility bills with Yes Pay Now standing instruction. To use the process users must implement a basic Standard Credit Card Instruction to insure that their utility bills are paid on time every month. Apart from this the applicants also get interest free credit period for reward points or cashback. All these services can be availed without any cost.

Benefits of Standing Instruction

  • Easy registration process without any charges
  • Get free SMS and email alerts for every transaction
  • Get interest free credit period for reward points and cashback
  • Add billers as much you want
  • Get freedom from queues

Yes Bank Credit Card Payment via Cheque

  • You can make Yes Bank Credit Card payment via cheque
  • The cheque must be drawn in favour of 16-digit YES BANK Credit Card Number,
  • Deposit the cheque at any of the Yes Bank drop boxes in your city
  • It is mandated to mention your mobile number and name on the backside of the cheque.

Yes Bank Credit Card Payment via Cash

  • Visit your nearest Yes Bank branch to make credit card payment through direct cash
  • A processing fee will be charged to make the payment process complete.

ATM Funds Transfer

  • Visit your nearest Yes Bank ATM hub
  • Insert your card and follow the instructions
  • Once the payment is done you will get the transaction details on your registered mobile number and email id

Yes Bank Credit Card Status

After applying for Yes Bank Credit card one can easily track the status of the credit card. Below given is the process to track the status Yes Bank Credit card via online and offline methods.

Keep these details with yourself before tracking the application status:

  • Registered Mobile Number
  • Application Form Number
  • Application Reference Number

Online Process to track Yes Bank Credit Card Status

  • Visit Yes Bank website and click on Credit Card tab
  • Now click on application status
  • Now enter your mobile number or Application Form number or Application reference number as per your choice.
  • Now enter the captcha code on the required box and click on Submit
  • On the next page you can track the status of your applied Yes Bank Credit Card

Offline Process to track Yes Bank Credit Card Status

Apart from the above given online process applicants can also go through below given process to track the status of Yes Bank Credit Card through offline. 

For Yes First Credit Card customers call or email on the below given details

For Yes Prosperity Credit Cardholders call or email on the below given details

Yes Bank Credit Card IFSC Code

Yes Bank IFSC Code is an 11-digit alphanumeric number assigned by the RBI to make an electronic payment. This can be used by the individual for using the electronic payment option such as RTGS, NEFT and CFMS. Use of IFSC Code is mandated to transfer money from one bank to another.

YESB0000607 is the IFSC Code of Yes Bank Credit Card

The first four letters YESB represents the bank name and the last 6-digit represents the branch code of the bank.

Yes Bank Credit Card IFSC Code Benefits

  • This code is the primary source and is mandated if you are paying your credit card dues via electronic payment option.
  • You can make payment in a convenient manner without any risk.
  • This code is the ideal partner for those who don't have savings account in the bank from which the credit has been issued.

Where to get Yes Bank Credit Card IFSC Code?

  • You can get Yes Bank IFSC Code via online and on the bank website also
  • You can also contact the bank to get the IFSC Code
  • You have to add your credit card as a beneficiary to make the payment or transfer your money via the electronic payment platform

How to make payment via Yes Bank Credit Card IFSC Code?

  • Visit the Yes Bank Credit Card website
  • Log in to the online portal with Yes Bank Net Banking Id and Password
  • Add your credit card as a beneficiary and make the payment via NEFT, RTGS or CFMS
  • Before you make payment the below given details is required to complete the payment process:
  • Name of the recipient: Mention your name as per your credit card
  • Bank Name- Yes Bank
  • Branch Name- Provide your branch name
  • IFSC Code- YESB0000607
  • Transfer amount- Provide the amount you are willing to transfer
  • Address: Mention the proper address of the branch

Yes Bank Credit Card App

Yes Mobile app is a self-service smartphone app for all Indians that allows you to access all of your credit card information fully. The app allows you to take different types of benefits related to your credit card. You just need to Login with your Net Banking Id and Password to avail the benefits of Yes Bank App. If you are a Yes Bank customer it is easy and convenient to perform 85 + banking services on your way. Below given are the features of Yes Bank app and the download process.

