The YES Bank launched its credit cards to the public beginning from August 2016. Since then it has gained good traction mainly due to the rewards and features which stands in line with the industry’s demand. The bank’s credit card portfolio provides competitive offers and rewards and this shows that they have a clear knowledge of the industry, despite being a new entrant they are fulfilling the needs of the customers in a better way.
YES Bank is the fourth largest private sector bank in India, headquartered in Mumbai.
Initially started during 2001, the bank provides a complete range of products, services and technology driving digital offerings, cater to the retail, corporate, MSME sectors. Apart from this, it also provides merchant banking, investment banking, brokerage business via its YES Securities and its Mutual Fund business through YES Asset Management (India) Limited, which are wholly owned subsidiaries of the YES Bank. Over the last few years, it has grown its capacity and currently, it has its presence in 28 states and all the Union Territories in the country including an IBU at GIFT City apart from a representative office in Abu Dhabi.
The bank was started by Rana Kapoor and Ashok Kapur.
As of June 30, 2019, the bank has branches at 1,222 centres and 1,220 ATMs across the length and breadth of India.
The revenue of YES Bank stood at Rs 25,491 crore during fiscal 2018. With an employee base of 18,238, the bank is striving hard to provide high quality, customer-centric services to its customers.
Lifestyle Benefits and Privileges
The YES Bank’s Credit Card provides benefits including access to the golf course, access to the airport lounge, fuel surcharge waiver offers, insurance cover and so on. The card also provides the users with shopping, dining, travel offers and so on.
Based on the card, the users can enjoy the benefits of rewards programmes and enjoy great rewards on a range of expenses, be in with movie tickets, dining, grocery purchase, or so on. The users can earn reward points or will get cashback on these transactions.
Fee & Charges
The YES Bank offers credit cards at a nominal fee and it usually differs from one card to another. The Charges in case of late payment fee varies based on the outstanding balance amount.
YES Bank offers loan facility to its credit card customers. The users can get a quick and easy loan against the credit card. One can use the loan for the emergency purpose be it for medical requirements, education, travel or some other needs. The disbursal of the loan amount is based on the credit limit of the card and this facility is available only for selected credit cards.
The best advantage here is the loan does not require a guarantor or a post-dated cheque. The cardholder will be entitled to get the loan at lower interest rates, meagre processing fees with a tenure of up to 24 months.
About 15,000 new virtual prepaid cards being issued daily, the Yes Bank virtual prepaid card service is now in the segment to provide its credit cardholders with a virtual credit card option. The Virtual Prepaid Card initiated by YES BANK on the MasterCard channel in partnership with Matchmove centered in Singapore enables customers who do not own credit cards or even online banking facilities to make online or in-app purchases by linking to a prepaid wallet instantly. The card that can be issued through clicking a button eliminates the limitations of Wallet's merchant incorporation and enables wallet users to perform purchases on the MasterCard platform at all online merchants. This will provide a trouble-free payment interface for users who were previously unable to perform online payment purchases.
Below listed are the Yes Bank Credit Cards with key benefits based on different categories:
Reward Credit Cards
Cashback Credit Cards
YES Premia strives to offer a genuinely luxurious, personalized banking experience that enhances your lifestyle, extravagances and desires in an innovative manner. Since its founding, it has been committed to delivering best-in - class goods and facilities, and customized approaches to satisfy all of your financial and banking requirements.
How to open a Premia account?
YES BANK Credit Cards allows you to manage your lifestyle according to your need. It also enables you to earn a range of discounts, cashback and special offers for your spending habit. Below listed are the exciting offers which you can earn through your Yes Bank Credit Card.
Welcome Gift: By spending in the first of the card issuance you are eligible to earn a cashback of Rs 250 to Rs 1,250. For a long term cashback benefits, Yes Bank Cashback Credit Cards are your ideal partner.
Reward Points: Earn amazing reward points on your spends and redeem the accumulated points against exciting products and services from the comprehensive Rewards catalogue.
Instant EMI: Instantly convert a purchase into an EMI, thus offering you the freedom to make the larger transactions when it suits best for you.
Fuel Surcharge Waivers: You can reap discounts on fuel surcharges with your YES BANK credit card while transacting for fuel purchase for an amount between Rs 400 and Rs 5,000.
Airport Lounge Access: Enjoy complimentary lounge access facility select airports across India. In the warmth of these relaxing spaces let the worry and inconvenience of your travel through flight melt away.