Features of Yes Mobile 

  • You can Log in with your fingerprint and pin-based, which gives you the enhanced security to use the application
  • Stay updated with your account information and balance
  • Get different types of payment option such as NEFT/RTGS
  • With BHIM UPI feature pay our receive the money just by scanning the QR Code.
  • By using your account number and IFSC Code get 24X7 Interbank Mobile Payment Service (IMPS)
  • No need to register as a beneficiary, get Ad-hoc fund transfer on the go
  • Easily send or receive fund from your contact list.
  • Pay all your credit card due bills just with a single click.
  • Open RD and FD account instantly without any documentation
  • Get mini statement on your email id instantly and track your monthly transaction
  • With the help of Yes Mobile app, request for chequebook instantly
  • Calculate your monthly EMI's and manage your EMI in a convenient manner
  • Check your loan eligibility and apply for loan instantly
  • Recharge your mobile, DTH, Telephone and get the transaction details instantly
  • With Yes Mobile app pay your credit card bill and manage your unbilled transaction
  • Hotlist your Yes Bank Credit card and change the PIN of your credit card instantly
  • Get push notifications for all your transactions
  • Get amazing credit card offers on the app
  • With Yes Mobile, register for Retail Net Banking without any cost
  • Add some transactions as Favourites post, to complete the transaction faster without re-entering the same info
  • With Yes Mobile app manage your credit card transaction limit
  • With Speech to text feature register your credit card related Queries/Complaints instantly
  • Personalize your profile and home screen menu of Yes Mobile app as per your choice
  • Get callback for applying for another Account, Loans, Credit Card & more
  • View loyalty reward points balance and manage them accordingly
  • Use Maps & Innovative Reality Feature to locate the nearest branches and ATMs of YES BANK
  • Yes Mobile can be managed on your smartwatch, Sync your Android / iOS wearable watch with your smartphone via Bluetooth.

Activate Yes Bank Mobile App with 4 Steps

  • Customer ID or Debit card details
  • Credit Card Details
  • Net Banking Credentials
  • Personal Information such as Customer ID, DOB and PAN details.

Yes Bank Mobile App Activation Process

  • Go to the Playstore or Appstore and Yes Bank Mobile App
  • Tap on Yes Bank app and then tap on Install icon to start download
  • After the download is completed tap on the app to the start the process
  • Now tap on Start Tour and read all the details and instructions
  • Tap on Credit Card and enter the required details of your credit card and tap on “Submit”
  • Now you will get an OTP on your registered mobile number
  • Enter the OTP on the required field and tap on “Submit”
  • Now create a 6-digit APIN as per your choice and tap on “Proceed to MPIN”
  • Now create a 6-digit MPIN and tap on “Proceed”
  • Now you will get a message displaying “Your APIN and MPIN are set successfully”, below that tap on “Proceed”
  • Now set your fingerprint if you want to Login to Yes Mobile with your Fingerprint
  • After that you will get a successful message on your registered mobile number and you can now take the advantages of Yes Bank Mobile App.

Yes Bank Credit Card PIN Generation

Usually, YES Bank mails the credit card PIN to the registered postal address. But apart from this, you can adopt any of the procedures set out below to obtain your YES Bank credit card PIN.

Methods to generate Yes Bank Credit Card PIN

Below listed are the methods through which you can generate PIN for your Yes Bank Credit Card.

  • Yes Bank Credit Card PIN Generation via Net Banking
  • Yes Bank Credit Card PIN Generation via ATM
  • Yes Bank Credit Card PIN Generation via Customer Care service

Yes Bank Credit Card PIN Generation via Net Banking

You can generate Yes Bank Credit Card PIN via Net Banking facility which is one of the easiest methods. Scroll down and know the process for the same

  • Visit the official site of Yes Bank Credit Card and on "Login" which is located on the right side of the page
  • Now under the credit card section click on "GET STARTED"
  • Now click on Click on ‘PIN SET/RESET’ which is located on the left side of the screen
  • Select your card type and enter your Credit Card number
  • Create a PIN and reenter the same on the required field
  • Now you will get an OTP on your registered mobile number
  • Enter the OTP on the next page to start the validation process
  • Once the process is completed you will get a successful message on your registered mobile number or email.

Yes Bank Credit Card PIN Generation via ATM

You can visit your nearest Yes Bank ATM to generate your credit card PIN. It is one of the easiest offline methods from which you can generate your Credit Card PIN instantly with some easy steps. Below given process is for the same.