Cashbacks: Take advantage of immediate cashback offers on movie tickets, dining, shopping, travel and bill payment payments, letting you save money and make your lifestyle premium.
Credit cards are your ideal partner to make fulfil all your needs and reap financial benefits. A credit card from YES BANK will help you overcome your financial matters if you make payments on time. Paying credit card dues within the due date lets you create a good credit score. By availing Yes Bank Credit Cards you can apply for a pre-approved loan with an affordable interest rate. Apart from all those benefits YES Bank Credit Cards also enables you to earn amazing reward points which you can use for:
YES Prosperity Edge Credit Card is allowed with contactless technology, making purchases at retail outlets simple, easy and safe. When accepting contactless cards, you can use your card to make fast purchases at merchant locations.
The YES Bank Credit Card Applicant should fulfil the below-mentioned eligibility criteria
The following mentioned documents are required
Proof of Income
Residential Address Proof
Identity Proof (Any one of the following)
Many factors affect the eligibility criteria for your YES Bank credit card.
Some of the factors are as follows:
Age: Your age may affect the eligibility of your credit card application. When issuing a credit card, lenders look for a good credit score and history, if you are too young and have no credit history, lenders will not be able to assess whether you are a responsible borrower.
In this case, your credit card application may be declined or you will receive a basic credit card with a low credit limit. If you are considering applying for a credit card, consider building your credit history first.
Income: The minimum income criterion set by the bank is one of the most important eligibility criteria that you must meet.
Your credit card application will be rejected, your monthly income is lower than the minimum income set by the bank.
Hence, it is very important to explore the different credit cards available in the market and choose the right one for you.
Gross Monthly Debt: When credit card providers check your credit score, they can see your existing lines of credit. If your monthly debt amount is high, it will negatively affect your credit card application.
Most lenders calculate the debt-to-income ratio (DTI) where the total amount of debt is divided by the total monthly income.
If you have a high DTI ratio, your credit card application may be rejected because it indicates that you may not be able to pay your future payments.
Credit Score: Credit score plays a major role in all loans and credit card applications. This is one of the first things a credit card provider will do as soon as you submit the application form is to check your credit score.
A credit score can vary between 300 and 900.
All lenders prefer applicants with a high credit score of 750 and above. A low credit score indicates that you don't have a good credit history and lowers your creditworthiness.
You need to check your credit score before applying for a credit card. You can get a free copy of your credit report every year from each of the credit reporting agencies in India namely Equifax, TransUnion, and Experian.
If your credit score is low, apply for a credit card only after your score has improved.
Multiple Applications: It is very important to compare the different credit cards available in the market to choose the right one for your needs. However, if you apply for more than one credit card that you like, lenders will be able to see all the serious requests you have made.
This will make you look like a needy borrower to lenders. Therefore, when applying for a credit card, finalize on a card and apply for it.
Do not apply for another credit card while a credit card application is being processed.
An individual can apply for YES Bank Credit card either through online or by visiting the nearby bank branch.
For more information call to Yes Bank tollfree number 1800 1200 or write to firstname.lastname@example.org
Yes Bank lifetime-free credit cards are packed with incredible perks, offers, rewards points and benefits. So let’s get started to know more about the lifetime-free credit cards offers by Yes Bank.
Enjoy to the universe of simple payment options that meet all your payment requirements. YES Bank offers you with a secure convenient and trouble-free mode of payment to meet all your requirements through its range of credit cards. YES BANK cards provide you with a genuinely satisfying experience starting from the convenience of taking your wallet with you, to payment options for overseas travel or even personal and corporate rewards. YES BANK cards provide deal with the need for inconvenient cash transfers and allow you the right to take advantage of a variety of innovative rewards and deals. Explore YES BANK cards to reap the benefits from your comfort. Below are the benefits of YES Bank NRI Credit Cards, scroll down and select the card that best suits your lifestyle and needs.
YES First Preferred Credit Card offers outstanding benefits. This credit card provides everything from complimentary Priority Pass membership and movie perks to personalized welcome rewards and lifestyle perks.
Key highlights of the card
You'll always get the advantage with the YES PROSPERITY EDGE Credit Card. Enjoy a world of variety with privileges and enhanced benefits.
Key benefits of the card
In order to apply for the card, you need to submit the below-listed documents.
Proof of identity
Proof of Address
Proof of Income for salaried applicants
Proof of income for self-employed applicants
Credit cards provide various major benefits to the holders, but they may be a must for students going overseas to study. Students moving overseas have to contend with several issues that are necessary to address. A credit card is a really convenient tool for students that helps them to meet any cash crisis that might unexpectedly occur. There are several types of credit cards that an international student may use, the cards comes with a range of different benefits based on your choice. So below listed are some options that must be known to an international student.
Travelling: Yes Bank Credit Cards enable students to conveniently book travel tickets. Yes Bank considers the students' travelling desires, even with their financial condition. Therefore, international students are enabled to book travel tickets without having to think about instantly paying the total cost.
Merchant Alliances: Students have multiple desires and interests, so having a credit card from which they can make purchases easily is essential to them. Choosing a merchant partner will be a crucial method. In different fields, merchant partners enable students to optimize benefits while getting the ease of payment in EMIs. The key factor for the students is the collaboration of diverse sectors such as groceries, appliances, and clothing with merchant partners.
EMI & Processing fees: YES Bank offers cards to students that include easy EMI facility and no processing fee. It's reasonable that all students aren’t salaried applicants. Therefore, there is no processing fee is included in the card issued by YES Bank. In addition, there is also a facility to settle credit card dues with EMI which comes with a maximum period of 24 months.
Offer and Reward points: Student can take advantage of cashback or reward points which can be redeemed depending on the type of card they choose. But it is essential to keep in mind that, the rewards can expire if not redeemed within the given time period whereas accumulated cashback have no expiry period.
After successfully log in with YES Bank Net Banking Id and Password you can use unique benefits like enhanced security for safe online banking, manage your all YES Bank accounts, generate password and pin & unlock user-id instantly. Get all updates and offers on your credit card in one place. Access all the benefits of YES Bank net banking services and get minimum interest rates on your credit card with a flexible repayment option. With YES Bank NetBanking Id and Password you can explore the world of benefits and offers anytime anywhere, no matter where you are. Below listed is the procedure for Yes Bank Credit Card login.
How to Register
How to Login
YES Bank Credit Cardholders can make payment through both online and offline methods. As the bank provides a wide range of ways to make the payment complete more securely. Scroll down and get through all the methods to pay your credit card dues.
It is a 24x7 Personal Banking Assistance that assists you with all your credit card transaction. You can use it anywhere you want, just open your Facebook Messenger and start chatting. No, any further app is required to do the same. Scroll down for below-given process and know how to make the use of YES Robot.
You can also pay your credit card bills via Yes Pay App, which is an IOS and Android-based mobile application which helps you to access UPI based service. You just have to link your mobile number and bank account with the app and you can take the benefit of Yes Pay App. For credit card payments you just have to mention your credit card details and date of birth.
Sign up with Yes Bank Net Banking facility and make your credit card payments more conveniently. After the successful registration process, you can use Net Banking service with Id and Password. Below mentioned is the process to make payments via Net Banking
Apart from all the payment option, you can make Yes Bank Credit Card payment via NEFT/IMPS/RTGS. For this payment option you have to add your Yes Bank Credit Card as a beneficiary. As it is an electronic fund transfer service you can make payment 24x7 and also it helps you to transfer money instantly through your bank account. Below is the process for the same.
Yes Bank Credit Cardholders can pay their utility bills with Yes Pay Now standing instruction. To use the process users must implement a basic Standard Credit Card Instruction to insure that their utility bills are paid on time every month. Apart from this the applicants also get interest free credit period for reward points or cashback. All these services can be availed without any cost.
Benefits of Standing Instruction
After applying for Yes Bank Credit card one can easily track the status of the credit card. Below given is the process to track the status Yes Bank Credit card via online and offline methods.
Keep these details with yourself before tracking the application status:
Online Process to track Yes Bank Credit Card Status
Offline Process to track Yes Bank Credit Card Status
Apart from the above given online process applicants can also go through below given process to track the status of Yes Bank Credit Card through offline.
For Yes First Credit Card customers call or email on the below given details
For Yes Prosperity Credit Cardholders call or email on the below given details
Yes Bank IFSC Code is an 11-digit alphanumeric number assigned by the RBI to make an electronic payment. This can be used by the individual for using the electronic payment option such as RTGS, NEFT and CFMS. Use of IFSC Code is mandated to transfer money from one bank to another.
YESB0000607 is the IFSC Code of Yes Bank Credit Card
The first four letters YESB represents the bank name and the last 6-digit represents the branch code of the bank.