  • Visit the nearest Yes Bank Credit Card and insert your credit card in the ATM slot to start the process
  • Tap on your preferred language and after that tap on Set Pin or Generate OTP option
  • Now enter your credit card details on the required section and tap on Continue
  • Now enter your registered mobile number with the bank in order to generate the OTP
  • You will get an OTP on your mobile number instantly after the credit card validation is over
  • Enter the OTP on the required field and create a 4-digit PIN of your choice
  • Re-enter the OTP on the required field and tap on Confirm
  • Now you will get a successful message on the ATM screen as well as on your registered mobile number

Yes Bank Credit Card PIN generation via Customer Care service

If you do not have internet access, you may simply call the 24x7 YES Customer Care Helpline given below to generate PIN for your Yes Bank Credit Card. Once your credit card details are verified your PIN generation request will be recorded by the customer care executive your PIN generation request will be recorded by the customer care executive. A physical PIN will be sent to your registered mailing address. Additionally, you can also write an email to YES Bank requesting them to generate a credit card PIN. Write an email or call to the customer care executive with the below-given details:

YES Bank credit card toll-free number- 1800 103 1212 (For India), +91 22 4935 0000 (when calling from overseas)

Customer care e-mail ID- yestouchcc@yesbank.in 

Yes Bank Credit Card Rewards

With Yes Bank Credit Cards you can get rewards for all your transactions and redeem the rewards for amazing merchandise. 

Reward Point Earning

  • Spend a minimum of Rs 5000 within 30 days of card issuance and get 1250 reward points
  • Spend a minimum of Rs 3.6 lacs in a year and get annual bonus rewards of 12,000
  • Spend a minimum of Rs 100 and get 5 reward points
  • Spend a minimum of Rs 100 on International purchase and get 4 reward points
  • Spend a minimum of Rs 100 on dining and get 3 reward points
  • Spend a minimum of Rs 100 on retail and get 2 reward points
  • By doing 4 transactions of INR 500 or above within statement cycle get 100 reward points
  • Get 500 Reward Points for each YES PayNow registration

Accelerate Reward Program

  • Redeem the reward points for an exciting range of products. Some of are listed below
  • Reward points redemption against JP Miles (4 Reward Points = 1 JPMile)
  • Redeem the reward points against insurance coverage
  • Redeem the reward points against credit Shield cover in case of accidental death of Primary Cardholder

Redeem the YES Points that you earn against a variety of rewarding bonuses. You can also pick from the below listed products: 

  • Redeem the reward points against Gift vouchers and Movie vouchers
  • Redeem the reward points to recharge your DTH or Mobile
  • Redeem the reward points to pay for your utility bills
  • Redeem the reward points to book hotel, air tickets, bus tickets, OLA and more

How Yes Bank accelerated rewards works?

You can enjoy the value of incremental loyalty points on Yes Bank Prosperity Edge and Prosperity Rewards Plus cards. You can also take advantage, along with the accelerated points, of rewards such as favorable interest rates and welcome bonuses. There are also the same benefits available with the Yes Prosperity Rewards card. You can enjoy loyalty points on each of those credit cards when you spend a set sum on your birthday or retail purchases. You will receive 3-5 points of reward for overseas transactions, too. Similarly, you will earn reward points for other online transactions and dining payments with your credit card. These loyalty points may also be used for daily purchases.

Eligibility criteria for accelerated rewards

There are not many clear requirements at Yes Bank for making use of a credit card. Your age should be between 21 to 60 years to become eligible. You must follow a specific minimum average salary requirement for various types of credit cards. With just certain requirements included, the advantages of such cards can be conveniently accessed.

Additional Benefits of Accelerated Reward Points

Although only the accelerated reward point bonuses are the ones listed above, you do get benefits for your daily credit card transactions. In certain situations, on credit card transactions, you can get the fuel surcharge waiver. You can also get priority membership in travel, foreign currency markup.
The collected reward points can be redeemed toward JPMiles, multiple product discounts and other specifically dedicated platforms.With these benefits added to your credit card, you will be assured that any penny you pay on your credit card will be compensated in the form of rewards. So get your Yes Bank credit card now and get a chance to use all of these advantages.

Convert YES BANK Reward Points to Club Vistara Points

You can convert your YES BANK Reward Points to Vistara Club Points for perks such as upgrade awards beginning at 500 CV Points, and award flights beginning at 2000 CV Points. 1 YES BANK Reward Point accumulated on the YES PRIVATE Credit Card can be converted to 1 CV Point and 4 YES BANK Reward Points accumulated on other eligible YES BANK Credit Cards to 1 CV Point.