Yes Bank Credit Card IFSC Code Benefits
Where to get Yes Bank Credit Card IFSC Code?
How to make payment via Yes Bank Credit Card IFSC Code?
Yes Mobile app is a self-service smartphone app for all Indians that allows you to access all of your credit card information fully. The app allows you to take different types of benefits related to your credit card. You just need to Login with your Net Banking Id and Password to avail the benefits of Yes Bank App. If you are a Yes Bank customer it is easy and convenient to perform 85 + banking services on your way. Below given are the features of Yes Bank app and the download process.
Features of Yes Mobile
Activate Yes Bank Mobile App with 4 Steps
Yes Bank Mobile App Activation Process
Usually, YES Bank mails the credit card PIN to the registered postal address. But apart from this, you can adopt any of the procedures set out below to obtain your YES Bank credit card PIN.
Below listed are the methods through which you can generate PIN for your Yes Bank Credit Card.
You can generate Yes Bank Credit Card PIN via Net Banking facility which is one of the easiest methods. Scroll down and know the process for the same
You can visit your nearest Yes Bank ATM to generate your credit card PIN. It is one of the easiest offline methods from which you can generate your Credit Card PIN instantly with some easy steps. Below given process is for the same.
If you do not have internet access, you may simply call the 24x7 YES Customer Care Helpline given below to generate PIN for your Yes Bank Credit Card. Once your credit card details are verified your PIN generation request will be recorded by the customer care executive your PIN generation request will be recorded by the customer care executive. A physical PIN will be sent to your registered mailing address. Additionally, you can also write an email to YES Bank requesting them to generate a credit card PIN. Write an email or call to the customer care executive with the below-given details:
YES Bank credit card toll-free number- 1800 103 1212 (For India), +91 22 4935 0000 (when calling from overseas)
Customer care e-mail ID- email@example.com
With Yes Bank Credit Cards you can get rewards for all your transactions and redeem the rewards for amazing merchandise.
Redeem the YES Points that you earn against a variety of rewarding bonuses. You can also pick from the below listed products:
You can enjoy the value of incremental loyalty points on Yes Bank Prosperity Edge and Prosperity Rewards Plus cards. You can also take advantage, along with the accelerated points, of rewards such as favorable interest rates and welcome bonuses. There are also the same benefits available with the Yes Prosperity Rewards card. You can enjoy loyalty points on each of those credit cards when you spend a set sum on your birthday or retail purchases. You will receive 3-5 points of reward for overseas transactions, too. Similarly, you will earn reward points for other online transactions and dining payments with your credit card. These loyalty points may also be used for daily purchases.
Eligibility criteria for accelerated rewards
There are not many clear requirements at Yes Bank for making use of a credit card. Your age should be between 21 to 60 years to become eligible. You must follow a specific minimum average salary requirement for various types of credit cards. With just certain requirements included, the advantages of such cards can be conveniently accessed.
Additional Benefits of Accelerated Reward Points
Although only the accelerated reward point bonuses are the ones listed above, you do get benefits for your daily credit card transactions. In certain situations, on credit card transactions, you can get the fuel surcharge waiver. You can also get priority membership in travel, foreign currency markup.
The collected reward points can be redeemed toward JPMiles, multiple product discounts and other specifically dedicated platforms.With these benefits added to your credit card, you will be assured that any penny you pay on your credit card will be compensated in the form of rewards. So get your Yes Bank credit card now and get a chance to use all of these advantages.
You can convert your YES BANK Reward Points to Vistara Club Points for perks such as upgrade awards beginning at 500 CV Points, and award flights beginning at 2000 CV Points. 1 YES BANK Reward Point accumulated on the YES PRIVATE Credit Card can be converted to 1 CV Point and 4 YES BANK Reward Points accumulated on other eligible YES BANK Credit Cards to 1 CV Point.
The conversion facility YES BANK Reward Points applicable only to the following eligible Credit Cards in India:
Process to convert YES BANK Reward Points to CV Points
While Yes Bank Credit Cards begin to gain popularity as a cashless payment tool, particularly with the rising of digital India, many consumers are constantly worried about the amount of interest they will have to pay to make use of the same services. Below are a few things to bear in mind about interest rates on Yes Bank Credit Cards.
Yes Bank Credit Card Interest Rates vary: Although many customers switch to cash payments or debit cards due to worries over high-interest rates, it should be remembered that interest rates vary from customer to customer and from card to card.