  • With YES PRIVATE Credit Card you can convert 1 YES BANK Reward Points to 1 Club Vistara (CV) Points. (Minimum accumulated YES BANK Reward Points must be 250)
  • With Other YES BANK eligible Credit Cards you can convert 4 YES BANK Reward Points to 1 Club Vistara (CV) Points. (1000, and multiples of 4 thereafter)

The conversion facility YES BANK Reward Points applicable only to the following eligible Credit Cards in India:

  • YES Prosperity Credit Card
  • YES Premia Credit Card
  • YES FIRST Credit Card
  • YES PRIVATE Credit Card

Process to convert YES BANK Reward Points to CV Points

  • Visit the YES Rewardz page and validate your credit card by entering all the required details such as Card Details, Mobile Number etc.
  • Now enter your CV ID under air miles redemption section and enter the number of YES BANK Reward Points you want to convert to CV Points

Yes Bank Credit Card Interest Rate

While Yes Bank Credit Cards begin to gain popularity as a cashless payment tool, particularly with the rising of digital India, many consumers are constantly worried about the amount of interest they will have to pay to make use of the same services. Below are a few things to bear in mind about interest rates on Yes Bank Credit Cards.

Yes Bank Credit Card Interest Rates vary: Although many customers switch to cash payments or debit cards due to worries over high-interest rates, it should be remembered that interest rates vary from customer to customer and from card to card.

Getting a lower interest rate: Minimal interest rates are typically given only to high net worth customers or anyone with a good credit score. To do the same, customers are recommended to pay their Yes Bank Credit Card bills on time and to maintain a regular cycle of bill payments. This not only lets you hold your credit score up, but it also allows you to maintain a strong long-term connection with the bank.

Interest Rates and Perks: This must be remembered that low interest on credit cards often turns into poorer benefits, and customers should generally review card details before agreeing to a payment simply because of the low-interest rate charged on the same.

Yes Bank Credit Card Against FD

Yes Bank Credit Card against FD commonly referred to as Secured Credit Cards, is an excellent choice for anyone who does not have a credit record or a low / no CIBIL score. A secured credit card is a type of a credit card that can be issued against a fixed deposit (FD) with a bank or cardholder.
Yes Bank bank states the minimum balance of a fixed deposit to qualify for a secured credit card. The balance on your FD account is directly related to the overall credit cap on your credit card. It implies the higher your FD amount, the higher your credit card cap will be. Yes Bank Bank typically offers 75 percent to 85 percent of the FD amount as a credit card cap.

How To Get a Secured Credit Card?

When you open a Fixed Deposit account in Yes Bank and apply for a credit card against it, in this case, you don't need to submit any income proof to get the credit card. The FD is used as a security deposit against a credit card. .In the case of default on payment by credit card, the bank or credit card provider reserves the right to break the deposit made by you. Before taking such an action, however, the bank will inform you across all available channels of communication. On the other side, a secured credit card in good standing for a defined period of time, let's assume 1-2 years, will prompt the bank or the issuer to detach the FD.

Yes Bank Credit Card Cancellation

People might choose to close their credit cards for a variety of specific reasons. He/She may have identified a cheaper one or might be trying to reduce the additional expenditures. In this heading, I will discuss the process to close your Yes Bank Credit Card. Points to bear in mind before canceling a Yes Bank Credit Card You need to keep in mind a number of points when canceling your Yes Credit Card, which is mentioned below:

You must cut the card up- When a person wants to deactivate the card, he/she is mandated to send a copy of the default credit card attached with the letter. You would have to diagonally cut the card around the magnetic chip to ensure the number is not clear and the card is useless.

You must redeem the reward points: Until submitting a request for cancellation, the cardholder must redeem the reward points. If you don't, the bank would give a 30-day period to redeem the collected reward points. Until submitting a request for cancellation, the cardholder must redeem the reward points. If you don't, the bank would give a 30-day period to reclaim the points. If the person fails to do so during the mentioned timeframe, all remaining points will expire and the bank will not be responsible for this. 

You must clear the outstanding balance: When you have some unpaid balance on your credit card account unless you have forgotten to clear it and you still requested for revocation, the bank does not consider your application for sure. But, instead of meeting the disappointment, make sure that the balance is transparent before you set a request. It relates to all new cards that you've linked to your bank account. 