Getting a lower interest rate: Minimal interest rates are typically given only to high net worth customers or anyone with a good credit score. To do the same, customers are recommended to pay their Yes Bank Credit Card bills on time and to maintain a regular cycle of bill payments. This not only lets you hold your credit score up, but it also allows you to maintain a strong long-term connection with the bank.
Interest Rates and Perks: This must be remembered that low interest on credit cards often turns into poorer benefits, and customers should generally review card details before agreeing to a payment simply because of the low-interest rate charged on the same.
Yes Bank Credit Card against FD commonly referred to as Secured Credit Cards, is an excellent choice for anyone who does not have a credit record or a low / no CIBIL score. A secured credit card is a type of a credit card that can be issued against a fixed deposit (FD) with a bank or cardholder.
Yes Bank bank states the minimum balance of a fixed deposit to qualify for a secured credit card. The balance on your FD account is directly related to the overall credit cap on your credit card. It implies the higher your FD amount, the higher your credit card cap will be. Yes Bank Bank typically offers 75 percent to 85 percent of the FD amount as a credit card cap.
How To Get a Secured Credit Card?
When you open a Fixed Deposit account in Yes Bank and apply for a credit card against it, in this case, you don't need to submit any income proof to get the credit card. The FD is used as a security deposit against a credit card. .In the case of default on payment by credit card, the bank or credit card provider reserves the right to break the deposit made by you. Before taking such an action, however, the bank will inform you across all available channels of communication. On the other side, a secured credit card in good standing for a defined period of time, let's assume 1-2 years, will prompt the bank or the issuer to detach the FD.
People might choose to close their credit cards for a variety of specific reasons. He/She may have identified a cheaper one or might be trying to reduce the additional expenditures. In this heading, I will discuss the process to close your Yes Bank Credit Card. Points to bear in mind before canceling a Yes Bank Credit Card You need to keep in mind a number of points when canceling your Yes Credit Card, which is mentioned below:
You must cut the card up- When a person wants to deactivate the card, he/she is mandated to send a copy of the default credit card attached with the letter. You would have to diagonally cut the card around the magnetic chip to ensure the number is not clear and the card is useless.
You must redeem the reward points: Until submitting a request for cancellation, the cardholder must redeem the reward points. If you don't, the bank would give a 30-day period to redeem the collected reward points. Until submitting a request for cancellation, the cardholder must redeem the reward points. If you don't, the bank would give a 30-day period to reclaim the points. If the person fails to do so during the mentioned timeframe, all remaining points will expire and the bank will not be responsible for this.
You must clear the outstanding balance: When you have some unpaid balance on your credit card account unless you have forgotten to clear it and you still requested for revocation, the bank does not consider your application for sure. But, instead of meeting the disappointment, make sure that the balance is transparent before you set a request. It relates to all new cards that you've linked to your bank account.
All automatic payments must be canceled: Many individuals choose for automatic payments on their credit cards because it offers them extra reward points, as well as offering them the option to choose to cover all the bills individually. So the individuals need to cancel any and all other payments related to their credit card before going on for card cancellation. When a bill payment appears after the cancelation is completed, the whole procedure may be interrupted.
A credit card is used by the credit information organizations as an open line of credit, which ensures that anytime a card is close, the agencies look for an income source that is stripped from an individual's profile. In fact, when a wallet is locked it can pull up the Credit Utilisation Ratio (CUO), which is essentially the remaining unused funds to the amount spent. The report of the person will indicate that he/she spend much more than they used to spend. This may have a negative effect on credit score, so better planning is important before canceling a card.
There are two different ways to cancel Yes Bank Credit card which are:
By Written Notice:
A cardholder who wants to cancel his/her credit card will have to write a notice to the below-listed address. Customer will have to provide all the details which are: Name of the Cardholder, 16-digit Credit Card number, Expiry date of the credit card, date of birth along with the closing request of the card.
YES Bank Limited
One India Bulls Park
No. 14, 3rd Main Road,
Ambattur Industrial Estate, Ambattur
By Customer Care Service
Cardholders can also trigger the closing of credit cards by customer support facilities. Just call 1800 1200, and trigger the procedure. But apart from this, the customer will have to file a written request to the bank. Cardholders can submit the application at the nearest home branch or can submit the application at the below-given address as well:
YES Bank Limited
One India Bulls Park
No. 14, 3rd Main Road,
Ambattur Industrial Estate, Ambattur
A one-stop smartphone application to handle multiple payment methods such as wallet, UPI, credit card, virtual cards to make your payment experience seamless and secure. The application can be downloaded from the preferred app store of your mobile phone, and the app is currently supported on both IOS and Android mobiles.
YES PAY mobile application enables its users to experience a seamless way to spend for their needs. With the application, a user will get a free prepaid wallet, a virtual card linked to the wallet for online purchases or transactions, registration of UPI, profile management and more. Additionally, you will also get an option of YES Bank Credit Card Management by which you will get tons of facilities and services such as Mobile and DTH recharge, bill payment option, facility to purchase amazing gift vouchers, music and coupons. To get registered in YES PAY mobile application one does not need to be an existing account holder of Yes Bank.
Features and Benefits of YES PAY Mobile Application
Below described are the features and benefits of YES PAY mobile application that you will get after a successful registration.
Prepaid Wallet: By submitting your Aadhaar Card number or YES Bank customer id, you can register for a prepaid wallet. A free virtual card powered by RuPay will be provided to all wallet customers, which can be used for e-commerce sites/applications.
Unified Payment Interface (UPI): By registering for UPI you can get and manage your virtual address by which you can use it to send or transfer money, view account balance and last transaction details, generate MPIN or reset MPIN and much more.
Add Money: You can add money conveniently by using YES BANK or any bank’s Debit Card/Credit Card, NetBanking. Money can be added to any of the UPI linked bank account.
Transfer and Receive Money: Using YES PAY app you can easily transfer funds to other YES PAY users or Bank Accounts or UPI Virtual Address in a secure way. You can also raise a request for money to your nearest and dearest.
Split Bills: Easily split your bills among your friends or family.
Prepaid Mobile Recharge/DTH Recharge/Bill Payments: Recharge your prepaid mobile cross all major network providers, such as Vodafone, Airtel, JIO, BSNL, IDEA etc. You can also make DTH recharges across all the leading DTH connection providers such as Tata Sky, Dish TV, SUN TV, Airtel Digital TV and more. Apart from this, you can also pay your utility bills right from your comfort.
Online Shopping: Experience online shopping with a single click checkout facility across all the merchants. Use NFC / QR and Tone-based technologies and Bharat QR to pay easily at select outlets.
Handset Insurance: Purchase Smartphone / Tablet insurance by just signing in to YES PAY. Insurance will have benefits such as Handset Loss Cover, Replacement smartphone, Damaged Card Insurance etc.
Buy Gift Vouchers, Coupons or Music: Buy gift cards from popular brands including Baskin Robbins, Domino's, Croma, discount coupons & many more. Download the latest songs from various categories and enjoy them according to your mood.
Deals according to the location: Buy deals for stores nearby to you across all categories such as personal care, food stores, etc.
Exclusive Reward Points: Earn reward points for every purchase that can be conveniently redeemed at any time and can also be used for online shopping.
Manage your Credit Card: Use bank account or UPI to pay bills, view or download statements, view transaction history, and manage your credit card anytime anywhere.
YES Bank's online banking service helps its credit card customers to conveniently manage their credit cards. Using YES Bank's credit card net banking service you can manage a broad range of functions. Including accessing your monthly statements, to clearing off the remaining balance on your credit card, the range of comforts provided by Yes Bank is massive. By accessing the net banking service you can enjoy the below-listed benefits right from your comfort.
Reset your Credit Card PIN: If you lose or are unable to remember your credit card pin, you can conveniently set up a new PIN using the net bank facility of YES Bank.
Get alerts for unbilled transactions: By registering your credit card with your online bank account, you will get all the information for the entire set of unbilled credit and debit transactions.
Credit details: Using the net banking facility, you can access the full set of transaction details on your credit card. You can access the details such as Balance available, due date, minimum amount due, the total amount due, cash limit, and more.
Statement of the transactions: By registering your credit card on the net banking facility you can get a statement for your transactions on your registered email id.
Manage your International Usage: By using the net banking option, you can block or unblock the foreign transaction facility on your credit card.
Hotlist your Credit Card: If you lose your credit card you can quickly use the net banking facility to hotlist or block it. Thus by using the net banking facility you can secure yourself from fraudulent activities.
Redeem your Reward Points: The reward points you collected on your YES Bank credit card can be redeemed using the net banking facility.