All automatic payments must be canceled: Many individuals choose for automatic payments on their credit cards because it offers them extra reward points, as well as offering them the option to choose to cover all the bills individually. So the individuals need to cancel any and all other payments related to their credit card before going on for card cancellation. When a bill payment appears after the cancelation is completed, the whole procedure may be interrupted. 

Does a cancelled credit card impact your credit score?

A credit card is used by the credit information organizations as an open line of credit, which ensures that anytime a card is close, the agencies look for an income source that is stripped from an individual's profile. In fact, when a wallet is locked it can pull up the Credit Utilisation Ratio (CUO), which is essentially the remaining unused funds to the amount spent. The report of the person will indicate that he/she spend much more than they used to spend. This may have a negative effect on credit score, so better planning is important before canceling a card. 

Process to Cancel Yes Bank Credit Card 

There are two different ways to cancel Yes Bank Credit card which are:

By Written Notice:

A cardholder who wants to cancel his/her credit card will have to write a notice to the below-listed address. Customer will have to provide all the details which are: Name of the Cardholder, 16-digit Credit Card number, Expiry date of the credit card, date of birth along with the closing request of the card.

YES Bank Limited

One India Bulls Park

No. 14, 3rd Main Road,

Ambattur Industrial Estate, Ambattur

Chennai- 600058

By Customer Care Service

Cardholders can also trigger the closing of credit cards by customer support facilities. Just call 1800 1200, and trigger the procedure. But apart from this, the customer will have to file a written request to the bank. Cardholders can submit the application at the nearest home branch or can submit the application at the below-given address as well: 

YES Bank Limited

One India Bulls Park

No. 14, 3rd Main Road,

Ambattur Industrial Estate, Ambattur

Chennai- 600058

Terms and Conditions on Yes Bank Credit Cards Limit

  • The letter of welcome holding the Credit Card will display the total Credit Cap available to the cardholder’s account. The Credit Cap available to the Cardmember Account covers all the Add-on Cards. The Credit Cap of Cardmember will also be displayed on the monthly statement of his / her Credit Card along with the amount of available credit at the date of initiation of the statement. Credit Limit on the card account is revoked upon cancellation of the card. 
  • If the gross outstanding balance of Credit Card reaches the Credit Limit, then the cardholder must make an instant payment of the excess sum above the Credit Limit. A fee will be imposed on Cardmember's Card Account as applicable from time to time if he / she crosses his / her Credit Limit regardless of the amount for which he / she crosses Credit Limit. 
  • Based on the type of the Cardmember's transaction and record, purchases up to or above the 'Available Credit Limit' or up to or beyond the 'Available Cash Limit' shall be allowed to the Cardmember, as YES BANK may evaluate in its sole discretion.
  • The Cardmember is not eligible to claim any interest on credit balances on his / her credit card account
  • YES BANK will regularly check the Credit Limit on the Card Account and retain the right to reduce or terminate the Credit Limit without prior warning to the cardholder. In such a scenario, the bank will notify the cardmember instantly regarding the limit reduction through SMS. 
  • Any request by the cardholder to increase the Credit Limit after acceptance of the request will be checked by the Bank only after the Bank receives a request from the cardholder and the related documentation that may be required. The Bank's basis of an internal review retains the freedom to approve or reject the application without specifying any explanation whatsoever. 

YES PAY

A one-stop smartphone application to handle multiple payment methods such as wallet, UPI, credit card, virtual cards to make your payment experience seamless and secure.  The application can be downloaded from the preferred app store of your mobile phone, and the app is currently supported on both IOS and Android mobiles. 

YES PAY WALLET

YES PAY mobile application enables its users to experience a seamless way to spend for their needs. With the application, a user will get a free prepaid wallet, a virtual card linked to the wallet for online purchases or transactions, registration of UPI, profile management and more. Additionally, you will also get an option of YES Bank Credit Card Management by which you will get tons of facilities and services such as Mobile and DTH recharge, bill payment option, facility to purchase amazing gift vouchers, music and coupons. To get registered in YES PAY mobile application one does not need to be an existing account holder of Yes Bank.

Features and Benefits of YES PAY Mobile Application

Below described are the features and benefits of YES PAY mobile application that you will get after a successful registration.

Prepaid Wallet: By submitting your Aadhaar Card number or YES Bank customer id, you can register for a prepaid wallet. A free virtual card powered by RuPay will be provided to all wallet customers, which can be used for e-commerce sites/applications. 

Unified Payment Interface (UPI): By registering for UPI you can get and manage your virtual address by which you can use it to send or transfer money, view account balance and last transaction details, generate MPIN or reset MPIN and much more.

Add Money: You can add money conveniently by using YES BANK or any bank’s Debit Card/Credit Card, NetBanking. Money can be added to any of the UPI linked bank account.

Transfer and Receive Money: Using YES PAY app you can easily transfer funds to other YES PAY users or Bank Accounts or UPI Virtual Address in a secure way. You can also raise a request for money to your nearest and dearest. 

Split Bills: Easily split your bills among your friends or family.

Prepaid Mobile Recharge/DTH Recharge/Bill Payments: Recharge your prepaid mobile cross all major network providers, such as Vodafone, Airtel, JIO, BSNL, IDEA etc. You can also make DTH recharges across all the leading DTH connection providers such as Tata Sky, Dish TV, SUN TV, Airtel Digital TV and more. Apart from this, you can also pay your utility bills right from your comfort.

Online Shopping: Experience online shopping with a single click checkout facility across all the merchants. Use NFC / QR and Tone-based technologies and Bharat QR to pay easily at select outlets.

Handset Insurance: Purchase Smartphone / Tablet insurance by just signing in to YES PAY. Insurance will have benefits such as Handset Loss Cover, Replacement smartphone, Damaged Card Insurance etc.

Buy Gift Vouchers, Coupons or Music: Buy gift cards from popular brands including Baskin Robbins, Domino's, Croma, discount coupons & many more. Download the latest songs from various categories and enjoy them according to your mood. 

Deals according to the location: Buy deals for stores nearby to you across all categories such as personal care, food stores, etc.

Exclusive Reward Points: Earn reward points for every purchase that can be conveniently redeemed at any time and can also be used for online shopping.

Manage your Credit Card: Use bank account or UPI to pay bills, view or download statements, view transaction history, and manage your credit card anytime anywhere. 

Yes Bank Credit Card Net Banking

YES Bank's online banking service helps its credit card customers to conveniently manage their credit cards. Using YES Bank's credit card net banking service you can manage a broad range of functions. Including accessing your monthly statements, to clearing off the remaining balance on your credit card, the range of comforts provided by Yes Bank is massive. By accessing the net banking service you can enjoy the below-listed benefits right from your comfort. 

Reset your Credit Card PIN: If you lose or are unable to remember your credit card pin, you can conveniently set up a new PIN using the net bank facility of YES Bank.

Get alerts for unbilled transactions: By registering your credit card with your online bank account, you will get all the information for the entire set of unbilled credit and debit transactions.

Credit details: Using the net banking facility, you can access the full set of transaction details on your credit card. You can access the details such as Balance available, due date, minimum amount due, the total amount due, cash limit, and more. 

Statement of the transactions: By registering your credit card on the net banking facility you can get a statement for your transactions on your registered email id. 

Manage your International Usage: By using the net banking option, you can block or unblock the foreign transaction facility on your credit card.

Hotlist your Credit Card: If you lose your credit card you can quickly use the net banking facility to hotlist or block it. Thus by using the net banking facility you can secure yourself from fraudulent activities. 

Redeem your Reward Points: The reward points you collected on your YES Bank credit card can be redeemed using the net banking facility.  

Financial Benefits:

  • Transfer your fund between your friends or accounts held by third parties with YES BANK or other banks
  • Get an option to generate standing instructions for automatically transfer of fixed amount at set intervals.
  • Transfer funds through RTGS to any bank branch across India during specified working hours, or via NEFT and IMPS anytime anywhere
  • Enhance your goal-based savings by opening Fixed Deposits, Recurring Deposits through net banking.
  • Pay your utility bills such as electricity, telephone bills, water, gas bills and more via online.
  • Invest in mutual funds, make SIP or cancel SIP request and redeem existing units

International Benefits:

  • Get all your account details such as available balance, monthly account statement account details, and more on a real-time basis by using net banking facility.
  • See the details of both the fixed deposits and recurring deposits online with YES BANK and also get specifics of the TDS for interest earned on your fixed deposits
  • Track the status of your issued cheque
  • By investing in mutual funds online view all of your investments, overall portfolio value, NAVs, etc.
  • Manage the average quarterly balance, fee schedule and get the specifics of your Relationship Manager.

 


 


 


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Get Instant News Updates
Enable
x
Notification Settings X
Time Settings
Done
Clear Notification X
Do you want to clear all the notifications from your inbox?
Settings X